diff --git a/SVS-MSP-Calculator-components.css b/SVS-MSP-Calculator-components.css
index 1d80d5d..b05dfe0 100644
--- a/SVS-MSP-Calculator-components.css
+++ b/SVS-MSP-Calculator-components.css
@@ -15,6 +15,7 @@
     margin-left: var(--section-offset);
     border-radius: var(--radius-card);
     border: 1px solid var(--border);
+    border-left: 3px solid transparent;
     background: var(--surface-section);
     padding: var(--section-padding-top) var(--section-padding-x) var(--section-padding-bottom);
   }
@@ -39,7 +40,7 @@
   .fa-icon--green { color: var(--green); }
   .fa-icon--amber { color: var(--amber); }
   .fa-icon--danger { color: var(--text-danger); }
-  .fa-icon--white { color: #fff; }
+  .fa-icon--white { color: var(--text-on-accent); }
   .fa-icon--theme { color: currentColor; }
   /* ── FA Sharp Solid icons — inline data URIs for file:// compatibility ── */
   .fa-icon-file-invoice { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 384 512'%3E%3Cpath fill='currentColor' d='M240 0L0 0 0 512 384 512 384 144 240 0zm85.5 176L208 176 208 58.5 325.5 176zM64 416l0-128 256 0 0 128-256 0zM88 64l72 0 0 48-96 0 0-48 24 0zm0 96l72 0 0 48-96 0 0-48 24 0z'/%3E%3C/svg%3E"); }
@@ -85,6 +86,58 @@
   #sec-04 { order: 4; }
   #sec-05 { order: 5; }
   #sec-06 { order: 6; }
+
+  /* ── GROUP LABEL — "Managed IT Services" eyebrow above section I ── */
+  .group-label {
+    order: 0;
+    margin-left: var(--section-offset);
+    margin-bottom: calc(var(--space-xs) * -1);
+    font-family: 'DM Mono', monospace;
+    font-size: 0.6875rem;
+    letter-spacing: 0.12em;
+    text-transform: uppercase;
+    color: var(--accent);
+    opacity: 0.7;
+  }
+  .group-label-sections {
+    opacity: 0.6;
+    letter-spacing: 0.06em;
+  }
+
+  /* ── GROUP DIVIDER — separates Server Managed from Site Management ── */
+  .group-divider {
+    order: 3;
+    border: none;
+    border-top: 1px solid var(--border);
+    margin: var(--space-xs) var(--section-offset) var(--space-xs) var(--section-offset);
+    opacity: 0.5;
+  }
+
+  /* ── GROUP STRIP — bracket alongside sections I–III ── */
+  #sec-02::after, #sec-03::after, #sec-01::after {
+    content: '';
+    position: absolute;
+    left: calc(var(--section-offset) * -1 + 2px);
+    top: -12px;
+    bottom: -12px;
+    width: 6px;
+    border-left: 3px solid var(--group-strip);
+    pointer-events: none;
+    z-index: 0;
+  }
+  /* Top cap — wraps above first section */
+  #sec-02::after {
+    top: -12px;
+    border-top: 3px solid var(--group-strip);
+    border-top-left-radius: 4px;
+  }
+  /* Bottom cap — wraps below last section */
+  #sec-01::after {
+    bottom: -12px;
+    border-bottom: 3px solid var(--group-strip);
+    border-bottom-left-radius: 4px;
+  }
+
   .section-header {
     display: grid;
     grid-template-columns: minmax(0, 1fr) auto auto;
@@ -111,6 +164,11 @@
     left: calc(var(--section-offset) * -1);
     top: calc(var(--section-padding-top) - 2px);
     text-align: right;
+    transition: color var(--transition-medium, 0.2s) ease, opacity var(--transition-medium, 0.2s) ease;
+  }
+  .sec-active .section-num {
+    color: var(--accent);
+    opacity: 0.9;
   }
   .section-title-block {
     min-width: 0;
@@ -141,7 +199,7 @@
   .section-title {
     font-family: 'Poppins', sans-serif;
     font-size: clamp(1.375rem, 1.5vw, 1.75rem);
-    font-weight: 600;
+    font-weight: 700;
     color: var(--ink);
     line-height: var(--text-title-line);
     word-break: break-word;
@@ -152,7 +210,8 @@
   .section-subtitle {
     grid-column: 1 / -1;
     grid-row: 3;
-    font-size: var(--text-copy-size);
+    font-size: 0.9em;
+    font-weight: 400;
     color: var(--muted);
     margin-top: var(--space-xs);
     line-height: var(--text-copy-line);
@@ -198,7 +257,7 @@
     will-change: height, opacity;
   }
   .section-content { min-width: 0; }
-  .section-content > * + * { margin-top: var(--space-stack); }
+  .section-content > * + * { margin-top: var(--space-stack-roomy); }
   .section-content > .collapsible-header + .collapsible-body,
   .section-content > .collapsible-body + .collapsible-header {
     margin-top: 0;
@@ -278,20 +337,22 @@
     display: none;
     align-items: center;
     font-family: 'DM Mono', monospace;
-    font-size: 13px;
-    font-weight: 500;
+    font-size: 0.9375rem;
+    font-weight: 700;
+    font-variant-numeric: tabular-nums;
     letter-spacing: 0.08em;
     color: var(--accent);
     background: var(--surface-summary-badge);
     border: 2px solid var(--border-summary-badge);
-    border-radius: var(--radius-control);
-    padding: var(--control-pad-y-tight) var(--space-md);
+    border-radius: 8px;
+    padding: 8px 16px;
     white-space: normal;
     line-height: var(--text-compact-line);
     max-width: min(100%, 26ch);
     margin-top: var(--space-md);
     text-align: left;
     align-self: flex-start;
+    box-shadow: 0 1px 4px rgba(45, 122, 168, 0.2);
     animation: badgeFadeIn 0.25s ease both;
   }
   .sec-open .sec-summary-badge {
@@ -507,24 +568,36 @@
      Separate from section-level collapse. JS toggleCollapsible(id)
      toggles .open on .collapsible-body and swaps +/- on toggle icon.
      .addon-preview-pill pills shown when collapsed (JS toggleCollapsible).
+     Arrow on RIGHT side to differentiate from section chevron.
   ─────────────────────────────────────────────────────────────── */
   .collapsible-header {
     display: flex;
     align-items: center;
     gap: var(--space-sm);
     cursor: pointer;
-    padding: var(--space-md) 0;
-    border-top: 1px solid var(--border);
+    padding: var(--space-stack) var(--space-md);
+    border: 1px solid var(--border);
+    border-radius: 8px;
+    margin-top: var(--space-sm);
+    background: var(--surface-feature);
     user-select: none;
+    transition: background var(--transition-fast), border-color var(--transition-fast);
+  }
+  .collapsible-header:hover {
+    background: color-mix(in srgb, var(--accent) 6%, var(--surface-feature));
+    border-color: color-mix(in srgb, var(--accent) 15%, var(--border));
   }
   .collapsible-header--mt16 { margin-top: var(--space-stack-roomy); }
-  .collapsible-header--addon { flex-wrap: wrap; gap: var(--space-xs); margin-top: 0; }
+  .collapsible-header--addon { flex-wrap: wrap; gap: var(--space-xs); }
   .collapsible-toggle {
     color: var(--accent);
     width: 22px;
     flex-shrink: 0;
     display: flex;
     align-items: center;
+    justify-content: center;
+    order: 1;
+    margin-left: auto;
     transition: transform var(--transition-medium) ease;
   }
   .collapsible-toggle.open { transform: rotate(180deg); }
@@ -532,17 +605,20 @@
   .collapsible-label {
     font-family: 'DM Mono', monospace;
     font-size: 13px;
+    font-weight: 500;
     text-transform: uppercase;
-    letter-spacing: 0.07em;
-    color: var(--muted);
+    letter-spacing: 0.08em;
+    color: var(--ink);
+    order: 0;
   }
   .addon-preview-wrap {
     display: flex; flex-wrap: wrap; gap: 5px;
-    width: 100%; padding-left: var(--space-3xl); margin-top: 6px;
+    width: 100%; padding-left: 0; margin-top: 6px;
+    order: 2;
   }
   .addon-preview-pill {
     font-family: 'DM Mono', monospace;
-    font-size: 13px;
+    font-size: 12px;
     text-transform: uppercase;
     letter-spacing: 0.07em;
     color: var(--muted);
@@ -619,21 +695,22 @@
     background: var(--surface-step);
     border: 1px solid var(--surface-step-border);
     color: var(--text-step);
-    font-size: 20px;
+    font-size: 1.125rem;
     font-weight: 400;
-    width: 36px;
+    min-width: 44px;
+    min-height: 44px;
     cursor: pointer;
     display: flex;
     align-items: center;
     justify-content: center;
-    transition: background 0.12s, color 0.12s;
+    transition: background 0.12s, color 0.12s, border-color var(--transition-fast, 150ms) ease;
     flex-shrink: 0;
     user-select: none;
     line-height: 1;
   }
   .step-btn:first-child { border-radius: var(--radius-control) 0 0 var(--radius-control); border-right: none; }
   .step-btn:last-child  { border-radius: 0 var(--radius-control) var(--radius-control) 0; border-left: none; }
-  .step-btn:hover { background: var(--surface-step-hover); color: var(--ink); }
+  .step-btn:hover { background: var(--surface-step-hover); color: var(--ink); border-color: var(--accent); }
   .step-btn:active { background: var(--surface-step-active); color: var(--btn-primary-fg); border-color: var(--accent); }
   .num-input {
     background: var(--surface-input);
@@ -641,8 +718,10 @@
     border-radius: 0;
     color: var(--ink);
     font-family: 'DM Mono', monospace;
-    font-size: 22px;
-    width: 72px;
+    font-size: 1.125rem;
+    font-weight: 700;
+    width: 56px;
+    height: 44px;
     text-align: center;
     padding: var(--space-sm);
     outline: none;
@@ -699,7 +778,7 @@
     top: 1px;
     width: 5px;
     height: 10px;
-    border: solid #fff;
+    border: solid var(--text-on-accent);
     border-width: 0 2px 2px 0;
     transform: rotate(45deg);
   }
@@ -861,43 +940,50 @@
 
   .m365-app-strip {
     border: 1px solid var(--border);
-    border-radius: 10px;
-    padding: var(--space-stack-roomy) var(--space-lg) var(--space-stack);
+    border-radius: var(--radius-card);
+    padding: var(--space-lg) var(--space-lg) var(--space-stack);
     background: var(--surface-feature);
   }
   .m365-app-list {
     display: grid;
     grid-template-columns: repeat(6, minmax(0, 1fr));
-    gap: var(--space-md);
+    gap: var(--space-stack);
   }
   .m365-app-item {
     display: flex;
     flex-direction: column;
     align-items: center;
     justify-content: center;
-    gap: var(--space-sm);
+    gap: 8px;
     text-align: center;
-    padding: var(--space-stack-tight) var(--space-sm);
-    border-radius: var(--radius-control);
-    background: color-mix(in srgb, var(--surface-accent-soft) 44%, transparent);
+    padding: var(--space-stack) var(--space-sm);
+    border-radius: 10px;
+    transition: background var(--transition-fast), transform var(--transition-fast);
+  }
+  .m365-app-item:hover {
+    background: color-mix(in srgb, var(--accent) 8%, transparent);
+    transform: translateY(-1px);
   }
   .m365-app-icon {
-    width: 17px;
-    height: 17px;
+    width: 28px;
+    height: 28px;
     object-fit: contain;
     display: block;
   }
   .m365-app-name {
     font-family: 'DM Mono', monospace;
-    font-size: 0.75rem;
-    letter-spacing: 0.05em;
+    font-size: 0.6875rem;
+    font-weight: 500;
+    letter-spacing: 0.06em;
     color: var(--ink);
+    opacity: 0.85;
   }
   .m365-app-strip-note {
     margin-top: var(--space-md);
+    padding-top: var(--space-sm);
     font-family: 'DM Mono', monospace;
-    font-size: 0.75rem;
-    letter-spacing: 0.05em;
+    font-size: 0.6875rem;
+    letter-spacing: 0.06em;
     color: var(--muted);
   }
   .m365-app-note-byol { display: none; }
@@ -929,7 +1015,7 @@
      with _m IDs and synced by update() via syncEl/syncClass.
   ─────────────────────────────────────────────────────────────── */
   .sidebar {
-    --sidebar-rule-color: color-mix(in srgb, var(--border) 88%, transparent);
+    --sidebar-rule-color: var(--sidebar-line-rule);
     --sidebar-copy-size: 0.84375rem;
     --sidebar-copy-line: 1.5;
     --sidebar-note-size: 0.78125rem;
@@ -939,12 +1025,12 @@
     border: 1px solid var(--border-sidebar);
     border-radius: var(--radius-card);
     overflow: hidden;
-    box-shadow: 0 18px 42px rgba(0,0,0,0.12);
+    box-shadow: var(--shadow-sidebar);
   }
   .sidebar-focus-backdrop {
     position: fixed;
     inset: 0;
-    background: rgba(5, 11, 19, 0.58);
+    background: var(--surface-sidebar-focus-backdrop);
     backdrop-filter: blur(4px);
     -webkit-backdrop-filter: blur(4px);
     opacity: 0;
@@ -977,9 +1063,9 @@
     justify-content: center;
     height: 34px;
     padding: 0 var(--space-stack);
-    border: 1px solid rgba(255,255,255,0.18);
+    border: 1px solid var(--border-overlay-btn);
     border-radius: 10px;
-    background: rgba(255,255,255,0.06);
+    background: var(--surface-overlay-btn);
     color: var(--text-sidebar-kicker);
     font-family: 'DM Mono', monospace;
     font-size: 0.6875rem;
@@ -991,16 +1077,16 @@
     margin-left: auto;
   }
   .sidebar-focus-print-btn:hover {
-    background: rgba(255,255,255,0.12);
-    border-color: rgba(255,255,255,0.28);
+    background: var(--surface-overlay-btn-hover);
+    border-color: var(--border-overlay-btn-hover);
   }
   .sidebar-focus-print-btn:active { transform: translateY(1px); }
   .sidebar-focus-toggle {
     width: 34px;
     height: 34px;
-    border: 1px solid rgba(255,255,255,0.18);
+    border: 1px solid var(--border-overlay-btn);
     border-radius: 10px;
-    background: rgba(255,255,255,0.06);
+    background: var(--surface-overlay-btn);
     color: var(--text-sidebar-kicker);
     display: inline-flex;
     align-items: center;
@@ -1010,12 +1096,12 @@
     flex: 0 0 auto;
   }
   .sidebar-focus-toggle:hover {
-    background: rgba(255,255,255,0.12);
-    border-color: rgba(255,255,255,0.28);
+    background: var(--surface-overlay-btn-hover);
+    border-color: var(--border-overlay-btn-hover);
   }
   .sidebar-focus-toggle:active { transform: translateY(1px); }
   .sidebar-focus-toggle:focus-visible {
-    outline: 2px solid rgba(255,255,255,0.5);
+    outline: 2px solid var(--focus-ring-overlay);
     outline-offset: 2px;
   }
   .sidebar-focus-icon-close { display: none; }
@@ -1057,29 +1143,41 @@
     border-radius: var(--radius-control);
   }
   .sidebar-group--monthly {
-    background: var(--sidebar-zone-services, rgba(255, 255, 255, 0.03));
+    background: var(--sidebar-zone-services);
+    border-radius: var(--radius-card);
+    padding: var(--space-stack-roomy);
   }
   .sidebar-group--tax {
-    background: transparent;
+    background: var(--sidebar-zone-tax);
   }
   .sidebar-group--invoice {
-    background: var(--sidebar-zone-invoice, rgba(255, 255, 255, 0.05));
+    background: var(--sidebar-zone-invoice);
   }
   .sidebar-group--value {
-    background: var(--sidebar-zone-value, rgba(255, 255, 255, 0.02));
+    background: var(--sidebar-zone-value);
+  }
+  .sidebar-group--summary {
+    background: var(--sidebar-zone-summary);
   }
   .sidebar-group + .sidebar-group {
     margin-top: var(--space-stack);
   }
+  /* Subtle hover tint for line scanning readability */
+  .sidebar-line:hover {
+    background: var(--surface-accent-soft, rgba(45, 122, 168, 0.07));
+    border-left-color: var(--accent);
+    padding-left: calc(var(--space-xs) + 4px);
+  }
   .sidebar-group-title {
     display: block;
     flex: 0 0 auto;
     min-height: 12px;
     font-family: 'DM Mono', monospace;
     font-size: 0.625rem;
-    letter-spacing: 0.16em;
+    font-weight: 500;
+    letter-spacing: 0.18em;
     text-transform: uppercase;
-    color: var(--muted);
+    color: var(--sidebar-group-title-color);
     margin: 0 0 var(--space-stack-tight);
   }
   .sidebar-line {
@@ -1090,12 +1188,23 @@
     font-size: var(--sidebar-copy-size);
     color: var(--muted);
     line-height: var(--sidebar-copy-line);
-    padding: var(--space-stack-tight) 0;
-    border-bottom: 1px dashed var(--sidebar-rule-color);
+    padding: var(--space-stack-tight) var(--space-xs);
+    border-bottom: 1px var(--sidebar-line-rule-style) var(--sidebar-rule-color);
+    border-left: 2px solid transparent;
+    border-radius: 2px;
+    transition: background var(--transition-fast, 150ms) ease,
+                border-color var(--transition-fast, 150ms) ease,
+                padding-left var(--transition-fast, 150ms) ease;
+  }
+  /* Remove border on last visible line before a group boundary */
+  .sidebar-group > .sidebar-line:last-child,
+  #sidebarLines > .sidebar-line:last-of-type {
+    border-bottom: none;
   }
   .sidebar-line > span:first-child { flex: 1 1 auto; min-width: 0; }
   .sidebar-line .val {
     font-family: 'DM Mono', monospace;
+    font-weight: 600;
     color: var(--text-money);
     font-size: var(--sidebar-copy-size);
     line-height: 1.2;
@@ -1108,18 +1217,19 @@
   .sidebar-mrr-label {
     font-family: 'DM Mono', monospace;
     font-size: 0.625rem;
-    letter-spacing: 0.16em;
+    letter-spacing: 0.18em;
     text-transform: uppercase;
     color: var(--muted);
     margin-bottom: var(--space-sm);
   }
   .sidebar-mrr {
     font-family: 'Poppins', sans-serif;
-    font-weight: 700;
-    font-size: var(--sidebar-mrr-size);
+    font-weight: 800;
+    font-size: 3rem;
     color: var(--text-money-hero);
     line-height: 0.94;
-    letter-spacing: -0.03em;
+    letter-spacing: -0.02em;
+    text-shadow: 0 2px 12px rgba(245, 240, 232, 0.08);
     margin-bottom: var(--space-stack-roomy);
   }
   .sidebar-line-value .val,
@@ -1168,9 +1278,11 @@
     color: var(--ink);
     letter-spacing: 0.02em;
   }
-  .vs-table { width: 100%; border-collapse: collapse; font-size: 0.8125rem; line-height: 1.56; }
-  .vs-table td { padding: 9px var(--space-xs); vertical-align: middle; }
+  .vs-table { width: 100%; border-collapse: collapse; font-size: 0.775rem; line-height: 1.56; }
+  .vs-table td { padding: 7px var(--space-xs); vertical-align: middle; }
   .vs-table td:last-child { text-align: right; font-family: 'DM Mono', monospace; white-space: nowrap; }
+  .vs-table tr:not(.vs-save-row) { opacity: 0.85; }
+  .vs-table tr.vs-save-row { opacity: 1; }
   .vs-table tr:first-child td { padding-top: 2px; padding-bottom: var(--space-stack-roomy); border-bottom: 1px solid var(--border); }
   .vs-table tr:nth-child(2) td,
   .vs-table tr:nth-child(4) td { padding-top: var(--space-stack-roomy); }
@@ -1186,7 +1298,7 @@
   .vs-label {
     font-family: 'DM Mono', monospace;
     font-size: 0.6875rem;
-    letter-spacing: 0.16em;
+    letter-spacing: 0.18em;
     text-transform: uppercase;
     color: var(--muted);
     margin-bottom: 0;
@@ -1245,7 +1357,7 @@
   }
   .nudge-nav-btn {
     background: var(--surface-ghost);
-    border: 1px solid rgba(255,255,255,0.06);
+    border: 1px solid var(--border-nudge-nav);
     cursor: pointer;
     padding: 0;
     width: 34px;
@@ -1346,7 +1458,7 @@
   .qs-term-wrap .tier-seg {
     padding: clamp(14px, 2.5cqi, 16px) clamp(12px, 2.3cqi, 14px) clamp(14px, 2.4cqi, 15px);
     background: var(--surface-term-tile);
-    transition: background 0.18s, border-color 0.18s, box-shadow 0.18s, transform 0.18s;
+    transition: background 200ms ease, color 200ms ease, border-color 200ms ease, box-shadow 200ms ease, transform 200ms ease;
   }
   .qs-term-wrap .tier-seg:hover {
     background: var(--surface-term-tile-hover);
@@ -1516,7 +1628,10 @@
     transition: left 0.2s, background 0.2s;
     box-shadow: var(--shadow-switch-knob);
   }
-  .qs-toggle-row input:checked ~ .qs-switch { background: var(--surface-switch-on); }
+  .qs-toggle-row input:checked ~ .qs-switch {
+    background: var(--surface-switch-on);
+    box-shadow: 0 0 8px rgba(58, 184, 112, 0.3);
+  }
   .qs-toggle-row input:checked ~ .qs-switch::after { left: 17px; }
   .qs-fee-waive:has(input:disabled) { opacity: 0.5; cursor: default; }
   .qs-fee-input:disabled { opacity: 0.4; cursor: not-allowed; }
@@ -1701,16 +1816,31 @@
   .sl-discount-val { color: var(--green) !important; }
   .sl-discount-detail { font-size: 0.7rem; opacity: 0.7; }
   .sl-hst-val { color: var(--text-money) !important; font-size: var(--sidebar-copy-size); }
-  .sidebar-line-discount { border-bottom-style: dashed; opacity: 0.8; }
+  .sidebar-line-discount { border-bottom-style: dashed; border-bottom-color: var(--sidebar-rule-color); opacity: 0.8; }
   .sidebar-line.sidebar-line-hst {
     margin-top: 0;
     padding-top: var(--space-stack-tight);
     padding-bottom: var(--space-stack-tight);
-    border-top: 1px dashed var(--sidebar-rule-color);
+    border-top: 1px var(--sidebar-line-rule-style) var(--sidebar-rule-color);
+    border-bottom: none;
   }
   .sidebar-line.sidebar-line-total {
     font-weight: 600;
-    margin-top: 2px;
+    margin-top: var(--space-sm);
+    border-top: 2px solid color-mix(in srgb, var(--accent) 30%, transparent);
+    border-bottom: none;
+    padding-top: var(--space-stack-roomy);
+  }
+  .sidebar-line.sidebar-line-total .val {
+    font-size: 1.1em;
+    font-weight: 700;
+    color: var(--text-money-hero);
+  }
+  .suffix-mo {
+    font-size: 0.7em;
+    font-weight: 500;
+    color: var(--muted);
+    letter-spacing: 0.02em;
   }
   .sl-hst-toggle {
     justify-content: flex-start;
@@ -1740,7 +1870,7 @@
     display: flex;
     flex-direction: column;
     z-index: 540;
-    box-shadow: 0 28px 64px rgba(0,0,0,0.28);
+    box-shadow: var(--shadow-sidebar-focus);
   }
   body.sidebar-focus-open .side-col .sidebar-focus-client {
     display: block;
@@ -1807,21 +1937,34 @@
      Subtle left accent glow on hover; stronger treatment when open.
   ─────────────────────────────────────────────────────────────── */
   .section {
-    transition: border-color 0.2s, box-shadow 0.2s;
+    box-shadow: var(--shadow-card);
+    transition: border-color var(--transition-medium, 0.2s) ease, box-shadow var(--transition-medium, 0.2s) ease;
+  }
+  .section.sec-active {
+    border-left: 3px solid color-mix(in srgb, var(--accent) 50%, transparent);
   }
   .section:hover {
     border-color: var(--section-hover-border);
-    box-shadow: var(--section-hover-shadow);
+    box-shadow: var(--shadow-card-hover), var(--section-hover-shadow);
   }
   .section.sec-open {
     border-color: var(--section-open-border);
-    box-shadow: var(--section-open-shadow);
+    box-shadow: var(--shadow-card-open), var(--section-open-shadow);
   }
 
   /* ── ADDON ROW SELECTED — stronger check indicator ──────────────
      .selected gets a more prominent border + check indicator via
      the checkbox's native accent-color. No pseudo-element needed.
   ─────────────────────────────────────────────────────────────── */
+  @keyframes stepper-pulse {
+    0%   { transform: scale(1); }
+    50%  { transform: scale(1.05); }
+    100% { transform: scale(1); }
+  }
+  .num-input.pulse {
+    animation: stepper-pulse 150ms ease-out;
+  }
+
   @keyframes addonPulse {
     0%   { transform: scale(1); }
     50%  { transform: scale(1.015); }
@@ -1882,8 +2025,8 @@
   ─────────────────────────────────────────────────────────────── */
   .export-wrap {
     padding: var(--space-stack-roomy) var(--space-xl) var(--space-lg);
-    background: var(--surface-export);
-    border-top: 1px solid var(--border-export-top);
+    background: transparent;
+    border-top: none;
     display: flex;
     flex-direction: column;
     gap: var(--space-stack-tight);
@@ -1909,7 +2052,7 @@
   .btn-export:hover  {
     background: var(--btn-primary-hover);
     filter: brightness(1.15);
-    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.25);
+    box-shadow: var(--shadow-export-hover);
   }
   .btn-export:active { transform: scale(0.97); filter: brightness(0.95); }
   .btn-export-secondary {
@@ -2025,9 +2168,9 @@
   .pitch-footer {
     background: var(--surface-success);
     border-top: 1px solid var(--surface-success-border);
-    padding: var(--space-md) var(--space-3xl);
+    padding: var(--space-sm) var(--space-3xl);
     font-family: 'DM Mono', monospace;
-    font-size: 13px;
+    font-size: 11px;
     color: var(--green);
     letter-spacing: 0.05em;
     text-align: center;
diff --git a/SVS-MSP-Calculator-glass.css b/SVS-MSP-Calculator-glass.css
index b5a2004..d6445c4 100644
--- a/SVS-MSP-Calculator-glass.css
+++ b/SVS-MSP-Calculator-glass.css
@@ -32,6 +32,10 @@ html {
   --theme-chip-fg: #223142;
   --theme-chip-border: rgba(83, 117, 150, 0.24);
   --theme-chip-shadow: 0 10px 24px rgba(6, 18, 31, 0.14);
+  --group-strip: color-mix(in srgb, var(--accent) 20%, var(--paper));
+  --shadow-card: 0 2px 12px rgba(0,0,0,0.2), 0 1px 4px rgba(0,0,0,0.12);
+  --shadow-card-hover: 0 4px 20px rgba(0,0,0,0.25), 0 2px 8px rgba(0,0,0,0.15);
+  --shadow-card-open: 0 8px 28px rgba(0,0,0,0.3), 0 2px 10px rgba(0,0,0,0.18);
   --section-hover-border: rgba(105, 200, 255, 0.34);
   --section-hover-shadow:
     -4px 0 0 0 rgba(105, 200, 255, 0.36),
@@ -79,15 +83,15 @@ html {
   --glass-section-num: rgba(226, 239, 255, 0.18);
   --glass-section-num-glow: 0 0 26px rgba(105, 200, 255, 0.1);
   --glass-heading: #f4f9ff;
-  --glass-heading-soft: #f1f8ff;
+  --glass-heading-soft: var(--glass-heading);
   --glass-client-border: rgba(143, 183, 221, 0.24);
   --glass-client-placeholder: rgba(159, 179, 201, 0.72);
   --glass-ghost-bg: rgba(255, 255, 255, 0.04);
-  --glass-ghost-border: rgba(143, 183, 221, 0.18);
+  --glass-ghost-border: var(--glass-panel-border);
   --glass-ghost-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.04);
   --glass-ghost-hover-bg: rgba(105, 200, 255, 0.12);
   --glass-ghost-hover-border: rgba(105, 200, 255, 0.3);
-  --glass-ghost-hover-text: #f2f8ff;
+  --glass-ghost-hover-text: var(--glass-heading);
   --glass-group-surface: rgba(5, 11, 21, 0.3);
   --glass-input-surface: rgba(5, 11, 21, 0.34);
   --surface-term-wrap: linear-gradient(180deg, rgba(12, 21, 34, 0.62), rgba(8, 15, 26, 0.54));
@@ -96,7 +100,7 @@ html {
   --surface-term-tile-active:
     linear-gradient(180deg, rgba(255, 255, 255, 0.05) 0%, rgba(255, 255, 255, 0) 42%),
     linear-gradient(135deg, rgba(62, 142, 190, 0.58) 0%, rgba(42, 107, 156, 0.62) 58%, rgba(24, 70, 118, 0.68) 100%);
-  --border-term-wrap: rgba(143, 183, 221, 0.18);
+  --border-term-wrap: var(--glass-panel-border);
   --border-term-tile-active: rgba(105, 200, 255, 0.16);
   --shadow-term-wrap: inset 0 1px 0 rgba(255, 255, 255, 0.05);
   --shadow-term-tile-active:
@@ -106,7 +110,7 @@ html {
   --text-term-name-active: var(--text-on-accent);
   --text-term-sub: var(--muted);
   --text-term-sub-active: var(--text-on-accent);
-  --text-term-discount: #f2f8ff;
+  --text-term-discount: var(--glass-heading);
   --text-term-discount-active: var(--text-on-accent);
   --surface-best-value: rgba(99, 216, 162, 0.12);
   --border-best-value: rgba(99, 216, 162, 0.26);
@@ -115,7 +119,7 @@ html {
   --border-best-value-active: rgba(255, 255, 255, 0.34);
   --text-best-value-active: #ffffff;
   --text-pill-savings-active: #a8f0c8;
-  --glass-input-border: rgba(143, 183, 221, 0.2);
+  --glass-input-border: var(--glass-panel-border);
   --glass-input-inset-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.03);
   --glass-input-focus-border: rgba(105, 200, 255, 0.55);
   --glass-input-focus-shadow: 0 0 0 3px rgba(105, 200, 255, 0.16);
@@ -137,9 +141,9 @@ html {
   --surface-switch-on: var(--green);
   --glass-switch-knob: rgba(250, 252, 255, 0.95);
   --glass-switch-shadow: 0 2px 8px rgba(3, 9, 18, 0.28);
-  --glass-selected-bg: rgba(105, 200, 255, 0.12);
-  --glass-selected-border: rgba(105, 200, 255, 0.28);
-  --glass-selected-text: #f3fbff;
+  --glass-selected-bg: var(--glass-ghost-hover-bg);
+  --glass-selected-border: var(--glass-ghost-hover-border);
+  --glass-selected-text: var(--glass-heading);
   --surface-addon-hover: rgba(105, 200, 255, 0.08);
   --border-addon-hover: rgba(105, 200, 255, 0.24);
   --glass-feature-bg: linear-gradient(180deg, rgba(19, 31, 49, 0.8), rgba(10, 18, 30, 0.72));
@@ -151,7 +155,7 @@ html {
   --glass-warning-bg: linear-gradient(180deg, rgba(66, 41, 12, 0.84), rgba(43, 27, 8, 0.76));
   --glass-warning-border: rgba(255, 190, 104, 0.26);
   --glass-addon-active-bg: rgba(105, 200, 255, 0.16);
-  --glass-addon-active-border: rgba(105, 200, 255, 0.28);
+  --glass-addon-active-border: var(--glass-ghost-hover-border);
   --glass-addon-active-text: #dff3ff;
   --glass-pill-inset-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.05);
   --glass-divider: rgba(143, 183, 221, 0.14);
@@ -162,8 +166,8 @@ html {
   --glass-export-shadow: 0 14px 28px rgba(29, 108, 186, 0.26);
   --glass-reset-text: #dceefe;
   --glass-reset-hover-bg: rgba(105, 200, 255, 0.1);
-  --glass-reset-hover-border: rgba(105, 200, 255, 0.32);
-  --glass-reset-hover-text: #f2f8ff;
+  --glass-reset-hover-border: var(--glass-ghost-hover-border);
+  --glass-reset-hover-text: var(--glass-heading);
   --sky: #7dd3fc;
   --glass-modal-backdrop: rgba(2, 7, 15, 0.72);
   --glass-modal-bg: linear-gradient(180deg, rgba(18, 29, 46, 0.86), rgba(10, 17, 29, 0.8));
@@ -182,9 +186,13 @@ html {
   --glass-mobile-panel-shadow:
     0 14px 36px rgba(2, 8, 17, 0.28),
     inset 0 1px 0 rgba(255, 255, 255, 0.05);
-  --sidebar-zone-services: rgba(105, 200, 255, 0.03);
-  --sidebar-zone-invoice: rgba(105, 200, 255, 0.05);
-  --sidebar-zone-value: rgba(105, 200, 255, 0.02);
+  --sidebar-zone-services: rgba(105, 200, 255, 0.04);
+  --sidebar-zone-invoice: rgba(105, 200, 255, 0.07);
+  --sidebar-zone-value: rgba(99, 216, 162, 0.04);
+  --sidebar-zone-summary: rgba(105, 200, 255, 0.03);
+  --sidebar-row-stripe: rgba(105, 200, 255, 0.03);
+  --sidebar-line-rule: rgba(143, 183, 221, 0.12);
+  --sidebar-total-rule: rgba(143, 183, 221, 0.22);
 }
 
 body {
@@ -226,10 +234,6 @@ body::before {
   .outer {
     padding-top: var(--sidebar-top-gap) !important;
   }
-
-  .side-col {
-    top: var(--sidebar-sticky-top) !important;
-  }
 }
 
 .section,
@@ -242,7 +246,6 @@ body::before {
 .mobile-panel-actions,
 .confirm-modal-card,
 .vs-comparison-wrap,
-.export-wrap,
 .pitch-inner {
   background: var(--glass-panel-bg) !important;
   border-color: var(--glass-panel-border) !important;
@@ -458,16 +461,20 @@ body::before {
 }
 
 .collapsible-header,
-.sidebar-line,
 .pitch-item,
 .vs-label::after,
-.sidebar-line-total,
 .pitch-footer,
-.export-wrap,
 .mobile-panel-close-row,
 .mobile-panel-actions {
   border-color: var(--glass-divider) !important;
 }
+.sidebar-line {
+  border-bottom-color: var(--glass-divider) !important;
+}
+.sidebar-line.sidebar-line-total {
+  border-top-color: var(--sidebar-total-rule) !important;
+  border-bottom: none !important;
+}
 
 .sidebar-title,
 .sidebar-client.placeholder {
@@ -505,7 +512,8 @@ body::before {
 }
 
 .export-wrap {
-  border-top: 1px solid var(--glass-divider) !important;
+  background: transparent !important;
+  border-top: none !important;
 }
 body.sidebar-focus-open .side-col .export-wrap {
   background: transparent !important;
diff --git a/SVS-MSP-Calculator-layout.css b/SVS-MSP-Calculator-layout.css
index 461a01b..12eadb1 100644
--- a/SVS-MSP-Calculator-layout.css
+++ b/SVS-MSP-Calculator-layout.css
@@ -19,8 +19,8 @@
     margin: 0 auto;
     align-items: start;
   }
-  .main-col { display: flex; flex-direction: column; gap: clamp(16px, 1.5vw, 24px); container-type: inline-size; }
-  .side-col { position: sticky; top: var(--sidebar-sticky-top); z-index: 10; align-self: start; }
+  .main-col { display: flex; flex-direction: column; gap: clamp(12px, 1.2vw, 20px); container-type: inline-size; }
+  .side-col { position: static; z-index: 10; align-self: start; }
   .sidebar-utility { margin-bottom: var(--sidebar-stack-gap); display: flex; flex-direction: column; gap: 8px; }
   .btn-reset-quote,
   .btn-import-quote {
@@ -130,7 +130,7 @@
   }
   .confirm-btn-danger {
     background: var(--amber);
-    color: #fff;
+    color: var(--btn-primary-fg);
     border: 1px solid transparent;
   }
   .confirm-btn-danger:hover { filter: brightness(1.05); }
diff --git a/SVS-MSP-Calculator-light.css b/SVS-MSP-Calculator-light.css
index 0e95da0..8857761 100644
--- a/SVS-MSP-Calculator-light.css
+++ b/SVS-MSP-Calculator-light.css
@@ -28,7 +28,7 @@
   --surface-settings: #e3d7c4;
   --surface-settings-divider: #c8bcab;
   --surface-input: #f1eadf;
-  --surface-term-wrap: #ece3d6;
+  --surface-term-wrap: var(--card);
   --surface-term-tile: rgba(255, 255, 255, 0.04);
   --surface-term-tile-hover: rgba(99, 127, 136, 0.06);
   --surface-term-tile-active: linear-gradient(180deg, #829ea8 0%, #667f89 100%);
@@ -39,7 +39,7 @@
   --text-term-name: #64594e;
   --text-term-name-active: #f8f5ef;
   --text-term-sub: #4d433a;
-  --text-term-sub-active: #f8f5ef;
+  --text-term-sub-active: var(--text-term-name-active);
   --text-term-discount: #2f2a25;
   --text-term-discount-active: #ffffff;
   --surface-best-value: rgba(86, 146, 105, 0.12);
@@ -53,11 +53,11 @@
   --surface-sidebar-body: #ebe5dd;
   --surface-sidebar-utility: #d8d1c7;
   --surface-export: #ddd6cd;
-  --surface-compare: #ddd7ce;
-  --surface-modal: #f0e8dc;
+  --surface-compare: var(--surface-export);
+  --surface-modal: var(--surface-input);
   --surface-mobile-sheet: #e5dfd6;
   --surface-mobile-close-row: #dbd4cb;
-  --surface-mobile-actions: #dbd4cb;
+  --surface-mobile-actions: var(--surface-mobile-close-row);
   --surface-mobile-sidebar: transparent;
   --surface-accent-soft: rgba(99, 127, 136, 0.09);
   --surface-summary-badge: rgba(99, 127, 136, 0.09);
@@ -66,7 +66,7 @@
   --surface-chevron-active: rgba(58, 50, 43, 0.075);
   --surface-ghost: rgba(58, 50, 43, 0.06);
   --surface-ghost-hover: rgba(58, 50, 43, 0.1);
-  --surface-step: #f2ebdf;
+  --surface-step: var(--surface-input);
   --surface-step-hover: #e5dbcc;
   --surface-step-active: var(--accent);
   --surface-step-border: #a99e8f;
@@ -77,7 +77,7 @@
   --surface-danger-border: #d5a1ab;
   --text-danger: #7a1520;
   --surface-warning: #f7f0dd;
-  --surface-warning-panel: #f3ebda;
+  --surface-warning-panel: var(--surface-warning);
   --surface-warning-border: #ddc39b;
   --surface-compare-success: rgba(86, 146, 105, 0.12);
   --surface-compare-warning: rgba(179, 133, 72, 0.11);
@@ -95,6 +95,10 @@
   --text-vs-muted: var(--muted);
   --text-incentive: #35554a;
   --text-pill-savings-active: #d4f5e0;
+  --group-strip: color-mix(in srgb, var(--accent) 18%, var(--paper));
+  --shadow-card: 0 2px 8px rgba(0,0,0,0.06), 0 1px 3px rgba(0,0,0,0.04);
+  --shadow-card-hover: 0 4px 16px rgba(0,0,0,0.08), 0 2px 6px rgba(0,0,0,0.05);
+  --shadow-card-open: 0 6px 20px rgba(0,0,0,0.1), 0 2px 8px rgba(0,0,0,0.06);
   --section-hover-border: rgba(99, 127, 136, 0.18);
   --section-hover-shadow: -3px 0 0 0 rgba(99, 127, 136, 0.18);
   --section-open-border: rgba(99, 127, 136, 0.27);
@@ -106,13 +110,17 @@
   --surface-pill-icon: rgba(255, 255, 255, 0.18);
   --border-sidebar: #c6beb3;
   --surface-sidebar-utility-border: #bfb7ad;
-  --border-compare: #c8c0b5;
+  --border-compare: var(--border-sidebar);
   --border-export-top: #ccc4ba;
-  --border-mobile-sheet: #c6beb3;
-  --border-mobile-row: #ccc4ba;
-  --sidebar-zone-services: rgba(0, 0, 0, 0.025);
+  --border-mobile-sheet: var(--border-sidebar);
+  --border-mobile-row: var(--border-export-top);
+  --sidebar-zone-services: rgba(0, 0, 0, 0.03);
   --sidebar-zone-invoice: rgba(0, 0, 0, 0.04);
-  --sidebar-zone-value: rgba(0, 0, 0, 0.015);
+  --sidebar-zone-value: rgba(33, 112, 69, 0.04);
+  --sidebar-zone-summary: rgba(0, 0, 0, 0.02);
+  --sidebar-row-stripe: rgba(0, 0, 0, 0.02);
+  --sidebar-line-rule: color-mix(in srgb, var(--border) 70%, transparent);
+  --sidebar-total-rule: color-mix(in srgb, var(--border) 90%, transparent);
   --surface-switch-off: #b5ad9f;
   --surface-switch-on: var(--green);
 }
diff --git a/SVS-MSP-Calculator-print.css b/SVS-MSP-Calculator-print.css
index fecb5de..e51ebe5 100644
--- a/SVS-MSP-Calculator-print.css
+++ b/SVS-MSP-Calculator-print.css
@@ -41,6 +41,9 @@
     .collapsible-header  { display: none !important; }
     .sec-chevron         { display: none !important; }
     .sec-summary-badge      { display: none !important; }
+    .group-label            { display: none !important; }
+    #sec-02::after, #sec-03::after, #sec-01::after { display: none !important; }
+    .group-divider { display: none !important; }
     .sec-controls-row       { display: none !important; }
     .quote-settings-bar  { display: none !important; }
     .section-badge       { display: none !important; }
diff --git a/SVS-MSP-Calculator-responsive.css b/SVS-MSP-Calculator-responsive.css
index 01fb6a3..eee0e76 100644
--- a/SVS-MSP-Calculator-responsive.css
+++ b/SVS-MSP-Calculator-responsive.css
@@ -44,6 +44,14 @@
     .qs-fee-row { padding: 6px 0 0; }
 
     .main-col > .section:first-of-type { margin-top: var(--space-sm); }
+    #sec-02::after, #sec-03::after, #sec-01::after { display: none; }
+    .group-label { margin-left: 0; }
+    /* Mobile grouping — accent left border on Managed IT sections */
+    #sec-02, #sec-03, #sec-01 {
+      border-left: 3px solid var(--group-strip);
+    }
+    .group-divider { margin-left: 0; margin-right: 0; }
+    .mobile-quote-pill { top: 12vh; }
 
     /* Pill toggle — stack vertically on tiny screens */
     .pill-toggle {
@@ -127,10 +135,10 @@
       grid-template-columns: repeat(3, minmax(0, 1fr));
       gap: var(--space-stack-tight);
     }
-    .m365-app-item { padding: var(--space-stack-tight) 6px; }
+    .m365-app-item { padding: var(--space-sm) 6px; }
     .m365-app-icon {
-      width: 15px;
-      height: 15px;
+      width: 22px;
+      height: 22px;
     }
 
     /* Savings row — stack */
@@ -239,7 +247,7 @@
       align-items: center;
       gap: var(--space-stack-tight);
       position: fixed;
-      top: 82px;
+      top: calc(var(--top-bar-sticky-offset) + var(--space-lg));
       right: max(14px, env(safe-area-inset-right, 0px));
       z-index: 200;
       background: var(--accent);
diff --git a/SVS-MSP-Calculator-tokens.css b/SVS-MSP-Calculator-tokens.css
index d9dddfe..0492566 100644
--- a/SVS-MSP-Calculator-tokens.css
+++ b/SVS-MSP-Calculator-tokens.css
@@ -165,19 +165,23 @@
     --surface-danger-border: #5e2830;
     --text-danger: #e87882;
     --surface-warning: #2a1e06;
-    --surface-warning-panel: #2e1f08;
+    --surface-warning-panel: var(--surface-warning);
     --surface-warning-border: #5a3a10;
     --surface-compare-success: rgba(39, 174, 96, 0.16);
     --surface-compare-warning: rgba(210, 120, 30, 0.16);
     --surface-selected: #1d2d3a;
     --text-selected-accent: #ccecff;
-    --surface-positive-pill: rgba(33,112,69,0.10);
-    --surface-positive-badge: rgba(33,112,69,0.12);
-    --border-positive-badge: rgba(33,112,69,0.28);
-    --surface-positive-badge-strong: rgba(33,112,69,0.13);
-    --border-positive-badge-strong: rgba(33,112,69,0.3);
-    --surface-positive-panel: rgba(33,112,69,0.08);
-    --border-positive-panel: rgba(33,112,69,0.22);
+    --surface-positive-soft: rgba(33,112,69,0.08);
+    --surface-positive-strong: rgba(33,112,69,0.13);
+    --border-positive-soft: rgba(33,112,69,0.22);
+    --border-positive-strong: rgba(33,112,69,0.3);
+    --surface-positive-pill: var(--surface-positive-soft);
+    --surface-positive-badge: var(--surface-positive-strong);
+    --border-positive-badge: var(--border-positive-strong);
+    --surface-positive-badge-strong: var(--surface-positive-strong);
+    --border-positive-badge-strong: var(--border-positive-strong);
+    --surface-positive-panel: var(--surface-positive-soft);
+    --border-positive-panel: var(--border-positive-soft);
     --surface-addon-hover: var(--surface-accent-soft);
     --border-addon-hover: color-mix(in srgb, var(--accent) 24%, var(--border));
     --text-sidebar-kicker: rgba(255,255,255,0.75);
@@ -190,10 +194,9 @@
     --text-vs-muted: #b5ab9e;
     --text-incentive: var(--green);
     --text-on-accent: #fff;
-    --text-on-accent-strong: rgba(255,255,255,0.9);
     --text-on-accent-soft: rgba(255,255,255,0.85);
-    --text-on-accent-muted: rgba(255,255,255,0.8);
     --text-on-accent-subtle: rgba(255,255,255,0.7);
+    --text-on-accent-strong: var(--text-on-accent-soft);
     --surface-on-accent-badge: rgba(255,255,255,0.18);
     --border-on-accent-badge: rgba(255,255,255,0.35);
     --text-pill-savings-active: #86efac;
@@ -201,6 +204,10 @@
     --shadow-modal: 0 16px 50px rgba(0,0,0,0.35);
     --shadow-switch-knob: 0 1px 3px rgba(0,0,0,0.3);
     --shadow-floating: 0 4px 20px rgba(0,0,0,0.45);
+    --group-strip: color-mix(in srgb, var(--accent) 18%, var(--paper));
+    --shadow-card: 0 2px 8px rgba(0,0,0,0.15), 0 1px 3px rgba(0,0,0,0.1);
+    --shadow-card-hover: 0 4px 16px rgba(0,0,0,0.2), 0 2px 6px rgba(0,0,0,0.12);
+    --shadow-card-open: 0 6px 20px rgba(0,0,0,0.22), 0 2px 8px rgba(0,0,0,0.14);
     --section-hover-border: rgba(45,122,168,0.35);
     --section-hover-shadow: -3px 0 0 0 rgba(45,122,168,0.4);
     --section-open-border: rgba(45,122,168,0.5);
@@ -213,6 +220,16 @@
     --btn-primary-fg: #fff;
     --btn-primary-hover: #3a8fc4;
     --surface-pill-icon: rgba(255,255,255,0.2);
+    --surface-overlay-btn: rgba(255,255,255,0.06);
+    --surface-overlay-btn-hover: rgba(255,255,255,0.12);
+    --border-overlay-btn: rgba(255,255,255,0.18);
+    --border-overlay-btn-hover: rgba(255,255,255,0.28);
+    --focus-ring-overlay: rgba(255,255,255,0.5);
+    --surface-sidebar-focus-backdrop: rgba(5, 11, 19, 0.58);
+    --shadow-sidebar: 0 18px 42px rgba(0,0,0,0.12);
+    --shadow-sidebar-focus: 0 28px 64px rgba(0,0,0,0.28);
+    --shadow-export-hover: 0 2px 8px rgba(0,0,0,0.25);
+    --border-nudge-nav: rgba(255,255,255,0.06);
     --print-paper: #fff;
     --print-ink: #1a1a1a;
     --print-accent: #2d7aa8;
@@ -231,9 +248,32 @@
     --print-callout-green-border: #3ab870;
     --print-callout-red-border: #5e2830;
     --print-footer-note: #888;
+    --sidebar-zone-services: rgba(255, 255, 255, 0.06);
+    --sidebar-zone-invoice: rgba(255, 255, 255, 0.08);
+    --sidebar-zone-value: rgba(58, 184, 112, 0.05);
+    --sidebar-zone-summary: rgba(255, 255, 255, 0.03);
+    --sidebar-zone-tax: transparent;
+    --sidebar-line-rule: color-mix(in srgb, var(--border) 88%, transparent);
+    --sidebar-line-rule-style: dashed;
+    --sidebar-total-rule: var(--border);
+    --sidebar-total-rule-style: solid;
+    --sidebar-row-stripe: rgba(255, 255, 255, 0.018);
+    --sidebar-group-title-color: var(--muted);
     --sidebar-stack-gap: 14px;
     --sidebar-top-gap: calc(var(--sidebar-stack-gap) + 14px);
     --top-bar-sticky-offset: 62px;
     --sidebar-sticky-top: calc(var(--top-bar-sticky-offset) + var(--sidebar-top-gap));
   }
 
+/* ── TABULAR NUMBERS ─────────────────────────────────────────
+   All monetary values use tabular (fixed-width) figures so
+   columns of numbers align perfectly.
+──────────────────────────────────────────────────────────── */
+.val,
+.sidebar-line .val,
+.price-badge,
+.sidebar-hero,
+[data-money] {
+  font-variant-numeric: tabular-nums;
+}
+
diff --git a/SVS-MSP-Calculator.html b/SVS-MSP-Calculator.html
index 226d370..1b0962c 100644
--- a/SVS-MSP-Calculator.html
+++ b/SVS-MSP-Calculator.html
@@ -169,6 +169,8 @@
     </div>
   </div>
 
+  <div class="group-label">Managed IT Services <span class="group-label-sections">(Sections I, II, III)</span></div>
+
   <!-- ────────────────────────────────────────────────────────────
        SECTION I — SITE ADMIN FEE
        id="sec-01"  starts collapsed
@@ -371,7 +373,7 @@
       <div class="collapsible-header collapsible-header--addon" onclick="toggleCollapsible('addonsA')" aria-expanded="false" tabindex="0" role="button" onkeydown="if(event.key==='Enter'||event.key===' '){toggleCollapsible('addonsA');event.preventDefault();}">
         <span class="collapsible-toggle" id="addonsA-icon"><span class="fa-icon fa-icon-chevron-down" style="--icon-size:12px;"></span></span>
         <span class="collapsible-label">WORKFORCE ADD-ONS</span>
-        <div id="addonsA-preview" class="addon-preview-wrap" style="display:none">
+        <div id="addonsA-preview" class="addon-preview-wrap">
           <span class="addon-preview-pill" data-addon="addExtHours">Extended Hours</span>
           <span class="addon-preview-pill" data-addon="addPWM">1Password</span>
           <span class="addon-preview-pill" data-addon="addINKY">INKY Pro Upgrade</span>
@@ -458,7 +460,7 @@
       <div class="collapsible-header collapsible-header--addon" onclick="toggleCollapsible('addonsB')" aria-expanded="false" tabindex="0" role="button" onkeydown="if(event.key==='Enter'||event.key===' '){toggleCollapsible('addonsB');event.preventDefault();}">
         <span class="collapsible-toggle" id="addonsB-icon"><span class="fa-icon fa-icon-chevron-down" style="--icon-size:12px;"></span></span>
         <span class="collapsible-label">ENDPOINT BUSINESSGUARD ADD-ONS</span>
-        <div id="addonsB-preview" class="addon-preview-wrap" style="display:none">
+        <div id="addonsB-preview" class="addon-preview-wrap">
           <span class="addon-preview-pill" data-addon="addBMB">Bare Metal Backup</span>
           <span class="addon-preview-pill" data-addon="addUSB">USB Blocking</span>
         </div>
@@ -482,6 +484,8 @@
     </div>
   </div>
 
+  <hr class="group-divider">
+
   <!-- ────────────────────────────────────────────────────────────
        SECTION IV — SERVER MANAGEMENT
        Starts COLLAPSED (no sec-open class, body display:none)
diff --git a/SVS-MSP-Calculator.js b/SVS-MSP-Calculator.js
index 8b9ceca..db98981 100644
--- a/SVS-MSP-Calculator.js
+++ b/SVS-MSP-Calculator.js
@@ -118,6 +118,16 @@ function update() {
   updateVsComparison(q);
   updateSectionSummaries(q);
 
+  // Active section accent
+  ['sec-02', 'sec-03', 'sec-01', 'sec-04', 'sec-05', 'sec-06'].forEach(function(secId) {
+    var el = document.getElementById(secId);
+    if (!el) return;
+    var input = el.querySelector('.num-input');
+    var isActive = input ? parseInt(input.value) > 0 : false;
+    if (secId === 'sec-01') isActive = q.mrr > 0;
+    el.classList.toggle('sec-active', isActive);
+  });
+
   debouncedSave();
 }
 
@@ -321,6 +331,10 @@ function stepInput(id, delta) {
   if (!el) return;
   const min = parseInt(el.min) ?? 0;
   el.value = Math.max(min, (parseInt(el.value) || 0) + delta);
+  // Pulse feedback
+  el.classList.remove('pulse');
+  void el.offsetWidth;
+  el.classList.add('pulse');
   update();
 }
 
diff --git a/docs/QUICK-REF.md b/docs/QUICK-REF.md
index bc3be71..6b1be1a 100644
--- a/docs/QUICK-REF.md
+++ b/docs/QUICK-REF.md
@@ -3,32 +3,40 @@
 ## Stack
 Vanilla HTML5/CSS3/JS (ES5-compatible). No frameworks, no npm, no build tools. Open HTML in browser to run.
 
+## Project Status
+**Design & Sales Optimization: COMPLETE** (2026-03-16)
+- 22 tasks executed across 5 chunks
+- 3 themes: Dark (flagship), Light, Glass — Retro removed
+- 254 engine tests passing
+- All responsive breakpoints verified
+
 ## File Map
 
 ### JS Runtime
-| File | Purpose |
-|------|---------|
-| `SVS-MSP-Calculator.js` | Orchestration: `update()`, `calcQuote()`, section toggles, `initQuote()` |
-| `quote-engine.js` | Pure math: `calculateQuote(state, pricing)`, `readFormState()`, `getPricingConfig()` |
-| `quote-pricing.js` | Defaults (34 keys), JSON loader, `getSnapshot()`, globals |
-| `quote-render.js` | DOM rendering: sidebar, summaries, nudges, `setSummary()`, `renderNudge()` |
-| `quote-persistence.js` | `saveState()` / `restoreState()` / `resetState()` via localStorage |
-| `quote-export.js` | Print/PDF (respects HST toggle) + JSON export (schema v1.0) |
-| `theme-manager.js` | Dark/Light/Glass/70s Retro toggle + persistence |
-| `mobile-sync.js` | Clones sidebar to mobile panel, wraps `update()` for `_m` ID sync |
+| File | Purpose | Key Functions |
+|------|---------|---------------|
+| `SVS-MSP-Calculator.js` | Orchestration, event binding | `update()`, `calcQuote()`, `stepInput()`, `initQuote()`, `toggleSection()` |
+| `quote-engine.js` | Pure math (DO NOT TOUCH without tests) | `calculateQuote(state, pricing)`, `readFormState()`, `getPricingConfig()` |
+| `quote-pricing.js` | Pricing defaults (34 keys), JSON loader | `getSnapshot()`, globals |
+| `quote-render.js` | DOM rendering + animated counters | `renderSidebar()`, `animateValue()`, `setSummary()`, `renderNudge()`, `buildNudges()` |
+| `quote-persistence.js` | localStorage save/restore | `saveState()`, `restoreState()`, `resetState()` |
+| `quote-export.js` | Print/PDF + JSON export | Respects HST toggle, schema v1.0 |
+| `quote-import.js` | JSON import + schema migration | Additive migrations only |
+| `theme-manager.js` | 3-theme cycle + persistence | `toggleTheme()`, `applyTheme()`, `initTheme()` — cycle: Dark → Light → Glass |
+| `mobile-sync.js` | Mobile panel dual-render | Clones sidebar, wraps `update()` for `_m` ID sync |
+| `package-prices-data.js` | Pricing source (DO NOT MOVE) | Single source of truth for all rates |
 
-### CSS (load order via manifest)
-| File | Purpose |
-|------|---------|
-| `*-tokens.css` | Design tokens — single source for spacing, colors, radii, typography |
-| `*-base.css` | Global chrome, top bar, resets |
-| `*-layout.css` | Grid: `.outer`, `.main-col`, `.sidebar`, `.client-bar` |
-| `*-components.css` | Sections, headers, `sec-controls-row`, badges, steppers, sidebar, VS comparison, export |
-| `*-responsive.css` | Media queries: ≤1350, ≤1100, ≤900, ≤600 + landscape |
-| `*-print.css` | Print overrides — hides controls, forces expand |
-| `*-light.css` | Light theme color overrides |
-| `*-glass.css` | Glass theme (glassmorphism) overrides |
-| `*-70retro.css` | 70s Retro theme overrides |
+### CSS (load order via manifest SVS-MSP-Calculator.css)
+| File | Purpose | Key Tokens/Classes |
+|------|---------|-------------------|
+| `*-tokens.css` | Design tokens — colors, spacing, radii, typography, shadows | `--shadow-card/hover/open`, `--sidebar-zone-*`, `--text-money-hero` |
+| `*-base.css` | Resets, top bar chrome | Global typography |
+| `*-layout.css` | Grid: `.outer`, `.main-col`, `.side-col` | Section gap: `clamp(12px, 1.2vw, 20px)` |
+| `*-components.css` | Sections, steppers, badges, sidebar, VS table, pitch bar | `.sec-active`, `.suffix-mo`, stepper-pulse keyframe, tabular-nums |
+| `*-responsive.css` | Breakpoints: 1920+, ≤1350, ≤1100, ≤900, ≤600, 780L | Mobile: sidebar hidden, floating MRR badge |
+| `*-print.css` | Print overrides | Strips shadows, animations, forces expand |
+| `*-light.css` | Light theme token overrides | Softer shadows, inverted zone tints |
+| `*-glass.css` | Glass theme (frosted blur) | Stronger shadows, translucent backgrounds |
 
 ### HTML Structure (section display order)
 | Order | ID | Numeral | Title | Has Stepper |
@@ -38,29 +46,58 @@ Vanilla HTML5/CSS3/JS (ES5-compatible). No frameworks, no npm, no build tools. O
 | 3 | sec-01 | III | Site Management | — (badges only) |
 | 4 | sec-04 | IV | Server Management | serverCount |
 | 5 | sec-05 | V | Zero Trust Networking (HaaS) | ztNetSeats |
-| 6 | sec-06 | VI | VoIP / Unified Comms (UCaaS) | voipSeats |
-
-### Section Header Layout (all 6 sections)
-```
-Grid Row 1:  [numeral]  [title-block]  [chevron]
-Grid Row 2:  [sec-controls-row: stepper + badge + price]
-Grid Row 3:  [section-subtitle — expanded only]
-```
+| 6 | sec-06 | VI | VoIP / Unified Communications (UCaaS) | voipSeats |
 
 ### Key DOM IDs (do not rename — mobile sync depends on these)
 - Inputs: `userCount`, `endpointCount`, `serverCount`, `ztNetSeats`, `ztNetRouters`, `voipSeats`
 - Summaries: `sec01-summary` through `sec06-summary`
 - Admin: `adminFeeDisplay`, `adminWaived`, `feeBreakdown`
-- Sidebar: `sidebarMRR`, `sidebarAnnual`, `sidebarDiscount`, etc.
+- Sidebar values: `sl-users-val`, `sl-endpoints-val`, `sl-servers-val`, `sl-zt-val`, `sl-voip-val`
+- Hero: `mrrDisplay`, `annualDisplay`, `sl-monthly-total-val`
 - Progress: `floorBar`, `floorNote`
 
-### Pricing Defaults (from quote-pricing.js)
+## Design System (post-optimization)
+
+### Animations
+| Animation | Duration | Trigger | Implementation |
+|-----------|----------|---------|----------------|
+| Number counter (sidebar + badges) | 350ms ease-out | Value change | `animateValue()` in quote-render.js |
+| Stepper pulse | 150ms ease-out | +/- click | CSS `@keyframes stepper-pulse` + `.pulse` class in JS |
+| Section expand/collapse | ~250ms | Click header | JS `animateSection()` + CSS height/opacity |
+| Chevron rotate | `--transition-medium` | Section toggle | CSS `transform: rotate(180deg)` on `.sec-open` |
+| Sidebar line hover | `--transition-fast` | Mouse hover | CSS border-left accent + padding shift |
+| Progress bar | 300ms ease-out | Value change | CSS `transition: width` on `.progress-fill` |
+| Term tile selection | 200ms ease | Click tile | CSS transitions on `.tier-seg` |
+
+### Typography Hierarchy
+- **Bold (700-800):** Section titles, hero MRI number, monthly total value
+- **Semi-bold (600):** Sidebar `.val` amounts, line item labels
+- **Medium (500):** `.sidebar-group-title`, uppercase labels
+- **Regular (400):** Descriptions, subtitles, meta text
+
+### Shadow Tokens (per theme)
+- `--shadow-card` — base elevation on `.section`
+- `--shadow-card-hover` — combined with `--section-hover-shadow` (left accent glow)
+- `--shadow-card-open` — combined with `--section-open-shadow` (stronger glow)
+
+### Active Section System
+- `.sec-active` class toggled in `update()` based on section count > 0
+- CSS: 3px left accent border via `color-mix(in srgb, var(--accent) 50%, transparent)`
+- `.sec-active .section-num` — numeral turns accent-blue
+
+### Sidebar Zones
+- `.sidebar-group--monthly` — rounded container, `--sidebar-zone-services` tint
+- `.sidebar-group--invoice` — `--sidebar-zone-invoice` tint
+- `.sidebar-group--value` — green-tinted `--sidebar-zone-value`
+- `.sidebar-line:hover` — accent border slides in left, background tints blue
+
+## Pricing Defaults (from quote-pricing.js)
 ```
-Users:     M365 $140 (m2m) / $130 (12mo/24mo) | BYOL $110 | ExtHrs +$25 | 1PWM +$9 | INKY +$8 | ZT +$55
+Users:     M365 $140 (m2m) / $130 (annual) | BYOL $110 | ExtHrs +$25 | 1PWM +$9 | INKY +$8 | ZT +$55
 Endpoints: $35/ea | USB +$4 | BMB +$25
 Servers:   $120/ea
 ZT Net:    $25/seat | $100/router
-Admin:     Floor $150 | Min $650 | ZT premium +$250 | 1PWM markup 10%
+Admin:     Floor $150 | Threshold $650 | ZT +$250 | 1PWM 10%
 VoIP:      Basic $28 | Standard $35 | Premium $45 | Phone +$15 | Fax +$10
 Discounts: m2m 0% | 12mo 3% + 50% off onboarding | 24mo 5% + complimentary onboarding
 HST:       13% (Ontario)
@@ -70,16 +107,51 @@ HST:       13% (Ontario)
 ```
 node svsmspcalc/tests/test-quote-engine.js
 ```
-254 tests, zero dependencies. Run after any pricing/engine changes.
-
-
-## Remind User
-After reading docs, always say:
-> You have an automated test suite (254 tests). I can run it anytime, or modify it for new scenarios.
+254 tests, zero dependencies. Run after any pricing/engine/render changes.
 
 ## Danger Zones
 - DOM IDs → mobile sync breaks silently if renamed
 - `quote-engine.js` math → run tests after any change
 - Print CSS → sensitive to component class changes
-- `update()` call chain → side effects cascade
+- `update()` call chain → side effects cascade (calcQuote → render → sidebar → nudges → summaries → sec-active toggle → save)
 - localStorage key: `svs-msp-quote-v1`
+- `animateValue()` targets both desktop element AND `_m` mobile clone
+- `.suffix-mo` span inside monthly total value — set via `innerHTML` not `textContent`
+
+## Directory Layout
+```
+svsmspcalc/
+├── SVS-MSP-Calculator.html          # Main HTML shell
+├── SVS-MSP-Calculator.css           # CSS import manifest
+├── SVS-MSP-Calculator.js            # Orchestration + event binding
+├── SVS-MSP-Calculator-tokens.css    # Design tokens (shadows, zones, colors)
+├── SVS-MSP-Calculator-base.css      # Resets, typography
+├── SVS-MSP-Calculator-layout.css    # Grid system, section gap
+├── SVS-MSP-Calculator-components.css # All UI components (~2100 lines)
+├── SVS-MSP-Calculator-responsive.css # Breakpoints
+├── SVS-MSP-Calculator-print.css     # Print overrides
+├── SVS-MSP-Calculator-light.css     # Light theme overrides
+├── SVS-MSP-Calculator-glass.css     # Glass theme overrides
+├── quote-engine.js                  # Pure math (254 tests)
+├── quote-render.js                  # Rendering + animateValue()
+├── quote-pricing.js                 # Pricing config
+├── quote-persistence.js             # localStorage
+├── quote-export.js                  # Print/PDF + JSON export
+├── quote-import.js                  # JSON import + migration
+├── theme-manager.js                 # 3-theme cycle
+├── mobile-sync.js                   # Mobile dual-render
+├── package-prices-data.js           # PRICING SOURCE
+├── M365icons/                       # Microsoft 365 icons
+├── fontawesomekit/                  # Font Awesome icons
+├── pre-alpha/                       # READ-ONLY archived reference
+├── tests/
+│   └── test-quote-engine.js         # 254 engine tests
+└── docs/
+    ├── QUICK-REF.md                 # THIS FILE — architecture + file map
+    ├── SESSION-HANDOFF.md           # Current status + next steps
+    ├── CHECKPOINT.md                # Historical checkpoint
+    ├── MASTER-SESSION-PROMPT.md     # Master rebuild prompt
+    ├── STAGE3-11 prompts            # Historical stage prompts
+    ├── quote-rules.md               # Business logic rules
+    └── regression-checklist.md      # QA checklist
+```
diff --git a/docs/SESSION-HANDOFF.md b/docs/SESSION-HANDOFF.md
new file mode 100644
index 0000000..e3ade76
--- /dev/null
+++ b/docs/SESSION-HANDOFF.md
@@ -0,0 +1,56 @@
+# Session Handoff — SVS MSP CALC
+
+**Last updated:** 2026-03-16
+**Session:** Section I & II Visual Polish (Pass 2)
+**Status:** COMPLETE — all 3 issues from Pass 1 resolved
+
+## What Was Done This Session
+
+### Section Polish Pass 2 — Premium Feel
+Addressed all 3 issues flagged after Pass 1, verified across Dark/Light/Glass at 1920px + 600px.
+
+1. **Vertical spacing rhythm** — bumped `.section-content > * + *` base gap from `--space-stack` (14px) to `--space-stack-roomy` (16px) for more breathing room between elements
+2. **M365 app strip cleanup** — removed all per-item borders and backgrounds; items now float cleanly within the container. Removed icon drop-shadows. Removed accent-tinted container background/border (now uses neutral `--surface-feature` + `--border`). Removed border-top separator from note area.
+3. **Collapsible header refinement** — switched from accent-tinted background (`--surface-accent-soft`) to neutral `--surface-feature`. Border changed from accent-tinted `color-mix()` to plain `--border`. Hover uses very subtle accent (6% mix) instead of heavy 10%. Result feels native across all 3 themes.
+
+### Visual QA
+- Playwright screenshots taken at 1920px desktop and 600px mobile
+- Dark, Light, Glass themes all verified — collapsibles and M365 strip look native in each
+- Section II (Endpoint Package) confirmed consistent with Section I styling
+
+## Files Modified (this session)
+
+| File | Changes |
+|------|---------|
+| `SVS-MSP-Calculator-components.css` | Section content gap 14→16px; M365 strip: removed per-item borders/bg/shadow, neutral container; collapsible headers: neutral bg/border, softer hover; strip note: removed border-top |
+
+## Test Status
+```
+254/254 tests passing
+node svsmspcalc/tests/test-quote-engine.js
+```
+
+## What's Next
+
+Potential next steps (user to prioritize):
+1. **Deeper spacing audit** — check vertical rhythm within expanded collapsible bodies (feature list items, addon rows) if user wants finer tuning
+2. **Section III (Site Management)** polish pass — same treatment if needed
+3. **Print/PDF verification** — confirm CSS changes don't affect print layout
+4. **Mobile panel** — verify mobile panel rendering matches desktop sidebar
+
+## Continuation Prompt
+
+```
+Read svsmspcalc/docs/SESSION-HANDOFF.md then svsmspcalc/docs/QUICK-REF.md.
+3 themes: Dark, Light, Glass. Pre-alpha in svsmspcalc/pre-alpha/ (read-only).
+254 tests must pass: node svsmspcalc/tests/test-quote-engine.js
+
+## Plugins Available — USE THEM
+- **frontend-design** — invoke for design decisions, spacing, color, layout
+- **playwright** — open calculator in real browser, expand sections, toggle
+  themes, screenshot before/after every CSS change
+- **code-simplifier** — clean up CSS after edits
+- **superpowers** — brainstorming, planning workflows
+
+Budget: stay under 60% context. Checkpoint before ending.
+```
diff --git a/docs/STAGE11-SESSION-PROMPT.md b/docs/STAGE11-SESSION-PROMPT.md
new file mode 100644
index 0000000..dbd9644
--- /dev/null
+++ b/docs/STAGE11-SESSION-PROMPT.md
@@ -0,0 +1,100 @@
+# SVS MSP CALC — STAGE 11: BETA PREP
+# Generated: 2026-03-15
+
+---
+
+## WHERE WE ARE
+
+**Stages 1–10: COMPLETE.** Production-quality for Sections I–III across all 4 themes.
+**Tests:** 254/254 passing.
+
+### Stage 10 Completed Work
+
+**Color Audit & Consolidation:**
+- Full audit of all 4 theme CSS files — every unique color extracted, grouped by role
+- Near-duplicates consolidated via aliases (e.g., 4 positive surfaces → 2 semantic tiers)
+- On-accent text ladder collapsed from 5 → 3 levels
+- Light theme: ~6 near-identical surfaces → 3 tiers, ~10 borders → 3 tiers
+- Glass theme: 6 ice-white text values → 1 reference, 4 border opacities → 1 reference
+- Retro theme: ~20 hardcoded hex in selectors → 7 `--retro-*` helper tokens
+- 17 raw hex/rgba in components.css → new overlay/shadow tokens
+- Retro `--sky` given distinct value (`#6366f1` indigo, was identical to `--green`)
+- Unused `--text-on-accent-muted` removed
+
+**Sidebar / Live Quote Polish:**
+- Zone backgrounds strengthened + semantically tinted (value zone gets green tint)
+- Line borders: last-child removed, totals get solid top border, dashed elsewhere
+- Hover tint on sidebar lines for read-tracking
+- `.export-wrap` background → transparent, border removed (all themes)
+- Sidebar changed from sticky to static (scrolls with page)
+
+**Section Grouping:**
+- "MANAGED IT SERVICES (Sections I, II, III)" eyebrow label above section I
+- Vertical accent bracket with top/bottom caps alongside sections I–III
+- HR divider between Site Management (III) and Server Management (IV)
+- Mobile: bracket hidden, sections I–III get accent left border instead
+- Per-theme `--group-strip` token (blue/grey-teal/cyan/rose)
+
+**Mobile:**
+- Quote pill repositioned: `top: 12vh` at ≤600px (percentage-based, viewport-responsive)
+
+---
+
+## WHAT'S READY FOR BETA
+
+- Sections I–III fully functional with live pricing, addons, admin fee logic
+- All 4 themes visually polished and color-consistent
+- Sidebar live quote with clear zone separation and clean borders
+- Mobile panel sync working (100+ ID pairs)
+- Print/PDF export functional
+- JSON import/export functional
+- 254 automated tests passing
+
+## WHAT REMAINS (Sections IV–VI)
+
+Sections IV (Server Management), V (Zero Trust Networking), VI (VoIP) are **placeholders only** — basic stepper + collapsed body, no active pricing or addons wired up. Do not activate unless explicitly requested.
+
+---
+
+## HARD CONSTRAINTS
+
+1. DOM IDs are a contract — renaming breaks mobile sync (100+ pairs)
+2. 254 tests must pass: `node svsmspcalc/tests/test-quote-engine.js`
+3. All 4 themes must work after every change
+4. No frameworks, no npm — vanilla only
+5. Surgical changes only — read before editing
+6. Sections IV–VI are placeholders — do not activate
+
+---
+
+## KEY FILES MODIFIED IN STAGE 10
+
+| File | What Changed |
+|------|-------------|
+| `SVS-MSP-Calculator-tokens.css` | Semantic positive/overlay/sidebar/group tokens added; near-dupes aliased |
+| `SVS-MSP-Calculator-light.css` | Surface/border consolidated; sidebar zone + group-strip tokens |
+| `SVS-MSP-Calculator-glass.css` | Ice-whites + borders deduped; sidebar/group tokens; export-wrap cleaned |
+| `SVS-MSP-Calculator-70retro.css` | 7 retro helper tokens; hardcoded hex → var(); distinct --sky; group-strip |
+| `SVS-MSP-Calculator-components.css` | 17 raw colors tokenized; sidebar line/zone polish; group label + bracket |
+| `SVS-MSP-Calculator-layout.css` | 1 raw #fff tokenized; sidebar position: static |
+| `SVS-MSP-Calculator-responsive.css` | Mobile bracket → left border; group-divider; pill top: 12vh |
+| `SVS-MSP-Calculator-print.css` | Group label/bracket/divider hidden in print |
+| `SVS-MSP-Calculator.html` | Group label div + group divider HR added (decorative, no IDs) |
+
+---
+
+## VERIFICATION
+
+```
+node svsmspcalc/tests/test-quote-engine.js
+```
+
+254 tests, zero dependencies. Run after any pricing/engine/render changes.
+
+---
+
+## CONTEXT MANAGEMENT
+
+After completing work:
+- Update `docs/CHECKPOINT.md` with results
+- If context is heavy, create `docs/STAGE12-SESSION-PROMPT.md` for the next chat
diff --git a/pre-alpha/M365icons/azure-svgrepo-com.svg b/pre-alpha/M365icons/azure-svgrepo-com.svg
new file mode 100644
index 0000000..bfeff67
--- /dev/null
+++ b/pre-alpha/M365icons/azure-svgrepo-com.svg
@@ -0,0 +1,2 @@
+<?xml version="1.0" encoding="utf-8"?><!-- Uploaded to: SVG Repo, www.svgrepo.com, Generator: SVG Repo Mixer Tools -->
+<svg width="800px" height="800px" viewBox="0 0 32 32" xmlns="http://www.w3.org/2000/svg"><title>file_type_azure</title><path d="M14.98,25.994c3.57-.726,6.518-1.327,6.552-1.335l.062-.015-3.37-4.615c-1.854-2.538-3.37-4.625-3.37-4.637s3.48-11.056,3.5-11.095c.007-.013,2.375,4.694,5.741,11.411l5.774,11.521.044.088-10.711,0-10.711,0Z" style="fill:#0089d6"/><path d="M2.125,24.586c0-.006,1.588-3.18,3.529-7.053l3.529-7.041L13.3,6.52c2.262-2.185,4.119-3.976,4.126-3.979a.914.914,0,0,1-.066.192L12.89,13.759,8.5,24.589l-3.189,0C3.56,24.6,2.125,24.593,2.125,24.586Z" style="fill:#0089d6"/></svg>
\ No newline at end of file
diff --git a/pre-alpha/M365icons/excel.svg b/pre-alpha/M365icons/excel.svg
new file mode 100644
index 0000000..d952563
--- /dev/null
+++ b/pre-alpha/M365icons/excel.svg
@@ -0,0 +1,2 @@
+<?xml version="1.0" encoding="utf-8"?><!-- Uploaded to: SVG Repo, www.svgrepo.com, Generator: SVG Repo Mixer Tools -->
+<svg width="800px" height="800px" viewBox="0 -1.27 110.037 110.037" xmlns="http://www.w3.org/2000/svg"><path d="M57.55 0h7.425v10c12.513 0 25.025.025 37.537-.038 2.113.087 4.438-.062 6.275 1.2 1.287 1.85 1.138 4.2 1.225 6.325-.062 21.7-.037 43.388-.024 65.075-.062 3.638.337 7.35-.425 10.938-.5 2.6-3.625 2.662-5.713 2.75-12.95.037-25.912-.025-38.875 0v11.25h-7.763c-19.05-3.463-38.138-6.662-57.212-10V10.013C19.188 6.675 38.375 3.388 57.55 0z" fill="#207245"/><path d="M64.975 13.75h41.25V92.5h-41.25V85h10v-8.75h-10v-5h10V62.5h-10v-5h10v-8.75h-10v-5h10V35h-10v-5h10v-8.75h-10v-7.5z" fill="#ffffff"/><path d="M79.975 21.25h17.5V30h-17.5v-8.75z" fill="#207245"/><path d="M37.025 32.962c2.825-.2 5.663-.375 8.5-.512a2607.344 2607.344 0 0 1-10.087 20.487c3.438 7 6.949 13.95 10.399 20.95a716.28 716.28 0 0 1-9.024-.575c-2.125-5.213-4.713-10.25-6.238-15.7-1.699 5.075-4.125 9.862-6.074 14.838-2.738-.038-5.476-.15-8.213-.263C19.5 65.9 22.6 59.562 25.912 53.312c-2.812-6.438-5.9-12.75-8.8-19.15 2.75-.163 5.5-.325 8.25-.475 1.862 4.888 3.899 9.712 5.438 14.725 1.649-5.312 4.112-10.312 6.225-15.45z" fill="#ffffff"/><path d="M79.975 35h17.5v8.75h-17.5V35zM79.975 48.75h17.5v8.75h-17.5v-8.75zM79.975 62.5h17.5v8.75h-17.5V62.5zM79.975 76.25h17.5V85h-17.5v-8.75z" fill="#207245"/></svg>
\ No newline at end of file
diff --git a/pre-alpha/M365icons/excel2-svgrepo-com.svg b/pre-alpha/M365icons/excel2-svgrepo-com.svg
new file mode 100644
index 0000000..5d973e9
--- /dev/null
+++ b/pre-alpha/M365icons/excel2-svgrepo-com.svg
@@ -0,0 +1,2 @@
+<?xml version="1.0" encoding="utf-8"?><!-- Uploaded to: SVG Repo, www.svgrepo.com, Generator: SVG Repo Mixer Tools -->
+<svg width="800px" height="800px" viewBox="0 0 32 32" xmlns="http://www.w3.org/2000/svg"><title>file_type_excel2</title><path d="M28.781,4.405H18.651V2.018L2,4.588V27.115l16.651,2.868V26.445H28.781A1.162,1.162,0,0,0,30,25.349V5.5A1.162,1.162,0,0,0,28.781,4.405Zm.16,21.126H18.617L18.6,23.642h2.487v-2.2H18.581l-.012-1.3h2.518v-2.2H18.55l-.012-1.3h2.549v-2.2H18.53v-1.3h2.557v-2.2H18.53v-1.3h2.557v-2.2H18.53v-2H28.941Z" style="fill:#20744a;fill-rule:evenodd"/><rect x="22.487" y="7.439" width="4.323" height="2.2" style="fill:#20744a"/><rect x="22.487" y="10.94" width="4.323" height="2.2" style="fill:#20744a"/><rect x="22.487" y="14.441" width="4.323" height="2.2" style="fill:#20744a"/><rect x="22.487" y="17.942" width="4.323" height="2.2" style="fill:#20744a"/><rect x="22.487" y="21.443" width="4.323" height="2.2" style="fill:#20744a"/><polygon points="6.347 10.673 8.493 10.55 9.842 14.259 11.436 10.397 13.582 10.274 10.976 15.54 13.582 20.819 11.313 20.666 9.781 16.642 8.248 20.513 6.163 20.329 8.585 15.666 6.347 10.673" style="fill:#ffffff;fill-rule:evenodd"/></svg>
\ No newline at end of file
diff --git a/pre-alpha/M365icons/outlook-svgrepo-com.svg b/pre-alpha/M365icons/outlook-svgrepo-com.svg
new file mode 100644
index 0000000..209390d
--- /dev/null
+++ b/pre-alpha/M365icons/outlook-svgrepo-com.svg
@@ -0,0 +1,2 @@
+<?xml version="1.0" encoding="utf-8"?><!-- Uploaded to: SVG Repo, www.svgrepo.com, Generator: SVG Repo Mixer Tools -->
+<svg width="800px" height="800px" viewBox="0 0 32 32" xmlns="http://www.w3.org/2000/svg"><title>file_type_outlook</title><path d="M19.484,7.937v5.477L21.4,14.619a.489.489,0,0,0,.21,0l8.238-5.554a1.174,1.174,0,0,0-.959-1.128Z" style="fill:#0072c6"/><path d="M19.484,15.457l1.747,1.2a.522.522,0,0,0,.543,0c-.3.181,8.073-5.378,8.073-5.378V21.345a1.408,1.408,0,0,1-1.49,1.555H19.483V15.457Z" style="fill:#0072c6"/><path d="M10.44,12.932a1.609,1.609,0,0,0-1.42.838,4.131,4.131,0,0,0-.526,2.218A4.05,4.05,0,0,0,9.02,18.2a1.6,1.6,0,0,0,2.771.022,4.014,4.014,0,0,0,.515-2.2,4.369,4.369,0,0,0-.5-2.281A1.536,1.536,0,0,0,10.44,12.932Z" style="fill:#0072c6"/><path d="M2.153,5.155V26.582L18.453,30V2ZM13.061,19.491a3.231,3.231,0,0,1-2.7,1.361,3.19,3.19,0,0,1-2.64-1.318A5.459,5.459,0,0,1,6.706,16.1a5.868,5.868,0,0,1,1.036-3.616A3.267,3.267,0,0,1,10.486,11.1a3.116,3.116,0,0,1,2.61,1.321,5.639,5.639,0,0,1,1,3.484A5.763,5.763,0,0,1,13.061,19.491Z" style="fill:#0072c6"/></svg>
\ No newline at end of file
diff --git a/pre-alpha/M365icons/powerpoint.svg b/pre-alpha/M365icons/powerpoint.svg
new file mode 100644
index 0000000..766e909
--- /dev/null
+++ b/pre-alpha/M365icons/powerpoint.svg
@@ -0,0 +1,2 @@
+<?xml version="1.0" encoding="utf-8"?><!-- Uploaded to: SVG Repo, www.svgrepo.com, Generator: SVG Repo Mixer Tools -->
+<svg width="800px" height="800px" viewBox="0 -1.27 110.031 110.031" xmlns="http://www.w3.org/2000/svg"><path d="M57.893 0h7.087v11.25c13.363.075 26.738-.138 40.088.062 2.875-.275 5.125 1.962 4.838 4.837.212 23.35-.05 46.712.125 70.075-.125 2.525.25 5.325-1.2 7.562-1.825 1.325-4.2 1.15-6.338 1.25-12.5-.062-25-.037-37.513-.037v12.5h-7.774c-19.05-3.475-38.138-6.65-57.2-10-.013-29.162 0-58.325 0-87.475C19.292 6.688 38.58 3.288 57.893 0z" fill="#d24625"/><path d="M64.98 15h41.25v76.25H64.98v-10h30v-5h-30V70h30v-5H64.993c-.013-2.45-.013-4.9-.024-7.35 4.95 1.537 10.587 1.5 15.012-1.476 4.788-2.837 7.288-8.25 7.7-13.65-5.487-.038-10.975-.025-16.45-.025-.012-5.438.062-10.875-.112-16.3-2.05.4-4.1.825-6.138 1.262V15z" fill="#ffffff"/><path d="M73.743 23.587c8.688.4 15.987 7.712 16.45 16.375-5.488.063-10.975.038-16.463.038 0-5.475-.012-10.95.013-16.413z" fill="#d24625"/><path d="M20.055 33.025c6.788.325 15.013-2.688 20.638 2.4 5.388 6.538 3.963 18.562-4.025 22.476-2.837 1.449-6.087 1.25-9.175 1.149-.013 4.888-.024 9.775-.013 14.663a1323.27 1323.27 0 0 0-7.438-.625c-.112-13.351-.136-26.713.013-40.063z" fill="#ffffff"/><path d="M27.48 39.788c2.463-.113 5.513-.562 7.176 1.75 1.425 2.45 1.35 5.675.162 8.2-1.425 2.575-4.65 2.325-7.138 2.625-.263-4.188-.237-8.376-.2-12.575z" fill="#d24625"/></svg>
\ No newline at end of file
diff --git a/pre-alpha/M365icons/teams.svg b/pre-alpha/M365icons/teams.svg
new file mode 100644
index 0000000..d3cf515
--- /dev/null
+++ b/pre-alpha/M365icons/teams.svg
@@ -0,0 +1,21 @@
+<?xml version="1.0" encoding="utf-8"?>
+<!-- Uploaded to: SVG Repo, www.svgrepo.com, Generator: SVG Repo Mixer Tools -->
+<svg height="800px" width="800px" version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" 
+	 viewBox="0 0 2381.4 2354.5" xml:space="preserve">
+<style type="text/css">
+	.st0{fill:#5558AF;}
+	.st1{fill:#FFFFFF;}
+</style>
+<g>
+	<path class="st0" d="M2015.6,899.2c19.5,19.5,42.5,35,67.9,45.8c53,22.2,112.7,22.2,165.8,0c51.2-21.8,92-62.5,113.7-113.7
+		c22.2-53,22.2-112.7,0-165.8c-21.8-51.2-62.5-92-113.7-113.7c-53-22.2-112.7-22.2-165.8,0c-51.2,21.8-92,62.5-113.7,113.7
+		c-22.2,53-22.2,112.7,0,165.8C1980.6,856.6,1996.2,879.7,2015.6,899.2L2015.6,899.2z M1953.2,1097v642.1h107
+		c36.8-0.2,73.4-3.6,109.5-10.4c36.3-6.4,71.3-18.6,103.7-36.2c30.6-16.6,57-40,77.3-68.2c21.3-31.3,32-68.6,30.5-106.5V1097H1953.2
+		z M1606.4,827.8c28.4,0.2,56.6-5.5,82.8-16.7c51.2-21.8,91.9-62.5,113.6-113.7c22.2-53,22.2-112.7-0.1-165.8
+		c-21.8-51.2-62.5-92-113.7-113.7c-26.2-11.2-54.4-16.9-82.9-16.7c-28.3-0.2-56.3,5.5-82.3,16.7c-19.4,8.3-25.5,19.1-52.2,32.1v329
+		c26.8,13.1,32.8,23.8,52.2,32.1C1549.9,822.4,1578,828,1606.4,827.8L1606.4,827.8z M1471.6,1908.9c26.8,5.8,36.4,10.3,55.4,12.9
+		c20.8,3,41.8,4.5,62.8,4.6c32.4-0.2,64.8-3.6,96.5-10.4c32.3-6.5,63.3-18.6,91.5-35.7c27.7-17,51-40.2,68.2-67.7
+		c19-32.1,28.3-69.1,26.9-106.4v-743h-401.3V1908.9z M0,2113.7l1391.3,240.8V0L0,240.8V2113.7z"/>
+</g>
+<path class="st1" d="M1016.7,722.4l-642.1,39.1v148.1l240.8-9.7v686.7l160.5,9.4V893.6l240.8-10.7V722.4z"/>
+</svg>
\ No newline at end of file
diff --git a/pre-alpha/M365icons/word.svg b/pre-alpha/M365icons/word.svg
new file mode 100644
index 0000000..0876ec8
--- /dev/null
+++ b/pre-alpha/M365icons/word.svg
@@ -0,0 +1,2 @@
+<?xml version="1.0" encoding="utf-8"?><!-- Uploaded to: SVG Repo, www.svgrepo.com, Generator: SVG Repo Mixer Tools -->
+<svg width="800px" height="800px" viewBox="0 -1.27 110.031 110.031" xmlns="http://www.w3.org/2000/svg"><path d="M57.505 0h7.475v10c13.375.075 26.738-.138 40.101.075 2.85-.288 5.087 1.925 4.825 4.775.212 24.625-.05 49.262.125 73.887-.125 2.525.25 5.325-1.213 7.562-1.825 1.3-4.188 1.138-6.312 1.237-12.514-.061-25.014-.036-37.526-.036v10h-7.812c-19.024-3.475-38.1-6.662-57.162-10-.013-29.162 0-58.325 0-87.475C19.167 6.675 38.343 3.413 57.506 0z" fill="#2a5699"/><path d="M64.98 13.75h41.25v80H64.98v-10h32.5v-5h-32.5V72.5h32.5v-5h-32.5v-6.25h32.5v-5h-32.5V50h32.5v-5h-32.5v-6.25h32.5v-5h-32.5V27.5h32.5v-5h-32.5v-8.75zM25.83 35.837c2.375-.137 4.75-.237 7.125-.362 1.662 8.438 3.362 16.862 5.162 25.262 1.413-8.675 2.976-17.325 4.487-25.987 2.5-.087 5-.225 7.488-.375-2.825 12.112-5.3 24.325-8.388 36.362-2.088 1.088-5.213-.05-7.688.125-1.663-8.274-3.6-16.5-5.088-24.812-1.462 8.075-3.362 16.075-5.037 24.101-2.4-.125-4.812-.275-7.226-.438-2.074-11-4.512-21.925-6.449-32.95 2.137-.1 4.287-.188 6.425-.263 1.287 7.962 2.75 15.888 3.875 23.862 1.765-8.174 3.564-16.349 5.314-24.525z" fill="#ffffff"/></svg>
\ No newline at end of file
diff --git a/SVS-MSP-Calculator-70retro.css b/pre-alpha/SVS-MSP-Calculator-70retro.css
similarity index 81%
rename from SVS-MSP-Calculator-70retro.css
rename to pre-alpha/SVS-MSP-Calculator-70retro.css
index 34b7361..c2c4662 100644
--- a/SVS-MSP-Calculator-70retro.css
+++ b/pre-alpha/SVS-MSP-Calculator-70retro.css
@@ -7,6 +7,13 @@
 
 :root {
   /* ── Core palette ────────────────────────────────────────── */
+  --retro-cream: #f0e4d0;
+  --retro-muted-warm: #c0aa98;
+  --retro-dark: #1c1317;
+  --retro-dark-mid: #2a1e22;
+  --retro-dark-deep: #140e11;
+  --retro-cta-gradient: linear-gradient(180deg, #e11d48 0%, #be123c 100%);
+  --retro-dark-gradient: linear-gradient(180deg, var(--retro-dark-mid) 0%, var(--retro-dark) 100%);
   --ink: #1c1317;
   --paper: #f0e4c8;
   --accent: #e11d48;
@@ -16,20 +23,20 @@
   --card: #e8dcc0;
   --green: #0d9488;
   --amber: #d97706;
-  --sky: #0d9488;
+  --sky: #6366f1;
   --focus-ring-soft: rgba(225, 29, 72, 0.2);
 
   /* ── Top bar ─────────────────────────────────────────────── */
-  --top-bar-bg: #1c1317;
+  --top-bar-bg: var(--retro-dark);
   --top-bar-border: rgba(225, 29, 72, 0.35);
-  --top-bar-meta: #c0aa98;
+  --top-bar-meta: var(--retro-muted-warm);
   --top-bar-shadow: 0 4px 16px rgba(28, 19, 23, 0.2);
 
   /* ── Theme chip ──────────────────────────────────────────── */
   --theme-chip-bg: rgba(225, 29, 72, 0.1);
   --theme-chip-hover: rgba(225, 29, 72, 0.18);
   --theme-chip-active: rgba(225, 29, 72, 0.26);
-  --theme-chip-fg: #f0e4d0;
+  --theme-chip-fg: var(--retro-cream);
 
   /* ── Surfaces ────────────────────────────────────────────── */
   --surface-section: #e4d5b5;
@@ -64,7 +71,7 @@
 
   /* ── Sidebar ─────────────────────────────────────────────── */
   --surface-sidebar: #e0d4b6;
-  --surface-sidebar-header: #1c1317;
+  --surface-sidebar-header: var(--retro-dark);
   --surface-sidebar-body: #e6d8b8;
   --surface-sidebar-utility: #d0be98;
   --surface-export: #ccba94;
@@ -75,14 +82,14 @@
   /* ── Compare / Modal ─────────────────────────────────────── */
   --surface-compare: #d6c8a6;
   --border-compare: #c4ae8a;
-  --surface-modal: #efe2c4;
+  --surface-modal: var(--surface-input);
   --surface-backdrop: rgba(28, 19, 23, 0.6);
   --shadow-modal: 0 16px 50px rgba(28, 19, 23, 0.35);
 
   /* ── Mobile ──────────────────────────────────────────────── */
-  --surface-mobile-sheet: #e4d5b5;
-  --surface-mobile-close-row: #d6c49e;
-  --surface-mobile-actions: #d6c49e;
+  --surface-mobile-sheet: var(--surface-section);
+  --surface-mobile-close-row: var(--surface-settings);
+  --surface-mobile-actions: var(--surface-settings);
   --surface-mobile-sidebar: transparent;
   --surface-mobile-close-btn: rgba(28, 19, 23, 0.08);
   --surface-mobile-close-btn-active: rgba(28, 19, 23, 0.14);
@@ -97,8 +104,8 @@
   --surface-chevron-active: rgba(28, 19, 23, 0.09);
   --surface-ghost: rgba(28, 19, 23, 0.06);
   --surface-ghost-hover: rgba(28, 19, 23, 0.12);
-  --surface-step: #efe2c4;
-  --surface-step-hover: #d6c49e;
+  --surface-step: var(--surface-input);
+  --surface-step-hover: var(--surface-settings);
   --surface-step-active: var(--accent);
   --surface-step-border: #b5a07a;
   --text-step: var(--accent);
@@ -132,6 +139,7 @@
   --text-pill-savings-active: #ccfbf1;
 
   /* ── Section interaction ─────────────────────────────────── */
+  --group-strip: rgba(225, 29, 72, 0.12);
   --section-hover-border: rgba(225, 29, 72, 0.18);
   --section-hover-shadow: -3px 0 0 0 rgba(225, 29, 72, 0.2);
   --section-open-border: rgba(225, 29, 72, 0.3);
@@ -141,9 +149,13 @@
   --btn-primary-fg: #ffffff;
   --btn-primary-hover: #be123c;
   --surface-pill-icon: rgba(255, 255, 255, 0.2);
-  --sidebar-zone-services: rgba(0, 0, 0, 0.03);
-  --sidebar-zone-invoice: rgba(0, 0, 0, 0.045);
-  --sidebar-zone-value: rgba(0, 0, 0, 0.02);
+  --sidebar-zone-services: rgba(0, 0, 0, 0.04);
+  --sidebar-zone-invoice: rgba(0, 0, 0, 0.06);
+  --sidebar-zone-value: rgba(13, 148, 136, 0.04);
+  --sidebar-zone-summary: rgba(0, 0, 0, 0.025);
+  --sidebar-row-stripe: rgba(0, 0, 0, 0.025);
+  --sidebar-line-rule: color-mix(in srgb, var(--border) 60%, transparent);
+  --sidebar-total-rule: color-mix(in srgb, var(--border) 85%, transparent);
   --surface-switch-off: #c0b4a0;
   --surface-switch-on: var(--green);
 }
@@ -160,23 +172,23 @@
 
 /* ── Top bar — warm dark with hot rose neon edge ─────────── */
 .top-bar {
-  background: linear-gradient(180deg, #2a1e22 0%, #1c1317 60%, #140e11 100%) !important;
+  background: linear-gradient(180deg, var(--retro-dark-mid) 0%, var(--retro-dark) 60%, var(--retro-dark-deep) 100%) !important;
   border-bottom: 1px solid rgba(225, 29, 72, 0.3) !important;
   box-shadow: 0 2px 16px rgba(225, 29, 72, 0.06) !important;
-  color: #f0e4d0 !important;
+  color: var(--retro-cream) !important;
 }
-.top-bar .top-bar-meta { color: #c0aa98 !important; }
+.top-bar .top-bar-meta { color: var(--retro-muted-warm) !important; }
 
 /* ── Logo fix — SVG text paths hardcoded #0c0c0c,
      override to cream so they pop on the dark header ─────── */
 .top-bar-logo path {
-  fill: #f0e4d0 !important;
+  fill: var(--retro-cream) !important;
 }
 
 /* ── Sidebar header — matches top bar ────────────────────── */
 .sidebar-header {
-  background: linear-gradient(180deg, #2a1e22 0%, #1c1317 100%) !important;
-  color: #fff !important;
+  background: var(--retro-dark-gradient) !important;
+  color: var(--text-on-accent) !important;
 }
 
 /* ── Section number — hot rose (faded on paper) ──────────── */
@@ -186,18 +198,18 @@
 
 /* ── Pill toggle checked — hot rose gradient ─────────────── */
 .pill-toggle input:checked + label {
-  background: linear-gradient(180deg, #e11d48 0%, #be123c 100%) !important;
-  color: #fff !important;
+  background: var(--retro-cta-gradient) !important;
+  color: var(--text-on-accent) !important;
 }
 .pill-toggle input:checked + label .pill-price,
 .pill-toggle input:checked + label .pill-desc {
-  color: #fff !important;
+  color: var(--text-on-accent) !important;
 }
 
 /* ── Export buttons — hot rose CTA ───────────────────────── */
 .btn-export {
-  background: linear-gradient(180deg, #e11d48 0%, #be123c 100%) !important;
-  color: #fff !important;
+  background: var(--retro-cta-gradient) !important;
+  color: var(--text-on-accent) !important;
 }
 .btn-export:hover {
   filter: brightness(1.1) !important;
@@ -206,8 +218,8 @@
 
 /* ── Tier segment active — hot rose gradient ─────────────── */
 .tier-seg.active {
-  background: linear-gradient(180deg, #e11d48 0%, #be123c 100%) !important;
-  color: #fff !important;
+  background: var(--retro-cta-gradient) !important;
+  color: var(--text-on-accent) !important;
 }
 
 /* ── Import button hover — teal accent ───────────────────── */
@@ -226,7 +238,7 @@
 
 /* ── Paper texture with warm scanlines ───────────────────── */
 body {
-  background-color: #f0e4c8;
+  background-color: var(--paper);
   background-image:
     repeating-linear-gradient(
       0deg,
@@ -254,25 +266,25 @@ body {
 
 /* ── Callout boxes ───────────────────────────────────────── */
 .callout-green {
-  background: #dceee6 !important;
-  border-color: #6db89a !important;
-  color: #0d9488 !important;
+  background: var(--surface-success) !important;
+  border-color: var(--surface-success-border) !important;
+  color: var(--green) !important;
 }
 .callout-red {
-  background: #f5dcd6 !important;
-  border-color: #d4827a !important;
+  background: var(--surface-danger) !important;
+  border-color: var(--surface-danger-border) !important;
 }
 
 /* ── Mobile quote pill — hot rose with glow ──────────────── */
 .mobile-quote-pill {
-  background: linear-gradient(180deg, #e11d48 0%, #be123c 100%) !important;
-  color: #fff !important;
+  background: var(--retro-cta-gradient) !important;
+  color: var(--text-on-accent) !important;
   box-shadow: 0 0 10px rgba(225, 29, 72, 0.25) !important;
 }
 
 /* ── Progress bar — rose to teal gradient ────────────────── */
 .progress-fill {
-  background: linear-gradient(90deg, #e11d48 0%, #0d9488 100%) !important;
+  background: linear-gradient(90deg, var(--accent) 0%, var(--green) 100%) !important;
 }
 
 /* ── Full-screen sidebar export-wrap ─────────────────────── */
diff --git a/pre-alpha/SVS-MSP-Calculator-base.css b/pre-alpha/SVS-MSP-Calculator-base.css
new file mode 100644
index 0000000..4e620cb
--- /dev/null
+++ b/pre-alpha/SVS-MSP-Calculator-base.css
@@ -0,0 +1,73 @@
+/* SVS MSP Calculator - Base */
+/* Extracted during Phase 5 to keep the HTML shell stable while splitting the monolithic stylesheet. */
+  body {
+    background: var(--paper);
+    color: var(--ink);
+    font-family: 'Lato', sans-serif;
+    font-size: var(--text-body-size);
+    line-height: var(--text-body-line);
+    min-height: 100vh;
+  }
+
+  /* ── TOP BAR ────────────────────────────────────────────────────
+     Sticky header. z-index:100 sits below mobile panel (z:300)
+     and mobile pill (z:200). Background is --ink (cream) not --paper.
+     Contains: SVS logo SVG (inline) | quote ref + date (DM Mono).
+  ─────────────────────────────────────────────────────────────── */
+  .top-bar {
+    position: sticky;
+    top: 0;
+    z-index: 100;
+    background: var(--top-bar-bg);
+    border-bottom: 2px solid var(--top-bar-border);
+    box-shadow: var(--top-bar-shadow);
+    padding: 14px 0;
+    display: flex;
+    justify-content: center;
+  }
+  .top-bar-inner {
+    width: 100%;
+    max-width: var(--page-max-width);
+    padding: 0 var(--page-gutter-x);
+    display: flex;
+    align-items: center;
+    justify-content: space-between;
+    gap: 16px;
+  }
+  .top-bar-logo { margin-left: clamp(26px, 5.2vw, 78px); flex-shrink: 0; }
+  .top-bar-right {
+    font-family: 'DM Mono', monospace;
+    font-size: var(--text-meta-size);
+    letter-spacing: 0.07em;
+    color: var(--top-bar-meta);
+    text-align: right;
+    line-height: 1.55;
+    margin-left: auto;
+  }
+
+  /* ── THEME TOGGLE BUTTON ────────────────────────────────────────
+     Sits to the right of the quote ref/date in .top-bar-inner.
+     Slightly darker chip vs the cream top-bar bg so it reads as
+     a distinct control, not noise. Works on both theme top-bars.
+  ─────────────────────────────────────────────────────────────── */
+  .theme-toggle-btn {
+    background: var(--theme-chip-bg);
+    border: 1px solid var(--theme-chip-border);
+    border-radius: 8px;
+    width: 36px;
+    height: 36px;
+    cursor: pointer;
+    display: flex;
+    align-items: center;
+    justify-content: center;
+    color: var(--theme-chip-fg);
+    transition: background var(--transition-fast);
+    flex-shrink: 0;
+    margin-left: 14px;
+    box-shadow: var(--theme-chip-shadow);
+  }
+  .theme-toggle-btn:hover  { background: var(--theme-chip-hover); }
+  .theme-toggle-btn:active { background: var(--theme-chip-active); }
+  .theme-toggle-btn svg    { display: block; }
+
+
diff --git a/pre-alpha/SVS-MSP-Calculator-components.css b/pre-alpha/SVS-MSP-Calculator-components.css
new file mode 100644
index 0000000..f09fdb9
--- /dev/null
+++ b/pre-alpha/SVS-MSP-Calculator-components.css
@@ -0,0 +1,2123 @@
+/* SVS MSP Calculator - Components */
+/* Extracted during Phase 5 to keep the HTML shell stable while splitting the monolithic stylesheet. */
+  /* ── SECTION CARDS (I–VI) ───────────────────────────────────────
+     Each section = position:relative card with:
+       .section-num   — absolute, floats left outside card (Cinzel)
+       .section-header — flex row: title-block | summary badge | chevron
+       .section-body  — collapsible content (overflow:hidden, JS toggle)
+     JS toggleSection(id) adds/removes .sec-open class on .section.
+     .sec-open .sec-chevron rotates 180deg (down→up arrow).
+     .sec-summary-badge is shown/hidden by setSummary() in update().
+  ─────────────────────────────────────────────────────────────── */
+  .section {
+    position: relative;
+    container-type: inline-size;
+    margin-left: var(--section-offset);
+    border-radius: var(--radius-card);
+    border: 1px solid var(--border);
+    background: var(--surface-section);
+    padding: var(--section-padding-top) var(--section-padding-x) var(--section-padding-bottom);
+  }
+  .fa-icon {
+    display: inline-block;
+    width: var(--icon-size, 1em);
+    height: var(--icon-size, 1em);
+    flex: 0 0 auto;
+    color: inherit;
+    background-color: currentColor;
+    vertical-align: middle;
+    mask-image: var(--fa-icon-url);
+    mask-repeat: no-repeat;
+    mask-position: center;
+    mask-size: contain;
+    -webkit-mask-image: var(--fa-icon-url);
+    -webkit-mask-repeat: no-repeat;
+    -webkit-mask-position: center;
+    -webkit-mask-size: contain;
+  }
+  .fa-icon--accent { color: var(--accent); }
+  .fa-icon--green { color: var(--green); }
+  .fa-icon--amber { color: var(--amber); }
+  .fa-icon--danger { color: var(--text-danger); }
+  .fa-icon--white { color: var(--text-on-accent); }
+  .fa-icon--theme { color: currentColor; }
+  /* ── FA Sharp Solid icons — inline data URIs for file:// compatibility ── */
+  .fa-icon-file-invoice { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 384 512'%3E%3Cpath fill='currentColor' d='M240 0L0 0 0 512 384 512 384 144 240 0zm85.5 176L208 176 208 58.5 325.5 176zM64 416l0-128 256 0 0 128-256 0zM88 64l72 0 0 48-96 0 0-48 24 0zm0 96l72 0 0 48-96 0 0-48 24 0z'/%3E%3C/svg%3E"); }
+  .fa-icon-sun-bright { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 576 512'%3E%3Cpath fill='currentColor' d='M312 544l-48 0 0-112 48 0 0 112zM180.5 397.4l-79.2 79.2-33.9-33.9 79.2-79.2 33.9 33.9zm328.1 45.3l-33.9 33.9-79.2-79.2 33.9-33.9 79.2 79.2zM288 384a128 128 0 1 1 0-256 128 128 0 1 1 0 256zM112 280l-112 0 0-48 112 0 0 48zm464 0l-112 0 0-48 112 0 0 48zM180.5 114.6l-33.9 33.9-79.2-79.2 33.9-33.9 79.2 79.2zM508.6 69.3l-79.2 79.2-33.9-33.9 79.2-79.2 33.9 33.9zM312 80l-48 0 0-112 48 0 0 112z'/%3E%3C/svg%3E"); }
+  .fa-icon-moon-stars { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 512 512'%3E%3Cpath fill='currentColor' d='M448-32l16 48 48 16-48 16-16 48-16-48-48-16 48-16 16-48zM314.7 83.1c-76.2 18.9-132.7 87.8-132.7 169.9 0 96.6 78.3 175 175 175 16.2 0 31.9-2.2 46.8-6.3-40.8 54.8-106.1 90.3-179.8 90.3-123.7 0-224-100.3-224-224S100.3 64 224 64c32.3 0 63 6.8 90.7 19.1zM384 352L355.2 268.8 272 240 355.2 211.2 384 128 412.8 211.2 496 240 412.8 268.8 384 352z'/%3E%3C/svg%3E"); }
+  .fa-icon-sparkles { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 640 512'%3E%3Cpath fill='currentColor' d='M480 32l32-72 32 72 72 32-72 32-32 72-32-72-72-32 72-32zM160 192l64-144 64 144 144 64-144 64-64 144-64-144-144-64 144-64zM480 344l32 72 72 32-72 32-32 72-32-72-72-32 72-32 32-72z'/%3E%3C/svg%3E"); }
+  .fa-icon-angles-up { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 448 512'%3E%3Cpath fill='currentColor' d='M246.9 41.4l-22.6-22.6-22.6 22.6-160 160-22.6 22.6 45.3 45.3 22.6-22.6 137.4-137.4 137.4 137.4 22.6 22.6 45.3-45.3-22.6-22.6-160-160zm0 192l-22.6-22.6-22.6 22.6-160 160-22.6 22.6 45.3 45.3 22.6-22.6 137.4-137.4 137.4 137.4 22.6 22.6 45.3-45.3-182.6-182.6z'/%3E%3C/svg%3E"); }
+  .fa-icon-angles-down { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 448 512'%3E%3Cpath fill='currentColor' d='M246.9 470.6l-22.6 22.6-22.6-22.6-160-160-22.6-22.6 45.3-45.3 22.6 22.6 137.4 137.4 137.4-137.4 22.6-22.6 45.3 45.3-182.6 182.6zm0-192l-22.6 22.6-22.6-22.6-160-160-22.6-22.6 45.3-45.3 22.6 22.6 137.4 137.4 160-160 45.3 45.3-22.6 22.6-160 160z'/%3E%3C/svg%3E"); }
+  .fa-icon-chevron-down { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 512 512'%3E%3Cpath fill='currentColor' d='M256.3 429.3l214.6-214.6 22.6-22.6-45.3-45.3-22.6 22.6-169.4 169.4-169.4-169.4-22.6-22.6-45.3 45.3 22.6 22.6 192 192 22.6 22.6z'/%3E%3C/svg%3E"); }
+  .fa-icon-chevron-left { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 320 512'%3E%3Cpath fill='currentColor' d='M3 256l22.6 22.6 192 192 22.6 22.6 45.3-45.3-22.6-22.6-169.4-169.4 169.4-169.4 22.6-22.6-45.3-45.3-22.6 22.6-192 192-22.6 22.6z'/%3E%3C/svg%3E"); }
+  .fa-icon-chevron-right { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 320 512'%3E%3Cpath fill='currentColor' d='M317.5 256L294.9 278.6 102.9 470.6 80.3 493.3 35 448 57.6 425.4 227 256 57.6 86.6 35 64 80.3 18.7 102.9 41.4 294.9 233.4 317.5 256z'/%3E%3C/svg%3E"); }
+  .fa-icon-square-check { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 448 512'%3E%3Cpath fill='currentColor' d='M448 480l-448 0 0-448 448 0 0 448zM308.5 151l-119.4 164.2-69.1-69.1-33.9 33.9 88.9 88.9 19.8 19.9 16.5-22.7 135.9-186.9 14.1-19.4-38.8-28.3-14.1 19.4z'/%3E%3C/svg%3E"); }
+  .fa-icon-circle-check { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 512 512'%3E%3Cpath fill='currentColor' d='M256 512a256 256 0 1 1 0-512 256 256 0 1 1 0 512zm84.5-361l-119.4 164.2-69.1-69.1-33.9 33.9 88.9 88.9 19.8 19.9 16.5-22.7 135.9-186.9 14.1-19.4-38.8-28.3-14.1 19.4z'/%3E%3C/svg%3E"); }
+  .fa-icon-circle-info { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 512 512'%3E%3Cpath fill='currentColor' d='M256 512a256 256 0 1 0 0-512 256 256 0 1 0 0 512zM216 336l24 0 0-64-48 0 0-48 96 0 0 112 32 0 0 48-128 0 0-48 24 0zm72-144l-64 0 0-64 64 0 0 64z'/%3E%3C/svg%3E"); }
+  .fa-icon-square-info { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 448 512'%3E%3Cpath fill='currentColor' d='M448 32l-448 0 0 448 448 0 0-448zM184 336l24 0 0-64-48 0 0-48 96 0 0 112 32 0 0 48-128 0 0-48 24 0zm72-208l0 64-64 0 0-64 64 0z'/%3E%3C/svg%3E"); }
+  .fa-icon-lightbulb-on { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 640 512'%3E%3Cpath fill='currentColor' d='M512 192c0 71.1-38.6 133.1-96 166.3l0 25.7-192 0 0-25.7C166.6 325.1 128 263.1 128 192 128 86 214 0 320 0S512 86 512 192zM224 528l0-96 192 0 0 96-192 0zm16-344c0-39.8 32.2-72 72-72l8 0 0-48-8 0c-66.3 0-120 53.7-120 120l0 8 48 0 0-8zM58.7 26.5l53.5 26.7-21.5 42.9C60.3 81 19.5 60.6 15.8 58.7L37.3 15.8 58.7 26.5zm544 42.9C579.6 81 561.8 89.9 549.3 96.2L527.8 53.3C558.2 38 599 17.7 602.7 15.8l21.5 42.9-21.5 10.7zM24 168l56 0 0 48-80 0 0-48 24 0zm560 0l56 0 0 48-80 0 0-48 24 0zM90.7 341.5C67.6 353 49.8 361.9 37.3 368.2L15.8 325.3C46.2 310 87 289.7 90.7 287.8l21.5 42.9-21.5 10.7zm458.5-53.7l74.9 37.5-21.5 42.9-74.9-37.5 21.5-42.9z'/%3E%3C/svg%3E"); }
+  .fa-icon-users { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 640 512'%3E%3Cpath fill='currentColor' d='M320 16a104 104 0 1 1 0 208 104 104 0 1 1 0-208zM96 88a72 72 0 1 1 0 144 72 72 0 1 1 0-144zm14.7 392l-110.7 0 48-192 107 0-41.8 181.2-2.5 10.8zm418.5 0l-2.5-10.8-41.8-181.2 107 0 48 192-110.7 0zM472 160a72 72 0 1 1 144 0 72 72 0 1 1 -144 0zM208 272l224 0 48 208-320 0 48-208z'/%3E%3C/svg%3E"); }
+  .fa-icon-user { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 448 512'%3E%3Cpath fill='currentColor' d='M224 248a120 120 0 1 0 0-240 120 120 0 1 0 0 240zM432 512l-64-208-288 0-64 208 416 0z'/%3E%3C/svg%3E"); }
+  .fa-icon-desktop { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 512 512'%3E%3Cpath fill='currentColor' d='M512 32l-512 0 0 384 208 0-16 48-96 0 0 48 320 0 0-48-96 0-16-48 208 0 0-384zM448 96l0 224-384 0 0-224 384 0z'/%3E%3C/svg%3E"); }
+  .fa-icon-server { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 448 512'%3E%3Cpath fill='currentColor' d='M448 32l-448 0 0 192 448 0 0-192zM280 104a24 24 0 1 1 0 48 24 24 0 1 1 0-48zm56 24a24 24 0 1 1 48 0 24 24 0 1 1 -48 0zM448 288l-448 0 0 192 448 0 0-192zM280 360a24 24 0 1 1 0 48 24 24 0 1 1 0-48zm56 24a24 24 0 1 1 48 0 24 24 0 1 1 0-64z'/%3E%3C/svg%3E"); }
+  .fa-icon-shield-check { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 512 512'%3E%3Cpath fill='currentColor' d='M267.6 4.5l207.5 80.5 19.2 7.4 1.2 20.5c2.9 50-4.9 126.3-37.3 200.9-32.7 75.2-91.1 150-189.4 192.6l-12.7 5.5-12.7-5.5C144.9 463.9 86.6 389.2 53.9 313.9 21.5 239.3 13.7 162.9 16.6 113L17.8 92.5 37 85 244.5 4.5 256 0 267.6 4.5zm45.8 165.3L227.8 287.6c-19.3-20-33.7-34.9-43.2-44.7l-34.5 33.3c6.2 6.4 27.2 28.1 63.1 65.2l19.8 20.6 16.8-23.1 102.4-140.8 14.1-19.4-38.8-28.2-14.1 19.4z'/%3E%3C/svg%3E"); }
+  .fa-icon-phone { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 512 512'%3E%3Cpath fill='currentColor' d='M0 64L128 0 224.8 128 144 208c33 70.4 89.6 127 160 160l80-80.8 128 96.8-64 128-16 0C193.4 512 0 318.6 0 80L0 64z'/%3E%3C/svg%3E"); }
+  .fa-icon-building { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 384 512'%3E%3Cpath fill='currentColor' d='M384 0L0 0 0 512 384 512 384 0zM240 352l0 112-96 0 0-112 96 0zM96 96l64 0 0 64-64 0 0-64zm192 0l0 64-64 0 0-64 64 0zM96 224l64 0 0 64-64 0 0-64zm192 0l0 64-64 0 0-64 64 0z'/%3E%3C/svg%3E"); }
+  .fa-icon-print { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 512 512'%3E%3Cpath fill='currentColor' d='M64 0l304 0 80 80 0 64-384 0 0-144zM0 192l512 0 0 192-64 0 0 128-384 0 0-128-64 0 0-192zM128 416l0 32 256 0 0-96-256 0 0 64zM456 272a24 24 0 1 0 -48 0 24 24 0 1 0 48 0z'/%3E%3C/svg%3E"); }
+  .fa-icon-file-code { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 384 512'%3E%3Cpath fill='currentColor' d='M0 0L240 0 384 144 384 512 0 512 0 0zM208 58.5L208 176 325.5 176 208 58.5zM154.2 295.6l15.6-18.2-36.4-31.2c-5 5.9-26.2 30.6-63.6 74.2L56.4 336c3.2 3.7 23.6 27.6 61.4 71.6l15.6 18.2 36.4-31.2c-7.2-8.5-24-28-50.2-58.6l34.6-40.4zm112-31.2l-15.6-18.2-36.4 31.2c7.2 8.5 24 28 50.2 58.6-26.2 30.6-43 50.1-50.2 58.6l36.4 31.2c5-5.8 26.2-30.6 63.6-74.2L327.6 336c-3.2-3.7-23.6-27.6-61.4-71.6z'/%3E%3C/svg%3E"); }
+  .fa-icon-location-dot { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 384 512'%3E%3Cpath fill='currentColor' d='M0 188.6C0 84.4 86 0 192 0S384 84.4 384 188.6C384 339.4 192 528 192 528S0 339.4 0 188.6zM192 256a64 64 0 1 0 0-128 64 64 0 1 0 0 128z'/%3E%3C/svg%3E"); }
+  .fa-icon-wrench-simple { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 384 512'%3E%3Cpath fill='currentColor' d='M128 160l64 64 64-64 0-160c74.6 26.4 128 92.4 128 176 0 71.1-38.6 133.1-96 166.3l0 169.7-192 0 0-169.7C38.6 309.1 0 247.1 0 176 0 92.4 53.4 26.4 128 0l0 160z'/%3E%3C/svg%3E"); }
+  .fa-icon-chart-line-up { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 512 512'%3E%3Cpath fill='currentColor' d='M64 32l0 384 448 0 0 64-512 0 0-448 64 0zM304 349.3c-6.6-6.6-38.6-38.6-96-96-30.7 30.7-52 52-64 64L98.7 272c8.2-8.2 37.1-37.1 86.6-86.6L208 162.7c6.6 6.6 38.6 38.6 96 96l65.4-65.4-65.4-65.4 176 0 0 176-65.4-65.4C345.1 308.2 308.2 345.1 304 349.3z'/%3E%3C/svg%3E"); }
+  .fa-icon-users-gear { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 640 512'%3E%3Cpath fill='currentColor' d='M320 224a104 104 0 1 0 0-208 104 104 0 1 0 0 208zM96 232a72 72 0 1 0 0-144 72 72 0 1 0 0 144zm14.7 248l2.5-10.8 41.8-181.2-107 0-48 192 110.7 0zm49.3 0l184.6 0-2.1-3.7-24-41.6 32.4-18.7-32.4-18.7c14.7-25.4 33.3-57.7 56-97l16.3-28.3-182.8 0-48 208zM616 160a72 72 0 1 0 -144 0 72 72 0 1 0 144 0zM544 288l-64 0 0 33.2c-12.7 4.3-24.2 11-34 19.7l-28.8-16.6-32 55.4 28.8 16.6c-1.3 6.4-1.9 12.9-1.9 19.7s.7 13.3 1.9 19.7l-28.8 16.6 32 55.4 28.8-16.6c9.8 8.7 21.4 15.4 34.1 19.7l0 33.2 64 0 0-33.2c12.7-4.3 24.2-11 34.1-19.7l28.8 16.6 32-55.4-28.8-16.6c1.3-6.4 1.9-12.9 1.9-19.7s-.7-13.3-1.9-19.7l28.8-16.6-32-55.4-28.8 16.6c-9.8-8.7-21.4-15.4-34-19.7l0-33.2zM472 416a40 40 0 1 1 80 0 40 40 0 1 1 -80 0z'/%3E%3C/svg%3E"); }
+  .fa-icon-network-wired { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 576 512'%3E%3Cpath fill='currentColor' d='M328 88l0 48-80 0 0-48 80 0zM248 32l-56 0 0 160 64 0 0 32-256 0 0 64 128 0 0 32-64 0 0 160 192 0 0-160-64 0 0-32 192 0 0 32-64 0 0 160 192 0 0-160-64 0 0-32 128 0 0-64-256 0 0-32 64 0 0-160-136 0zM120 376l80 0 0 48-80 0 0-48zm336 0l0 48-80 0 0-48 80 0z'/%3E%3C/svg%3E"); }
+  .fa-icon-book-open-cover { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 576 512'%3E%3Cpath fill='currentColor' d='M288 140l0 248.1 27.8-9.9c48.4-17.3 99.3-26.1 150.7-26.1l45.5 0 0-256-45.5 0c-36.7 0-73.1 6.3-107.6 18.6-37.5 13.4-61.2 21.8-70.9 25.3zM512 32l64 0 0 384-109.5 0c-44 0-87.7 7.6-129.2 22.4L288 456 238.6 438.4C197.2 423.6 153.5 416 109.5 416L0 416 0 32 109.5 32c44 0 87.7 7.6 129.2 22.4L288 72 337.4 54.4C378.8 39.6 422.5 32 466.5 32L512 32zM0 464l109.5 0c46.8 0 93.2 8 137.2 23.8l41.3 14.7 41.3-14.7c44-15.7 90.5-23.8 137.2-23.8l109.5 0 0 48-109.5 0c-41.3 0-82.2 7.1-121.1 21l-49.4 17.6-8.1 2.9-8.1-2.9-49.4-17.6c-38.9-13.9-79.8-21-121.1-21L0 512 0 464z'/%3E%3C/svg%3E"); }
+  .fa-icon-handshake { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 576 512'%3E%3Cpath fill='currentColor' d='M288 64l0 0 128 0 48 32 112-64 0 288-70.4 56C411.3 282.5 346.8 218.5 312 184l0 0-47.4 47.4c-21.5 21.5-52.1 28.2-79.3 20.1-.4-.1-.8-.2-1.1-.3-7-2.2-13.8-5.4-20.1-9.5-.4-.3-.9-.6-1.3-.9-3.9-2.7-7.7-5.8-11.2-9.4L144 224 288 64zM160 64l63.4 0c-90.8 100.9-139.4 154.8-145.6 161.7 25.6 25.6 38.8 38.8 39.6 39.6 50 50 131 50 181 0l13.6-13.6 157.9 156.6-41.3 34.4c-26.9-26.9-44.5-44.5-52.7-52.7L342.1 424c8.7 8.7 25.2 25.2 49.6 49.6l-7.7 6.4-62.1 0c-31.3-31.3-50.6-50.6-57.9-57.9L230.1 456c13 13 21 21 24 24L192 480 0 320 0 32 112 96 160 64z'/%3E%3C/svg%3E"); }
+  .fa-icon-cloud { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 576 512'%3E%3Cpath fill='currentColor' d='M448 480L0 480 0 336c0-62.7 40.1-116 96-135.8L96 176c0-79.5 64.5-144 144-144 55.4 0 103.5 31.3 127.6 77.1 14.2-8.3 30.8-13.1 48.4-13.1 53 0 96 43 96 96l0 49.1c38.3 22.1 64 63.5 64 110.9l0 128-128 0z'/%3E%3C/svg%3E"); }
+  .fa-icon-tv-retro { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 512 512'%3E%3Cpath fill='currentColor' d='M160-13.3c6.6 6.6 38.6 38.6 96 96 57.4-57.4 89.4-89.4 96-96L397.3 32c-12 12-33.3 33.3-64 64l178.7 0 0 384-512 0 0-384 178.7 0c-30.7-30.7-52-52-64-64L160-13.3zM384 160l-320 0 0 256 320 0 0-256zm88 72a24 24 0 1 0 -48 0 24 24 0 1 0 48 0zM448 336a24 24 0 1 0 0-48 24 24 0 1 0 0 48z'/%3E%3C/svg%3E"); }
+  .fa-icon-triangle-exclamation { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 576 512'%3E%3Cpath fill='currentColor' d='M560 480L16 480 288-16 560 480zM260 356l0 56 56 0 0-56-56 0zm-4-196l12.8 160 38.4 0 12.8-160-64 0z'/%3E%3C/svg%3E"); }
+  .fa-icon-hard-drive { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 448 512'%3E%3Cpath fill='currentColor' d='M448 32l-448 0 0 208 448 0 0-208zm0 256l-448 0 0 192 448 0 0-192zM224 384a32 32 0 1 1 64 0 32 32 0 1 1 -64 0zm128-32a32 32 0 1 1 0 64 32 32 0 1 1 0-64z'/%3E%3C/svg%3E"); }
+  .fa-icon-up-right-and-down-left-from-center { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 512 512'%3E%3Cpath fill='currentColor' d='M512 0l0 208-71-71-96 96-17 17c-8.8-8.8-25.1-25.1-49-49l-17-17 17-17 96-96-71-71 208 0zM0 512l0-208 71 71 96-96 17-17c8.8 8.8 25.1 25.1 49 49l17 17-17 17-96 96 71 71-208 0z'/%3E%3C/svg%3E"); }
+  .fa-icon-down-left-and-up-right-to-center { --fa-icon-url: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 576 512'%3E%3Cpath fill='currentColor' d='M488.4-9.9c8.8 8.8 25.1 25.1 49 49l17 17-17 17-96 96 71 71-208 0 0-208 71 71 96-96 17-17zM272.4 272l0 208-71-71-96 96-17 17c-8.8-8.8-25.1-25.1-49-49l-17-17 17-17 96-96-71-71 208 0z'/%3E%3C/svg%3E"); }
+  .main-col > .section:first-of-type { margin-top: var(--space-lg); }
+  #sec-02 { order: 1; }
+  #sec-03 { order: 2; }
+  #sec-01 { order: 3; }
+  #sec-04 { order: 4; }
+  #sec-05 { order: 5; }
+  #sec-06 { order: 6; }
+
+  /* ── GROUP LABEL — "Managed IT Services" eyebrow above section I ── */
+  .group-label {
+    order: 0;
+    margin-left: var(--section-offset);
+    margin-bottom: calc(var(--space-xs) * -1);
+    font-family: 'DM Mono', monospace;
+    font-size: 0.6875rem;
+    letter-spacing: 0.12em;
+    text-transform: uppercase;
+    color: var(--accent);
+    opacity: 0.7;
+  }
+  .group-label-sections {
+    opacity: 0.6;
+    letter-spacing: 0.06em;
+  }
+
+  /* ── GROUP DIVIDER — separates Server Managed from Site Management ── */
+  .group-divider {
+    order: 3;
+    border: none;
+    border-top: 1px solid var(--border);
+    margin: var(--space-xs) var(--section-offset) var(--space-xs) var(--section-offset);
+    opacity: 0.5;
+  }
+
+  /* ── GROUP STRIP — bracket alongside sections I–III ── */
+  #sec-02::after, #sec-03::after, #sec-01::after {
+    content: '';
+    position: absolute;
+    left: calc(var(--section-offset) * -1 + 2px);
+    top: -8px;
+    bottom: -8px;
+    width: 6px;
+    border-left: 3px solid var(--group-strip);
+    pointer-events: none;
+    z-index: 0;
+  }
+  /* Top cap — wraps around top of first section */
+  #sec-02::after {
+    top: 50%;
+    border-top: 3px solid var(--group-strip);
+    border-top-left-radius: 4px;
+  }
+  /* Bottom cap — wraps around bottom of last section */
+  #sec-01::after {
+    bottom: 50%;
+    border-bottom: 3px solid var(--group-strip);
+    border-bottom-left-radius: 4px;
+  }
+
+  .section-header {
+    display: grid;
+    grid-template-columns: minmax(0, 1fr) auto auto;
+    align-items: start;
+    gap: var(--space-stack) var(--space-lg);
+    margin-bottom: var(--space-2xl);
+  }
+  .section:not(.sec-open) .section-header {
+    margin-bottom: 0;
+    grid-template-columns: minmax(0, 1fr) auto;
+    row-gap: var(--space-md);
+    column-gap: var(--space-stack);
+  }
+  .section-num {
+    font-family: 'Cinzel', serif;
+    font-weight: 700;
+    font-size: var(--section-num-size);
+    line-height: 1;
+    color: var(--border);
+    flex-shrink: 0;
+    width: var(--section-num-width);
+    user-select: none;
+    position: absolute;
+    left: calc(var(--section-offset) * -1);
+    top: calc(var(--section-padding-top) - 2px);
+    text-align: right;
+  }
+  .section-title-block {
+    min-width: 0;
+    max-width: none;
+    width: 100%;
+    grid-column: 1;
+    grid-row: 1;
+  }
+  .section:not(.sec-open) .section-title-block {
+    grid-column: 1;
+    grid-row: 1;
+    max-width: none;
+    width: 100%;
+  }
+  .section:not(.sec-open) .section-num {
+    position: absolute;
+    left: calc(var(--section-offset) * -1);
+    top: calc(var(--section-padding-top) - 2px);
+    width: var(--section-num-width);
+    font-size: clamp(22px, 2.2vw, 40px);
+    color: var(--accent);
+    text-align: right;
+    opacity: 0.82;
+  }
+  .section:not(.sec-open) .section-title {
+    max-width: none;
+  }
+  .section-title {
+    font-family: 'Poppins', sans-serif;
+    font-size: clamp(1.375rem, 1.5vw, 1.75rem);
+    font-weight: 600;
+    color: var(--ink);
+    line-height: var(--text-title-line);
+    word-break: break-word;
+    max-width: none;
+    text-wrap: pretty;
+  }
+  .section-title-tag { font-size: 0.9375rem; font-weight: 400; opacity: 0.6; }
+  .section-subtitle {
+    grid-column: 1 / -1;
+    grid-row: 3;
+    font-size: var(--text-copy-size);
+    color: var(--muted);
+    margin-top: var(--space-xs);
+    line-height: var(--text-copy-line);
+    max-width: none;
+  }
+  .section-badge {
+    font-family: 'DM Mono', monospace;
+    font-size: var(--text-label-size);
+    text-transform: uppercase;
+    letter-spacing: 0.1em;
+    padding: var(--control-pad-y-tight) var(--control-pad-x-tight);
+    border: 1px solid var(--border);
+    border-radius: var(--radius-control);
+    color: var(--muted);
+    display: inline-block;
+    margin-top: var(--space-stack-tight);
+  }
+  .section-toggle { cursor: pointer; user-select: none; }
+  .sec-chevron {
+    display: flex;
+    align-items: center;
+    justify-content: center;
+    align-self: start;
+    grid-column: 3;
+    grid-row: 1;
+    color: var(--muted);
+    transition: transform var(--transition-medium) ease, color var(--transition-fast);
+    flex-shrink: 0;
+    transform: rotate(0deg);
+    width: 34px;
+    height: 34px;
+    background: var(--surface-chevron);
+    border-radius: var(--radius-control);
+    margin-top: 2px;
+  }
+  .sec-open .sec-chevron { transform: rotate(180deg); color: var(--ink); background: var(--surface-chevron-active); }
+  .section-toggle:hover .sec-chevron { color: var(--ink); background: var(--surface-chevron-active); }
+  .sec-chevron svg { display: block; }
+  .section-body {
+    overflow: hidden;
+    opacity: 1;
+    transition: height 0.34s cubic-bezier(0.22, 1, 0.36, 1), opacity 0.22s ease;
+    will-change: height, opacity;
+  }
+  .section-content { min-width: 0; }
+  .section-content > * + * { margin-top: var(--space-stack); }
+  .section-content > .collapsible-header + .collapsible-body,
+  .section-content > .collapsible-body + .collapsible-header {
+    margin-top: 0;
+  }
+  .section-content > .feature-card-grid + .collapsible-header,
+  .section-content > .callout-green + .feature-card-grid,
+  .section-content > .callout-red + .feature-card-grid {
+    margin-top: var(--space-stack-tight);
+  }
+
+  @container (max-width: 520px) {
+    .section {
+      margin-left: 0;
+      padding: clamp(18px, 5cqi, 24px) clamp(18px, 5cqi, 22px) clamp(22px, 6cqi, 26px);
+    }
+
+    .section-header,
+    .section:not(.sec-open) .section-header {
+      grid-template-columns: auto minmax(0, 1fr) auto;
+      column-gap: var(--space-stack-tight);
+      row-gap: var(--space-sm);
+      align-items: center;
+    }
+
+    .section-num,
+    .section:not(.sec-open) .section-num {
+      position: static;
+      grid-column: 1;
+      grid-row: 1;
+      width: auto;
+      font-size: 1rem;
+      color: var(--accent);
+      text-align: left;
+      opacity: 0.85;
+      align-self: center;
+      margin-top: 0;
+    }
+
+    .section-title-block,
+    .section:not(.sec-open) .section-title-block {
+      grid-column: 2;
+      grid-row: 1;
+      max-width: none;
+      width: 100%;
+    }
+
+    .section-title {
+      font-size: 1.1rem;
+      max-width: none;
+    }
+
+    .section-subtitle {
+      font-size: 0.8125rem;
+      max-width: none;
+    }
+
+    .sec-chevron {
+      grid-column: 3;
+      grid-row: 1;
+      align-self: center;
+      margin-top: 0;
+    }
+
+  }
+
+  /* ── SECTION SUMMARY BADGE ──────────────────────────────────────
+     Shown only when section is COLLAPSED (display:none by default).
+     JS: setSummary(id, text) sets textContent + display:inline-block
+     when collapsed(secId) && !!text. Hidden when section is open.
+     On mobile (≤600px) placed in grid col 2 row 1 (top-right of header).
+  ─────────────────────────────────────────────────────────────── */
+  @keyframes badgeFadeIn {
+    from { opacity: 0; transform: translateY(-4px); }
+    to   { opacity: 1; transform: translateY(0); }
+  }
+  .sec-summary-badge {
+    display: none;
+    align-items: center;
+    font-family: 'DM Mono', monospace;
+    font-size: 13px;
+    font-weight: 500;
+    letter-spacing: 0.08em;
+    color: var(--accent);
+    background: var(--surface-summary-badge);
+    border: 2px solid var(--border-summary-badge);
+    border-radius: var(--radius-control);
+    padding: var(--control-pad-y-tight) var(--space-md);
+    white-space: normal;
+    line-height: var(--text-compact-line);
+    max-width: min(100%, 26ch);
+    margin-top: var(--space-md);
+    text-align: left;
+    align-self: flex-start;
+    animation: badgeFadeIn 0.25s ease both;
+  }
+  .sec-open .sec-summary-badge {
+    display: none !important;
+  }
+  .section:not(.sec-open) .sec-summary-badge {
+    width: fit-content;
+    max-width: 100%;
+    margin-top: var(--space-md);
+  }
+  .section:not(.sec-open) .sec-chevron {
+    position: static;
+    grid-column: 2;
+    grid-row: 1;
+    justify-self: end;
+    margin-top: 2px;
+  }
+  /* Override collapsed chevron + summary badge position at small container */
+  @container (max-width: 520px) {
+    .section:not(.sec-open) .sec-chevron {
+      grid-column: 3;
+      align-self: center;
+      margin-top: 0;
+    }
+    .section:not(.sec-open) .sec-summary-badge {
+      width: 100%;
+      max-width: none;
+      margin-top: 0;
+    }
+  }
+
+  /* Hide subtitle when collapsed — title + controls are enough */
+  .section:not(.sec-open) .section-subtitle { display: none; }
+
+  /* ── CONTROLS ROW (stepper + badge + summary — full-width row 2) ── */
+  .sec-controls-row {
+    grid-column: 1 / -1;
+    grid-row: 2;
+    display: flex;
+    align-items: stretch;
+    gap: var(--space-stack-tight);
+    margin-top: var(--space-xs);
+  }
+  .sec-controls-row .num-stepper {
+    flex: 0 0 auto;
+  }
+  .sec-controls-row .num-input {
+    width: 56px;
+  }
+  .section .sec-controls-row > .section-badge,
+  .section .sec-controls-row > .sec-summary-badge {
+    display: flex;
+    align-items: center;
+    justify-content: center;
+    align-self: stretch;
+    min-height: 40px;
+    margin: 0;
+    padding: 0 var(--control-pad-x-tight);
+    white-space: nowrap;
+    line-height: 1;
+    border-width: 1px;
+    box-sizing: border-box;
+    max-width: none;
+  }
+  .section .sec-controls-row > .section-badge {
+    flex: 1 1 0%;
+  }
+  .section .sec-controls-row > .sec-summary-badge {
+    flex: 0 0 auto;
+  }
+  .sec-open .sec-controls-row > .sec-summary-badge { display: none !important; }
+
+  /* ── Controls row: small container — stack full-width ── */
+  @container (max-width: 520px) {
+    .sec-controls-row {
+      grid-row: 2;
+      flex-direction: column;
+      gap: 6px;
+    }
+    .sec-controls-row .num-stepper {
+      width: 100%;
+      max-width: none;
+    }
+    .sec-controls-row .num-input {
+      flex: 1 1 0%;
+      width: auto;
+      min-width: 0;
+    }
+    .sec-controls-row .step-btn {
+      width: 40px;
+      flex-shrink: 0;
+    }
+    .section .sec-controls-row > .section-badge,
+    .section .sec-controls-row > .sec-summary-badge {
+      width: 100%;
+      max-width: none;
+      align-self: stretch;
+      justify-content: center;
+      min-height: 36px;
+    }
+  }
+
+  /* ── PILL TOGGLE (Section II — M365 vs BYOL) ───────────────────
+     CSS-only toggle using hidden radio inputs + adjacent label styling.
+     input:checked + label gets accent background.
+     JS reads: document.getElementById("rateBYOL").checked
+     On mobile (≤600px) stacks vertically (grid-template-columns:1fr).
+  ─────────────────────────────────────────────────────────────── */
+  .pill-toggle {
+    display: grid;
+    grid-template-columns: 1fr 1fr;
+    border: 1px solid var(--border);
+    border-radius: var(--radius-control);
+    overflow: hidden;
+    margin-bottom: 0;
+  }
+  .pill-toggle input[type=radio] { display: none; }
+  .pill-toggle label {
+    padding: var(--space-lg) var(--space-xl);
+    cursor: pointer;
+    border-right: 1px solid var(--border);
+    transition: background var(--transition-fast);
+    display: flex;
+    flex-direction: column;
+    gap: 6px;
+  }
+  .pill-toggle label:last-child { border-right: none; }
+  .pill-toggle input:focus-visible + label {
+    outline: 2px solid var(--accent);
+    outline-offset: -2px;
+  }
+  .pill-toggle input:checked + label {
+    background: var(--accent);
+    color: var(--text-on-accent);
+  }
+  .pill-toggle input:checked + label .pill-price { color: var(--text-on-accent); }
+  .pill-toggle input:checked + label .pill-desc { color: var(--text-on-accent-strong); }
+  .pill-toggle label .pill-price {
+    font-family: 'DM Mono', monospace;
+    font-size: 1.25rem;
+    font-weight: 500;
+    color: var(--ink);
+  }
+  .pill-toggle label .pill-price small { font-size: 0.875rem; opacity: 0.6; }
+  .pill-toggle label .pill-desc { font-size: 0.875rem; opacity: 0.7; }
+  .pill-toggle label .pill-savings {
+    display: block;
+    font-size: 0.75rem;
+    font-family: 'DM Mono', monospace;
+    color: var(--green);
+    margin-top: var(--space-xs);
+    letter-spacing: 0.02em;
+  }
+  .pill-toggle input:checked + label .pill-savings { color: var(--text-pill-savings-active); }
+  .pill-price .m365-price-grey {
+    color: var(--muted);
+    text-decoration: line-through;
+    opacity: 0.5;
+    margin-right: 6px;
+    font-size: 1rem;
+  }
+  .pill-toggle input:checked + label .m365-price-grey {
+    color: var(--text-on-accent);
+    opacity: 0.45;
+  }
+
+  /* ── TIER SEGMENT (Section VI — VoIP Basic/Standard/Premium) ───
+     3-column radio toggle. JS activateTier(tier) adds .active class.
+     .active overrides text colours to white on accent background.
+     Rates: basic $28 | standard $35 | premium $45 /seat/mo.
+  ─────────────────────────────────────────────────────────────── */
+  .tier-seg-wrap {
+    display: grid;
+    grid-template-columns: 1fr 1fr 1fr;
+    border: 1px solid var(--border);
+    border-radius: var(--radius-control);
+    overflow: hidden;
+    margin-bottom: 0;
+  }
+  .tier-seg-wrap input[type=radio] { display: none; }
+  .tier-seg-wrap input[type=radio]:focus-visible + .tier-seg {
+    outline: 2px solid var(--accent);
+    outline-offset: -2px;
+  }
+  .tier-seg {
+    padding: var(--space-stack-roomy) var(--space-stack-tight);
+    cursor: pointer;
+    border-right: 1px solid var(--border);
+    text-align: center;
+    transition: background var(--transition-fast);
+  }
+  .tier-seg:last-of-type { border-right: none; }
+  .tier-seg.active { background: var(--accent); }
+  .tier-seg .tier-name {
+    font-family: 'DM Mono', monospace;
+    font-size: 0.875rem;
+    text-transform: uppercase;
+    letter-spacing: 0.07em;
+    color: var(--muted);
+  }
+  .tier-seg.active .tier-name { color: var(--text-on-accent); }
+  .tier-seg .tier-price {
+    font-family: 'DM Mono', monospace;
+    font-size: 1.375rem;
+    color: var(--ink);
+    margin-top: 3px;
+  }
+  .tier-seg.active .tier-price { color: var(--text-on-accent); }
+  .tier-seg .tier-sub { font-size: 0.75rem; color: var(--muted); margin-top: 2px; }
+  .tier-seg.active .tier-sub { color: var(--text-on-accent-strong); }
+
+  /* ── INNER COLLAPSIBLES (What's Included / Add-Ons) ────────────
+     Separate from section-level collapse. JS toggleCollapsible(id)
+     toggles .open on .collapsible-body and swaps +/- on toggle icon.
+     .addon-preview-pill pills shown when collapsed (JS toggleCollapsible).
+  ─────────────────────────────────────────────────────────────── */
+  .collapsible-header {
+    display: flex;
+    align-items: center;
+    gap: var(--space-sm);
+    cursor: pointer;
+    padding: var(--space-md) 0;
+    border-top: 1px solid var(--border);
+    user-select: none;
+  }
+  .collapsible-header--mt16 { margin-top: var(--space-stack-roomy); }
+  .collapsible-header--addon { flex-wrap: wrap; gap: var(--space-xs); margin-top: 0; }
+  .collapsible-toggle {
+    color: var(--accent);
+    width: 22px;
+    flex-shrink: 0;
+    display: flex;
+    align-items: center;
+    transition: transform var(--transition-medium) ease;
+  }
+  .collapsible-toggle.open { transform: rotate(180deg); }
+  .collapsible-toggle .fa-icon  { display: block; }
+  .collapsible-label {
+    font-family: 'DM Mono', monospace;
+    font-size: 13px;
+    text-transform: uppercase;
+    letter-spacing: 0.07em;
+    color: var(--muted);
+  }
+  .addon-preview-wrap {
+    display: flex; flex-wrap: wrap; gap: 5px;
+    width: 100%; padding-left: var(--space-3xl); margin-top: 6px;
+  }
+  .addon-preview-pill {
+    font-family: 'DM Mono', monospace;
+    font-size: 13px;
+    text-transform: uppercase;
+    letter-spacing: 0.07em;
+    color: var(--muted);
+    border: 1px solid var(--border);
+    border-radius: var(--radius-control);
+    padding: var(--control-pad-y-tight) var(--control-pad-x-tight);
+    white-space: nowrap;
+    transition: color var(--transition-fast), border-color var(--transition-fast), background var(--transition-fast);
+  }
+  .addon-preview-pill.active {
+    color: var(--green);
+    border-color: var(--green);
+    background: var(--surface-positive-pill);
+  }
+  .collapsible-body {
+    padding: var(--space-stack-tight) 0 var(--space-stack-tight) var(--space-3xl);
+    overflow: hidden;
+    max-height: 0;
+    opacity: 0;
+    transition: max-height 0.3s ease, opacity 0.2s ease;
+  }
+  .collapsible-body.open {
+    max-height: 2000px;
+    opacity: 1;
+  }
+
+  /* FEATURE LIST */
+  .feature-list {
+    list-style: none;
+    display: flex;
+    flex-direction: column;
+    gap: var(--space-md);
+    margin: var(--space-xs) 0 0;
+    padding: 0;
+  }
+  .feature-list li {
+    font-size: var(--text-copy-size);
+    color: var(--muted);
+    line-height: var(--text-copy-line);
+    padding-left: var(--space-lg);
+    position: relative;
+  }
+  .feature-list li::before {
+    content: '✓';
+    position: absolute;
+    left: 0;
+    color: var(--green);
+    font-size: 11px;
+  }
+  .byol-mode .m365-feature { text-decoration: line-through; opacity: 0.55; }
+  .byol-mode .m365-feature::before { color: var(--amber); }
+
+  /* ── NUMBER INPUTS ──────────────────────────────────────────────
+     .input-row    — flex row: label left, .num-input right
+     .num-input    — DM Mono, text-align:center, oninput→update()
+     On mobile (≤600px) input-row stacks (flex-direction:column)
+     and num-input goes full width.
+  ─────────────────────────────────────────────────────────────── */
+  .input-row {
+    display: flex;
+    align-items: center;
+    justify-content: space-between;
+    padding: var(--space-stack-roomy) 0;
+    border-top: 1px solid var(--border);
+  }
+  .input-label { font-family: 'Lato', sans-serif; font-weight: 700; font-size: 16px; }
+  .input-sublabel { font-size: 13px; color: var(--muted); margin-top: 6px; line-height: var(--text-compact-line); }
+  .num-stepper {
+    display: flex;
+    align-items: stretch;
+    flex-shrink: 0;
+  }
+  .step-btn {
+    background: var(--surface-step);
+    border: 1px solid var(--surface-step-border);
+    color: var(--text-step);
+    font-size: 20px;
+    font-weight: 400;
+    width: 36px;
+    cursor: pointer;
+    display: flex;
+    align-items: center;
+    justify-content: center;
+    transition: background 0.12s, color 0.12s;
+    flex-shrink: 0;
+    user-select: none;
+    line-height: 1;
+  }
+  .step-btn:first-child { border-radius: var(--radius-control) 0 0 var(--radius-control); border-right: none; }
+  .step-btn:last-child  { border-radius: 0 var(--radius-control) var(--radius-control) 0; border-left: none; }
+  .step-btn:hover { background: var(--surface-step-hover); color: var(--ink); }
+  .step-btn:active { background: var(--surface-step-active); color: var(--btn-primary-fg); border-color: var(--accent); }
+  .num-input {
+    background: var(--surface-input);
+    border: 1px solid var(--surface-step-border);
+    border-radius: 0;
+    color: var(--ink);
+    font-family: 'DM Mono', monospace;
+    font-size: 22px;
+    width: 72px;
+    text-align: center;
+    padding: var(--space-sm);
+    outline: none;
+  }
+  .num-input:focus { border-color: var(--accent); }
+  .num-input::-webkit-inner-spin-button,
+  .num-input::-webkit-outer-spin-button { -webkit-appearance: none; margin: 0; }
+  .num-input[type=number] { -moz-appearance: textfield; }
+
+  /* ── ADDON ROWS ─────────────────────────────────────────────────
+     .addon-row — clickable label wrapping a hidden checkbox.
+     JS toggleAddon(cbId, rowId) toggles .selected class on row.
+     .selected gets accent-tinted background + border.
+     Price is right-aligned via margin-left:auto on .addon-price.
+  ─────────────────────────────────────────────────────────────── */
+  .addon-grid { display: flex; flex-direction: column; gap: var(--space-sm); }
+  .addon-row {
+    display: flex;
+    align-items: flex-start;
+    gap: var(--space-md);
+    padding: var(--space-md) var(--space-stack);
+    border-radius: 8px;
+    cursor: pointer;
+    border: 1px solid transparent;
+    transition: background 0.12s, border-color 0.12s;
+  }
+  .addon-row:hover {
+    background: var(--surface-addon-hover);
+    border-color: var(--border-addon-hover);
+  }
+  .addon-row input[type=checkbox] {
+    -webkit-appearance: none;
+    -moz-appearance: none;
+    appearance: none;
+    width: 18px;
+    height: 18px;
+    border: 2px solid var(--border);
+    border-radius: 4px;
+    background: transparent;
+    flex-shrink: 0;
+    margin-top: 3px;
+    cursor: pointer;
+    position: relative;
+    transition: background var(--transition-fast), border-color var(--transition-fast);
+  }
+  .addon-row input[type=checkbox]:checked {
+    background: var(--accent);
+    border-color: var(--accent);
+  }
+  .addon-row input[type=checkbox]:checked::after {
+    content: '';
+    position: absolute;
+    left: 5px;
+    top: 1px;
+    width: 5px;
+    height: 10px;
+    border: solid var(--text-on-accent);
+    border-width: 0 2px 2px 0;
+    transform: rotate(45deg);
+  }
+  .addon-row:hover input[type=checkbox] {
+    border-color: var(--accent);
+  }
+  .addon-name { font-family: 'Lato', sans-serif; font-weight: 700; font-size: 15px; line-height: 1.35; }
+  .addon-price {
+    font-family: 'DM Mono', monospace;
+    font-size: 14px;
+    color: var(--accent);
+    white-space: nowrap;
+    margin-left: auto;
+    flex-shrink: 0;
+  }
+  .addon-desc { font-size: 13px; color: var(--muted); margin-top: 6px; line-height: var(--text-compact-line); }
+
+  @container (max-width: 760px) {
+    .addon-row {
+      display: grid;
+      grid-template-columns: auto minmax(0, 1fr);
+      grid-template-rows: auto auto;
+      column-gap: var(--space-stack-tight);
+      row-gap: var(--space-sm);
+      padding: var(--space-stack) var(--space-md);
+      align-items: start;
+    }
+
+    .addon-row input[type=checkbox] {
+      grid-column: 1;
+      grid-row: 2;
+      margin-top: 2px;
+    }
+
+    .addon-row > div {
+      grid-column: 2;
+      grid-row: 2;
+      min-width: 0;
+    }
+
+    .addon-price {
+      grid-column: 1 / -1;
+      grid-row: 1;
+      margin-left: 0;
+      font-size: 0.8125rem;
+      white-space: normal;
+    }
+
+    .addon-name {
+      font-size: 0.875rem;
+    }
+
+    .addon-desc {
+      font-size: 0.75rem;
+    }
+  }
+
+  /* ── BYOL CALLOUTS (Section II) ────────────────────────────────
+     Shown/hidden by JS based on BYOL toggle state.
+     #byolCalloutGreen — M365 savings message (shown when M365 selected)
+     #byolCalloutRed   — missed savings warning (shown when BYOL selected)
+     display:flex + align-items:flex-start keeps icon pinned to
+     first line; text wrapped in <span> so it never flows under icon.
+  ─────────────────────────────────────────────────────────────── */
+  .callout-green {
+    background: var(--surface-success);
+    border: 1px solid var(--surface-success-border);
+    border-radius: var(--radius-control);
+    padding: var(--space-stack-roomy) var(--space-xl);
+    font-family: 'DM Mono', monospace;
+    font-size: 14px;
+    color: var(--green);
+    margin-bottom: 0;
+    line-height: 1.65;
+    display: flex;
+    align-items: flex-start;
+    gap: 9px;
+  }
+  .callout-red {
+    background: var(--surface-danger);
+    border: 1px solid var(--surface-danger-border);
+    border-radius: var(--radius-control);
+    padding: var(--space-stack-roomy) var(--space-xl);
+    font-family: 'DM Mono', monospace;
+    font-size: 14px;
+    color: var(--text-danger);
+    margin-bottom: 0;
+    line-height: 1.65;
+    display: flex;
+    align-items: flex-start;
+    gap: 9px;
+  }
+  .hidden { display: none !important; }
+
+  /* ── ADMIN FEE PROGRESS BAR (Section I) ────────────────────────
+     Shows progress toward $650 engagement threshold.
+     JS: progressEl width% = (baseSubtotal / ADMIN_FEE_MINIMUM) * 100
+     baseSubtotal = users + endpoints + servers (NOT VoIP or ZT).
+     Turns green at 100% (threshold met), stays blue below.
+  ─────────────────────────────────────────────────────────────── */
+  .progress-wrap { margin: var(--space-stack) 0 var(--space-stack-tight); }
+  /* Threshold bar promoted outside section-body for always-visible display */
+  .sec-01-threshold.progress-wrap { margin: var(--space-stack-roomy) 0 0; }
+  .sec-01-threshold.floor-note { margin-top: var(--space-stack-tight); }
+  .section:not(.sec-open) .sec-01-threshold.progress-wrap { margin-top: var(--space-stack); margin-bottom: 0; }
+  .sec-open .sec-01-threshold + .floor-note + .section-body { margin-top: 0; }
+  .progress-label {
+    font-family: 'DM Mono', monospace;
+    font-size: 12px;
+    letter-spacing: 0.08em;
+    text-transform: uppercase;
+    color: var(--muted);
+    display: flex;
+    justify-content: space-between;
+    margin-bottom: 6px;
+  }
+  .progress-track {
+    height: 7px;
+    background: var(--border);
+    border-radius: 4px;
+    overflow: hidden;
+  }
+  .progress-fill {
+    height: 100%;
+    border-radius: 3px;
+    background: var(--accent);
+    transition: width 0.3s ease, background 0.3s;
+  }
+
+  /* ── ADMIN FEE BREAKDOWN TABLE (Section I) ─────────────────────
+     Shows: Base Site Admin | ZT Supplement (if active) | Total.
+     .fee-total row has top border separator and bold text.
+     All values rendered by update() via getEl('sl-admin-val') etc.
+  ─────────────────────────────────────────────────────────────── */
+  .fee-table { width: 100%; border-collapse: collapse; margin-top: var(--space-stack-roomy); font-size: 14px; }
+  .fee-table td { padding: var(--space-sm) 0; color: var(--muted); }
+  .fee-table td:last-child { text-align: right; font-family: 'DM Mono', monospace; color: var(--ink); }
+  .fee-table tr.fee-total td { border-top: 1px solid var(--border); padding-top: var(--space-stack); color: var(--ink); font-weight: 600; }
+
+  /* ── FEATURE CARDS (Section I — What's Covered) ────────────────
+     Static content — 8 cards in single-column grid.
+     Each card has icon (inline SVG) + title (Poppins) + desc (Lato).
+     Not dynamically rendered; content is hard-coded in HTML.
+  ─────────────────────────────────────────────────────────────── */
+  .feature-card-grid {
+    display: grid;
+    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
+    gap: var(--space-stack-roomy);
+    margin-top: 0;
+  }
+  .feature-card {
+    background: var(--surface-feature);
+    border: 1px solid var(--border);
+    border-radius: 10px;
+    padding: var(--space-stack) var(--space-stack-roomy);
+  }
+  .feature-card-title { font-family: 'Poppins', sans-serif; font-weight: 600; font-size: 0.9375rem; margin-bottom: var(--space-sm); display:flex; align-items:center; line-height: 1.35; }
+  .feature-card-desc { font-size: 0.8125rem; color: var(--muted); line-height: var(--text-copy-line); }
+
+  .m365-app-strip {
+    border: 1px solid var(--border);
+    border-radius: 10px;
+    padding: var(--space-stack-roomy) var(--space-lg) var(--space-stack);
+    background: var(--surface-feature);
+  }
+  .m365-app-list {
+    display: grid;
+    grid-template-columns: repeat(6, minmax(0, 1fr));
+    gap: var(--space-md);
+  }
+  .m365-app-item {
+    display: flex;
+    flex-direction: column;
+    align-items: center;
+    justify-content: center;
+    gap: var(--space-sm);
+    text-align: center;
+    padding: var(--space-stack-tight) var(--space-sm);
+    border-radius: var(--radius-control);
+    background: color-mix(in srgb, var(--surface-accent-soft) 44%, transparent);
+  }
+  .m365-app-icon {
+    width: 17px;
+    height: 17px;
+    object-fit: contain;
+    display: block;
+  }
+  .m365-app-name {
+    font-family: 'DM Mono', monospace;
+    font-size: 0.75rem;
+    letter-spacing: 0.05em;
+    color: var(--ink);
+  }
+  .m365-app-strip-note {
+    margin-top: var(--space-md);
+    font-family: 'DM Mono', monospace;
+    font-size: 0.75rem;
+    letter-spacing: 0.05em;
+    color: var(--muted);
+  }
+  .m365-app-note-byol { display: none; }
+  .m365-app-strip.byol-disabled .m365-app-item {
+    background: transparent;
+    border: 1px dashed var(--border);
+  }
+  .m365-app-strip.byol-disabled .m365-app-icon {
+    filter: grayscale(1) saturate(0.2);
+    opacity: 0.4;
+  }
+  .m365-app-strip.byol-disabled .m365-app-name {
+    color: var(--muted);
+  }
+  .m365-app-strip.byol-disabled .m365-app-note-default { display: none; }
+  .m365-app-strip.byol-disabled .m365-app-note-byol {
+    display: inline;
+    color: var(--amber);
+  }
+
+  /* ── SIDEBAR (Desktop only, ≤1100px hidden) ─────────────────────
+     .sidebar-header  — accent blue, shows "SVS MSP — LIVE QUOTE" + client name
+     .sidebar-body    — all pricing lines, MRR total, notes, VS comparison,
+                        nudge banner, export button
+     .sidebar-line    — each service line (icon + label + value)
+     .sidebar-mrr     — large Poppins 48px MRR total
+     IMPORTANT: nudgeBanner sits between .sidebar-header and .sidebar-body.
+     On mobile: the desktop sidebar is cloned into .mobile-panel-sheet
+     with _m IDs and synced by update() via syncEl/syncClass.
+  ─────────────────────────────────────────────────────────────── */
+  .sidebar {
+    --sidebar-rule-color: var(--sidebar-line-rule);
+    --sidebar-copy-size: 0.84375rem;
+    --sidebar-copy-line: 1.5;
+    --sidebar-note-size: 0.78125rem;
+    --sidebar-mono-size: 0.75rem;
+    --sidebar-mrr-size: 2.8125rem;
+    background: var(--surface-sidebar);
+    border: 1px solid var(--border-sidebar);
+    border-radius: var(--radius-card);
+    overflow: hidden;
+    box-shadow: var(--shadow-sidebar);
+  }
+  .sidebar-focus-backdrop {
+    position: fixed;
+    inset: 0;
+    background: var(--surface-sidebar-focus-backdrop);
+    backdrop-filter: blur(4px);
+    -webkit-backdrop-filter: blur(4px);
+    opacity: 0;
+    pointer-events: none;
+    transition: opacity 0.2s ease;
+    z-index: 520;
+  }
+  .sidebar-header {
+    padding: var(--space-stack) 22px var(--space-md);
+    background: var(--surface-sidebar-header);
+  }
+  .sidebar-header-row {
+    display: flex;
+    align-items: center;
+    justify-content: space-between;
+    gap: var(--space-md);
+  }
+  .sidebar-title {
+    font-family: 'DM Mono', monospace;
+    font-size: 0.6875rem;
+    letter-spacing: 0.18em;
+    text-transform: uppercase;
+    color: var(--text-sidebar-kicker);
+    margin-bottom: 0;
+  }
+  /* Print button inside sidebar header — only visible in focus mode */
+  .sidebar-focus-print-btn {
+    display: none;
+    align-items: center;
+    justify-content: center;
+    height: 34px;
+    padding: 0 var(--space-stack);
+    border: 1px solid var(--border-overlay-btn);
+    border-radius: 10px;
+    background: var(--surface-overlay-btn);
+    color: var(--text-sidebar-kicker);
+    font-family: 'DM Mono', monospace;
+    font-size: 0.6875rem;
+    letter-spacing: 0.08em;
+    text-transform: uppercase;
+    cursor: pointer;
+    transition: background var(--transition-fast) ease, border-color var(--transition-fast) ease;
+    flex: 0 0 auto;
+    margin-left: auto;
+  }
+  .sidebar-focus-print-btn:hover {
+    background: var(--surface-overlay-btn-hover);
+    border-color: var(--border-overlay-btn-hover);
+  }
+  .sidebar-focus-print-btn:active { transform: translateY(1px); }
+  .sidebar-focus-toggle {
+    width: 34px;
+    height: 34px;
+    border: 1px solid var(--border-overlay-btn);
+    border-radius: 10px;
+    background: var(--surface-overlay-btn);
+    color: var(--text-sidebar-kicker);
+    display: inline-flex;
+    align-items: center;
+    justify-content: center;
+    cursor: pointer;
+    transition: background var(--transition-fast) ease, border-color var(--transition-fast) ease, transform var(--transition-fast) ease;
+    flex: 0 0 auto;
+  }
+  .sidebar-focus-toggle:hover {
+    background: var(--surface-overlay-btn-hover);
+    border-color: var(--border-overlay-btn-hover);
+  }
+  .sidebar-focus-toggle:active { transform: translateY(1px); }
+  .sidebar-focus-toggle:focus-visible {
+    outline: 2px solid var(--focus-ring-overlay);
+    outline-offset: 2px;
+  }
+  .sidebar-focus-icon-close { display: none; }
+  .sidebar-focus-client {
+    display: none;
+    margin: var(--space-xs) 0 var(--space-lg);
+    padding-top: 0;
+    border-top: none;
+  }
+  .sidebar-focus-client-label {
+    display: block;
+    font-family: 'DM Mono', monospace;
+    font-size: 0.625rem;
+    letter-spacing: 0.14em;
+    text-transform: uppercase;
+    color: color-mix(in srgb, var(--ink) 62%, var(--muted));
+    margin-bottom: var(--space-sm);
+  }
+  .sidebar-focus-client-name {
+    display: block;
+    font-family: 'Poppins', sans-serif;
+    font-size: 1rem;
+    font-weight: 600;
+    line-height: 1.25;
+    color: var(--ink);
+    margin-bottom: var(--space-stack);
+  }
+  .sidebar-body { padding: var(--space-stack) 22px var(--space-xl); background: var(--surface-sidebar-body); }
+  .sidebar-focus-columns { display: block; }
+  .sidebar-focus-col + .sidebar-focus-col { margin-top: var(--space-stack); }
+  .sidebar-focus-col > #vsComparison { margin-top: var(--space-lg); }
+  .sidebar-hero {
+    margin-bottom: var(--space-stack);
+  }
+  .sidebar-group {
+    display: flex;
+    flex-direction: column;
+    padding: var(--space-stack) var(--space-stack-roomy);
+    border-radius: var(--radius-control);
+  }
+  .sidebar-group--monthly {
+    background: var(--sidebar-zone-services);
+  }
+  .sidebar-group--tax {
+    background: var(--sidebar-zone-tax);
+  }
+  .sidebar-group--invoice {
+    background: var(--sidebar-zone-invoice);
+  }
+  .sidebar-group--value {
+    background: var(--sidebar-zone-value);
+  }
+  .sidebar-group--summary {
+    background: var(--sidebar-zone-summary);
+  }
+  .sidebar-group + .sidebar-group {
+    margin-top: var(--space-stack);
+  }
+  /* Subtle hover tint for line scanning readability */
+  .sidebar-line:hover {
+    background: var(--sidebar-row-stripe);
+  }
+  .sidebar-group-title {
+    display: block;
+    flex: 0 0 auto;
+    min-height: 12px;
+    font-family: 'DM Mono', monospace;
+    font-size: 0.625rem;
+    letter-spacing: 0.16em;
+    text-transform: uppercase;
+    color: var(--sidebar-group-title-color);
+    margin: 0 0 var(--space-stack-tight);
+  }
+  .sidebar-line {
+    display: flex;
+    justify-content: space-between;
+    align-items: flex-start;
+    gap: var(--space-stack);
+    font-size: var(--sidebar-copy-size);
+    color: var(--muted);
+    line-height: var(--sidebar-copy-line);
+    padding: var(--space-stack-tight) var(--space-xs);
+    border-bottom: 1px var(--sidebar-line-rule-style) var(--sidebar-rule-color);
+    border-radius: 2px;
+  }
+  /* Remove border on last visible line before a group boundary */
+  .sidebar-group > .sidebar-line:last-child,
+  #sidebarLines > .sidebar-line:last-of-type {
+    border-bottom: none;
+  }
+  .sidebar-line > span:first-child { flex: 1 1 auto; min-width: 0; }
+  .sidebar-line .val {
+    font-family: 'DM Mono', monospace;
+    color: var(--text-money);
+    font-size: var(--sidebar-copy-size);
+    line-height: 1.2;
+    letter-spacing: 0.02em;
+    flex: 0 0 auto;
+    padding-left: var(--space-sm);
+    text-align: right;
+  }
+  .sidebar-line .lbl-icon { margin-right: var(--space-sm); opacity: 0.82; }
+  .sidebar-mrr-label {
+    font-family: 'DM Mono', monospace;
+    font-size: 0.625rem;
+    letter-spacing: 0.16em;
+    text-transform: uppercase;
+    color: var(--muted);
+    margin-bottom: var(--space-sm);
+  }
+  .sidebar-mrr {
+    font-family: 'Poppins', sans-serif;
+    font-weight: 700;
+    font-size: var(--sidebar-mrr-size);
+    color: var(--text-money-hero);
+    line-height: 0.94;
+    letter-spacing: -0.03em;
+    margin-bottom: var(--space-stack-roomy);
+  }
+  .sidebar-line-value .val,
+  .sidebar-line-opportunity .val {
+    font-weight: 600;
+  }
+  .sidebar-line-value .lbl-icon .fa-icon,
+  .sidebar-line-opportunity .lbl-icon .fa-icon {
+    width: 15px;
+    height: 15px;
+  }
+  .sidebar-line-opportunity {
+    border-bottom-style: dotted;
+  }
+  .sidebar-line-opportunity .val {
+    color: var(--amber);
+  }
+
+  /* ── VS IN-HOUSE COMPARISON ─────────────────────────────────────
+     Shown only when users > 0 OR endpoints > 0 (JS toggles .hidden).
+     Compares SVS MRR (annualised) vs 1-person Ottawa IT hire ($85K+tools)
+     and 5-person team ($420K+tools). Savings rows turn amber if SVS
+     costs MORE than the comparison (rare at low seat counts).
+     updateVsComparison(q) renders this section in update().
+  ─────────────────────────────────────────────────────────────── */
+  .vs-header {
+    display: flex;
+    flex-direction: column;
+    gap: var(--space-stack-tight);
+    margin-bottom: var(--space-stack-roomy);
+  }
+  .vs-brand-row {
+    display: flex;
+    align-items: center;
+    gap: var(--space-stack-tight);
+  }
+  .vs-brand-logo {
+    flex: 0 0 auto;
+    display: block;
+  }
+  .vs-brand-name {
+    font-family: 'Poppins', sans-serif;
+    font-size: 1rem;
+    font-weight: 600;
+    line-height: 1.2;
+    color: var(--ink);
+    letter-spacing: 0.02em;
+  }
+  .vs-table { width: 100%; border-collapse: collapse; font-size: 0.8125rem; line-height: 1.56; }
+  .vs-table td { padding: 9px var(--space-xs); vertical-align: middle; }
+  .vs-table td:last-child { text-align: right; font-family: 'DM Mono', monospace; white-space: nowrap; }
+  .vs-table tr:first-child td { padding-top: 2px; padding-bottom: var(--space-stack-roomy); border-bottom: 1px solid var(--border); }
+  .vs-table tr:nth-child(2) td,
+  .vs-table tr:nth-child(4) td { padding-top: var(--space-stack-roomy); }
+  .vs-save-row td {
+    padding: 11px var(--space-stack);
+    font-size: 0.71875rem;
+    font-family: 'DM Mono', monospace;
+    letter-spacing: 0.07em;
+    line-height: 1.35;
+  }
+  .vs-save-row td:first-child { border-radius: 8px 0 0 8px; }
+  .vs-save-row td:last-child  { border-radius: 0 8px 8px 0; }
+  .vs-label {
+    font-family: 'DM Mono', monospace;
+    font-size: 0.6875rem;
+    letter-spacing: 0.16em;
+    text-transform: uppercase;
+    color: var(--muted);
+    margin-bottom: 0;
+    display: flex;
+    align-items: center;
+    gap: var(--space-sm);
+  }
+  .vs-label::after { content: ''; flex: 1; height: 1px; background: var(--border); }
+
+  /* ── INSIGHT NUDGE BANNER ───────────────────────────────────────
+     Contextual sales insight shown at bottom of sidebar.
+     Conditions (evaluated in update() → renderNudge()):
+       amber — ZT active
+       green — BYOL selected + users > 0
+       green — PWM not selected + users > 0
+     Auto-rotates every 30s via startNudgeRotation() (setInterval).
+     Manual nav via cycleNudge(dir) — does NOT reset the timer.
+     .nudge-nav-btn — SVG chevron pills (‹ ›), hidden when only 1 nudge.
+     BOTH #nudgeBanner and #nudgeBanner_m are updated by renderNudge()
+     via applyNudge('') and applyNudge('_m').
+     nudgeBanner sits between .sidebar-header and .sidebar-body.
+   ─────────────────────────────────────────────────────────────── */
+  .nudge-banner {
+    margin: 0;
+    padding: var(--space-xl) 22px;
+    font-size: 0.84375rem;
+    line-height: 1.6;
+    min-height: 132px;
+    box-sizing: border-box;
+    border-radius: var(--radius-control);
+    transition: opacity 0.18s ease, background var(--transition-medium) ease, border-color var(--transition-medium) ease;
+  }
+  .nudge-banner.nudge-fading { opacity: 0; }
+  .nudge-banner.amber {
+    background: var(--surface-warning);
+    color: var(--amber);
+    border-left: 4px solid var(--amber);
+  }
+  .nudge-banner.green {
+    background: var(--surface-success);
+    color: var(--green);
+    border-left: 4px solid var(--green);
+  }
+  .nudge-banner-label {
+    font-family: 'DM Mono', monospace;
+    font-size: 0.75rem;
+    text-transform: uppercase;
+    letter-spacing: 0.12em;
+    opacity: 1;
+    display: block;
+    margin-bottom: 0;
+  }
+  #nudgeCounter {
+    font-size: 0.75rem;
+    opacity: 0.55;
+  }
+  .nudge-nav-btn {
+    background: var(--surface-ghost);
+    border: 1px solid var(--border-nudge-nav);
+    cursor: pointer;
+    padding: 0;
+    width: 34px;
+    height: 34px;
+    border-radius: 7px;
+    display: flex;
+    align-items: center;
+    justify-content: center;
+    color: inherit;
+    flex-shrink: 0;
+    transition: background var(--transition-fast), transform 0.1s;
+  }
+  .nudge-nav-btn:hover { background: var(--surface-ghost-hover); transform: scale(1.06); }
+  .nudge-nav-btn:active { transform: scale(0.95); }
+  .nudge-nav-btn .fa-icon { display: block; --icon-size: 16px; }
+
+  /* ── QUOTE SETTINGS BAR ─────────────────────────────────────────
+     Sits below the client bar, above Section I.
+     Left: contract term 3-way toggle.
+     Right: HST checkbox + one-time fee input.
+     Tokenized left alignment stays matched to the section gutter.
+   ─────────────────────────────────────────────────────────────── */
+
+  /* ── SECTIONS TOOLBAR (Collapse All / Expand All) ───────────────── */
+  .sections-toolbar {
+    display: flex;
+    justify-content: flex-start;
+    margin-left: var(--section-offset);
+    margin-bottom: var(--space-stack);
+  }
+  .btn-toggle-all {
+    display: inline-flex;
+    align-items: center;
+    justify-content: center;
+    gap: 6px;
+    min-height: var(--control-min-height);
+    font-family: 'DM Mono', monospace;
+    font-size: var(--text-meta-size);
+    letter-spacing: 0.08em;
+    text-transform: uppercase;
+    color: var(--muted);
+    background: none;
+    border: 1px solid var(--border);
+    border-radius: var(--radius-control);
+    padding: var(--control-pad-y) var(--control-pad-x);
+    cursor: pointer;
+    touch-action: manipulation;
+    transition: color var(--transition-fast), border-color var(--transition-fast), background var(--transition-fast);
+  }
+  .btn-toggle-all:hover {
+    color: var(--ink);
+    border-color: var(--accent);
+    background: var(--surface-accent-soft);
+  }
+
+  .quote-settings-bar {
+    margin-left: var(--section-offset);
+    padding: clamp(18px, 2.4vw, 22px) clamp(20px, 2.8vw, 26px);
+    display: grid;
+    grid-template-columns: minmax(0, 1.55fr) 1px minmax(18rem, 0.95fr);
+    align-items: stretch;
+    gap: 0;
+    background: var(--surface-settings);
+    border: 1px solid var(--border);
+    border-radius: var(--radius-card);
+    overflow: hidden;
+  }
+  .qs-group {
+    display: flex;
+    flex-direction: column;
+    gap: var(--space-stack-tight);
+    container-type: inline-size;
+    min-width: 0;
+    width: 100%;
+    padding: 0 clamp(18px, 2.5cqi, 24px) 0 0;
+    max-width: none;
+  }
+  .qs-label {
+    font-family: 'DM Mono', monospace;
+    font-size: var(--text-meta-size);
+    letter-spacing: 0.12em;
+    text-transform: uppercase;
+    color: var(--muted);
+  }
+  .qs-label-row {
+    display: flex;
+    flex-direction: column;
+    gap: var(--space-sm);
+    margin-bottom: 2px;
+  }
+  .qs-term-wrap {
+    margin-bottom: 0;
+    border: 1px solid var(--border-term-wrap);
+    border-radius: var(--space-stack);
+    background: var(--surface-term-wrap);
+    box-shadow: var(--shadow-term-wrap);
+  }
+  .qs-term-wrap .tier-seg {
+    padding: clamp(14px, 2.5cqi, 16px) clamp(12px, 2.3cqi, 14px) clamp(14px, 2.4cqi, 15px);
+    background: var(--surface-term-tile);
+    transition: background 0.18s, border-color 0.18s, box-shadow 0.18s, transform 0.18s;
+  }
+  .qs-term-wrap .tier-seg:hover {
+    background: var(--surface-term-tile-hover);
+  }
+  .qs-term-wrap .tier-seg.active {
+    background: var(--surface-term-tile-active);
+    border-color: var(--border-term-tile-active);
+    box-shadow: var(--shadow-term-tile-active);
+  }
+  .qs-term-wrap .tier-name {
+    font-size: 12px;
+    font-weight: 400;
+    margin-bottom: 6px;
+    color: var(--text-term-name);
+    word-break: normal;
+    overflow-wrap: normal;
+    text-wrap: pretty;
+  }
+  .qs-term-wrap .tier-seg.active .tier-name {
+    color: var(--text-term-name-active);
+    font-weight: 700;
+  }
+  .qs-term-wrap .tier-sub {
+    margin-top: 0;
+    line-height: var(--text-compact-line);
+    overflow-wrap: break-word;
+    word-break: normal;
+    text-wrap: pretty;
+    color: var(--text-term-sub);
+    font-weight: 400;
+  }
+  .qs-term-wrap .tier-seg.active .tier-sub {
+    color: var(--text-term-sub-active);
+    font-weight: 400;
+  }
+  .qs-term-wrap .tier-price { display: none; }
+
+  /* Best Value badge on 24-month */
+  .qs-best-badge {
+    display: inline-flex;
+    max-width: 100%;
+    font-family: 'DM Mono', monospace;
+    font-size: 8px;
+    font-weight: 700;
+    letter-spacing: 0.08em;
+    text-transform: uppercase;
+    color: var(--text-best-value);
+    background: var(--surface-best-value);
+    border: 1px solid var(--border-best-value);
+    border-radius: var(--radius-control);
+    padding: 2px var(--space-sm);
+    vertical-align: middle;
+    margin-left: 5px;
+    line-height: 1.5;
+    white-space: nowrap;
+  }
+  .tier-seg.active .qs-best-badge {
+    color: var(--text-best-value-active);
+    background: var(--surface-best-value-active);
+    border-color: var(--border-best-value-active);
+  }
+
+  /* Discount sub-text — !important overrides parent .tier-seg color inheritance */
+  .qs-discount-sub {
+    color: var(--text-term-discount) !important;
+    font-weight: 700;
+  }
+  .tier-seg.active .qs-discount-sub { color: var(--text-term-discount-active) !important; }
+  .qs-savings-stack {
+    display: flex;
+    flex-direction: column;
+    gap: var(--space-stack-tight);
+    margin-top: var(--space-stack);
+  }
+
+  /* Dynamic savings row — appears below selector when discounted term active */
+  .qs-savings-row {
+    display: flex;
+    align-items: center;
+    gap: var(--space-stack-tight);
+    font-family: 'DM Mono', monospace;
+    font-size: 0.8125rem;
+    letter-spacing: 0.04em;
+    color: var(--green);
+    margin-top: 0;
+    padding: var(--space-stack) var(--space-lg);
+    border: 1px solid color-mix(in srgb, var(--green) 22%, var(--border));
+    border-left: 4px solid var(--green);
+    border-radius: var(--radius-control);
+    background: color-mix(in srgb, var(--surface-positive-badge) 60%, transparent);
+    line-height: 1.5;
+  }
+  .qs-savings-row.hidden { display: none; }
+  .qs-savings-row .fa-icon { color: var(--green); flex-shrink: 0; opacity: 0.3; }
+  .qs-savings-row strong { color: var(--green); font-weight: 700; }
+
+  /* Vertical divider between contract term and onboarding fee */
+  .qs-divider {
+    width: 1px;
+    height: auto;
+    background: var(--surface-settings-divider);
+    margin: 0;
+    align-self: stretch;
+  }
+
+  .qs-right {
+    display: flex;
+    flex-direction: column;
+    gap: var(--space-md);
+    padding: 0 0 0 clamp(18px, 2.5cqi, 24px);
+    justify-content: center;
+    min-width: 0;
+    max-width: none;
+  }
+
+  @container (max-width: 1040px) {
+    .quote-settings-bar {
+      grid-template-columns: 1fr;
+      row-gap: var(--space-lg);
+    }
+
+    .qs-group {
+      padding-right: 0;
+    }
+
+    .qs-divider {
+      width: auto;
+      height: 1px;
+    }
+
+    .qs-right {
+      padding-left: 0;
+    }
+  }
+
+  /* ── Custom toggle switch (replaces native checkbox for Waive) ── */
+  .qs-toggle-row {
+    display: flex;
+    align-items: center;
+    gap: 9px;
+    cursor: pointer;
+    user-select: none;
+  }
+  .qs-toggle-row input[type=checkbox] { display: none; }
+  .qs-toggle-row input[type=checkbox]:focus-visible + .qs-switch {
+    outline: 2px solid var(--accent);
+    outline-offset: 2px;
+  }
+  .qs-switch {
+    width: 34px;
+    height: 20px;
+    background: var(--surface-switch-off);
+    border-radius: 10px;
+    position: relative;
+    transition: background 0.2s;
+    flex-shrink: 0;
+  }
+  .qs-switch::after {
+    content: '';
+    position: absolute;
+    width: 14px;
+    height: 14px;
+    background: var(--surface-switch-knob);
+    border-radius: 50%;
+    top: 3px;
+    left: 3px;
+    transition: left 0.2s, background 0.2s;
+    box-shadow: var(--shadow-switch-knob);
+  }
+  .qs-toggle-row input:checked ~ .qs-switch { background: var(--surface-switch-on); }
+  .qs-toggle-row input:checked ~ .qs-switch::after { left: 17px; }
+  .qs-fee-waive:has(input:disabled) { opacity: 0.5; cursor: default; }
+  .qs-fee-input:disabled { opacity: 0.4; cursor: not-allowed; }
+
+  .qs-toggle-label {
+    font-family: 'DM Mono', monospace;
+    font-size: 12px;
+    color: var(--muted);
+    letter-spacing: 0.04em;
+  }
+  .qs-fee-row {
+    display: flex;
+    flex-direction: column;
+    gap: var(--space-stack-tight);
+    padding: var(--space-sm) 0 0;
+  }
+  .qs-fee-header {
+    display: flex;
+    align-items: center;
+    gap: var(--space-stack-tight);
+  }
+  .qs-fee-waive {
+    margin-left: 0;
+    align-self: flex-start;
+    padding: var(--control-pad-y-tight) var(--control-pad-x-tight);
+    border: 1px solid var(--border);
+    border-radius: 999px;
+    background: color-mix(in srgb, var(--surface-input) 85%, transparent);
+  }
+  .qs-fee-label {
+    font-family: 'DM Mono', monospace;
+    font-size: 13px;
+    color: var(--ink);
+    letter-spacing: 0.04em;
+    line-height: var(--text-compact-line);
+  }
+  .qs-fee-input-wrap {
+    display: flex;
+    align-items: center;
+    background: var(--surface-input);
+    border: 1px solid var(--border);
+    border-radius: 10px;
+    overflow: hidden;
+    width: 100%;
+  }
+  .qs-fee-dollar {
+    padding: 6px var(--space-sm);
+    font-family: 'DM Mono', monospace;
+    font-size: 14px;
+    color: var(--muted);
+    background: var(--surface-input);
+    border-right: 1px solid var(--border);
+  }
+  .qs-fee-input {
+    background: var(--surface-input);
+    border: none;
+    color: var(--ink);
+    font-family: 'DM Mono', monospace;
+    font-size: 18px;
+    width: 100%;
+    min-width: 0;
+    text-align: left;
+    padding: var(--space-md) var(--space-stack);
+    outline: none;
+  }
+  .qs-fee-input::placeholder {
+    color: color-mix(in srgb, var(--muted) 86%, transparent);
+    opacity: 1;
+    font-size: 15px;
+  }
+  .qs-fee-input::-webkit-inner-spin-button,
+  .qs-fee-input::-webkit-outer-spin-button { -webkit-appearance: none; margin: 0; }
+  .qs-fee-input[type=number] { -moz-appearance: textfield; }
+  /* ── INLINE-STYLE REPLACEMENT CLASSES ───────────────────────────
+     These replace presentational style="" attributes that previously
+     bypassed the design token system. All colours use tokens.
+  ─────────────────────────────────────────────────────────────── */
+
+  /* Section I — admin fee display row */
+  /* .admin-fee-header base styles merged into the waived section definition at line ~1079 */
+  .admin-fee-title  { font-family: 'Poppins', sans-serif; font-weight: 600; font-size: 1.375rem; }
+  .admin-fee-val    { font-family: 'DM Mono', monospace; font-size: 1.375rem; color: var(--accent); }
+  .admin-fee-sub    { font-size: 0.75rem; color: var(--muted); margin-bottom: var(--space-stack); line-height: var(--text-compact-line); }
+  .floor-note       { font-size: 12px; color: var(--muted); margin-top: var(--space-stack-tight); margin-bottom: var(--space-stack-roomy); font-family: 'DM Mono', monospace; letter-spacing: 0.08em; text-transform: uppercase; line-height: var(--text-compact-line); }
+
+  /* Sidebar sub-line rows (users/endpoints/admin breakdown text) */
+  .sl-sub {
+    font-size: var(--sidebar-mono-size);
+    color: var(--muted);
+    font-family: 'DM Mono', monospace;
+    line-height: 1.6;
+    letter-spacing: 0.02em;
+    padding: var(--space-xs) 0 var(--space-stack) var(--space-2xl);
+  }
+  .sl-sub-row {
+    display: grid;
+    align-items: start;
+  }
+  .sl-sub-row-base {
+    grid-template-columns: minmax(0, 1fr);
+  }
+  .sl-sub-row-addon {
+    grid-template-columns: minmax(0, 1fr) auto;
+    column-gap: var(--space-md);
+    padding: 5px 0 0;
+    border-top: 1px dotted color-mix(in srgb, var(--sidebar-rule-color) 88%, transparent);
+  }
+  .sl-sub-row + .sl-sub-row {
+    margin-top: 2px;
+  }
+  .sl-sub-copy {
+    min-width: 0;
+  }
+  .sl-sub-row-addon .sl-sub-copy {
+    padding-left: var(--space-md);
+  }
+  .sl-sub-val {
+    color: var(--muted);
+    text-align: right;
+    white-space: nowrap;
+  }
+
+  /* Per-user cost section */
+  .per-user-cost-sub { display: inline-block; font-size: 0.625rem; opacity: 0.6; font-weight: 400; margin-top: 3px; }
+  .sidebar-note-mono { font-size: var(--sidebar-mono-size); padding: 2px 0 6px; font-family: 'DM Mono', monospace; line-height: 1.45; }
+
+  /* VS Comparison block */
+  .vs-comparison-wrap {
+    margin-top: var(--space-stack-roomy);
+    margin-bottom: var(--space-stack);
+    padding: var(--space-xl) var(--space-xl) var(--space-lg);
+    background: var(--surface-compare);
+    border: 1px solid var(--border-compare);
+    border-radius: var(--radius-card);
+  }
+  .vs-svs-label   { font-size: 0.9375rem; color: var(--text-vs-heading); font-weight: 600; line-height: 1.3; }
+  .vs-val-accent  { color: var(--text-vs-accent); font-weight: 600; font-size: 0.9375rem; }
+  .vs-td-muted    { color: var(--text-vs-muted); font-size: 0.8125rem; line-height: 1.45; }
+  .vs-td-icon     { margin-right: 6px; opacity: 0.7; vertical-align: middle; }
+  .vs-footnote    {
+    font-size: 0.6875rem;
+    color: var(--muted);
+    margin-top: var(--space-stack);
+    padding-top: var(--space-md);
+    border-top: 1px solid var(--border);
+    line-height: 1.6;
+    font-style: italic;
+  }
+
+  /* Side note icons and savings highlight */
+  .savings-amount { color: var(--green); }
+  .sl-otf-waived > span:first-child { color: var(--green); text-decoration: line-through; text-decoration-color: var(--green); }
+  .sl-otf-waived .val { color: var(--green); }
+  .sl-otf-waived .otf-amt { text-decoration: none; }
+  .sl-otf-waived .otf-amt-strike { text-decoration: line-through; text-decoration-color: var(--green); opacity: 0.7; margin-right: var(--space-xs); }
+  .sl-otf-waived .otf-waived-label { text-decoration: none; font-weight: 600; letter-spacing: 0.06em; font-size: 0.7rem; margin-right: var(--space-xs); }
+
+  /* ── ADMIN FEE WAIVED display */
+  .admin-fee-header { display: flex; align-items: center; flex-wrap: wrap; gap: var(--space-stack-tight); margin-bottom: 6px; }
+  .admin-fee-waive-toggle { margin-left: auto; }
+  .admin-fee-strike { text-decoration: line-through; color: var(--muted); text-decoration-color: var(--muted); }
+  .admin-fee-waived-badge { font-family: 'DM Mono', monospace; font-size: 0.75rem; font-weight: 700; letter-spacing: 0.08em; color: var(--green); background: var(--surface-positive-badge); border: 1px solid var(--border-positive-badge); border-radius: var(--radius-control); padding: 2px var(--space-sm); vertical-align: middle; }
+  .sl-admin-waived > span:first-child { text-decoration: line-through; text-decoration-color: var(--muted); color: var(--muted); }
+  .admin-waive-savings { display: flex; align-items: center; gap: var(--space-sm); font-family: 'DM Mono', monospace; font-size: 0.78125rem; letter-spacing: 0.04em; color: var(--green); background: var(--surface-positive-panel); border: 1px solid var(--border-positive-panel); border-radius: var(--radius-control); padding: var(--space-stack-tight) var(--space-stack); margin-top: var(--space-md); margin-bottom: 6px; }
+  .admin-waive-savings.hidden { display: none; }
+  #adminWaivedAmt { font-weight: 700; }
+
+  /* Nudge banner internal flex rows */
+  .nudge-header-row { display: flex; align-items: center; justify-content: space-between; margin-bottom: var(--space-stack-tight); }
+  .nudge-nav-group  { display: flex; gap: var(--space-sm); }
+
+  /* VoIP savings prompt */
+  .savings-prompt { font-size: 0.8125rem; color: var(--muted); margin-top: var(--space-sm); }
+
+  /* ── SIDEBAR UTILITY CLASSES ─────────────────────────────────────
+     .sl-muted        — de-emphasised row labels/values
+     .sl-discount-val — green discount amount
+     .sl-hst-val      — muted HST amount
+  ─────────────────────────────────────────────────────────────── */
+  /* Sidebar utility classes — !important overrides .sidebar-line .val compound selector */
+  .sl-muted { color: var(--muted) !important; font-size: 0.6875rem; }
+  .sl-discount-val { color: var(--green) !important; }
+  .sl-discount-detail { font-size: 0.7rem; opacity: 0.7; }
+  .sl-hst-val { color: var(--text-money) !important; font-size: var(--sidebar-copy-size); }
+  .sidebar-line-discount { border-bottom-style: dashed; border-bottom-color: var(--sidebar-rule-color); opacity: 0.8; }
+  .sidebar-line.sidebar-line-hst {
+    margin-top: 0;
+    padding-top: var(--space-stack-tight);
+    padding-bottom: var(--space-stack-tight);
+    border-top: 1px var(--sidebar-line-rule-style) var(--sidebar-rule-color);
+    border-bottom: none;
+  }
+  .sidebar-line.sidebar-line-total {
+    font-weight: 600;
+    margin-top: 2px;
+    border-top: 1px var(--sidebar-total-rule-style) var(--sidebar-total-rule);
+    border-bottom: none;
+    padding-top: var(--space-stack);
+  }
+  .sl-hst-toggle {
+    justify-content: flex-start;
+    margin: var(--space-sm) 0;
+  }
+
+  body.sidebar-focus-open { overflow: hidden; }
+  body.sidebar-focus-open .sidebar-focus-backdrop {
+    opacity: 1;
+    pointer-events: auto;
+  }
+  body.sidebar-focus-open .side-col {
+    position: relative;
+    z-index: 530;
+  }
+  body.sidebar-focus-open .sidebar-utility { display: none; }
+  body.sidebar-focus-open .side-col .export-wrap { display: none; }
+  body.sidebar-focus-open .sidebar-focus-print-btn { display: inline-flex; }
+  body.sidebar-focus-open .side-col .sidebar {
+    position: fixed;
+    top: calc(var(--top-bar-sticky-offset) + 10px);
+    left: 50%;
+    right: auto;
+    transform: translateX(-50%);
+    width: min(var(--page-max-width), calc(100vw - 20px));
+    max-height: calc(100vh - var(--top-bar-sticky-offset) - 20px);
+    display: flex;
+    flex-direction: column;
+    z-index: 540;
+    box-shadow: var(--shadow-sidebar-focus);
+  }
+  body.sidebar-focus-open .side-col .sidebar-focus-client {
+    display: block;
+  }
+  body.sidebar-focus-open .side-col .sidebar-body {
+    flex: 1 1 auto;
+    min-height: 0;
+    overflow-y: auto;
+    overscroll-behavior: contain;
+    padding: var(--space-4xl) var(--space-4xl) var(--space-3xl);
+  }
+  body.sidebar-focus-open .side-col .nudge-banner {
+    display: none !important;
+  }
+  body.sidebar-focus-open .side-col #vsComparison {
+    display: none !important;
+  }
+  body.sidebar-focus-open .side-col .sidebar-body > * {
+    min-width: 0;
+  }
+  body.sidebar-focus-open .side-col .sidebar-hero {
+    margin-bottom: var(--space-2xl);
+  }
+  body.sidebar-focus-open .side-col .sidebar-focus-columns {
+    display: grid;
+    grid-template-columns: minmax(0, 1.12fr) minmax(560px, 0.98fr);
+    gap: 0 42px;
+    align-items: start;
+  }
+  body.sidebar-focus-open .side-col .sidebar-focus-col {
+    display: flex;
+    flex-direction: column;
+    gap: var(--space-lg);
+    min-width: 0;
+  }
+  body.sidebar-focus-open .side-col .sidebar-focus-col + .sidebar-focus-col {
+    margin-top: 0;
+  }
+  body.sidebar-focus-open .side-col .sidebar-focus-col > .sidebar-group {
+    margin-top: 0;
+  }
+  body.sidebar-focus-open .side-col .sidebar-focus-col > #vsComparison {
+    margin-top: 0;
+  }
+  /* .export-wrap hidden in focus mode — see rule near line 1704 */
+  body.sidebar-focus-open .sidebar-focus-icon-open { display: none; }
+  body.sidebar-focus-open .sidebar-focus-icon-close { display: inline-flex; }
+  .mobile-panel-sheet .sidebar-focus-toggle { display: none; }
+  .mobile-panel-sheet .sidebar-focus-print-btn { display: none; }
+
+  /* ── VS COMPARISON CSS CLASSES (replace inline styles) ──────────
+     .vs-save-green — green "YOU SAVE" row background
+     .vs-save-amber — amber "Costs more" row background
+     .vs-val-green  — green text for savings value/label
+     .vs-val-amber  — amber text for "costs more" value/label
+  ─────────────────────────────────────────────────────────────── */
+  .vs-save-green td { background: var(--surface-compare-success); }
+  .vs-save-amber td { background: var(--surface-compare-warning); }
+  /* VS value utility classes — !important overrides inherited td color */
+  .vs-val-green     { color: var(--green) !important; }
+  .vs-val-amber     { color: var(--amber) !important; }
+
+  /* ── SECTION CARD HOVER / OPEN POLISH ───────────────────────────
+     Subtle left accent glow on hover; stronger treatment when open.
+  ─────────────────────────────────────────────────────────────── */
+  .section {
+    transition: border-color 0.2s, box-shadow 0.2s;
+  }
+  .section:hover {
+    border-color: var(--section-hover-border);
+    box-shadow: var(--section-hover-shadow);
+  }
+  .section.sec-open {
+    border-color: var(--section-open-border);
+    box-shadow: var(--section-open-shadow);
+  }
+
+  /* ── ADDON ROW SELECTED — stronger check indicator ──────────────
+     .selected gets a more prominent border + check indicator via
+     the checkbox's native accent-color. No pseudo-element needed.
+  ─────────────────────────────────────────────────────────────── */
+  @keyframes addonPulse {
+    0%   { transform: scale(1); }
+    50%  { transform: scale(1.015); }
+    100% { transform: scale(1); }
+  }
+  .addon-row.selected {
+    background: var(--surface-selected);
+    border-color: var(--accent);
+    box-shadow: inset 3px 0 0 0 var(--accent);
+    animation: addonPulse 0.2s ease;
+  }
+  .addon-row.selected .addon-name { color: var(--ink); }
+  .addon-row.selected .addon-price { color: var(--text-selected-accent); }
+  .addon-row.selected .addon-desc { color: color-mix(in srgb, var(--ink) 86%, var(--muted)); }
+
+  /* ── QUOTE NOTES ────────────────────────────────────────────────
+     Free-text notes field above export buttons.
+     Persisted in localStorage, included in print + JSON export.
+  ─────────────────────────────────────────────────────────────── */
+  .quote-notes-wrap {
+    padding: var(--space-md) var(--space-xl) 0;
+  }
+  .quote-notes-label {
+    font-family: 'DM Mono', monospace;
+    font-size: 10px;
+    letter-spacing: 0.12em;
+    text-transform: uppercase;
+    color: var(--muted);
+    display: block;
+    margin-bottom: 6px;
+  }
+  .quote-notes-input {
+    width: 100%;
+    background: var(--surface-card);
+    border: 1px solid var(--border);
+    border-radius: var(--radius-control);
+    color: var(--ink);
+    font-family: 'Poppins', sans-serif;
+    font-size: 12px;
+    padding: var(--space-sm) var(--space-stack-tight);
+    resize: vertical;
+    min-height: 56px;
+    max-height: 160px;
+    outline: none;
+    transition: border-color var(--transition-fast);
+  }
+  .quote-notes-input:focus {
+    border-color: var(--accent);
+  }
+  .quote-notes-input::placeholder {
+    color: var(--muted);
+    opacity: 0.5;
+  }
+
+  /* ── EXPORT BUTTONS ─────────────────────────────────────────────
+     Primary CTA: Print / Save PDF
+     Secondary: Export JSON + Copy
+  ─────────────────────────────────────────────────────────────── */
+  .export-wrap {
+    padding: var(--space-stack-roomy) var(--space-xl) var(--space-lg);
+    background: transparent;
+    border-top: none;
+    display: flex;
+    flex-direction: column;
+    gap: var(--space-stack-tight);
+  }
+  .btn-export {
+    width: 100%;
+    background: var(--accent);
+    color: var(--btn-primary-fg);
+    border: none;
+    border-radius: var(--radius-control);
+    min-height: var(--control-min-height);
+    padding: var(--control-pad-y) var(--control-pad-x);
+    font-family: 'DM Mono', monospace;
+    font-size: 0.75rem;
+    letter-spacing: 0.12em;
+    text-transform: uppercase;
+    cursor: pointer;
+    transition: background var(--transition-fast), transform 0.1s, filter var(--transition-fast), box-shadow var(--transition-fast);
+    display: flex;
+    align-items: center;
+    justify-content: center;
+  }
+  .btn-export:hover  {
+    background: var(--btn-primary-hover);
+    filter: brightness(1.15);
+    box-shadow: var(--shadow-export-hover);
+  }
+  .btn-export:active { transform: scale(0.97); filter: brightness(0.95); }
+  .btn-export-secondary {
+    background: transparent;
+    border: 1px solid var(--border);
+    color: var(--muted);
+    font-size: 0.71875rem;
+    padding: var(--space-stack-tight) var(--space-stack);
+  }
+  .btn-export-secondary:hover { background: var(--card); border-color: var(--accent); color: var(--ink); }
+
+  /* ── VOIP PHONE BILL SAVINGS ESTIMATOR (Section VI) ────────────
+     Optional input: current monthly phone bill.
+     updateSavings(q) compares against voipTotal and shows green
+     savings message or amber warning if VoIP costs more.
+     On mobile stacks vertically (flex-direction:column).
+  ─────────────────────────────────────────────────────────────── */
+  .savings-input-row {
+    display: flex;
+    align-items: center;
+    gap: var(--space-md);
+    margin-top: var(--space-stack-roomy);
+    padding-top: var(--space-stack-roomy);
+    border-top: 1px solid var(--border);
+  }
+  .savings-input-row label {
+    font-size: 0.875rem;
+    color: var(--muted);
+    flex: 1;
+  }
+  .savings-input-row input {
+    background: var(--card);
+    border: 1px solid var(--border);
+    border-radius: var(--radius-control);
+    color: var(--ink);
+    font-family: 'DM Mono', monospace;
+    font-size: 1.125rem;
+    width: 120px;
+    text-align: center;
+    padding: var(--control-pad-y-tight) var(--control-pad-x-tight);
+    outline: none;
+  }
+  .savings-result {
+    margin-top: var(--space-md);
+    background: var(--surface-success);
+    border: 1px solid var(--surface-success-border);
+    border-radius: var(--radius-control);
+    padding: var(--control-pad-y) var(--control-pad-x);
+    font-family: 'DM Mono', monospace;
+    font-size: 0.875rem;
+    color: var(--green);
+    line-height: 1.65;
+  }
+  /* Amber modifier — toggled by JS (classList.add/remove) when VoIP quote > current bill */
+  .savings-result.savings-amber {
+    background: var(--surface-warning-panel);
+    border-color: var(--surface-warning-border);
+    color: var(--amber);
+  }
+
+  /* ── BOTTOM PITCH BANNER ────────────────────────────────────────
+     4-column grid (2-col on tablet/mobile) outside the .outer grid.
+     .pitch-inner has margin-left:96px to align with section cards.
+     Columns: Security-First | Ottawa-Based | Flat-Rate | Scales With You
+     .pitch-footer — green strip at bottom with tagline.
+     Icons are inline SVG (FA Free 6.5.0 paths), accent blue.
+  ─────────────────────────────────────────────────────────────── */
+  .pitch-wrap {
+    width: 100%;
+    padding: 0;
+    margin: 0;
+  }
+  .pitch-inner {
+    margin-left: 0;
+    background: var(--card);
+    border: none;
+    border-top: 1px solid var(--border);
+    border-radius: 0;
+    overflow: hidden;
+  }
+  .pitch-grid {
+    display: grid;
+    grid-template-columns: repeat(4, 1fr);
+  }
+  .pitch-item {
+    padding: 26px 22px;
+    border-right: 1px solid var(--border);
+  }
+  .pitch-item:last-child { border-right: none; }
+  .pitch-head {
+    display: flex;
+    align-items: center;
+    gap: var(--space-md);
+    margin-bottom: var(--space-stack-tight);
+    min-height: 28px;
+  }
+  .pitch-icon {
+    display: inline-flex;
+    align-items: center;
+    justify-content: center;
+    flex: 0 0 auto;
+    font-size: 20px;
+    color: var(--accent);
+  }
+  .pitch-title {
+    font-family: 'Poppins', sans-serif;
+    font-weight: 600;
+    font-size: 16px;
+    line-height: 1.3;
+    margin: 0;
+  }
+  .pitch-desc { font-size: var(--text-copy-size); color: var(--muted); line-height: var(--text-copy-line); }
+  .pitch-footer {
+    background: var(--surface-success);
+    border-top: 1px solid var(--surface-success-border);
+    padding: var(--space-md) var(--space-3xl);
+    font-family: 'DM Mono', monospace;
+    font-size: 13px;
+    color: var(--green);
+    letter-spacing: 0.05em;
+    text-align: center;
+  }
+
+  @media (min-width: 1500px) {
+    .quote-settings-bar {
+      gap: var(--space-stack-tight);
+    }
+
+    .section-header {
+      margin-bottom: var(--space-3xl);
+    }
+
+    .sidebar-mrr {
+      font-size: 52px;
+    }
+
+    .pill-toggle label {
+      padding: var(--space-xl) 22px;
+    }
+  }
+
+
diff --git a/pre-alpha/SVS-MSP-Calculator-glass.css b/pre-alpha/SVS-MSP-Calculator-glass.css
new file mode 100644
index 0000000..0144b9b
--- /dev/null
+++ b/pre-alpha/SVS-MSP-Calculator-glass.css
@@ -0,0 +1,623 @@
+/* ══════════════════════════════════════════════════════════════
+   SVS MSP Calculator — Glass Dark Theme
+   Imported dynamically by the theme toggle as a third test theme.
+   Keeps the existing HTML structure intact and overrides presentation only.
+   ══════════════════════════════════════════════════════════════ */
+
+html {
+  color-scheme: dark;
+}
+
+:root {
+  --ink: #eef6ff;
+  --paper: #08111c;
+  --accent: #69c8ff;
+  --muted: #9fb3c9;
+  --border: rgba(143, 183, 221, 0.2);
+  --card: rgba(10, 18, 31, 0.62);
+  --green: #63d8a2;
+  --amber: #ffbe68;
+  --glass-header-text: #5f6d7f;
+  --top-bar-bg: linear-gradient(
+    180deg,
+    rgba(252, 255, 255, 0.96) 0%,
+    rgba(244, 249, 255, 0.93) 52%,
+    rgba(231, 240, 251, 0.91) 100%
+  );
+  --top-bar-border: rgba(118, 143, 171, 0.35);
+  --top-bar-meta: var(--glass-header-text);
+  --theme-chip-bg: linear-gradient(180deg, rgba(247, 250, 255, 0.88), rgba(217, 229, 242, 0.82));
+  --theme-chip-hover: linear-gradient(180deg, rgba(252, 254, 255, 0.94), rgba(226, 237, 248, 0.88));
+  --theme-chip-active: linear-gradient(180deg, rgba(226, 236, 248, 0.95), rgba(205, 219, 235, 0.9));
+  --theme-chip-fg: #223142;
+  --theme-chip-border: rgba(83, 117, 150, 0.24);
+  --theme-chip-shadow: 0 10px 24px rgba(6, 18, 31, 0.14);
+  --group-strip: rgba(105, 200, 255, 0.2);
+  --section-hover-border: rgba(105, 200, 255, 0.34);
+  --section-hover-shadow:
+    -4px 0 0 0 rgba(105, 200, 255, 0.36),
+    0 20px 54px rgba(2, 8, 17, 0.38),
+    inset 0 1px 0 rgba(255, 255, 255, 0.07);
+  --section-open-border: rgba(105, 200, 255, 0.5);
+  --section-open-shadow:
+    -4px 0 0 0 rgba(105, 200, 255, 0.5),
+    0 22px 58px rgba(2, 8, 17, 0.42),
+    inset 0 1px 0 rgba(255, 255, 255, 0.08);
+  --selection-bg: rgba(105, 200, 255, 0.28);
+  --selection-text: #f8fbff;
+  --top-bar-shadow: 0 8px 24px rgba(7, 18, 33, 0.1);
+  --glass-page-bg:
+    linear-gradient(142deg, #030b14 0%, #071420 20%, #0a1d2c 46%, #081721 72%, #040b13 100%),
+    linear-gradient(128deg, rgba(58, 182, 255, 0.2) 0%, rgba(58, 182, 255, 0) 30%),
+    linear-gradient(148deg, rgba(22, 205, 164, 0.15) 18%, rgba(22, 205, 164, 0) 48%),
+    radial-gradient(circle at 8% 10%, rgba(84, 200, 255, 0.3), transparent 26%),
+    radial-gradient(circle at 28% 34%, rgba(36, 204, 168, 0.22), transparent 22%),
+    radial-gradient(circle at 78% 18%, rgba(58, 166, 255, 0.2), transparent 24%),
+    radial-gradient(circle at 84% 72%, rgba(24, 188, 150, 0.16), transparent 20%),
+    linear-gradient(160deg, rgba(6, 14, 24, 0.74) 0%, rgba(4, 10, 19, 0.84) 100%);
+  --glass-page-overlay:
+    linear-gradient(132deg, rgba(70, 184, 255, 0.15) 0%, rgba(70, 184, 255, 0) 34%),
+    linear-gradient(148deg, rgba(28, 198, 158, 0.12) 18%, rgba(28, 198, 158, 0) 46%),
+    radial-gradient(circle at 16% 18%, rgba(72, 198, 255, 0.12), transparent 24%),
+    radial-gradient(circle at 82% 24%, rgba(24, 188, 150, 0.1), transparent 22%);
+  --glass-page-bg-mobile:
+    linear-gradient(150deg, #030b13 0%, #091521 28%, #0d1b29 58%, #07121b 100%),
+    linear-gradient(136deg, rgba(62, 186, 255, 0.16) 0%, rgba(62, 186, 255, 0) 36%),
+    linear-gradient(152deg, rgba(24, 198, 160, 0.11) 18%, rgba(24, 198, 160, 0) 46%),
+    radial-gradient(circle at 14% 12%, rgba(78, 196, 255, 0.24), transparent 24%),
+    radial-gradient(circle at 70% 22%, rgba(24, 184, 148, 0.16), transparent 20%),
+    radial-gradient(circle at 30% 48%, rgba(42, 162, 255, 0.15), transparent 22%);
+  --glass-page-overlay-mobile:
+    linear-gradient(138deg, rgba(66, 182, 255, 0.13) 0%, rgba(66, 182, 255, 0) 36%),
+    linear-gradient(154deg, rgba(26, 194, 156, 0.1) 18%, rgba(26, 194, 156, 0) 46%),
+    radial-gradient(circle at 78% 24%, rgba(26, 186, 150, 0.08), transparent 22%);
+  --glass-panel-bg: linear-gradient(180deg, rgba(16, 27, 43, 0.76), rgba(9, 17, 29, 0.68));
+  --glass-section-bg: linear-gradient(180deg, rgba(17, 29, 46, 0.74), rgba(9, 17, 29, 0.66));
+  --glass-panel-border: rgba(143, 183, 221, 0.18);
+  --glass-panel-shadow:
+    0 18px 50px rgba(2, 8, 17, 0.32),
+    inset 0 1px 0 rgba(255, 255, 255, 0.06);
+  --glass-section-num: rgba(226, 239, 255, 0.18);
+  --glass-section-num-glow: 0 0 26px rgba(105, 200, 255, 0.1);
+  --glass-heading: #f4f9ff;
+  --glass-heading-soft: var(--glass-heading);
+  --glass-client-border: rgba(143, 183, 221, 0.24);
+  --glass-client-placeholder: rgba(159, 179, 201, 0.72);
+  --glass-ghost-bg: rgba(255, 255, 255, 0.04);
+  --glass-ghost-border: var(--glass-panel-border);
+  --glass-ghost-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.04);
+  --glass-ghost-hover-bg: rgba(105, 200, 255, 0.12);
+  --glass-ghost-hover-border: rgba(105, 200, 255, 0.3);
+  --glass-ghost-hover-text: var(--glass-heading);
+  --glass-group-surface: rgba(5, 11, 21, 0.3);
+  --glass-input-surface: rgba(5, 11, 21, 0.34);
+  --surface-term-wrap: linear-gradient(180deg, rgba(12, 21, 34, 0.62), rgba(8, 15, 26, 0.54));
+  --surface-term-tile: rgba(255, 255, 255, 0.02);
+  --surface-term-tile-hover: rgba(105, 200, 255, 0.08);
+  --surface-term-tile-active:
+    linear-gradient(180deg, rgba(255, 255, 255, 0.05) 0%, rgba(255, 255, 255, 0) 42%),
+    linear-gradient(135deg, rgba(62, 142, 190, 0.58) 0%, rgba(42, 107, 156, 0.62) 58%, rgba(24, 70, 118, 0.68) 100%);
+  --border-term-wrap: var(--glass-panel-border);
+  --border-term-tile-active: rgba(105, 200, 255, 0.16);
+  --shadow-term-wrap: inset 0 1px 0 rgba(255, 255, 255, 0.05);
+  --shadow-term-tile-active:
+    inset 0 1px 0 rgba(255, 255, 255, 0.08),
+    inset 0 -1px 0 rgba(3, 10, 20, 0.26);
+  --text-term-name: var(--muted);
+  --text-term-name-active: var(--text-on-accent);
+  --text-term-sub: var(--muted);
+  --text-term-sub-active: var(--text-on-accent);
+  --text-term-discount: var(--glass-heading);
+  --text-term-discount-active: var(--text-on-accent);
+  --surface-best-value: rgba(99, 216, 162, 0.12);
+  --border-best-value: rgba(99, 216, 162, 0.26);
+  --text-best-value: #baf0d3;
+  --surface-best-value-active: rgba(255, 255, 255, 0.16);
+  --border-best-value-active: rgba(255, 255, 255, 0.34);
+  --text-best-value-active: #ffffff;
+  --text-pill-savings-active: #a8f0c8;
+  --glass-input-border: var(--glass-panel-border);
+  --glass-input-inset-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.03);
+  --glass-input-focus-border: rgba(105, 200, 255, 0.55);
+  --glass-input-focus-shadow: 0 0 0 3px rgba(105, 200, 255, 0.16);
+  --glass-cta-gradient: linear-gradient(135deg, #76dbff 0%, #48b8ff 54%, #268ee3 100%);
+  --glass-cta-checked-bg:
+    linear-gradient(180deg, rgba(255, 255, 255, 0.08) 0%, rgba(255, 255, 255, 0) 42%),
+    linear-gradient(135deg, rgba(94, 206, 255, 0.72) 0%, rgba(55, 156, 233, 0.78) 58%, rgba(28, 104, 190, 0.82) 100%);
+  --glass-cta-checked-shadow:
+    inset 0 1px 0 rgba(255, 255, 255, 0.12),
+    inset 0 -1px 0 rgba(3, 10, 20, 0.2);
+  --glass-sidebar-header-bg:
+    linear-gradient(180deg, rgba(255, 255, 255, 0.06) 0%, rgba(255, 255, 255, 0) 42%),
+    linear-gradient(135deg, rgba(63, 133, 175, 0.7) 0%, rgba(47, 113, 156, 0.68) 58%, rgba(31, 82, 126, 0.66) 100%);
+  --glass-sidebar-header-shadow:
+    inset 0 -1px 0 rgba(255, 255, 255, 0.08),
+    inset 0 1px 0 rgba(255, 255, 255, 0.12);
+  --glass-switch-track: rgba(255, 255, 255, 0.12);
+  --surface-switch-off: rgba(255, 255, 255, 0.15);
+  --surface-switch-on: var(--green);
+  --glass-switch-knob: rgba(250, 252, 255, 0.95);
+  --glass-switch-shadow: 0 2px 8px rgba(3, 9, 18, 0.28);
+  --glass-selected-bg: var(--glass-ghost-hover-bg);
+  --glass-selected-border: var(--glass-ghost-hover-border);
+  --glass-selected-text: var(--glass-heading);
+  --surface-addon-hover: rgba(105, 200, 255, 0.08);
+  --border-addon-hover: rgba(105, 200, 255, 0.24);
+  --glass-feature-bg: linear-gradient(180deg, rgba(19, 31, 49, 0.8), rgba(10, 18, 30, 0.72));
+  --glass-success-bg: linear-gradient(180deg, rgba(15, 48, 42, 0.82), rgba(10, 35, 30, 0.72));
+  --glass-success-border: rgba(99, 216, 162, 0.26);
+  --glass-danger-bg: linear-gradient(180deg, rgba(62, 23, 34, 0.82), rgba(41, 14, 22, 0.74));
+  --glass-danger-border: rgba(230, 117, 138, 0.26);
+  --glass-danger-text: #ffb7c6;
+  --glass-warning-bg: linear-gradient(180deg, rgba(66, 41, 12, 0.84), rgba(43, 27, 8, 0.76));
+  --glass-warning-border: rgba(255, 190, 104, 0.26);
+  --glass-addon-active-bg: rgba(105, 200, 255, 0.16);
+  --glass-addon-active-border: var(--glass-ghost-hover-border);
+  --glass-addon-active-text: #dff3ff;
+  --glass-pill-inset-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.05);
+  --glass-divider: rgba(143, 183, 221, 0.14);
+  --glass-sidebar-placeholder: rgba(255, 255, 255, 0.76);
+  --glass-compare-bg: linear-gradient(180deg, rgba(14, 24, 39, 0.72), rgba(9, 16, 29, 0.62));
+  --glass-compare-success: rgba(99, 216, 162, 0.14);
+  --glass-compare-warning: rgba(255, 190, 104, 0.14);
+  --glass-export-shadow: 0 14px 28px rgba(29, 108, 186, 0.26);
+  --glass-reset-text: #dceefe;
+  --glass-reset-hover-bg: rgba(105, 200, 255, 0.1);
+  --glass-reset-hover-border: var(--glass-ghost-hover-border);
+  --glass-reset-hover-text: var(--glass-heading);
+  --sky: #7dd3fc;
+  --glass-modal-backdrop: rgba(2, 7, 15, 0.72);
+  --glass-modal-bg: linear-gradient(180deg, rgba(18, 29, 46, 0.86), rgba(10, 17, 29, 0.8));
+  --glass-pitch-bg: linear-gradient(180deg, rgba(14, 25, 40, 0.72), rgba(9, 16, 28, 0.68));
+  --glass-pitch-footer-bg: linear-gradient(135deg, rgba(11, 42, 34, 0.88), rgba(7, 28, 22, 0.86));
+  --glass-pitch-footer-text: #8ee8bf;
+  --glass-mobile-sheet-bg: linear-gradient(180deg, rgba(12, 21, 34, 0.92), rgba(8, 14, 24, 0.9));
+  --glass-mobile-row-bg: rgba(10, 18, 30, 0.84);
+  --glass-top-bar-mobile-bg: linear-gradient(
+    180deg,
+    rgba(251, 255, 255, 0.95) 0%,
+    rgba(241, 247, 254, 0.91) 56%,
+    rgba(228, 238, 250, 0.89) 100%
+  );
+  --glass-theme-toggle-mobile-shadow: 0 8px 20px rgba(6, 18, 31, 0.12);
+  --glass-mobile-panel-shadow:
+    0 14px 36px rgba(2, 8, 17, 0.28),
+    inset 0 1px 0 rgba(255, 255, 255, 0.05);
+  --sidebar-zone-services: rgba(105, 200, 255, 0.04);
+  --sidebar-zone-invoice: rgba(105, 200, 255, 0.07);
+  --sidebar-zone-value: rgba(99, 216, 162, 0.04);
+  --sidebar-zone-summary: rgba(105, 200, 255, 0.03);
+  --sidebar-row-stripe: rgba(105, 200, 255, 0.03);
+  --sidebar-line-rule: rgba(143, 183, 221, 0.12);
+  --sidebar-total-rule: rgba(143, 183, 221, 0.22);
+}
+
+body {
+  background: var(--glass-page-bg);
+  background-attachment: fixed;
+  color: var(--ink);
+  position: relative;
+}
+
+body::before {
+  content: "";
+  position: fixed;
+  inset: 0;
+  pointer-events: none;
+  background: var(--glass-page-overlay);
+  opacity: 0.9;
+  z-index: 0;
+}
+
+.outer,
+.pitch-wrap {
+  position: relative;
+  z-index: 1;
+}
+
+::selection {
+  background: var(--selection-bg);
+  color: var(--selection-text);
+}
+
+.top-bar {
+  border-bottom-width: 1px !important;
+  box-shadow: var(--top-bar-shadow) !important;
+  backdrop-filter: blur(18px) saturate(135%);
+  -webkit-backdrop-filter: blur(18px) saturate(135%);
+}
+
+@media (min-width: 1101px) {
+  .outer {
+    padding-top: var(--sidebar-top-gap) !important;
+  }
+}
+
+.section,
+.quote-settings-bar,
+.sidebar,
+.sidebar-utility .btn-export,
+.sidebar-utility .btn-export-secondary,
+.mobile-panel-sheet,
+.mobile-panel-close-row,
+.mobile-panel-actions,
+.confirm-modal-card,
+.vs-comparison-wrap,
+.pitch-inner {
+  background: var(--glass-panel-bg) !important;
+  border-color: var(--glass-panel-border) !important;
+  box-shadow: var(--glass-panel-shadow) !important;
+  backdrop-filter: blur(18px) saturate(135%);
+  -webkit-backdrop-filter: blur(18px) saturate(135%);
+}
+
+.section {
+  background: var(--glass-section-bg) !important;
+}
+
+.section-num {
+  color: var(--glass-section-num) !important;
+  text-shadow: var(--glass-section-num-glow);
+}
+
+.section-title,
+.confirm-modal-title,
+.sidebar-mrr,
+.sidebar-line .val,
+.vs-svs-label {
+  color: var(--glass-heading) !important;
+}
+
+.section-subtitle,
+.feature-card-desc,
+.sidebar-note,
+.sidebar-note-mono,
+.sl-sub,
+.vs-label,
+.vs-td-muted,
+.savings-prompt,
+.pitch-desc,
+.qs-label,
+.qs-toggle-label,
+.qs-fee-label,
+.qs-fee-dollar,
+.sidebar-line,
+.section-title-tag {
+  color: var(--muted) !important;
+}
+
+.client-input {
+  color: var(--glass-heading) !important;
+  border-bottom-color: var(--glass-client-border) !important;
+}
+
+.client-input::placeholder {
+  color: var(--glass-client-placeholder) !important;
+}
+
+.sec-chevron,
+.addon-preview-pill,
+.btn-toggle-all,
+.confirm-btn-secondary,
+.btn-export-secondary,
+.mobile-panel-close,
+.nudge-nav-btn {
+  background: var(--glass-ghost-bg) !important;
+  border-color: var(--glass-ghost-border) !important;
+  color: var(--muted) !important;
+  box-shadow: var(--glass-ghost-shadow);
+}
+
+.sec-open .sec-chevron,
+.section-toggle:hover .sec-chevron,
+.btn-toggle-all:hover,
+.confirm-btn-secondary:hover,
+.btn-export-secondary:hover,
+.nudge-nav-btn:hover,
+.mobile-panel-close:hover {
+  background: var(--glass-ghost-hover-bg) !important;
+  border-color: var(--glass-ghost-hover-border) !important;
+  color: var(--glass-ghost-hover-text) !important;
+}
+
+.pill-toggle,
+.tier-seg-wrap,
+.qs-fee-input-wrap {
+  background: var(--glass-group-surface) !important;
+  border-color: var(--glass-ghost-border) !important;
+}
+
+.pill-toggle label,
+.tier-seg {
+  background: transparent !important;
+}
+
+.pill-toggle label:hover,
+.tier-seg:hover,
+.addon-row:hover {
+  background: var(--glass-ghost-bg) !important;
+}
+
+.tier-seg.active,
+.btn-export,
+.confirm-btn-danger,
+.mobile-quote-pill,
+.progress-fill {
+  background: var(--glass-cta-gradient) !important;
+  color: var(--text-on-accent) !important;
+}
+
+.pill-toggle input:checked + label {
+  background: var(--glass-cta-checked-bg) !important;
+  color: var(--text-on-accent) !important;
+  box-shadow: var(--glass-cta-checked-shadow) !important;
+}
+
+.sidebar-header {
+  background: var(--glass-sidebar-header-bg) !important;
+  color: var(--text-on-accent) !important;
+  box-shadow: var(--glass-sidebar-header-shadow) !important;
+}
+
+.pill-toggle input:checked + label .pill-desc,
+.pill-toggle input:checked + label .pill-price,
+.tier-seg.active .tier-name,
+.tier-seg.active .tier-price,
+.tier-seg.active .tier-sub {
+  color: var(--text-on-accent-strong) !important;
+}
+
+.num-input,
+.qs-fee-input,
+.qs-fee-dollar,
+.qs-fee-input-wrap,
+.mobile-panel-sheet .sidebar-body {
+  background: var(--glass-input-surface) !important;
+}
+
+.num-input,
+.qs-fee-input {
+  border-color: var(--glass-input-border) !important;
+  color: var(--glass-ghost-hover-text) !important;
+  box-shadow: var(--glass-input-inset-shadow);
+}
+
+.num-input:focus,
+.qs-fee-input:focus,
+.client-input:focus-visible {
+  border-color: var(--glass-input-focus-border) !important;
+  box-shadow: var(--glass-input-focus-shadow) !important;
+}
+
+.qs-switch {
+  background: var(--surface-switch-off) !important;
+}
+
+.qs-toggle-row input:checked ~ .qs-switch {
+  background: var(--surface-switch-on) !important;
+}
+.qs-switch::after {
+  background: var(--glass-switch-knob) !important;
+  box-shadow: var(--glass-switch-shadow);
+}
+
+.addon-row.selected {
+  background: var(--glass-selected-bg) !important;
+  border-color: var(--glass-selected-border) !important;
+}
+
+.addon-row.selected .addon-name,
+.addon-row.selected .addon-price,
+.addon-row.selected .addon-desc {
+  color: var(--glass-selected-text) !important;
+}
+
+.feature-card {
+  background: var(--glass-feature-bg) !important;
+  border-color: var(--glass-panel-border) !important;
+  box-shadow: none !important;
+}
+
+.addon-row {
+  background: transparent !important;
+  border-color: transparent !important;
+  box-shadow: none !important;
+}
+
+.callout-green,
+.nudge-banner.green,
+.admin-waive-savings {
+  background: var(--glass-success-bg) !important;
+  border-color: var(--glass-success-border) !important;
+  color: var(--green) !important;
+}
+
+.callout-red {
+  background: var(--glass-danger-bg) !important;
+  border-color: var(--glass-danger-border) !important;
+  color: var(--glass-danger-text) !important;
+}
+
+.nudge-banner.amber,
+.admin-fee-waived-badge {
+  background: var(--glass-warning-bg) !important;
+  border-color: var(--glass-warning-border) !important;
+  color: var(--amber) !important;
+}
+
+.admin-waive-savings,
+.admin-fee-waived-badge,
+.addon-preview-pill.active {
+  box-shadow: var(--glass-pill-inset-shadow);
+}
+
+.addon-preview-pill.active {
+  background: var(--glass-addon-active-bg) !important;
+  border-color: var(--glass-addon-active-border) !important;
+  color: var(--glass-addon-active-text) !important;
+}
+
+.collapsible-header,
+.pitch-item,
+.vs-label::after,
+.pitch-footer,
+.mobile-panel-close-row,
+.mobile-panel-actions {
+  border-color: var(--glass-divider) !important;
+}
+.sidebar-line {
+  border-bottom-color: var(--glass-divider) !important;
+}
+.sidebar-line.sidebar-line-total {
+  border-top-color: var(--sidebar-total-rule) !important;
+  border-bottom: none !important;
+}
+
+.sidebar-title,
+.sidebar-client.placeholder {
+  color: var(--glass-sidebar-placeholder) !important;
+}
+
+.sidebar-body,
+.mobile-panel-sheet .sidebar,
+.mobile-panel-sheet .sidebar-body {
+  background: transparent !important;
+}
+
+.sidebar-note strong,
+.sl-discount-val,
+.savings-amount {
+  color: var(--green) !important;
+}
+
+.sl-hst-toggle,
+.sl-hst-val,
+.sl-muted {
+  color: var(--muted) !important;
+}
+
+.vs-comparison-wrap {
+  background: var(--glass-compare-bg) !important;
+}
+
+.vs-save-green td {
+  background: var(--glass-compare-success) !important;
+}
+
+.vs-save-amber td {
+  background: var(--glass-compare-warning) !important;
+}
+
+.export-wrap {
+  background: transparent !important;
+  border-top: none !important;
+}
+body.sidebar-focus-open .side-col .export-wrap {
+  background: transparent !important;
+  border-color: transparent !important;
+  border-top: none !important;
+  box-shadow: none !important;
+  backdrop-filter: none;
+}
+
+.btn-export {
+  box-shadow: var(--glass-export-shadow) !important;
+}
+
+.btn-export:hover,
+.mobile-quote-pill:hover {
+  filter: brightness(1.2) !important;
+  box-shadow: 0 4px 16px rgba(99, 127, 136, 0.35) !important;
+}
+.btn-export:active {
+  filter: brightness(0.9) !important;
+  transform: scale(0.97);
+}
+
+.btn-reset-quote {
+  color: var(--glass-reset-text) !important;
+}
+
+.btn-reset-quote:hover {
+  background: var(--glass-reset-hover-bg) !important;
+  border-color: var(--glass-reset-hover-border) !important;
+  color: var(--glass-reset-hover-text) !important;
+}
+
+.btn-import-quote {
+  color: var(--glass-reset-text) !important;
+}
+
+.btn-import-quote:hover {
+  background: color-mix(in srgb, var(--sky) 10%, transparent) !important;
+  border-color: color-mix(in srgb, var(--sky) 35%, transparent) !important;
+  color: var(--sky) !important;
+}
+
+.confirm-modal-backdrop {
+  background: var(--glass-modal-backdrop) !important;
+  backdrop-filter: blur(10px) saturate(125%);
+  -webkit-backdrop-filter: blur(10px) saturate(125%);
+}
+
+.confirm-modal-card {
+  background: var(--glass-modal-bg) !important;
+}
+
+.pitch-inner {
+  background: var(--glass-pitch-bg) !important;
+}
+
+.pitch-title {
+  color: var(--glass-heading-soft) !important;
+}
+
+.pitch-footer {
+  background: var(--glass-pitch-footer-bg) !important;
+  color: var(--glass-pitch-footer-text) !important;
+}
+
+.mobile-panel-sheet {
+  background: var(--glass-mobile-sheet-bg) !important;
+}
+
+.mobile-panel-close-row,
+.mobile-panel-actions {
+  background: var(--glass-mobile-row-bg) !important;
+}
+
+@media (max-width: 1100px) {
+  .top-bar {
+    background: var(--glass-top-bar-mobile-bg) !important;
+  }
+}
+
+@media (max-width: 1100px) {
+  body {
+    background-attachment: scroll;
+  }
+}
+
+@media (max-width: 600px) {
+  body {
+    background: var(--glass-page-bg-mobile);
+    background-attachment: scroll;
+  }
+
+  body::before {
+    background: var(--glass-page-overlay-mobile);
+    opacity: 0.82;
+  }
+
+  .theme-toggle-btn {
+    box-shadow: var(--glass-theme-toggle-mobile-shadow) !important;
+  }
+
+  .section,
+  .quote-settings-bar,
+  .sidebar,
+  .mobile-panel-sheet,
+  .confirm-modal-card {
+    box-shadow: var(--glass-mobile-panel-shadow) !important;
+  }
+}
diff --git a/pre-alpha/SVS-MSP-Calculator-layout.css b/pre-alpha/SVS-MSP-Calculator-layout.css
new file mode 100644
index 0000000..c9dfb83
--- /dev/null
+++ b/pre-alpha/SVS-MSP-Calculator-layout.css
@@ -0,0 +1,183 @@
+/* SVS MSP Calculator - Layout */
+/* Extracted during Phase 5 to keep the HTML shell stable while splitting the monolithic stylesheet. */
+  /* ── PAGE LAYOUT ────────────────────────────────────────────────
+     .outer    — CSS grid driven by shared desktop column tokens
+                 (currently 3/5 main, 2/5 sidebar) plus shared max width
+     .main-col — left: sections I–VI stacked vertically
+     .side-col — right: sticky sidebar (desktop only; hidden ≤1100px)
+     Roman numeral .section-num floats LEFT outside .section via
+     position:absolute + a tokenized negative left offset.
+     This requires .section to have position:relative + a matching
+     tokenized left margin.
+  ─────────────────────────────────────────────────────────────── */
+  .outer {
+    display: grid;
+    grid-template-columns: var(--layout-main-col) var(--layout-side-col);
+    gap: var(--layout-column-gap);
+    padding: var(--sidebar-top-gap) var(--page-gutter-x) 44px;
+    max-width: var(--page-max-width);
+    margin: 0 auto;
+    align-items: start;
+  }
+  .main-col { display: flex; flex-direction: column; gap: clamp(16px, 1.5vw, 24px); container-type: inline-size; }
+  .side-col { position: static; z-index: 10; align-self: start; }
+  .sidebar-utility { margin-bottom: var(--sidebar-stack-gap); display: flex; flex-direction: column; gap: 8px; }
+  .btn-reset-quote,
+  .btn-import-quote {
+    width: 100%;
+    background: var(--surface-sidebar-utility);
+    border: 1px solid var(--surface-sidebar-utility-border);
+    border-radius: var(--radius-control);
+    min-height: var(--control-min-height);
+    padding: var(--control-pad-y) var(--control-pad-x);
+    color: var(--muted);
+    font-family: 'DM Mono', monospace;
+    font-size: 0.75rem;
+    letter-spacing: 0.09em;
+    text-transform: uppercase;
+    cursor: pointer;
+    transition: background var(--transition-fast), border-color var(--transition-fast), color var(--transition-fast), transform 0.1s;
+  }
+  .btn-reset-quote:active,
+  .btn-import-quote:active { transform: translateY(1px); }
+  .btn-reset-quote:hover {
+    background: color-mix(in srgb, var(--amber) 8%, transparent);
+    border-color: color-mix(in srgb, var(--amber) 38%, transparent);
+    color: var(--amber);
+  }
+  .btn-import-quote:hover {
+    background: color-mix(in srgb, var(--sky) 8%, transparent);
+    border-color: color-mix(in srgb, var(--sky) 38%, transparent);
+    color: var(--sky);
+  }
+
+  .confirm-modal {
+    position: fixed;
+    inset: 0;
+    z-index: 400;
+    opacity: 0;
+    pointer-events: none;
+    transition: opacity 0.2s ease;
+  }
+  .confirm-modal.open {
+    opacity: 1;
+    pointer-events: auto;
+  }
+  .confirm-modal-backdrop {
+    position: absolute;
+    inset: 0;
+    background: var(--surface-backdrop);
+    backdrop-filter: blur(4px);
+    -webkit-backdrop-filter: blur(4px);
+  }
+  .confirm-modal-card {
+    position: relative;
+    width: min(460px, calc(100% - 32px));
+    margin: 12vh auto 0;
+    background: var(--surface-modal);
+    border: 1px solid var(--border);
+    border-radius: 14px;
+    padding: 22px 22px 20px;
+    box-shadow: var(--shadow-modal);
+  }
+  .confirm-modal-eyebrow {
+    font-family: 'DM Mono', monospace;
+    font-size: 0.6875rem;
+    letter-spacing: 0.12em;
+    text-transform: uppercase;
+    color: var(--amber);
+    margin-bottom: 10px;
+  }
+  .confirm-modal-title {
+    font-family: 'Poppins', sans-serif;
+    font-size: 1.5rem;
+    line-height: 1.3;
+    color: var(--ink);
+    margin-bottom: 10px;
+  }
+  .confirm-modal-copy {
+    font-size: 0.875rem;
+    line-height: 1.7;
+    color: var(--muted);
+    margin-bottom: 18px;
+  }
+  .confirm-modal-actions {
+    display: flex;
+    justify-content: flex-end;
+    gap: 10px;
+  }
+  .confirm-btn {
+    border-radius: var(--radius-control);
+    min-height: var(--control-min-height);
+    padding: var(--control-pad-y) var(--control-pad-x);
+    font-family: 'DM Mono', monospace;
+    font-size: 0.75rem;
+    letter-spacing: 0.08em;
+    text-transform: uppercase;
+    cursor: pointer;
+    transition: background var(--transition-fast), border-color var(--transition-fast), color var(--transition-fast), transform 0.1s;
+  }
+  .confirm-btn:active { transform: translateY(1px); }
+  .confirm-btn-secondary {
+    background: transparent;
+    color: var(--muted);
+    border: 1px solid var(--border);
+  }
+  .confirm-btn-secondary:hover {
+    background: var(--surface-ghost-hover);
+    color: var(--ink);
+    border-color: var(--accent);
+  }
+  .confirm-btn-danger {
+    background: var(--amber);
+    color: var(--btn-primary-fg);
+    border: 1px solid transparent;
+  }
+  .confirm-btn-danger:hover { filter: brightness(1.05); }
+
+  /* ── CLIENT BAR ─────────────────────────────────────────────────
+     Lives inside .main-col, above section I.
+     Tokenized left padding aligns "PREPARED FOR" with section card
+     edges and stays in sync with the current numeral gutter.
+     .client-input — contenteditable-style text input; oninput calls
+     update() which syncs clientNameDisplay in sidebar.
+  ─────────────────────────────────────────────────────────────── */
+  .client-bar {
+    padding: clamp(20px, 1.8vw, 28px) 0 clamp(20px, 1.6vw, 24px) var(--section-offset);
+  }
+  .client-label {
+    font-family: 'DM Mono', monospace;
+    font-size: var(--text-label-size);
+    letter-spacing: 0.12em;
+    text-transform: uppercase;
+    color: var(--muted);
+    margin-bottom: 12px;
+  }
+  .client-input {
+    background: transparent;
+    border: none;
+    border-bottom: 1px solid var(--border);
+    color: var(--accent);
+    font-family: 'Poppins', sans-serif;
+    font-weight: 600;
+    font-size: clamp(1.75rem, 2vw, 1.9375rem);
+    width: 100%;
+    max-width: 560px;
+    outline: none;
+    padding: 4px 0;
+  }
+  .client-input::placeholder { color: var(--muted); opacity: 0.6; font-weight: 400; }
+  .client-rep-row {
+    margin-top: 10px;
+  }
+  .client-rep-row .client-label {
+    margin-bottom: 4px;
+    font-size: 10px;
+  }
+  .client-input--rep {
+    font-size: clamp(0.875rem, 1.1vw, 1rem);
+    font-weight: 500;
+    max-width: 360px;
+  }
+
+
diff --git a/pre-alpha/SVS-MSP-Calculator-light.css b/pre-alpha/SVS-MSP-Calculator-light.css
new file mode 100644
index 0000000..52790f1
--- /dev/null
+++ b/pre-alpha/SVS-MSP-Calculator-light.css
@@ -0,0 +1,129 @@
+/* ══════════════════════════════════════════════════════════════
+   SVS MSP Calculator — Light Theme
+   Phase 5 reduces this file to token overrides only so the light mode
+   stays aligned with the shared product system.
+   ══════════════════════════════════════════════════════════════ */
+
+:root {
+  --ink: #2c2825;
+  --paper: #e2dccf;
+  --accent: #637f88;
+  --muted: #6a6157;
+  --border: #c3baab;
+  --border-soft: #cdc6ba;
+  --card: #ece4d6;
+  --green: #217045;
+  --amber: #a05f00;
+  --sky: #0e7490;
+  --focus-ring-soft: rgba(99, 127, 136, 0.16);
+  --top-bar-bg: #d9d0c1;
+  --top-bar-border: rgba(0, 0, 0, 0.09);
+  --top-bar-meta: var(--muted);
+  --theme-chip-bg: rgba(67, 57, 50, 0.08);
+  --theme-chip-hover: rgba(67, 57, 50, 0.13);
+  --theme-chip-active: rgba(67, 57, 50, 0.18);
+  --theme-chip-fg: #2a2622;
+  --surface-section: #eee6d8;
+  --surface-feature: #e6ddd0;
+  --surface-settings: #e3d7c4;
+  --surface-settings-divider: #c8bcab;
+  --surface-input: #f1eadf;
+  --surface-term-wrap: var(--card);
+  --surface-term-tile: rgba(255, 255, 255, 0.04);
+  --surface-term-tile-hover: rgba(99, 127, 136, 0.06);
+  --surface-term-tile-active: linear-gradient(180deg, #829ea8 0%, #667f89 100%);
+  --border-term-wrap: #cabdaa;
+  --border-term-tile-active: rgba(82, 107, 116, 0.24);
+  --shadow-term-wrap: inset 0 1px 0 rgba(255,255,255,0.34);
+  --shadow-term-tile-active: inset 0 1px 0 rgba(255,255,255,0.18);
+  --text-term-name: #64594e;
+  --text-term-name-active: #f8f5ef;
+  --text-term-sub: #4d433a;
+  --text-term-sub-active: var(--text-term-name-active);
+  --text-term-discount: #2f2a25;
+  --text-term-discount-active: #ffffff;
+  --surface-best-value: rgba(86, 146, 105, 0.12);
+  --border-best-value: rgba(86, 146, 105, 0.3);
+  --text-best-value: #35554a;
+  --surface-best-value-active: rgba(255, 255, 255, 0.18);
+  --border-best-value-active: rgba(255, 255, 255, 0.36);
+  --text-best-value-active: #ffffff;
+  --surface-sidebar: #e0dad1;
+  --surface-sidebar-header: #769aaa;
+  --surface-sidebar-body: #ebe5dd;
+  --surface-sidebar-utility: #d8d1c7;
+  --surface-export: #ddd6cd;
+  --surface-compare: var(--surface-export);
+  --surface-modal: var(--surface-input);
+  --surface-mobile-sheet: #e5dfd6;
+  --surface-mobile-close-row: #dbd4cb;
+  --surface-mobile-actions: var(--surface-mobile-close-row);
+  --surface-mobile-sidebar: transparent;
+  --surface-accent-soft: rgba(99, 127, 136, 0.09);
+  --surface-summary-badge: rgba(99, 127, 136, 0.09);
+  --border-summary-badge: rgba(99, 127, 136, 0.23);
+  --surface-chevron: rgba(58, 50, 43, 0.04);
+  --surface-chevron-active: rgba(58, 50, 43, 0.075);
+  --surface-ghost: rgba(58, 50, 43, 0.06);
+  --surface-ghost-hover: rgba(58, 50, 43, 0.1);
+  --surface-step: var(--surface-input);
+  --surface-step-hover: #e5dbcc;
+  --surface-step-active: var(--accent);
+  --surface-step-border: #a99e8f;
+  --text-step: var(--accent);
+  --surface-success: #e6f2e9;
+  --surface-success-border: #8fb69d;
+  --surface-danger: #f7e8ea;
+  --surface-danger-border: #d5a1ab;
+  --text-danger: #7a1520;
+  --surface-warning: #f7f0dd;
+  --surface-warning-panel: var(--surface-warning);
+  --surface-warning-border: #ddc39b;
+  --surface-compare-success: rgba(86, 146, 105, 0.12);
+  --surface-compare-warning: rgba(179, 133, 72, 0.11);
+  --surface-selected: #d6e0e1;
+  --surface-addon-hover: #dde2de;
+  --border-addon-hover: #b0bcc0;
+  --text-selected-accent: #264b5d;
+  --text-sidebar-kicker: rgba(248, 245, 239, 0.84);
+  --text-sidebar-heading: #fbf8f3;
+  --text-sidebar-placeholder: rgba(248, 245, 239, 0.76);
+  --text-money: var(--ink);
+  --text-money-hero: var(--ink);
+  --text-vs-heading: var(--ink);
+  --text-vs-accent: var(--accent);
+  --text-vs-muted: var(--muted);
+  --text-incentive: #35554a;
+  --text-pill-savings-active: #d4f5e0;
+  --group-strip: rgba(99, 127, 136, 0.18);
+  --section-hover-border: rgba(99, 127, 136, 0.18);
+  --section-hover-shadow: -3px 0 0 0 rgba(99, 127, 136, 0.18);
+  --section-open-border: rgba(99, 127, 136, 0.27);
+  --section-open-shadow: -3px 0 0 0 rgba(99, 127, 136, 0.3);
+  --surface-mobile-close-btn: rgba(61, 53, 46, 0.07);
+  --surface-mobile-close-btn-active: rgba(61, 53, 46, 0.12);
+  --btn-primary-fg: #fbf8f3;
+  --btn-primary-hover: #59737c;
+  --surface-pill-icon: rgba(255, 255, 255, 0.18);
+  --border-sidebar: #c6beb3;
+  --surface-sidebar-utility-border: #bfb7ad;
+  --border-compare: var(--border-sidebar);
+  --border-export-top: #ccc4ba;
+  --border-mobile-sheet: var(--border-sidebar);
+  --border-mobile-row: var(--border-export-top);
+  --sidebar-zone-services: rgba(0, 0, 0, 0.03);
+  --sidebar-zone-invoice: rgba(0, 0, 0, 0.05);
+  --sidebar-zone-value: rgba(33, 112, 69, 0.04);
+  --sidebar-zone-summary: rgba(0, 0, 0, 0.02);
+  --sidebar-row-stripe: rgba(0, 0, 0, 0.02);
+  --sidebar-line-rule: color-mix(in srgb, var(--border) 70%, transparent);
+  --sidebar-total-rule: color-mix(in srgb, var(--border) 90%, transparent);
+  --surface-switch-off: #b5ad9f;
+  --surface-switch-on: var(--green);
+}
+
+.btn-import-quote:hover {
+  background: color-mix(in srgb, var(--sky) 8%, transparent);
+  border-color: color-mix(in srgb, var(--sky) 35%, transparent);
+  color: var(--sky);
+}
diff --git a/pre-alpha/SVS-MSP-Calculator-print.css b/pre-alpha/SVS-MSP-Calculator-print.css
new file mode 100644
index 0000000..e51ebe5
--- /dev/null
+++ b/pre-alpha/SVS-MSP-Calculator-print.css
@@ -0,0 +1,158 @@
+/* SVS MSP Calculator - Print */
+/* Extracted during Phase 5 to keep the HTML shell stable while splitting the monolithic stylesheet. */
+  /* ═══════════════════════════════════════════════════════
+     PRINT / PDF EXPORT (Export A)
+     window.print() triggers this via Print / Save PDF button.
+     Goals:
+       - Clean, branded quote document
+       - Hide all interactive controls
+       - Force all sections expanded (body shown)
+       - No background colours that waste ink (except header)
+       - Page-break control so summary never splits
+  ═══════════════════════════════════════════════════════ */
+  @media print {
+    /* ── Force light background on body ── */
+    body { background: var(--print-paper) !important; color: var(--print-ink) !important; font-size: 13px; }
+
+    /* ── Hide interactive & mobile-only elements ── */
+    .mobile-quote-pill,
+    .mobile-quote-panel,
+    .step-btn,
+    .collapsible-header,
+    .sec-chevron,
+    .section-toggle,
+    .tier-seg-wrap,
+    .pill-toggle,
+    .addon-row input[type=checkbox],
+    .savings-input-row,
+    .export-wrap,
+    .nudge-banner,
+    .pitch-wrap,
+    .quote-settings-bar,
+    .section-header.section-toggle { pointer-events: none; }
+
+    .mobile-quote-pill   { display: none !important; }
+    .mobile-quote-panel  { display: none !important; }
+    .export-wrap         { display: none !important; }
+    .nudge-banner        { display: none !important; }
+    .theme-toggle-btn    { display: none !important; }
+    .pitch-wrap          { display: none !important; }
+    .step-btn            { display: none !important; }
+    .collapsible-header  { display: none !important; }
+    .sec-chevron         { display: none !important; }
+    .sec-summary-badge      { display: none !important; }
+    .group-label            { display: none !important; }
+    #sec-02::after, #sec-03::after, #sec-01::after { display: none !important; }
+    .group-divider { display: none !important; }
+    .sec-controls-row       { display: none !important; }
+    .quote-settings-bar  { display: none !important; }
+    .section-badge       { display: none !important; }
+    #savingsPrompt       { display: none !important; }
+    .quote-notes-wrap    { display: none !important; }
+    .client-rep-row      { display: none !important; }
+    .sidebar-focus-toggle { display: none !important; }
+    .sidebar-focus-print-btn { display: none !important; }
+    .sidebar-utility     { display: none !important; }
+    .qs-switch           { display: none !important; }
+    .confirm-modal       { display: none !important; }
+
+    /* ── Show ALL section bodies (force expand) ── */
+    .section-body        { display: block !important; }
+    .collapsible-body    { max-height: none !important; opacity: 1 !important; overflow: visible !important; }
+
+    /* ── Reset layout to single column ── */
+    .outer {
+      display: block !important;
+      padding: 0 !important;
+      max-width: 100% !important;
+    }
+    .main-col, .side-col { width: 100% !important; position: static !important; }
+
+    /* ── Top bar: keep accent, reduce height ── */
+    .top-bar {
+      position: static !important;
+      padding: 10px 20px !important;
+      border-bottom: 2px solid var(--print-accent) !important;
+      background: var(--print-paper) !important;
+    }
+    .top-bar-inner { padding: 0 !important; }
+    .top-bar-right { color: var(--print-muted) !important; }
+
+    /* ── Section cards: clean borders, no dark bg ── */
+    .section {
+      background: var(--print-paper) !important;
+      border: 1px solid var(--print-border) !important;
+      box-shadow: none !important;
+      margin-left: 0 !important;
+      page-break-inside: avoid;
+      break-inside: avoid;
+      padding: 16px 20px !important;
+      margin-bottom: 12px !important;
+    }
+    .section-num { color: var(--print-section-num) !important; }
+    .section-title { font-size: 16px !important; }
+
+    /* ── Sidebar: show inline after sections, styled for print ── */
+    .sidebar {
+      background: var(--print-paper) !important;
+      border: 2px solid var(--print-accent) !important;
+      border-radius: 6px !important;
+      margin: 16px 0 !important;
+      page-break-inside: avoid;
+      break-inside: avoid;
+    }
+    .sidebar-header { background: var(--print-accent) !important; -webkit-print-color-adjust: exact; print-color-adjust: exact; }
+    .sidebar-mrr { font-size: 36px !important; color: var(--print-ink) !important; }
+    .sidebar-line { color: var(--print-sidebar-line) !important; border-bottom-color: var(--print-border-strong) !important; }
+    .sidebar-line .val { color: var(--print-ink) !important; }
+
+    /* ── VS comparison: clean for print ── */
+    .vs-save-green td { background: var(--print-save-green) !important; -webkit-print-color-adjust: exact; print-color-adjust: exact; }
+    .vs-save-amber td { background: var(--print-save-amber) !important; -webkit-print-color-adjust: exact; print-color-adjust: exact; }
+    .vs-save-amber { background: var(--print-save-amber-panel) !important; -webkit-print-color-adjust: exact; print-color-adjust: exact; }
+
+    /* ── Feature cards: minimal ── */
+    .feature-card { background: var(--print-feature) !important; border-color: var(--print-border-strong) !important; }
+    .feature-card-grid { grid-template-columns: 1fr 1fr !important; gap: 6px !important; }
+
+    /* ── Addon rows ── */
+    .addon-row { border-color: var(--print-border-strong) !important; }
+    .addon-row.selected { background: var(--print-addon-selected) !important; border-color: var(--print-accent) !important; -webkit-print-color-adjust: exact; print-color-adjust: exact; }
+
+    /* ── Callout boxes ── */
+    .callout-green { background: var(--print-callout-green) !important; border-color: var(--print-callout-green-border) !important; -webkit-print-color-adjust: exact; print-color-adjust: exact; }
+    .callout-red   { background: var(--print-callout-red) !important; border-color: var(--print-callout-red-border) !important; -webkit-print-color-adjust: exact; print-color-adjust: exact; }
+
+    /* ── Progress bar ── */
+    .progress-fill { -webkit-print-color-adjust: exact; print-color-adjust: exact; }
+
+    /* ── Print footer ── */
+    .pitch-footer { display: none !important; }
+
+    /* ── Page break: force summary sidebar to start fresh ── */
+    .side-col { page-break-before: always; break-before: always; }
+
+    /* ── Input fields: show values as static text ── */
+    .num-input, .qs-fee-input {
+      border: none !important;
+      background: transparent !important;
+      font-weight: 700 !important;
+    }
+    .client-input {
+      border: none !important;
+      background: transparent !important;
+    }
+
+    /* ── Print footer note ── */
+    body::after {
+      content: 'Prepared by Silicon Valley Services (SVS) MSP · Ottawa, Ontario · This quote is valid for 30 days from date of issue. Questions? Contact your SVS account representative.';
+      display: block;
+      font-size: 11px;
+      color: var(--print-footer-note);
+      border-top: 1px solid var(--print-border-strong);
+      padding-top: 10px;
+      margin-top: 20px;
+      font-family: 'DM Mono', monospace;
+    }
+  }
+
diff --git a/pre-alpha/SVS-MSP-Calculator-responsive.css b/pre-alpha/SVS-MSP-Calculator-responsive.css
new file mode 100644
index 0000000..a5f926c
--- /dev/null
+++ b/pre-alpha/SVS-MSP-Calculator-responsive.css
@@ -0,0 +1,436 @@
+/* SVS MSP Calculator - Responsive */
+/* Elastic fluid foundation — clamp() tokens in tokens.css handle continuous
+   scaling.  Only two structural breakpoints remain:
+     ≤1100px  — 2-col → 1-col, sidebar → mobile pill/panel
+     ≤ 600px  — phone layout shifts (stacking, gutter collapse)
+   Plus one orientation rule:
+     ≤ 780px landscape — restore 2-col sidebar
+   The old 1350px and 900px breakpoints are eliminated; fluid tokens cover them.
+   ═══════════════════════════════════════════════════════════════════════════ */
+
+  /* ── TABLET / SINGLE-COLUMN (≤ 1100px) ──────────────────────────
+     Structural shift: grid collapses to 1fr, sidebar hides,
+     mobile pill + panel appear.
+  ─────────────────────────────────────────────────────────────── */
+  @media (max-width: 1100px) {
+    .outer {
+      grid-template-columns: 1fr;
+      gap: 0;
+    }
+
+    .pitch-inner { margin-left: 0; }
+    .pitch-grid { grid-template-columns: repeat(2, 1fr); }
+    .pitch-item:nth-child(2) { border-right: none; }
+    .pitch-item:nth-child(3) { border-top: 1px solid var(--border); }
+    .pitch-item:nth-child(4) { border-top: 1px solid var(--border); border-right: none; }
+  }
+
+  /* ── PHONE (≤ 600px) ────────────────────────────────────────────
+     True layout shifts only: gutter collapses, controls stack,
+     pill-toggles go vertical, touch targets enforced.
+  ─────────────────────────────────────────────────────────────── */
+  @media (max-width: 600px) {
+    :root {
+      --section-offset: 0px;
+    }
+
+    .top-bar-logo { margin-left: 0; }
+    .section { border-radius: 10px; }
+
+    .client-bar { padding: var(--space-xl) 0 var(--space-xl) 0; }
+    .sections-toolbar { margin-left: 0; margin-bottom: var(--space-md); }
+    .client-input { font-size: 1.375rem; max-width: 100%; }
+    .qs-savings-stack { margin-top: var(--space-stack-tight); }
+    .qs-fee-row { padding: 6px 0 0; }
+
+    .main-col > .section:first-of-type { margin-top: var(--space-sm); }
+    #sec-02::after, #sec-03::after, #sec-01::after { display: none; }
+    .group-label { margin-left: 0; }
+    /* Mobile grouping — accent left border on Managed IT sections */
+    #sec-02, #sec-03, #sec-01 {
+      border-left: 3px solid var(--group-strip);
+    }
+    .group-divider { margin-left: 0; margin-right: 0; }
+    .mobile-quote-pill { top: 12vh; }
+
+    /* Pill toggle — stack vertically on tiny screens */
+    .pill-toggle {
+      grid-template-columns: 1fr;
+    }
+    .pill-toggle label { border-right: none; border-bottom: 1px solid var(--border); }
+    .pill-toggle label:last-child { border-bottom: none; }
+
+    /* Contract terms — vertical stack on phones */
+    .tier-seg { padding: var(--space-md) 6px; }
+    .tier-seg .tier-price { font-size: 1.125rem; }
+    .tier-seg .tier-name { font-size: 0.6875rem; }
+    .qs-term-wrap {
+      grid-template-columns: 1fr;
+    }
+    .qs-term-wrap .tier-seg {
+      padding: var(--space-stack) var(--space-stack) 13px;
+      border-right: none;
+      border-bottom: 1px solid var(--border);
+      text-align: left;
+    }
+    .qs-term-wrap .tier-seg:last-of-type {
+      border-bottom: none;
+    }
+    .qs-term-wrap .tier-name { font-size: 0.75rem; margin-bottom: var(--space-xs); }
+    .qs-term-wrap .tier-sub { font-size: 0.6875rem; }
+    .qs-toggle-row.qs-fee-waive { padding: 6px 9px; }
+
+    /* Input rows — stack label above input */
+    .input-row {
+      flex-direction: column;
+      align-items: flex-start;
+      gap: var(--space-md);
+    }
+    .section-body .num-stepper { width: 100%; }
+    .section-body .num-input { width: 100%; font-size: 1.25rem; padding: var(--space-md); flex: 1; }
+    .section-body .step-btn { width: 48px; font-size: 1.375rem; }
+
+    /* Section titles — tighter on phone */
+    .section-title {
+      font-size: 1.1rem;
+    }
+    .section-num {
+      font-size: 1rem;
+    }
+
+    /* Controls row — stack full-width on phone */
+    .sec-controls-row {
+      flex-direction: column;
+      gap: 6px;
+    }
+    .sec-controls-row .num-stepper {
+      width: 100%;
+      max-width: none;
+    }
+    .sec-controls-row .num-input {
+      flex: 1 1 0%;
+      width: auto;
+      min-width: 0;
+    }
+    .sec-controls-row .step-btn {
+      width: 40px;
+      flex-shrink: 0;
+    }
+    .section .sec-controls-row > .section-badge,
+    .section .sec-controls-row > .sec-summary-badge {
+      width: 100%;
+      max-width: none;
+      align-self: stretch;
+      justify-content: center;
+      min-height: 36px;
+    }
+
+    /* Collapsible */
+    .collapsible-body { padding: var(--space-sm) 0 var(--space-stack-tight) var(--space-stack-roomy); }
+
+    /* Feature cards — single col already, just tighter */
+    .feature-card { padding: var(--space-stack) var(--space-stack-roomy); }
+    .m365-app-strip { padding: var(--space-stack) var(--space-stack-roomy) var(--space-md); }
+    .m365-app-list {
+      grid-template-columns: repeat(3, minmax(0, 1fr));
+      gap: var(--space-stack-tight);
+    }
+    .m365-app-item { padding: var(--space-stack-tight) 6px; }
+    .m365-app-icon {
+      width: 15px;
+      height: 15px;
+    }
+
+    /* Savings row — stack */
+    .savings-input-row { flex-direction: column; align-items: flex-start; gap: var(--space-sm); }
+    .savings-input-row input { width: 100%; }
+
+    /* Sidebar */
+    .sidebar-body { padding: var(--space-lg); }
+    .sidebar-header { padding: var(--space-stack) var(--space-xl); }
+    .sidebar-mrr { font-size: 2.25rem; }
+
+    /* VS table — keep readable while fitting the mobile sidebar panel */
+    .vs-comparison-wrap { padding: var(--space-lg) var(--space-stack-roomy); }
+    .vs-header { gap: var(--space-sm); margin-bottom: var(--space-stack); }
+    .vs-brand-name { font-size: 0.9375rem; }
+    .vs-table td { padding: var(--space-sm) 3px; font-size: 0.78125rem; }
+    .vs-save-row td { padding: var(--space-stack-tight) var(--space-md); }
+    .vs-footnote { font-size: 0.65625rem; line-height: 1.55; }
+
+    /* Pitch footer */
+    .pitch-wrap { padding: 0; }
+    .pitch-inner { margin-left: 0; border-radius: 0; }
+    .pitch-grid { grid-template-columns: 1fr 1fr; }
+    .pitch-item { padding: var(--space-xl) var(--space-stack-roomy); }
+    .pitch-item:nth-child(2) { border-right: none; }
+    .pitch-item:nth-child(3) { border-top: 1px solid var(--border); }
+    .pitch-item:nth-child(4) { border-top: 1px solid var(--border); border-right: none; }
+    .pitch-title { font-size: 0.875rem; }
+    .pitch-desc { font-size: 0.8125rem; }
+    .pitch-footer { padding: var(--space-stack) var(--space-stack-roomy); font-size: 0.75rem; }
+
+    /* Touch targets — ensure ≥44px on phone */
+    .collapsible-header {
+      min-height: 44px;
+    }
+    .section-toggle {
+      min-height: 44px;
+    }
+
+    /* Nudge banner */
+    .nudge-banner { padding: var(--space-stack) var(--space-lg); font-size: 0.8125rem; min-height: 0; }
+    .export-wrap { padding: var(--space-stack-roomy) var(--space-stack-roomy) var(--space-lg); }
+    .confirm-modal-card {
+      margin-top: 8vh;
+      padding: var(--space-xl) var(--space-lg) var(--space-lg);
+    }
+    .confirm-modal-title { font-size: 1.3125rem; }
+    .confirm-modal-actions { flex-direction: column-reverse; }
+    .confirm-btn { width: 100%; }
+
+    /* Fee table */
+    .fee-table td { padding: 7px 0; font-size: 0.8125rem; }
+  }
+
+  /* ── LANDSCAPE PHONE (≤ 780px, orientation: landscape) ── */
+  @media (max-width: 780px) and (orientation: landscape) {
+    .outer {
+      grid-template-columns: 1fr 1fr;
+      gap: var(--space-2xl);
+      padding: var(--space-xl) var(--space-xl) 40px;
+      align-items: start;
+    }
+    .main-col { order: 1; }
+    .side-col  {
+      order: 2;
+      position: sticky;
+      top: 60px;
+      align-self: start;
+    }
+    .section {
+      margin-left: 0;
+      padding: var(--space-lg) var(--space-xl) 22px;
+    }
+    .client-bar { padding: var(--space-stack-roomy) 0 var(--space-stack-roomy) 0; }
+    .sidebar { margin-top: 0; }
+    .sidebar-mrr { font-size: 1.875rem; }
+    .pitch-grid { grid-template-columns: repeat(2, 1fr); }
+    .pitch-inner { margin-left: 0; }
+    .pitch-wrap { padding: 0; }
+  }
+
+  /* ── MOBILE-ONLY ELEMENTS — hidden at desktop baseline ─────────
+     MUST be display:none here (outside any media query) so that
+     the panel doesn't render on top of desktop layout.
+     The @media (max-width:1100px) block below overrides to display:flex.
+  ─────────────────────────────────────────────────────────────── */
+  .mobile-quote-pill  { display: none; }
+  .mobile-quote-panel { display: none; }
+  .mobile-panel-actions { display: none; }
+
+  /* ═══════════════════════════════════════
+     MOBILE QUOTE PILL + FULL-SCREEN PANEL
+  ═══════════════════════════════════════ */
+
+
+  @media (max-width: 1100px) {
+    .sidebar-focus-toggle,
+    .sidebar-focus-backdrop { display: none; }
+
+    /* Hide the static sidebar entirely on mobile/tablet */
+    .side-col { display: none; }
+
+    /* Show the floating pill */
+    .mobile-quote-pill {
+      display: flex;
+      align-items: center;
+      gap: var(--space-stack-tight);
+      position: fixed;
+      top: calc(var(--top-bar-sticky-offset) + var(--space-lg));
+      right: max(14px, env(safe-area-inset-right, 0px));
+      z-index: 200;
+      background: var(--accent);
+      color: var(--btn-primary-fg);
+      border-radius: 50px;
+      padding: var(--space-stack-tight) var(--space-lg) var(--space-stack-tight) var(--space-stack);
+      cursor: pointer;
+      box-shadow: var(--shadow-floating);
+      border: none;
+      font-family: 'DM Mono', monospace;
+      font-size: 15px;
+      font-weight: 500;
+      letter-spacing: 0.04em;
+      transition: background var(--transition-fast), transform var(--transition-fast);
+      user-select: none;
+      -webkit-tap-highlight-color: transparent;
+    }
+    .mobile-quote-pill:active { transform: scale(0.96); }
+    .mobile-quote-pill:hover  { background: var(--btn-primary-hover); }
+    .mobile-pill-icon {
+      width: 28px;
+      height: 28px;
+      background: var(--surface-pill-icon);
+      border-radius: 50%;
+      display: flex;
+      align-items: center;
+      justify-content: center;
+      flex-shrink: 0;
+    }
+    .mobile-pill-mrr {
+      font-family: 'DM Mono', monospace;
+      font-size: 16px;
+      font-weight: 500;
+      line-height: 1;
+    }
+    .mobile-pill-label {
+      font-size: 10px;
+      opacity: 0.75;
+      letter-spacing: 0.1em;
+      text-transform: uppercase;
+      line-height: 1;
+      margin-top: 2px;
+    }
+
+    /* Full-screen overlay panel */
+    .mobile-quote-panel {
+      position: fixed;
+      inset: 0;
+      z-index: 300;
+      display: flex;
+      flex-direction: column;
+      pointer-events: none;
+      opacity: 0;
+      transition: opacity 0.25s ease;
+    }
+    .mobile-quote-panel.open {
+      pointer-events: all;
+      opacity: 1;
+    }
+
+    /* Dark backdrop */
+    .mobile-panel-backdrop {
+      position: absolute;
+      inset: 0;
+      background: var(--surface-mobile-backdrop);
+      backdrop-filter: blur(3px);
+      -webkit-backdrop-filter: blur(3px);
+    }
+
+    /* Slide-up sheet */
+    .mobile-panel-sheet {
+      position: absolute;
+      bottom: 0;
+      left: 0;
+      right: 0;
+      max-height: 100vh;
+      background: var(--surface-mobile-sheet);
+      border-radius: 0;
+      overflow-y: auto;
+      overscroll-behavior: contain;
+      -webkit-overflow-scrolling: touch;
+      transform: translateY(100%);
+      transition: transform 0.3s cubic-bezier(0.32, 0.72, 0, 1);
+      will-change: transform;
+      border-top: 1px solid var(--border-mobile-sheet);
+      padding-bottom: env(safe-area-inset-bottom, 0px);
+    }
+    .mobile-quote-panel.open .mobile-panel-sheet {
+      transform: translateY(0);
+    }
+
+    /* Drag handle */
+    .mobile-panel-handle {
+      width: 40px;
+      height: 4px;
+      background: var(--border);
+      border-radius: 2px;
+      margin: var(--space-stack) auto 0;
+      flex-shrink: 0;
+    }
+
+    /* Close button row */
+    .mobile-panel-close-row {
+      display: flex;
+      align-items: center;
+      justify-content: space-between;
+      padding: var(--space-stack-roomy) var(--space-xl) var(--space-md);
+      border-bottom: 1px solid var(--border-mobile-row);
+      background: var(--surface-mobile-close-row);
+    }
+    .mobile-panel-actions {
+      display: block;
+      padding: 0 var(--space-xl) var(--space-md);
+      border-bottom: 1px solid var(--border-mobile-row);
+      background: var(--surface-mobile-actions);
+    }
+    .mobile-panel-actions .btn-export {
+      margin-top: var(--space-md);
+    }
+    .mobile-panel-actions .btn-export-secondary {
+      margin-top: 6px;
+    }
+    .mobile-panel-close-title {
+      font-family: 'DM Mono', monospace;
+      font-size: 12px;
+      text-transform: uppercase;
+      letter-spacing: 0.12em;
+      color: var(--muted);
+    }
+    .mobile-panel-close-btn {
+      background: var(--surface-mobile-close-btn);
+      border: none;
+      color: var(--ink);
+      border-radius: 50%;
+      width: 44px;
+      height: 44px;
+      display: flex;
+      align-items: center;
+      justify-content: center;
+      cursor: pointer;
+      font-size: 22px;
+      line-height: 1;
+      flex-shrink: 0;
+      -webkit-tap-highlight-color: transparent;
+      transition: background var(--transition-fast);
+    }
+    .mobile-panel-close-btn:active { background: var(--surface-mobile-close-btn-active); }
+
+    /* Touch targets — minimum 44px on mobile per WCAG */
+    .nudge-nav-btn {
+      width: 44px;
+      height: 44px;
+    }
+
+    /* Sidebar inside the mobile sheet — strip all desktop positioning */
+    .mobile-panel-sheet .sidebar {
+      margin-top: 0 !important;
+      border-radius: 0 !important;
+      border: none !important;
+      box-shadow: none !important;
+      overflow: visible !important;
+      background: var(--surface-mobile-sidebar) !important;
+    }
+    /* Keep Live Quote header visible in responsive panel so
+       Insight can sit directly below it (matching desktop order). */
+    .mobile-panel-sheet .sidebar-header {
+      display: block !important;
+    }
+    .mobile-panel-sheet .sidebar-body {
+      padding-top: 0 !important;
+    }
+    .mobile-panel-sheet .nudge-banner {
+      margin-bottom: 35px;
+    }
+  }
+
+  /* Landscape phone — restore the static sidebar and suppress the mobile sheet. */
+  @media (max-width: 780px) and (orientation: landscape) {
+    .side-col { display: block; }
+    .mobile-quote-pill,
+    .mobile-quote-panel,
+    .mobile-panel-actions {
+      display: none;
+    }
+    .mobile-panel-sheet { max-height: 88vh; }
+  }
diff --git a/pre-alpha/SVS-MSP-Calculator-tokens.css b/pre-alpha/SVS-MSP-Calculator-tokens.css
new file mode 100644
index 0000000..f7ecbc9
--- /dev/null
+++ b/pre-alpha/SVS-MSP-Calculator-tokens.css
@@ -0,0 +1,264 @@
+/* SVS MSP Calculator - Tokens */
+/* Extracted during Phase 5 to keep the HTML shell stable while splitting the monolithic stylesheet. */
+  *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
+
+  /* ── THEME TRANSITION ─────────────────────────────────────────
+     Brief color fade when switching themes so the swap feels smooth
+     instead of a jarring flash. Applied to body so it cascades.
+     transition-duration kept short (0.25s) to feel snappy.
+  ─────────────────────────────────────────────────────────────── */
+  body.theme-transitioning,
+  body.theme-transitioning *,
+  body.theme-transitioning *::before,
+  body.theme-transitioning *::after {
+    transition: background-color 0.25s ease, color 0.25s ease, border-color 0.25s ease, box-shadow 0.25s ease !important;
+  }
+
+  /* ── FOCUS VISIBLE ──────────────────────────────────────────────
+     Single rule covers all interactive elements — native inputs,
+     custom div toggles (section headers, collapsible headers),
+     addon rows, tier segments, and the theme toggle button.
+     Uses :focus-visible so mouse clicks don't show the ring.
+  ─────────────────────────────────────────────────────────────── */
+  :focus-visible {
+    outline: 2px solid var(--accent);
+    outline-offset: 2px;
+  }
+  /* Suppress the default outline on elements we've styled explicitly */
+  .num-input:focus-visible,
+  .client-input:focus-visible,
+  .qs-fee-input:focus-visible,
+  .savings-input-row input:focus-visible {
+    outline: none;
+    border-color: var(--accent);
+    box-shadow: 0 0 0 2px var(--focus-ring-soft);
+  }
+  /* ── DESIGN TOKENS ─────────────────────────────────────────────
+     Single source of truth for all colours. Edit here, not inline.
+  ─────────────────────────────────────────────────────────────── */
+  html {
+    font-size: calc(16px * var(--font-scale, 1));
+  }
+
+  :root {
+    --font-scale: 1.03;
+    --page-max-width: clamp(1200px, 92vw, 2400px);
+    --page-gutter-x: clamp(16px, 3vw, 80px);
+    --layout-main-col: minmax(0, 3fr);
+    --layout-side-col: minmax(360px, 2fr);
+    --layout-column-gap: clamp(24px, 3vw, 56px);
+    --section-offset: clamp(52px, 7vw, 104px);
+    --section-num-width: clamp(44px, 5.5vw, 84px);
+    --section-num-size: clamp(2.625rem, 3.4vw, 4.125rem);
+    --section-padding-x: clamp(18px, 2.5vw, 40px);
+    --section-padding-top: clamp(20px, 2vw, 28px);
+    --section-padding-bottom: clamp(24px, 2.2vw, 32px);
+    --space-xs: 4px;
+    --space-sm: 8px;
+    --space-stack-tight: 10px;
+    --space-md: 12px;
+    --space-stack: 14px;
+    --space-stack-roomy: 16px;
+    --space-lg: 18px;
+    --space-xl: 20px;
+    --space-2xl: 24px;
+    --space-3xl: 28px;
+    --space-4xl: 32px;
+    --radius-control: 6px;
+    --radius-card: 12px;
+    --control-min-height: 46px;
+    --control-pad-y: 10px;
+    --control-pad-x: 16px;
+    --control-pad-y-tight: 6px;
+    --control-pad-x-tight: 10px;
+    --content-measure: 68ch;
+    --text-body-size: 1.03125rem;
+    --text-body-line: 1.72;
+    --text-meta-size: 0.75rem;
+    --text-label-size: 0.75rem;
+    --text-copy-size: 0.9375rem;
+    --text-copy-line: 1.76;
+    --text-compact-line: 1.58;
+    --text-title-line: 1.24;
+    --ink: #e8e3da;      /* warm beige-white — brighter for legibility */
+    --paper: #1c1a17;    /* darker base — widens gap vs card for panel float */
+    --accent: #3d8aba;   /* lifted blue — pops on dark backgrounds */
+    --muted: #9e9588;    /* softer secondary — clearly subordinate but readable */
+    --border: #35322c;   /* subtler dividers */
+    --border-soft: var(--border);
+    --card: #272420;     /* elevated surface — clear separation from paper */
+    --green: #3ab870;
+    --amber: #e8920f;
+    --sky: #38bdf8;
+    --transition-fast: 0.15s;
+    --transition-medium: 0.25s;
+    --focus-ring-soft: rgba(45,122,168,0.25);
+    --top-bar-bg: var(--ink);
+    --top-bar-border: var(--accent);
+    --top-bar-meta: var(--muted);
+    --top-bar-shadow: 0 10px 24px rgba(0,0,0,0.08);
+    --theme-chip-bg: rgba(0, 0, 0, 0.1);
+    --theme-chip-hover: rgba(0, 0, 0, 0.17);
+    --theme-chip-active: rgba(0, 0, 0, 0.23);
+    --theme-chip-fg: #3a3632;
+    --theme-chip-border: transparent;
+    --theme-chip-shadow: none;
+    --surface-section: var(--card);
+    --surface-feature: var(--card);
+    --surface-settings: var(--card);
+    --surface-settings-divider: var(--border);
+    --surface-input: var(--card);
+    --surface-term-wrap: var(--surface-input);
+    --surface-term-tile: transparent;
+    --surface-term-tile-hover: var(--surface-accent-soft);
+    --surface-term-tile-active: linear-gradient(180deg, color-mix(in srgb, var(--accent) 60%, white 12%), color-mix(in srgb, var(--accent) 72%, black 28%));
+    --border-term-wrap: var(--border);
+    --border-term-tile-active: transparent;
+    --shadow-term-wrap: inset 0 1px 0 color-mix(in srgb, var(--ink) 5%, transparent);
+    --shadow-term-tile-active: inset 0 1px 0 color-mix(in srgb, white 14%, transparent);
+    --text-term-name: var(--muted);
+    --text-term-name-active: var(--text-on-accent);
+    --text-term-sub: var(--muted);
+    --text-term-sub-active: var(--text-on-accent-strong);
+    --text-term-discount: color-mix(in srgb, var(--ink) 84%, var(--muted));
+    --text-term-discount-active: #ffffff;
+    --surface-best-value: var(--surface-positive-badge-strong);
+    --border-best-value: var(--border-positive-badge-strong);
+    --text-best-value: var(--green);
+    --surface-best-value-active: var(--surface-on-accent-badge);
+    --border-best-value-active: var(--border-on-accent-badge);
+    --text-best-value-active: var(--text-on-accent);
+    --surface-sidebar: var(--card);
+    --border-sidebar: var(--border);
+    --surface-sidebar-body: transparent;
+    --surface-sidebar-header: #5c8097;
+    --surface-sidebar-utility: var(--card);
+    --surface-sidebar-utility-border: var(--border);
+    --surface-export: var(--card);
+    --border-export-top: transparent;
+    --surface-compare: rgba(255, 255, 255, 0.06);
+    --border-compare: var(--border);
+    --surface-modal: var(--card);
+    --surface-mobile-sheet: var(--card);
+    --border-mobile-sheet: var(--border-soft);
+    --surface-mobile-close-row: transparent;
+    --surface-mobile-actions: var(--card);
+    --border-mobile-row: var(--border-soft);
+    --surface-mobile-sidebar: var(--surface-sidebar);
+    --surface-mobile-backdrop: rgba(0,0,0,0.65);
+    --surface-accent-soft: rgba(45, 122, 168, 0.07);
+    --surface-summary-badge: rgba(45,122,168,0.12);
+    --border-summary-badge: rgba(45,122,168,0.3);
+    --surface-chevron: rgba(255,255,255,0.05);
+    --surface-chevron-active: rgba(255,255,255,0.08);
+    --surface-chevron-mobile: var(--surface-chevron-active);
+    --surface-ghost: rgba(255,255,255,0.08);
+    --surface-ghost-hover: rgba(255,255,255,0.15);
+    --surface-step: var(--card);
+    --surface-step-hover: var(--border);
+    --surface-step-active: var(--accent);
+    --surface-step-border: var(--border);
+    --text-step: var(--muted);
+    --surface-success: #162e22;
+    --surface-success-border: #245840;
+    --surface-danger: #2a1319;
+    --surface-danger-border: #5e2830;
+    --text-danger: #e87882;
+    --surface-warning: #2a1e06;
+    --surface-warning-panel: var(--surface-warning);
+    --surface-warning-border: #5a3a10;
+    --surface-compare-success: rgba(39, 174, 96, 0.16);
+    --surface-compare-warning: rgba(210, 120, 30, 0.16);
+    --surface-selected: #1d2d3a;
+    --text-selected-accent: #ccecff;
+    --surface-positive-soft: rgba(33,112,69,0.08);
+    --surface-positive-strong: rgba(33,112,69,0.13);
+    --border-positive-soft: rgba(33,112,69,0.22);
+    --border-positive-strong: rgba(33,112,69,0.3);
+    --surface-positive-pill: var(--surface-positive-soft);
+    --surface-positive-badge: var(--surface-positive-strong);
+    --border-positive-badge: var(--border-positive-strong);
+    --surface-positive-badge-strong: var(--surface-positive-strong);
+    --border-positive-badge-strong: var(--border-positive-strong);
+    --surface-positive-panel: var(--surface-positive-soft);
+    --border-positive-panel: var(--border-positive-soft);
+    --surface-addon-hover: var(--surface-accent-soft);
+    --border-addon-hover: color-mix(in srgb, var(--accent) 24%, var(--border));
+    --text-sidebar-kicker: rgba(255,255,255,0.75);
+    --text-sidebar-heading: #fff;
+    --text-sidebar-placeholder: rgba(255,255,255,0.65);
+    --text-money: #f2ede4;
+    --text-money-hero: #f5f0e8;
+    --text-vs-heading: #f2ede4;
+    --text-vs-accent: #5aaedc;
+    --text-vs-muted: #b5ab9e;
+    --text-incentive: var(--green);
+    --text-on-accent: #fff;
+    --text-on-accent-soft: rgba(255,255,255,0.85);
+    --text-on-accent-subtle: rgba(255,255,255,0.7);
+    --text-on-accent-strong: var(--text-on-accent-soft);
+    --surface-on-accent-badge: rgba(255,255,255,0.18);
+    --border-on-accent-badge: rgba(255,255,255,0.35);
+    --text-pill-savings-active: #86efac;
+    --surface-backdrop: rgba(0, 0, 0, 0.62);
+    --shadow-modal: 0 16px 50px rgba(0,0,0,0.35);
+    --shadow-switch-knob: 0 1px 3px rgba(0,0,0,0.3);
+    --shadow-floating: 0 4px 20px rgba(0,0,0,0.45);
+    --group-strip: rgba(45, 122, 168, 0.18);
+    --section-hover-border: rgba(45,122,168,0.35);
+    --section-hover-shadow: -3px 0 0 0 rgba(45,122,168,0.4);
+    --section-open-border: rgba(45,122,168,0.5);
+    --section-open-shadow: -3px 0 0 0 rgba(45,122,168,0.7);
+    --surface-switch-knob: #fff;
+    --surface-switch-off: #4a4540;
+    --surface-switch-on: var(--green);
+    --surface-mobile-close-btn: var(--border);
+    --surface-mobile-close-btn-active: var(--muted);
+    --btn-primary-fg: #fff;
+    --btn-primary-hover: #3a8fc4;
+    --surface-pill-icon: rgba(255,255,255,0.2);
+    --surface-overlay-btn: rgba(255,255,255,0.06);
+    --surface-overlay-btn-hover: rgba(255,255,255,0.12);
+    --border-overlay-btn: rgba(255,255,255,0.18);
+    --border-overlay-btn-hover: rgba(255,255,255,0.28);
+    --focus-ring-overlay: rgba(255,255,255,0.5);
+    --surface-sidebar-focus-backdrop: rgba(5, 11, 19, 0.58);
+    --shadow-sidebar: 0 18px 42px rgba(0,0,0,0.12);
+    --shadow-sidebar-focus: 0 28px 64px rgba(0,0,0,0.28);
+    --shadow-export-hover: 0 2px 8px rgba(0,0,0,0.25);
+    --border-nudge-nav: rgba(255,255,255,0.06);
+    --print-paper: #fff;
+    --print-ink: #1a1a1a;
+    --print-accent: #2d7aa8;
+    --print-muted: #555;
+    --print-border: #ccc;
+    --print-border-strong: #ddd;
+    --print-section-num: #bbb;
+    --print-sidebar-line: #444;
+    --print-save-green: #e8f5e9;
+    --print-save-amber: #fff3e0;
+    --print-save-amber-panel: #fff8e1;
+    --print-feature: #f9f9f9;
+    --print-addon-selected: #e8f4fb;
+    --print-callout-green: #f0faf4;
+    --print-callout-red: #fff0f0;
+    --print-callout-green-border: #3ab870;
+    --print-callout-red-border: #5e2830;
+    --print-footer-note: #888;
+    --sidebar-zone-services: rgba(255, 255, 255, 0.04);
+    --sidebar-zone-invoice: rgba(255, 255, 255, 0.07);
+    --sidebar-zone-value: rgba(58, 184, 112, 0.04);
+    --sidebar-zone-summary: rgba(255, 255, 255, 0.03);
+    --sidebar-zone-tax: transparent;
+    --sidebar-line-rule: color-mix(in srgb, var(--border) 88%, transparent);
+    --sidebar-line-rule-style: dashed;
+    --sidebar-total-rule: var(--border);
+    --sidebar-total-rule-style: solid;
+    --sidebar-row-stripe: rgba(255, 255, 255, 0.018);
+    --sidebar-group-title-color: var(--muted);
+    --sidebar-stack-gap: 14px;
+    --sidebar-top-gap: calc(var(--sidebar-stack-gap) + 14px);
+    --top-bar-sticky-offset: 62px;
+    --sidebar-sticky-top: calc(var(--top-bar-sticky-offset) + var(--sidebar-top-gap));
+  }
+
diff --git a/pre-alpha/SVS-MSP-Calculator.css b/pre-alpha/SVS-MSP-Calculator.css
new file mode 100644
index 0000000..9449940
--- /dev/null
+++ b/pre-alpha/SVS-MSP-Calculator.css
@@ -0,0 +1,10 @@
+/* SVS MSP Calculator - Base Manifest */
+/* Phase 5 keeps the original filename stable for the HTML shell while the
+   actual styles are split into concern-specific files behind it. */
+
+@import url('SVS-MSP-Calculator-tokens.css');
+@import url('SVS-MSP-Calculator-base.css');
+@import url('SVS-MSP-Calculator-layout.css');
+@import url('SVS-MSP-Calculator-components.css');
+@import url('SVS-MSP-Calculator-responsive.css');
+@import url('SVS-MSP-Calculator-print.css');
diff --git a/pre-alpha/SVS-MSP-Calculator.html b/pre-alpha/SVS-MSP-Calculator.html
new file mode 100644
index 0000000..01b08fa
--- /dev/null
+++ b/pre-alpha/SVS-MSP-Calculator.html
@@ -0,0 +1,1012 @@
+<!DOCTYPE html>
+<html lang="en">
+<head>
+<meta charset="UTF-8">
+<meta name="viewport" content="width=device-width, initial-scale=1.0">
+<title>SVS MSP — Live Quote Calculator</title>
+<link rel="preconnect" href="https://fonts.googleapis.com">
+<link href="https://fonts.googleapis.com/css2?family=Cinzel:wght@700&family=Poppins:wght@500;600;700&family=Lato:wght@400;700&family=DM+Mono:wght@400;500&display=swap" rel="stylesheet">
+<link rel="stylesheet" href="SVS-MSP-Calculator.css">
+</head>
+<body>
+
+<!-- ════════════════════════════════════════════════════════════
+     MOBILE FLOATING QUOTE PILL
+     Fixed position, top-right, z-index:200 (above header z:100).
+     Visible only on ≤1100px via CSS.
+     Shows live MRR from #mrrDisplay via update() wrapper.
+     Click → openMobilePanel()
+════════════════════════════════════════════════════════════ -->
+  <button class="mobile-quote-pill" onclick="openMobilePanel()" aria-label="View quote summary">
+    <div class="mobile-pill-icon">
+      <span class="fa-icon fa-icon-file-invoice fa-icon--white" style="--icon-size:14px;"></span>
+    </div>
+  <div>
+    <div class="mobile-pill-mrr" id="mobilePillMrr">—</div>
+    <div class="mobile-pill-label">MRR</div>
+  </div>
+</button>
+
+<!-- ════════════════════════════════════════════════════════════
+     MOBILE QUOTE PANEL — full-screen bottom sheet overlay
+     z-index:300 (above everything). Hidden by default (opacity:0,
+     pointer-events:none). .open class triggers slide-up animation.
+     STRUCTURE:
+       .mobile-panel-backdrop — dark blur overlay, click to close
+       .mobile-panel-sheet    — slides up from bottom, max-height:92vh
+         .mobile-panel-handle — decorative drag indicator bar
+       .mobile-panel-close-row — "QUOTE SUMMARY" label + × button
+       #mobilePanelContent — receives a JS-cloned sidebar with _m IDs
+     MOBILE SIDEBAR: Built from the desktop sidebar on boot.
+     update() syncs the cloned _m elements after each render.
+     Never DOM-move the real .sidebar here — it breaks desktop.
+════════════════════════════════════════════════════════════ -->
+<div class="mobile-quote-panel" id="mobileQuotePanel">
+  <div class="mobile-panel-backdrop" onclick="closeMobilePanel()"></div>
+  <div class="mobile-panel-sheet" id="mobilePanelSheet">
+    <div class="mobile-panel-handle"></div>
+    <div class="mobile-panel-close-row">
+      <span class="mobile-panel-close-title">Quote Summary</span>
+      <button class="mobile-panel-close-btn" onclick="closeMobilePanel()" aria-label="Close">&times;</button>
+    </div>
+    <div class="mobile-panel-actions">
+      <button class="btn-export" onclick="printInvoice()">
+        <span class="fa-icon fa-icon-print" style="--icon-size:14px;margin-right:7px;"></span>
+        Print / Save PDF
+      </button>
+      <button class="btn-export btn-export-secondary" onclick="exportQuoteJSON()">
+        <span class="fa-icon fa-icon-file-code" style="--icon-size:14px;margin-right:7px;"></span>
+        Export JSON
+      </button>
+    </div>
+    <!-- Sidebar content injected by JS from the desktop sidebar markup -->
+    <div id="mobilePanelContent"></div>
+  </div>
+</div>
+
+<!-- TOP BAR -->
+<!-- ── TOP BAR ── sticky, z-index:100, cream bg (#ddd8d0) ──────── -->
+<header class="top-bar">
+  <div class="top-bar-inner">
+  <svg class="top-bar-logo" height="32" viewBox="0 0 424.27 97.38" xmlns="http://www.w3.org/2000/svg">
+    <polyline points="7.32 8.88 62.11 8.88 34.72 58.22" fill="#1f75a6"/>
+    <polyline points="40.7 55.33 64.4 12.64 71.88 12.64 44.48 61.99 40.7 55.33" fill="#8d252f"/>
+    <path d="M110.03,89.91c-5.99,0-11.27-.66-15.86-1.99-4.59-1.33-8.6-3.2-12.05-5.63-3.45-2.42-6.54-5.27-9.27-8.53l14.21-15.92c3.79,4.85,7.75,8.05,11.88,9.61,4.13,1.55,8.01,2.33,11.65,2.33,1.44,0,2.73-.13,3.87-.4,1.14-.26,2.01-.7,2.62-1.31.61-.61.91-1.44.91-2.5,0-.98-.32-1.82-.97-2.5-.65-.68-1.5-1.27-2.56-1.76-1.06-.49-2.22-.91-3.47-1.25-1.25-.34-2.46-.62-3.64-.85-1.18-.23-2.22-.46-3.13-.68-4.55-1.06-8.53-2.35-11.94-3.87-3.41-1.51-6.25-3.33-8.53-5.46-2.27-2.12-3.96-4.55-5.06-7.28-1.1-2.73-1.65-5.8-1.65-9.21,0-3.87.89-7.39,2.67-10.57,1.78-3.18,4.17-5.91,7.16-8.19,2.99-2.27,6.4-4.02,10.23-5.23,3.83-1.21,7.79-1.82,11.88-1.82,5.99,0,10.99.55,15.01,1.65,4.02,1.1,7.39,2.67,10.12,4.72,2.73,2.05,5.08,4.43,7.05,7.16l-14.32,13.76c-1.67-1.59-3.41-2.9-5.23-3.92-1.82-1.02-3.7-1.78-5.63-2.27-1.93-.49-3.85-.74-5.74-.74-1.74,0-3.22.13-4.43.4-1.21.27-2.16.68-2.84,1.25-.68.57-1.02,1.35-1.02,2.33s.43,1.8,1.31,2.44c.87.64,1.97,1.19,3.3,1.65,1.32.46,2.65.82,3.98,1.08,1.33.27,2.44.47,3.35.62,4.17.76,8,1.8,11.48,3.13,3.49,1.33,6.54,3,9.15,5,2.61,2.01,4.62,4.51,6.03,7.5,1.4,3,2.1,6.54,2.1,10.63,0,5.84-1.46,10.73-4.38,14.67-2.92,3.94-6.84,6.92-11.77,8.92-4.93,2.01-10.42,3.01-16.48,3.01Z" fill="#0c0c0c"/>
+    <path d="M174.27,88.77l-31.72-79.58h24.56l12.73,34.79c.91,2.35,1.65,4.36,2.22,6.03.57,1.67,1.08,3.24,1.54,4.72.46,1.48.89,3.05,1.31,4.72.42,1.67.89,3.71,1.42,6.14h-3.98c.76-3.18,1.42-5.8,1.99-7.84.57-2.05,1.21-4.07,1.93-6.08.72-2.01,1.65-4.56,2.79-7.67l12.73-34.79h23.76l-31.95,79.58h-19.33Z" fill="#0c0c0c"/>
+    <path d="M257.94,89.91c-5.99,0-11.27-.66-15.86-1.99-4.59-1.33-8.6-3.2-12.05-5.63-3.45-2.42-6.54-5.27-9.27-8.53l14.21-15.92c3.79,4.85,7.75,8.05,11.88,9.61,4.13,1.55,8.02,2.33,11.65,2.33,1.44,0,2.73-.13,3.87-.4,1.14-.26,2.01-.7,2.62-1.31.61-.61.91-1.44.91-2.5,0-.98-.32-1.82-.97-2.5-.64-.68-1.5-1.27-2.56-1.76-1.06-.49-2.22-.91-3.47-1.25-1.25-.34-2.46-.62-3.64-.85-1.18-.23-2.22-.46-3.13-.68-4.55-1.06-8.53-2.35-11.94-3.87-3.41-1.51-6.25-3.33-8.53-5.46-2.27-2.12-3.96-4.55-5.06-7.28-1.1-2.73-1.65-5.8-1.65-9.21,0-3.87.89-7.39,2.67-10.57,1.78-3.18,4.17-5.91,7.16-8.19,2.99-2.27,6.4-4.02,10.23-5.23,3.83-1.21,7.79-1.82,11.88-1.82,5.99,0,10.99.55,15.01,1.65,4.02,1.1,7.39,2.67,10.12,4.72,2.73,2.05,5.08,4.43,7.05,7.16l-14.33,13.76c-1.67-1.59-3.41-2.9-5.23-3.92-1.82-1.02-3.69-1.78-5.63-2.27-1.93-.49-3.85-.74-5.74-.74-1.74,0-3.22.13-4.43.4-1.21.27-2.16.68-2.84,1.25-.68.57-1.02,1.35-1.02,2.33s.44,1.8,1.31,2.44c.87.64,1.97,1.19,3.3,1.65,1.33.46,2.65.82,3.98,1.08,1.33.27,2.44.47,3.35.62,4.17.76,8,1.8,11.48,3.13,3.49,1.33,6.54,3,9.15,5,2.62,2.01,4.62,4.51,6.03,7.5,1.4,3,2.1,6.54,2.1,10.63,0,5.84-1.46,10.73-4.38,14.67-2.92,3.94-6.84,6.92-11.77,8.92-4.93,2.01-10.42,3.01-16.48,3.01Z" fill="#0c0c0c"/>
+    <path d="M300.67,47.36V8.02h10.45l14.33,23.33-8.49-.06,14.5-23.27h10.12v39.35h-11.69v-9.39c0-3.37.08-6.41.25-9.11.17-2.7.46-5.38.87-8.04l1.35,3.54-9.5,14.73h-3.71l-9.33-14.73,1.41-3.54c.41,2.51.7,5.09.87,7.73.17,2.64.25,5.78.25,9.42v9.39h-11.69Z" fill="#0c0c0c"/>
+    <path d="M364.36,47.93c-2.96,0-5.57-.33-7.84-.98-2.27-.66-4.25-1.58-5.96-2.78-1.71-1.2-3.23-2.6-4.58-4.22l7.03-7.87c1.87,2.4,3.83,3.98,5.87,4.75,2.04.77,3.96,1.15,5.76,1.15.71,0,1.35-.07,1.91-.2.56-.13.99-.35,1.29-.65.3-.3.45-.71.45-1.24,0-.49-.16-.9-.48-1.24s-.74-.63-1.26-.87c-.53-.24-1.1-.45-1.71-.62-.62-.17-1.22-.31-1.8-.42-.58-.11-1.1-.22-1.55-.34-2.25-.52-4.22-1.16-5.9-1.91-1.69-.75-3.09-1.65-4.22-2.7-1.12-1.05-1.96-2.25-2.5-3.6-.54-1.35-.81-2.87-.81-4.55,0-1.91.44-3.65,1.32-5.23.88-1.57,2.06-2.92,3.54-4.05s3.17-1.99,5.06-2.58,3.85-.9,5.87-.9c2.96,0,5.43.27,7.42.81,1.99.54,3.65,1.32,5,2.33,1.35,1.01,2.51,2.19,3.49,3.54l-7.08,6.8c-.83-.79-1.69-1.43-2.59-1.94s-1.83-.88-2.78-1.12c-.96-.24-1.9-.37-2.84-.37-.86,0-1.59.07-2.19.2-.6.13-1.07.34-1.41.62-.34.28-.51.67-.51,1.15s.21.89.65,1.21c.43.32.97.59,1.63.82.66.22,1.31.4,1.97.53.66.13,1.21.23,1.66.31,2.06.38,3.95.89,5.68,1.55,1.72.66,3.23,1.48,4.53,2.47s2.29,2.23,2.98,3.71c.69,1.48,1.04,3.23,1.04,5.26,0,2.89-.72,5.3-2.16,7.25-1.44,1.95-3.38,3.42-5.82,4.41-2.44.99-5.15,1.49-8.15,1.49Z" fill="#0c0c0c"/>
+    <path d="M386.61,47.36V8.02h17.71c2.7,0,5.1.58,7.2,1.74,2.1,1.16,3.75,2.75,4.95,4.78,1.2,2.02,1.8,4.35,1.8,6.97s-.6,5.17-1.8,7.31c-1.2,2.14-2.85,3.81-4.95,5.03-2.1,1.22-4.5,1.83-7.2,1.83h-5.56v11.69h-12.14ZM398.53,25.33h3.54c.71,0,1.35-.14,1.91-.42.56-.28,1-.68,1.32-1.21.32-.52.48-1.18.48-1.97s-.16-1.42-.48-1.91c-.32-.49-.76-.85-1.32-1.1-.56-.24-1.2-.37-1.91-.37h-3.54v6.97Z" fill="#0c0c0c"/>
+  </svg>
+  <div class="top-bar-right">
+    <span id="quoteRef">SVS-00000000-0000</span><br>
+    <span id="headerDate">—</span>
+  </div>
+  <button id="themeToggle" class="theme-toggle-btn" onclick="toggleTheme()" aria-label="Toggle light/dark theme" title="Switch to light theme">
+    <span id="themeToggleIcon"><span class="fa-icon fa-icon-moon-stars fa-icon--theme" style="--icon-size:15px;"></span></span>
+  </button>
+</div>
+</header>
+
+<!-- ── MAIN LAYOUT GRID: 3fr main-col | 2fr side-col ────────────── -->
+<div class="outer">
+<!-- ── LEFT COLUMN: sections I–VI + client bar ──────────────────── -->
+<div class="main-col">
+
+  <!-- CLIENT BAR -->
+  <div class="client-bar">
+    <div class="client-label">Prepared for</div>
+    <input class="client-input" id="clientName" type="text" placeholder="Client Name" oninput="update()">
+    <div class="client-rep-row">
+      <div class="client-label">Prepared by</div>
+      <input class="client-input client-input--rep" id="repName" type="text" placeholder="Your Name" oninput="debouncedSave()">
+    </div>
+  </div>
+
+  <div class="sections-toolbar">
+    <button class="btn-toggle-all" id="toggleAllBtn" onclick="toggleAllSections()">
+      <span class="toggle-all-collapse-icon" style="display:none;"><span class="fa-icon fa-icon-angles-up" style="--icon-size:11px;margin-right:5px;"></span></span>
+      <span class="toggle-all-expand-icon"><span class="fa-icon fa-icon-angles-down" style="--icon-size:11px;margin-right:5px;"></span></span>
+      <span class="toggle-all-label">Expand All</span>
+    </button>
+  </div>
+
+  <!-- ── QUOTE SETTINGS BAR ────────────────────────────────────────
+       Contract term toggle (3-way) and onboarding fee.
+       Contract term drives discountPct in calcQuote().
+       HST toggle shows/hides the +13% line in the sidebar.
+       One-time fee is included in JSON export but NOT in MRR.
+  ──────────────────────────────────────────────────────────────── -->
+  <div class="quote-settings-bar">
+    <div class="qs-group">
+      <div class="qs-label-row">
+        <div class="qs-label">Contract Term &amp; Incentives</div>
+      </div>
+      <div class="tier-seg-wrap qs-term-wrap">
+        <input type="radio" name="contractTerm" id="termM2m" value="m2m" checked onchange="update()">
+        <label for="termM2m" class="tier-seg" id="seg-term-m2m">
+          <div class="tier-name">Month-to-Month</div>
+          <div class="tier-sub">Maximum flexibility</div>
+        </label>
+        <input type="radio" name="contractTerm" id="term12mo" value="12mo" onchange="update()">
+        <label for="term12mo" class="tier-seg" id="seg-term-12mo">
+          <div class="tier-name">12-Month</div>
+          <div class="tier-sub qs-discount-sub">3% off MRR + 50% off onboarding</div>
+        </label>
+        <input type="radio" name="contractTerm" id="term24mo" value="24mo" onchange="update()">
+        <label for="term24mo" class="tier-seg" id="seg-term-24mo">
+          <div class="tier-name">24-Month <span class="qs-best-badge">Best Value</span></div>
+          <div class="tier-sub qs-discount-sub">5% off MRR + complimentary onboarding</div>
+        </label>
+      </div>
+      <div class="qs-savings-stack">
+        <div class="qs-savings-row hidden" id="qsSavingsDisplay">
+          <span class="fa-icon fa-icon-square-check" style="--icon-size:15px;"></span>
+          <span id="qsSavingsCopy">Saving $0/mo vs. month-to-month</span>
+        </div>
+        <div class="qs-savings-row hidden" id="qsFirstYearDisplay">
+          <span class="fa-icon fa-icon-square-check" style="--icon-size:15px;"></span>
+          <span id="qsFirstYearCopy">Year-one value unlocked: $0 from term savings and complimentary onboarding</span>
+        </div>
+      </div>
+    </div>
+    <div class="qs-divider"></div>
+    <div class="qs-right">
+      <div class="qs-fee-row">
+        <div class="qs-fee-header">
+          <label class="qs-fee-label" for="oneTimeFee">Onboarding / Implementation</label>
+        </div>
+        <div class="qs-fee-input-wrap">
+          <span class="qs-fee-dollar">$</span>
+          <input type="number" id="oneTimeFee" class="qs-fee-input" min="0" placeholder="auto" oninput="this.dataset.manual='1'; update();">
+        </div>
+        <label class="qs-toggle-row qs-fee-waive">
+          <input type="checkbox" id="onboardingWaived" onchange="onWaiveToggle();">
+          <span class="qs-switch"></span>
+          <span class="qs-toggle-label">Waive</span>
+        </label>
+      </div>
+    </div>
+  </div>
+
+  <div class="group-label">Managed IT Services <span class="group-label-sections">(Sections I, II, III)</span></div>
+
+  <!-- ────────────────────────────────────────────────────────────
+       SECTION I — SITE ADMIN FEE
+       id="sec-01"  starts collapsed
+       #adminFeeDisplay  — rendered by update() → fmt(adminFeeNet)
+       #floorBar         — progress bar width%, turns green at 100%
+       #floorProgress    — "$X / $650" text label
+       #floorNote        — threshold status message
+       #fb-base          — siteAdminBase value
+       #fb-zt-row        — hidden unless ztActive
+       #fb-pwm-row       — hidden unless addPWM
+       #fb-total         — adminFeeNet total
+       #sec01-summary    — badge shown when section collapsed
+  ──────────────────────────────────────────────────────────────── -->
+  <div class="section" id="sec-01">
+    <div class="section-header section-toggle" onclick="toggleSection('sec-01')" aria-expanded="false" tabindex="0" role="button" onkeydown="if(event.key==='Enter'||event.key===' '){toggleSection('sec-01');event.preventDefault();}">
+      <div class="section-num">III</div>
+      <div class="section-title-block">
+        <div class="section-title">Site Management</div>
+      </div>
+      <div class="sec-chevron"><span class="fa-icon fa-icon-chevron-down" style="--icon-size:14px;"></span></div>
+      <div class="sec-controls-row">
+        <span class="section-badge">Operational Oversight</span>
+        <span id="sec01-summary" class="sec-summary-badge"></span>
+      </div>
+    </div>
+    <!-- Always-visible threshold bar (outside section-body so it shows when collapsed) -->
+    <div class="progress-wrap sec-01-threshold">
+      <div class="progress-label">
+        <span>Managed Service Threshold</span>
+      </div>
+      <div class="progress-track">
+        <div class="progress-fill" id="floorBar" style="width:0%"></div>
+      </div>
+    </div>
+    <div id="floorNote" class="floor-note sec-01-threshold"></div>
+    <div class="section-body" id="sec-01-body" style="display:none;">
+    <div class="section-content">
+
+      <div class="section-subtitle" style="margin-bottom:16px;">Ongoing oversight for your environment, vendors, and IT documentation so everything stays coordinated, accountable, and easier to support.</div>
+
+      <div class="admin-fee-header">
+        <span class="admin-fee-title">Site Admin Fee</span>
+        <span id="adminFeeDisplay" class="admin-fee-val">$150/mo</span>
+        <label class="qs-toggle-row admin-fee-waive-toggle">
+          <input type="checkbox" id="adminWaived" onchange="update()">
+          <span class="qs-switch"></span>
+          <span class="qs-toggle-label">Waive</span>
+        </label>
+      </div>
+
+      <table class="fee-table" id="feeBreakdown">
+        <tr><td>Base Site Admin</td><td id="fb-base">—</td></tr>
+        <tr id="fb-zt-row" class="hidden"><td>Zero Trust Supplement</td><td id="fb-zt">+$250</td></tr>
+        <tr id="fb-pwm-row" class="hidden"><td>1Password Admin (10%)</td><td id="fb-pwm">—</td></tr>
+        <tr class="fee-total"><td>Total Admin Fee</td><td id="fb-total">—</td></tr>
+      </table>
+
+      <div class="admin-waive-savings hidden" id="adminWaivedSavings">
+        <span class="fa-icon fa-icon-square-check" style="--icon-size:11px;"></span>
+        Site oversight fee waived on this quote — included by SVS on this proposal, saving <span id="adminWaivedAmt">$0</span>/mo
+      </div>
+
+      <!-- What's Covered collapsible -->
+      <div class="collapsible-header collapsible-header--mt16" onclick="toggleCollapsible('adminCovered')" aria-expanded="false" tabindex="0" role="button" onkeydown="if(event.key==='Enter'||event.key===' '){toggleCollapsible('adminCovered');event.preventDefault();}">
+        <span class="collapsible-toggle" id="adminCovered-icon"><span class="fa-icon fa-icon-chevron-down" style="--icon-size:12px;"></span></span>
+        <span class="collapsible-label">What This Fee Covers Behind the Scenes</span>
+      </div>
+      <div class="collapsible-body" id="adminCovered">
+        <div class="feature-card-grid">
+          <div class="feature-card"><div class="feature-card-title"><span class="fa-icon fa-icon-users-gear fa-icon--accent" style="--icon-size:16px;margin-right:8px;"></span> Tenant &amp; Identity Management</div><div class="feature-card-desc">Microsoft 365 / Entra ID tenant administration, user lifecycle, MFA enforcement, and conditional access policies.</div></div>
+          <div class="feature-card"><div class="feature-card-title"><span class="fa-icon fa-icon-network-wired fa-icon--accent" style="--icon-size:16px;margin-right:8px;"></span> Network &amp; Infrastructure Oversight</div><div class="feature-card-desc">Firewall configuration reviews, DNS management, VLAN segmentation oversight, and network performance monitoring.</div></div>
+          <div class="feature-card"><div class="feature-card-title"><span class="fa-icon fa-icon-book-open-cover fa-icon--accent" style="--icon-size:15px;margin-right:8px;"></span> Documentation &amp; Runbooks</div><div class="feature-card-desc">Living IT documentation, network diagrams, asset registers, and runbooks updated continuously in your client portal.</div></div>
+          <div class="feature-card"><div class="feature-card-title"><span class="fa-icon fa-icon-handshake fa-icon--accent" style="--icon-size:16px;margin-right:8px;"></span> Vendor Management</div><div class="feature-card-desc">Single point of contact for all technology vendors — ISPs, software, hardware, and cloud providers.</div></div>
+          <div class="feature-card"><div class="feature-card-title"><span class="fa-icon fa-icon-shield-check fa-icon--accent" style="--icon-size:15px;margin-right:8px;"></span> Security Posture Management</div><div class="feature-card-desc">Monthly security reviews, vulnerability scan oversight, patch compliance reporting, and security baseline enforcement.</div></div>
+          <div class="feature-card"><div class="feature-card-title"><span class="fa-icon fa-icon-chart-line-up fa-icon--accent" style="--icon-size:16px;margin-right:8px;"></span> Reporting &amp; QBRs</div><div class="feature-card-desc">Monthly infrastructure health reports, ticket trend analysis, and quarterly business reviews with your account manager.</div></div>
+          <div class="feature-card"><div class="feature-card-title"><span class="fa-icon fa-icon-cloud fa-icon--accent" style="--icon-size:18px;margin-right:8px;"></span> Cloud Governance</div><div class="feature-card-desc">License optimization, cloud spend visibility, Microsoft Secure Score improvement, and policy compliance alignment.</div></div>
+          <div class="feature-card"><div class="feature-card-title"><span class="fa-icon fa-icon-triangle-exclamation fa-icon--accent" style="--icon-size:16px;margin-right:8px;"></span> Incident Coordination</div><div class="feature-card-desc">Major incident management, root cause analysis, and coordinated response across all your managed services.</div></div>
+          <div class="feature-card"><div class="feature-card-title"><span class="fa-icon fa-icon-hard-drive fa-icon--accent" style="--icon-size:18px;margin-right:8px;"></span> Backup Monitoring</div><div class="feature-card-desc">Daily backup job verification, restore testing schedules, retention compliance checks, and failure alerting — separate from the Bare Metal Backup add-on.</div></div>
+        </div>
+      </div>
+
+    </div>
+    </div>
+  </div>
+
+  <!-- ────────────────────────────────────────────────────────────
+       SECTION II — USER PACKAGE
+       #rateM365 / #rateBYOL — radio inputs, read by calcQuote()
+       #byolCalloutGreen     — shown when M365 selected (byol=false)
+       #byolCalloutRed       — shown when BYOL selected (byol=true)
+       #byolRedSavings       — dynamic savings $ inside red callout
+       #userCount            — number input → users in calcQuote()
+       Add-ons: #addExtHours #addPWM #addINKY #addZT (checkboxes)
+       Row highlights: #row-ext #row-pwm #row-inky #row-zt
+       #sec02-summary        — badge shown when collapsed
+  ──────────────────────────────────────────────────────────────── -->
+  <div class="section" id="sec-02">
+    <div class="section-header section-toggle" onclick="toggleSection('sec-02')" aria-expanded="false" tabindex="0" role="button" onkeydown="if(event.key==='Enter'||event.key===' '){toggleSection('sec-02');event.preventDefault();}">
+      <div class="section-num">I</div>
+      <div class="section-title-block">
+        <div class="section-title">User Package</div>
+      </div>
+      <div class="sec-chevron"><span class="fa-icon fa-icon-chevron-down" style="--icon-size:14px;"></span></div>
+      <div class="sec-controls-row" onclick="event.stopPropagation()">
+        <div class="num-stepper">
+          <button class="step-btn" aria-label="Decrease users" onclick="stepInput('userCount',-1)">&minus;</button>
+          <input class="num-input" id="userCount" type="number" min="0" value="1" oninput="update()">
+          <button class="step-btn" aria-label="Increase users" onclick="stepInput('userCount',1)">+</button>
+        </div>
+        <span class="section-badge">Managed Users</span>
+        <span id="sec02-summary" class="sec-summary-badge"></span>
+      </div>
+      <div class="section-subtitle">Per-user managed productivity, identity, security, and helpdesk with one clear recommended path for most clients.</div>
+    </div>
+    <div class="section-body" id="sec-02-body" style="display:none;">
+    <div class="section-content">
+
+      <!-- Base Rate Toggle -->
+      <div class="pill-toggle">
+        <input type="radio" name="baseRate" id="rateM365" value="m365" checked onchange="update()">
+        <label for="rateM365">
+          <span class="pill-price">
+            <span id="m365PriceM2m">$140</span><span id="m365PriceAnnual" class="hidden">$130</span><small>/user/mo</small>
+          </span>
+          <span class="pill-desc">M365 Included — Recommended for most clients: licensing, identity, email &amp; business protection in one seat</span>
+          <span class="pill-savings" id="m365SavingsLine"></span>
+        </label>
+        <input type="radio" name="baseRate" id="rateBYOL" value="byol" onchange="update()">
+        <label for="rateBYOL">
+          <span class="pill-price">$110<small>/user/mo</small></span>
+          <span class="pill-desc">BYOL — Best when the client already has a licensing standard they need to keep (M365 or Google Workspace)</span>
+        </label>
+      </div>
+
+      <div id="byolCalloutGreen" class="callout-green">
+        <span class="fa-icon fa-icon-square-check fa-icon--green" style="--icon-size:14px;margin-top:2px;"></span><span id="m365CalloutText">Recommended bundle — M365 Business Premium is built into this seat and can save up to $11/user/mo versus buying it retail on its own</span>
+      </div>
+      <div id="byolCalloutRed" class="callout-red hidden">
+        <span class="fa-icon fa-icon-triangle-exclamation fa-icon--amber" style="--icon-size:14px;margin-top:2px;"></span><span>Client-owned licensing selected — switching to the bundled M365 seat would recover up to <span id="byolRedSavings">$150</span>/mo in retail-equivalent spend</span>
+      </div>
+
+      <div class="m365-app-strip" id="userBundleStrip" aria-label="Microsoft 365 apps included with the bundled seat">
+        <div class="m365-app-list">
+          <div class="m365-app-item">
+            <img src="M365icons/word.svg" alt="Microsoft Word" class="m365-app-icon">
+            <span class="m365-app-name">Word</span>
+          </div>
+          <div class="m365-app-item">
+            <img src="M365icons/excel.svg" alt="Microsoft Excel" class="m365-app-icon">
+            <span class="m365-app-name">Excel</span>
+          </div>
+          <div class="m365-app-item">
+            <img src="M365icons/powerpoint.svg" alt="Microsoft PowerPoint" class="m365-app-icon">
+            <span class="m365-app-name">PowerPoint</span>
+          </div>
+          <div class="m365-app-item">
+            <img src="M365icons/outlook-svgrepo-com.svg" alt="Microsoft Outlook" class="m365-app-icon">
+            <span class="m365-app-name">Outlook</span>
+          </div>
+          <div class="m365-app-item">
+            <img src="M365icons/teams.svg" alt="Microsoft Teams" class="m365-app-icon">
+            <span class="m365-app-name">Teams</span>
+          </div>
+          <div class="m365-app-item">
+            <img src="M365icons/azure-svgrepo-com.svg" alt="Microsoft Azure" class="m365-app-icon">
+            <span class="m365-app-name">Azure AD</span>
+          </div>
+        </div>
+        <div class="m365-app-strip-note">
+          <span class="m365-app-note-default">Included with the bundled Microsoft 365 seat</span>
+          <span class="m365-app-note-byol">Not included with BYOL</span>
+        </div>
+      </div>
+
+      <!-- What's Included collapsible -->
+      <div class="collapsible-header" onclick="toggleCollapsible('userIncluded')" aria-expanded="false" tabindex="0" role="button" onkeydown="if(event.key==='Enter'||event.key===' '){toggleCollapsible('userIncluded');event.preventDefault();}">
+        <span class="collapsible-toggle" id="userIncluded-icon"><span class="fa-icon fa-icon-chevron-down" style="--icon-size:12px;"></span></span>
+        <span class="collapsible-label">What's Included in This Package</span>
+      </div>
+      <div class="collapsible-body" id="userIncluded">
+        <ul class="feature-list">
+          <li class="m365-feature">Microsoft 365 Business Premium</li>
+          <li class="m365-feature">Word, Excel, PowerPoint, Teams, Exchange</li>
+          <li class="m365-feature">Entra ID / conditional access / SSO</li>
+          <li class="m365-feature">Defender for Business</li>
+          <li class="m365-feature">MFA enforcement</li>
+          <li class="m365-feature">SaaS alerting / geo-location lock</li>
+          <li>CORK cyber warranty with $100,000 annual coverage</li>
+          <li>INKY advanced mail protection</li>
+          <li>Security awareness training and phishing simulation</li>
+          <li>SaaS backup for business email, OneDrive, and Google Workspace</li>
+          <li>Dark web ID scanning</li>
+          <li>SOC account monitoring</li>
+          <li>Unlimited remote bilingual help desk support (9am-5pm / Mon-Fri)</li>
+        </ul>
+      </div>
+
+
+      <!-- Per-User Add-Ons collapsible -->
+      <div class="collapsible-header collapsible-header--addon" onclick="toggleCollapsible('addonsA')" aria-expanded="false" tabindex="0" role="button" onkeydown="if(event.key==='Enter'||event.key===' '){toggleCollapsible('addonsA');event.preventDefault();}">
+        <span class="collapsible-toggle" id="addonsA-icon"><span class="fa-icon fa-icon-chevron-down" style="--icon-size:12px;"></span></span>
+        <span class="collapsible-label">WORKFORCE ADD-ONS</span>
+        <div id="addonsA-preview" class="addon-preview-wrap" style="display:none">
+          <span class="addon-preview-pill" data-addon="addExtHours">Extended Hours</span>
+          <span class="addon-preview-pill" data-addon="addPWM">1Password</span>
+          <span class="addon-preview-pill" data-addon="addINKY">INKY Pro Upgrade</span>
+          <span class="addon-preview-pill" data-addon="addZT">Zero Trust</span>
+        </div>
+      </div>
+      <div class="collapsible-body" id="addonsA">
+        <div class="addon-grid">
+          <label class="addon-row" id="row-ext" onclick="toggleAddon('addExtHours','row-ext');update()">
+            <input type="checkbox" id="addExtHours">
+            <div><div class="addon-name">Extended Help Desk Hours</div><div class="addon-desc">8am–8pm Mon–Fri coverage via staggered shifts</div></div>
+            <span class="addon-price" data-price-key="ADDON_EXT_HOURS" data-price-unit="user">+$25/user/mo</span>
+          </label>
+          <label class="addon-row" id="row-pwm" onclick="toggleAddon('addPWM','row-pwm');update()">
+            <input type="checkbox" id="addPWM">
+            <div><div class="addon-name">1Password Management</div><div class="addon-desc">Business password vault, admin console &amp; SSO integration</div></div>
+            <span class="addon-price" data-price-key="ADDON_1PASSWORD" data-price-unit="user">+$9/user/mo</span>
+          </label>
+          <label class="addon-row" id="row-inky" onclick="toggleAddon('addINKY','row-inky');update()">
+            <input type="checkbox" id="addINKY">
+            <div><div class="addon-name">INKY Pro Upgrade</div><div class="addon-desc">Adds enhanced phishing defense and email security controls on top of the included INKY mail protection</div></div>
+            <span class="addon-price" data-price-key="ADDON_INKY" data-price-unit="user">+$8/user/mo</span>
+          </label>
+          <label class="addon-row" id="row-zt" onclick="toggleAddon('addZT','row-zt');update()">
+            <input type="checkbox" id="addZT">
+            <div><div class="addon-name">Zero Trust User Seat</div><div class="addon-desc">Cytracom ZT identity-aware access — deny by default network control</div></div>
+            <span class="addon-price" data-price-key="ADDON_ZERO_TRUST_USER" data-price-unit="user">+$55/user/mo</span>
+          </label>
+        </div>
+      </div>
+
+    </div>
+    </div>
+  </div>
+
+  <!-- ────────────────────────────────────────────────────────────
+       SECTION III — ENDPOINT PACKAGE
+       #endpointCount — number input → endpoints in calcQuote()
+       Add-ons: #addBMB (+$25/endpoint) #addUSB (+$4/endpoint)
+       Row highlights: #row-bmb #row-usb
+       #sec03-summary — badge shown when collapsed
+  ──────────────────────────────────────────────────────────────── -->
+  <div class="section" id="sec-03">
+    <div class="section-header section-toggle" onclick="toggleSection('sec-03')" aria-expanded="false" tabindex="0" role="button" onkeydown="if(event.key==='Enter'||event.key===' '){toggleSection('sec-03');event.preventDefault();}">
+      <div class="section-num">II</div>
+      <div class="section-title-block">
+        <div class="section-title">Endpoint Package</div>
+      </div>
+      <div class="sec-chevron"><span class="fa-icon fa-icon-chevron-down" style="--icon-size:14px;"></span></div>
+      <div class="sec-controls-row" onclick="event.stopPropagation()">
+        <div class="num-stepper">
+          <button class="step-btn" aria-label="Decrease endpoints" onclick="stepInput('endpointCount',-1)">&minus;</button>
+          <input class="num-input" id="endpointCount" type="number" min="0" value="1" oninput="update()">
+          <button class="step-btn" aria-label="Increase endpoints" onclick="stepInput('endpointCount',1)">+</button>
+        </div>
+        <span class="section-badge">Protected Endpoints</span>
+        <span id="sec03-summary" class="sec-summary-badge"></span>
+      </div>
+      <div class="section-subtitle">Per-device managed protection built to reduce downtime and recovery risk across workstations and laptops.</div>
+    </div>
+    <div class="section-body" id="sec-03-body" style="display:none;">
+    <div class="section-content">
+
+      <!-- What's Included collapsible -->
+      <div class="collapsible-header" onclick="toggleCollapsible('endpointIncluded')" aria-expanded="false" tabindex="0" role="button" onkeydown="if(event.key==='Enter'||event.key===' '){toggleCollapsible('endpointIncluded');event.preventDefault();}">
+        <span class="collapsible-toggle" id="endpointIncluded-icon"><span class="fa-icon fa-icon-chevron-down" style="--icon-size:12px;"></span></span>
+        <span class="collapsible-label">What's Included in This Package</span>
+      </div>
+      <div class="collapsible-body" id="endpointIncluded">
+        <ul class="feature-list">
+          <li>Managed EDR threat protection</li>
+          <li>1 full workstation backup included</li>
+          <li>24/7 SOC monitoring and response</li>
+          <li>Encryption enforcement</li>
+          <li>RMM monitoring and maintenance</li>
+          <li>Firmware, updates, and patch management</li>
+          <li>Admin password rotation</li>
+          <li>Application ringfencing</li>
+        </ul>
+      </div>
+
+
+      <!-- Per-Endpoint Add-Ons collapsible -->
+      <div class="collapsible-header collapsible-header--addon" onclick="toggleCollapsible('addonsB')" aria-expanded="false" tabindex="0" role="button" onkeydown="if(event.key==='Enter'||event.key===' '){toggleCollapsible('addonsB');event.preventDefault();}">
+        <span class="collapsible-toggle" id="addonsB-icon"><span class="fa-icon fa-icon-chevron-down" style="--icon-size:12px;"></span></span>
+        <span class="collapsible-label">ENDPOINT BUSINESSGUARD ADD-ONS</span>
+        <div id="addonsB-preview" class="addon-preview-wrap" style="display:none">
+          <span class="addon-preview-pill" data-addon="addBMB">Bare Metal Backup</span>
+          <span class="addon-preview-pill" data-addon="addUSB">USB Blocking</span>
+        </div>
+      </div>
+      <div class="collapsible-body" id="addonsB">
+        <div class="addon-grid">
+          <label class="addon-row" id="row-bmb" onclick="toggleAddon('addBMB','row-bmb');update()">
+            <input type="checkbox" id="addBMB">
+            <div><div class="addon-name">Bare Metal Backup</div><div class="addon-desc">Image-based backup with bare metal restore — fast full-device recovery with local &amp; cloud retention</div></div>
+            <span class="addon-price" data-price-key="ADDON_BARE_METAL_BACKUP" data-price-unit="endpoint">+$25/endpoint/mo</span>
+          </label>
+          <label class="addon-row" id="row-usb" onclick="toggleAddon('addUSB','row-usb');update()">
+            <input type="checkbox" id="addUSB">
+            <div><div class="addon-name">USB Device Blocking</div><div class="addon-desc">Policy-enforced USB control to reduce malware and data-loss exposure from removable media</div></div>
+            <span class="addon-price" data-price-key="ADDON_USB_BLOCKING" data-price-unit="endpoint">+$4/endpoint/mo</span>
+          </label>
+        </div>
+      </div>
+
+    </div>
+    </div>
+  </div>
+
+  <hr class="group-divider">
+
+  <!-- ────────────────────────────────────────────────────────────
+       SECTION IV — SERVER MANAGEMENT
+       Starts COLLAPSED (no sec-open class, body display:none)
+       #serverCount — number input → servers in calcQuote()
+       Rate: $120/server/mo (serverBase = servers * 120)
+       Counted in baseSubtotal → affects admin fee threshold
+       #sec04-summary — badge shown when collapsed
+  ──────────────────────────────────────────────────────────────── -->
+  <div class="section" id="sec-04">
+    <div class="section-header section-toggle" onclick="toggleSection('sec-04')" aria-expanded="false" tabindex="0" role="button" onkeydown="if(event.key==='Enter'||event.key===' '){toggleSection('sec-04');event.preventDefault();}">
+      <div class="section-num">IV</div>
+      <div class="section-title-block">
+        <div class="section-title">Server Management</div>
+      </div>
+      <div class="sec-chevron"><span class="fa-icon fa-icon-chevron-down" style="--icon-size:14px;"></span></div>
+      <div class="sec-controls-row" onclick="event.stopPropagation()">
+        <div class="num-stepper">
+          <button class="step-btn" aria-label="Decrease servers" onclick="stepInput('serverCount',-1)">&minus;</button>
+          <input class="num-input" id="serverCount" type="number" min="0" value="0" oninput="update()">
+          <button class="step-btn" aria-label="Increase servers" onclick="stepInput('serverCount',1)">+</button>
+        </div>
+        <span class="section-badge">Managed Servers</span>
+        <span id="sec04-summary" class="sec-summary-badge"></span>
+      </div>
+      <div class="section-subtitle">Dedicated management for physical &amp; virtual servers</div>
+    </div>
+    <div class="section-body" id="sec-04-body" style="display:none;">
+    <div class="section-content">
+
+      <div class="collapsible-header" onclick="toggleCollapsible('serverIncluded')" aria-expanded="false" tabindex="0" role="button" onkeydown="if(event.key==='Enter'||event.key===' '){toggleCollapsible('serverIncluded');event.preventDefault();}">
+        <span class="collapsible-toggle" id="serverIncluded-icon"><span class="fa-icon fa-icon-chevron-down" style="--icon-size:12px;"></span></span>
+        <span class="collapsible-label">What's Included in Server Management</span>
+      </div>
+      <div class="collapsible-body" id="serverIncluded">
+        <ul class="feature-list">
+          <li>RMM monitoring — CPU, RAM, disk, services &amp; event log alerting</li>
+          <li>OS patch management — Windows Server updates, tested &amp; scheduled</li>
+          <li>Role &amp; service management — AD, DNS, DHCP, file shares, print services</li>
+          <li>Performance baselines — capacity planning &amp; proactive alerting</li>
+          <li>Backup monitoring — verify, test restores &amp; retention compliance</li>
+          <li>Security hardening — CIS benchmarks, local admin control, audit logging</li>
+        </ul>
+      </div>
+
+
+    </div>
+    </div>
+  </div>
+
+  <!-- ────────────────────────────────────────────────────────────
+       SECTION V — ZERO TRUST NETWORKING HaaS
+       Starts COLLAPSED. Two independent inputs:
+       #ztNetSeats   — ZT user seats @ $25/seat/mo (ztNetSeats)
+       #ztNetRouters — HaaS router devices @ $100/device/mo (ztNetRouters)
+       ztActive = addZT (Sec II checkbox) OR ztSeats > 0
+       When ztActive → adds ADMIN_FEE_ZT ($250) to admin fee
+       ztNetTotal added to MRR but NOT to baseSubtotal
+       #sec05-summary — badge shown when collapsed
+  ──────────────────────────────────────────────────────────────── -->
+  <div class="section" id="sec-05">
+    <div class="section-header section-toggle" onclick="toggleSection('sec-05')" aria-expanded="false" tabindex="0" role="button" onkeydown="if(event.key==='Enter'||event.key===' '){toggleSection('sec-05');event.preventDefault();}">
+      <div class="section-num">V</div>
+      <div class="section-title-block">
+        <div class="section-title">Zero Trust Networking <span class="section-title-tag">HaaS</span></div>
+      </div>
+      <div class="sec-chevron"><span class="fa-icon fa-icon-chevron-down" style="--icon-size:14px;"></span></div>
+      <div class="sec-controls-row" onclick="event.stopPropagation()">
+        <div class="num-stepper">
+          <button class="step-btn" aria-label="Decrease ZT seats" onclick="stepInput('ztNetSeats',-1)">&minus;</button>
+          <input class="num-input" id="ztNetSeats" type="number" min="0" value="0" oninput="update()">
+          <button class="step-btn" aria-label="Increase ZT seats" onclick="stepInput('ztNetSeats',1)">+</button>
+        </div>
+        <span class="section-badge">ZT Seats</span>
+        <span id="sec05-summary" class="sec-summary-badge"></span>
+      </div>
+      <div class="section-subtitle">Cytracom-powered ZT network access — seats &amp; managed hardware as a service</div>
+    </div>
+    <div class="section-body" id="sec-05-body" style="display:none;">
+    <div class="section-content">
+
+      <!-- ZT relationship explainer -->
+      <div class="callout-green" style="margin-bottom:20px;">
+        <span class="fa-icon fa-icon-square-info fa-icon--accent" style="--icon-size:14px;margin-top:2px;"></span>
+        <span><strong>Section II vs Section V — what's the difference?</strong><br>
+        Section II's <em>Zero Trust User Seat</em> (+$55/user) adds the ZT software agent to each person's device — identity-aware access, deny-by-default policy, per-user.<br>
+        Section V adds <em>ZT network infrastructure</em>: <strong>seats</strong> cover non-user devices (printers, IoT, cameras) that need network access control, and <strong>routers</strong> are the managed ZTNA gateway hardware delivered as a service. Both can be active together.</span>
+      </div>
+
+      <div class="input-row">
+        <div>
+          <div class="input-label">5B — HaaS Devices</div>
+          <div class="input-sublabel">Managed router/firewall hardware · $100/device/mo</div>
+        </div>
+        <div class="num-stepper">
+          <button class="step-btn" aria-label="Decrease ZT routers" onclick="stepInput('ztNetRouters',-1)">&minus;</button>
+          <input class="num-input" id="ztNetRouters" type="number" min="0" value="0" oninput="update()">
+          <button class="step-btn" aria-label="Increase ZT routers" onclick="stepInput('ztNetRouters',1)">+</button>
+        </div>
+      </div>
+
+    </div>
+    </div>
+  </div>
+
+  <!-- ────────────────────────────────────────────────────────────
+       SECTION VI — VOIP / UCaaS
+       Starts COLLAPSED. Three-tier radio toggle:
+       #voipBasic/$28  #voipStandard/$35  #voipPremium/$45
+       .tier-seg.active set by activateTier() AND update()
+       #voipSeats — seat count input
+       #addVoipPhone — Desk Phone HaaS +$15/seat
+       #addVoipFax   — eFax line +$10/seat/mo
+       #currentPhoneBill — optional savings comparator input
+       #savingsComparator — green/amber result, rendered by updateSavings()
+       voipTotal NOT counted in baseSubtotal (no effect on admin fee)
+       #sec06-summary — badge shown when collapsed
+  ──────────────────────────────────────────────────────────────── -->
+  <div class="section" id="sec-06">
+    <div class="section-header section-toggle" onclick="toggleSection('sec-06')" aria-expanded="false" tabindex="0" role="button" onkeydown="if(event.key==='Enter'||event.key===' '){toggleSection('sec-06');event.preventDefault();}">
+      <div class="section-num">VI</div>
+      <div class="section-title-block">
+        <div class="section-title">VoIP / Unified Communications <span class="section-title-tag">UCaaS</span></div>
+      </div>
+      <div class="sec-chevron"><span class="fa-icon fa-icon-chevron-down" style="--icon-size:14px;"></span></div>
+      <div class="sec-controls-row" onclick="event.stopPropagation()">
+        <div class="num-stepper">
+          <button class="step-btn" aria-label="Decrease VoIP seats" onclick="stepInput('voipSeats',-1)">&minus;</button>
+          <input class="num-input" id="voipSeats" type="number" min="0" value="0" oninput="update()">
+          <button class="step-btn" aria-label="Increase VoIP seats" onclick="stepInput('voipSeats',1)">+</button>
+        </div>
+        <span class="section-badge">VoIP Seats</span>
+        <span id="sec06-summary" class="sec-summary-badge"></span>
+      </div>
+      <div class="section-subtitle">United Cloud-powered business phone — seats, features &amp; optional desk phones</div>
+    </div>
+    <div class="section-body" id="sec-06-body" style="display:none;">
+    <div class="section-content">
+
+      <!-- Tier Selector -->
+      <div class="tier-seg-wrap">
+        <input type="radio" name="voipTier" id="voipBasic" value="basic" checked onchange="update()">
+        <label for="voipBasic" class="tier-seg" id="seg-basic" onclick="activateTier('basic')">
+          <div class="tier-name">Basic</div>
+          <div class="tier-price">$28</div>
+          <div class="tier-sub">/seat/mo</div>
+        </label>
+        <input type="radio" name="voipTier" id="voipStandard" value="standard" onchange="update()">
+        <label for="voipStandard" class="tier-seg" id="seg-standard" onclick="activateTier('standard')">
+          <div class="tier-name">Standard</div>
+          <div class="tier-price">$35</div>
+          <div class="tier-sub">/seat/mo</div>
+        </label>
+        <input type="radio" name="voipTier" id="voipPremium" value="premium" onchange="update()">
+        <label for="voipPremium" class="tier-seg" id="seg-premium" onclick="activateTier('premium')">
+          <div class="tier-name">Premium</div>
+          <div class="tier-price">$45</div>
+          <div class="tier-sub">/seat/mo</div>
+        </label>
+      </div>
+
+
+      <div class="addon-grid" style="margin-top:8px;">
+        <label class="addon-row" id="row-vphone" onclick="toggleAddon('addVoipPhone','row-vphone');update()">
+          <input type="checkbox" id="addVoipPhone">
+          <div><div class="addon-name">Desk Phone HaaS</div><div class="addon-desc">Managed physical desk phone hardware per seat</div></div>
+          <span class="addon-price" data-price-key="VOIP_PHONE_RATE" data-price-unit="seat">+$15/seat/mo</span>
+        </label>
+        <label class="addon-row" id="row-vfax" onclick="toggleAddon('addVoipFax','row-vfax');update()">
+          <input type="checkbox" id="addVoipFax">
+          <div><div class="addon-name">eFax Line</div><div class="addon-desc">Digital fax number — send &amp; receive via email or portal</div></div>
+          <span class="addon-price" data-price-key="VOIP_FAX_RATE" data-price-unit="line">+$10/line/mo</span>
+        </label>
+      </div>
+
+      <!-- Phone Bill Savings -->
+      <div class="savings-input-row">
+        <label for="currentPhoneBill">Current monthly phone bill (optional)</label>
+        <input type="number" id="currentPhoneBill" placeholder="$0" min="0"
+               oninput="update()" onchange="update()">
+      </div>
+      <div id="savingsPrompt" class="savings-prompt" style="display:none;">
+        Enter your current phone bill above to see potential savings.
+      </div>
+      <div id="savingsComparator" class="savings-result hidden"></div>
+
+    </div>
+    </div>
+  </div>
+
+</div><!-- END main-col — sections I–VI -->
+
+<!-- SIDEBAR -->
+<!-- ── RIGHT COLUMN: sticky sidebar (desktop only ≥1100px) ─────────
+     Hidden on mobile via CSS. Mobile clone is injected into #mobilePanelContent.
+     nudgeBanner must stay INSIDE .sidebar-body or it gets clipped.
+──────────────────────────────────────────────────────────────── -->
+<div class="side-col">
+  <div class="sidebar-focus-backdrop" id="sidebarFocusBackdrop" onclick="closeSidebarFocus()" aria-hidden="true"></div>
+  <div class="sidebar-utility">
+    <button class="btn-export" onclick="printInvoice()">
+      <span class="fa-icon fa-icon-print" style="--icon-size:14px;margin-right:7px;"></span>
+      Print / Save PDF
+    </button>
+    <button class="btn-export btn-export-secondary" id="btnExportJSON" onclick="exportQuoteJSON()">
+      <span class="fa-icon fa-icon-file-code" style="--icon-size:14px;margin-right:7px;"></span>
+      Export JSON
+    </button>
+  </div>
+  <div class="sidebar">
+    <div class="sidebar-header">
+      <div class="sidebar-header-row">
+        <div class="sidebar-title">SVS MSP — Live Quote</div>
+        <button
+          type="button"
+          class="sidebar-focus-print-btn"
+          onclick="printInvoice()"
+          aria-label="Print / Save PDF"
+          title="Print / Save PDF">
+          <span class="fa-icon fa-icon-print" style="--icon-size:14px;margin-right:6px;"></span>
+          Print
+        </button>
+        <button
+          type="button"
+          class="sidebar-focus-toggle"
+          id="sidebarFocusToggle"
+          onclick="toggleSidebarFocus()"
+          aria-label="Expand live quote"
+          aria-pressed="false"
+          title="Expand live quote">
+          <span class="sidebar-focus-icon sidebar-focus-icon-open">
+            <span class="fa-icon fa-icon-up-right-and-down-left-from-center" style="--icon-size:13px;"></span>
+          </span>
+          <span class="sidebar-focus-icon sidebar-focus-icon-close">
+            <span class="fa-icon fa-icon-down-left-and-up-right-to-center" style="--icon-size:13px;"></span>
+          </span>
+        </button>
+      </div>
+    </div>
+    <!-- ── INSIGHT NUDGE BANNER ──────────────────────────────────────
+         Sits flush under .sidebar-header, full width of .sidebar.
+         Controlled entirely by renderNudge() via applyNudge("").
+         Mobile clone target: #nudgeBanner_m (synced via syncClass/syncEl).
+         .hidden class toggled by renderNudge() when nudges=[]
+    ──────────────────────────────────────────────────────────────── -->
+    <div id="nudgeBanner" class="nudge-banner amber hidden">
+      <div class="nudge-header-row">
+        <span class="nudge-banner-label"><span class="fa-icon fa-icon-lightbulb-on" style="--icon-size:15px;margin-right:6px;"></span> Insight <span id="nudgeCounter" class="nudge-counter"></span></span>
+        <div class="nudge-nav-group">
+          <button onclick="cycleNudge(-1)" class="nudge-nav-btn" title="Previous"><span class="fa-icon fa-icon-chevron-left"></span></button>
+          <button onclick="cycleNudge(1)"  class="nudge-nav-btn" title="Next"><span class="fa-icon fa-icon-chevron-right"></span></button>
+        </div>
+      </div>
+      <span id="nudgeText"></span>
+    </div>
+    <div class="sidebar-body">
+      <div class="sidebar-focus-client" id="sidebarFocusClientWrap">
+        <span class="sidebar-focus-client-label">Prepared for</span>
+        <span class="sidebar-focus-client-name" id="sidebarFocusClientName">Client Name</span>
+      </div>
+      <div class="sidebar-hero">
+        <div class="sidebar-mrr-label">Managed Services Investment (MRI)</div>
+        <div class="sidebar-mrr" id="mrrDisplay">$150</div>
+      </div>
+
+      <div class="sidebar-focus-columns">
+      <div class="sidebar-focus-col sidebar-focus-col--left">
+      <div class="sidebar-group sidebar-group--monthly">
+        <div class="sidebar-group-title">Monthly Breakdown</div>
+        <!-- ── SIDEBAR SERVICE LINES ────────────────────────────────
+             Each .sidebar-line hidden by default.
+             update() calls show(id, condition) to toggle .hidden.
+             sl-users / sl-endpoints / sl-servers / sl-zt / sl-voip
+               shown only when their respective count > 0.
+             sl-admin is always visible (never hidden).
+             sl-*-sub rows are sub-labels (e.g. "5 × $130/user")
+               toggled via style.display not .hidden class.
+        ────────────────────────────────────────────────────────── -->
+        <div id="sidebarLines">
+          <div class="sidebar-line hidden" id="sl-users">
+            <span><span class="lbl-icon"><span class="fa-icon fa-icon-users" style="--icon-size:14px;"></span></span> Users</span>
+            <span class="val" id="sl-users-val">—</span>
+          </div>
+          <div class="sl-sub hidden" id="sl-users-sub"></div>
+          <div class="sidebar-line hidden" id="sl-endpoints">
+            <span><span class="lbl-icon"><span class="fa-icon fa-icon-desktop" style="--icon-size:14px;"></span></span> Endpoints</span>
+            <span class="val" id="sl-endpoints-val">—</span>
+          </div>
+          <div class="sl-sub hidden" id="sl-endpoints-sub"></div>
+          <div class="sidebar-line hidden" id="sl-servers">
+            <span><span class="lbl-icon"><span class="fa-icon fa-icon-server" style="--icon-size:13px;"></span></span> Servers</span>
+            <span class="val" id="sl-servers-val">—</span>
+          </div>
+          <div class="sidebar-line hidden" id="sl-zt">
+            <span><span class="lbl-icon"><span class="fa-icon fa-icon-shield-check" style="--icon-size:13px;"></span></span> Zero Trust</span>
+            <span class="val" id="sl-zt-val">—</span>
+          </div>
+          <div class="sidebar-line hidden" id="sl-voip">
+            <span><span class="lbl-icon"><span class="fa-icon fa-icon-phone" style="--icon-size:13px;"></span></span> VoIP</span>
+            <span class="val" id="sl-voip-val">—</span>
+          </div>
+          <div class="sidebar-line" id="sl-admin">
+            <span><span class="lbl-icon"><span class="fa-icon fa-icon-building" style="--icon-size:12px;"></span></span> Site Management</span>
+            <span class="val" id="sl-admin-val">$150</span>
+          </div>
+          <div class="sl-sub hidden" id="sl-admin-sub"></div>
+        </div>
+        <div class="sidebar-line sidebar-line-total" id="sl-monthly-total-row">
+          <span>Monthly Recurring Total</span>
+          <span class="val" id="sl-monthly-total-val">$150</span>
+        </div>
+        <div class="sidebar-line sidebar-line-discount hidden" id="sl-base-mrr-row">
+          <span class="sl-muted">Before Term Incentive</span>
+          <span class="val sl-muted" id="sl-base-mrr-val">—</span>
+        </div>
+        <div class="sidebar-line sidebar-line-discount hidden" id="sl-discount-row">
+          <span class="sl-muted">Contract Incentive <span class="sl-discount-detail" id="sl-discount-detail"></span></span>
+          <span class="val sl-discount-val" id="sl-discount-val">—</span>
+        </div>
+      </div>
+
+      <div class="sidebar-group sidebar-group--tax">
+        <label class="sl-hst-toggle qs-toggle-row">
+          <input type="checkbox" id="hstToggle" onchange="update()">
+          <span class="qs-switch"></span>
+          <span class="qs-toggle-label">Include Tax</span>
+        </label>
+        <div class="sidebar-line sidebar-line-hst hidden" id="sl-hst-row">
+          <span class="sl-muted">+ HST 13%</span>
+          <span class="val sl-hst-val" id="sl-hst-val">—</span>
+        </div>
+        <div class="sidebar-line sidebar-line-total hidden" id="sl-hst-total-row">
+          <span>Monthly Total</span>
+          <span class="val" id="sl-hst-total-val">—</span>
+        </div>
+      </div>
+      </div>
+
+      <div class="sidebar-focus-col sidebar-focus-col--right">
+      <div class="sidebar-group sidebar-group--invoice">
+        <div class="sidebar-group-title">First Invoice</div>
+        <div class="sidebar-line" id="sl-first-mri-row">
+          <span>Invoice Monthly Total</span>
+          <span class="val" id="sl-first-mri-val">$150</span>
+        </div>
+        <div class="sidebar-line hidden" id="sl-first-hst-row">
+          <span>+ HST 13%</span>
+          <span class="val" id="sl-first-hst-val">—</span>
+        </div>
+        <div class="sidebar-line hidden" id="sl-otf-row">
+          <span>Onboarding / Implementation</span>
+          <span class="val" id="sl-otf-val">—</span>
+        </div>
+        <div class="sidebar-line sidebar-line-total" id="sl-first-total-row">
+          <span>First Invoice Total</span>
+          <span class="val" id="sl-first-total-val">$150</span>
+        </div>
+      </div>
+
+      <div class="sidebar-group sidebar-group--value">
+        <div class="sidebar-group-title">Value &amp; Savings Snapshot</div>
+        <div class="sidebar-line hidden sidebar-line-value" id="sl-value-m365-row">
+          <span><span class="lbl-icon"><span class="fa-icon fa-icon-square-check fa-icon--green" style="--icon-size:13px;"></span></span>M365 Licensing Savings</span>
+          <span class="val savings-amount" id="sl-value-m365-val">—</span>
+        </div>
+        <div class="sidebar-line hidden sidebar-line-value" id="sl-value-term-row">
+          <span><span class="lbl-icon"><span class="fa-icon fa-icon-square-check fa-icon--green" style="--icon-size:13px;"></span></span>Term Incentive Savings</span>
+          <span class="val savings-amount" id="sl-value-term-val">—</span>
+        </div>
+        <div class="sidebar-line hidden sidebar-line-value" id="sl-value-onboarding-row">
+          <span><span class="lbl-icon"><span class="fa-icon fa-icon-square-check fa-icon--green" style="--icon-size:13px;"></span></span><span id="sl-value-onboarding-label">Complimentary Onboarding</span></span>
+          <span class="val savings-amount" id="sl-value-onboarding-val">—</span>
+        </div>
+        <div class="sidebar-line hidden sidebar-line-value" id="sl-value-admin-row">
+          <span><span class="lbl-icon"><span class="fa-icon fa-icon-square-check fa-icon--green" style="--icon-size:13px;"></span></span>Site Management</span>
+          <span class="val savings-amount" id="sl-value-admin-val">—</span>
+        </div>
+        <div class="sidebar-line hidden sidebar-line-opportunity" id="sl-value-byol-row">
+          <span><span class="lbl-icon"><span class="fa-icon fa-icon-triangle-exclamation fa-icon--amber" style="--icon-size:13px;"></span></span>Available M365 Business Premium Value</span>
+          <span class="val" id="sl-value-byol-val">—</span>
+        </div>
+        <div class="sidebar-line sidebar-line-total hidden" id="sl-value-total-row">
+          <span>Total Value Unlocked</span>
+          <span class="val savings-amount" id="sl-value-total-val">—</span>
+        </div>
+      </div>
+
+      <div class="sidebar-group sidebar-group--summary">
+        <div class="sidebar-line">
+          <span>Estimated Annual Managed Spend</span>
+          <span class="val" id="annualDisplay">$1,800</span>
+        </div>
+        <div class="sidebar-line hidden" id="perUserRow">
+          <span>Effective Managed Cost Per User<br><small id="perUserBreakdown" class="per-user-cost-sub sidebar-note-mono hidden"></small></span>
+          <span class="val" id="perUserDisplay">—</span>
+        </div>
+      </div>
+
+      <!-- ── VS HIRING IN-HOUSE ─────────────────────────────────────
+           Hidden (.hidden) until users>0 OR endpoints>0.
+           updateVsComparison(q) renders all values.
+           vs-1man-save-row / vs-5man-save-row: background + text colour
+           set inline by JS (green = savings, amber = costs more).
+           These rows use document.querySelector to reach the
+           inner <span> — if the HTML structure changes, update that
+           selector in updateVsComparison().
+      ──────────────────────────────────────────────────────────── -->
+      <div id="vsComparison" class="hidden vs-comparison-wrap">
+        <div class="vs-header">
+          <div class="vs-brand-row">
+            <svg width="18" height="24" viewBox="0 0 72 98" class="vs-brand-logo" xmlns="http://www.w3.org/2000/svg" aria-hidden="true">
+              <polyline points="7.32 8.88 62.11 8.88 34.72 58.22" fill="#1f75a6"/>
+              <polyline points="40.7 55.33 64.4 12.64 71.88 12.64 44.48 61.99 40.7 55.33" fill="#8d252f"/>
+            </svg>
+            <div class="vs-brand-name">SVS MSP</div>
+          </div>
+          <div class="vs-label">ROI Snapshot vs. In-House IT</div>
+        </div>
+        <table class="vs-table">
+          <tr>
+            <td>
+              <span class="vs-svs-label">Managed Services</span>
+            </td>
+            <td class="vs-val-accent" id="vs-svs-annual">—</td>
+          </tr>
+          <tr><td class="vs-td-muted"><span class="fa-icon fa-icon-user vs-td-icon" style="--icon-size:13px;"></span> 1 IT person + tools</td><td class="vs-td-muted" id="vs-1man-cost">—</td></tr>
+          <tr class="vs-save-row" id="vs-1man-save-row"><td><span id="vs-1man-save-lbl" class="vs-val-green">YOU SAVE</span></td><td id="vs-1man-save" class="vs-val-green">—</td></tr>
+          <tr><td class="vs-td-muted"><span class="fa-icon fa-icon-users vs-td-icon" style="--icon-size:14px;"></span> 5-person team</td><td class="vs-td-muted" id="vs-5man-cost">—</td></tr>
+          <tr class="vs-save-row" id="vs-5man-save-row"><td><span id="vs-5man-save-lbl" class="vs-val-green">YOU SAVE</span></td><td id="vs-5man-save" class="vs-val-green">—</td></tr>
+        </table>
+        <div class="vs-footnote" id="vs-footnote"></div>
+      </div>
+      </div>
+      </div>
+
+    <!-- ── QUOTE NOTES ──────────────────────────────────────────────
+         Free-text area for sales rep notes. Persisted in localStorage,
+         included in JSON export and printed invoice.
+    ──────────────────────────────────────────────────────────────── -->
+    <div class="quote-notes-wrap">
+      <label class="quote-notes-label" for="quoteNotes">Quote Notes</label>
+      <textarea class="quote-notes-input" id="quoteNotes" rows="3" placeholder="Additional notes for this quote..." oninput="debouncedSave()"></textarea>
+    </div>
+
+    <!-- ── EXPORT BUTTONS ───────────────────────────────────────────
+         Export A: window.print() — triggers browser print/save-as-PDF.
+         Export B: exportQuoteJSON() — downloads .json + copies to clipboard.
+         exportQuote() — plain-text .txt (original, kept for reference).
+    ──────────────────────────────────────────────────────────────── -->
+    <div class="export-wrap">
+      <button type="button" class="btn-reset-quote" onclick="openResetConfirm()">Reset Quote</button>
+      <button type="button" class="btn-import-quote" id="btnImportQuote" onclick="importQuoteJSON()">Import Quote</button>
+    </div>
+  </div><!-- END sidebar-body -->
+  </div><!-- END sidebar -->
+</div><!-- END side-col — desktop sidebar -->
+
+</div><!-- END outer grid (3fr main-col / 2fr side-col) -->
+
+<!-- BOTTOM PITCH -->
+<div class="pitch-wrap">
+  <div class="pitch-inner">
+      <div class="pitch-grid">
+        <div class="pitch-item">
+        <div class="pitch-head">
+          <div class="pitch-icon"><span class="fa-icon fa-icon-shield-check fa-icon--accent" style="--icon-size:20px;"></span></div>
+          <div class="pitch-title">Security-First MSP</div>
+        </div>
+        <div class="pitch-desc">Every engagement is built on a security baseline — EDR, MFA, patch management, and cyber warranty included.</div>
+      </div>
+      <div class="pitch-item">
+        <div class="pitch-head">
+          <div class="pitch-icon"><span class="fa-icon fa-icon-location-dot fa-icon--accent" style="--icon-size:20px;"></span></div>
+          <div class="pitch-title">Ottawa-Based Team</div>
+        </div>
+        <div class="pitch-desc">Local presence, Canadian data sovereignty, and an account team that knows your business and your region.</div>
+      </div>
+      <div class="pitch-item">
+        <div class="pitch-head">
+          <div class="pitch-icon"><span class="fa-icon fa-icon-wrench-simple fa-icon--accent" style="--icon-size:20px;"></span></div>
+          <div class="pitch-title">Flat-Rate, No Surprises</div>
+        </div>
+        <div class="pitch-desc">Predictable monthly billing with no per-ticket charges — aligned incentives mean we fix things right the first time.</div>
+      </div>
+      <div class="pitch-item">
+        <div class="pitch-head">
+          <div class="pitch-icon"><span class="fa-icon fa-icon-chart-line-up fa-icon--accent" style="--icon-size:20px;"></span></div>
+          <div class="pitch-title">Scales With You</div>
+        </div>
+        <div class="pitch-desc">Add users, endpoints, servers, ZT networking, or VoIP as you grow — one vendor, one invoice, one relationship.</div>
+      </div>
+    </div>
+    <div class="pitch-footer">
+      <span class="fa-icon fa-icon-square-check" style="--icon-size:13px;margin-right:5px;"></span> Canadian company, Canadian support
+    </div>
+  </div>
+</div>
+
+
+<div class="confirm-modal" id="resetConfirmModal" aria-hidden="true">
+  <div class="confirm-modal-backdrop" onclick="closeResetConfirm()"></div>
+  <div class="confirm-modal-card" role="dialog" aria-modal="true" aria-labelledby="resetConfirmTitle">
+    <div class="confirm-modal-eyebrow">Reset Quote</div>
+    <h2 class="confirm-modal-title" id="resetConfirmTitle">Reset saved quote and return to defaults?</h2>
+    <p class="confirm-modal-copy">This will clear the saved calculator state and generate a fresh quote. Your theme preference will stay the same.</p>
+    <div class="confirm-modal-actions">
+      <button type="button" class="confirm-btn confirm-btn-secondary" id="resetConfirmCancel" onclick="closeResetConfirm()">Cancel</button>
+      <button type="button" class="confirm-btn confirm-btn-danger" onclick="confirmResetQuote()">Yes, Reset</button>
+    </div>
+  </div>
+</div>
+
+<script src="package-prices-data.js"></script>
+<script src="quote-pricing.js"></script>
+<script src="quote-engine.js"></script>
+<script src="quote-render.js"></script>
+<script src="quote-persistence.js"></script>
+<script src="quote-export.js"></script>
+<script src="quote-import.js"></script>
+<script src="theme-manager.js"></script>
+<script src="SVS-MSP-Calculator.js"></script>
+<script src="mobile-sync.js"></script>
+</body>
+</html>
+
diff --git a/pre-alpha/SVS-MSP-Calculator.js b/pre-alpha/SVS-MSP-Calculator.js
new file mode 100644
index 0000000..8b9ceca
--- /dev/null
+++ b/pre-alpha/SVS-MSP-Calculator.js
@@ -0,0 +1,393 @@
+// Pricing defaults and JSON loading live in quote-pricing.js.
+// This file intentionally consumes the pricing globals exposed there
+// so Phase 1 can stay low-risk and preserve the current runtime API.
+
+// Rendering helpers and nudge state live in quote-render.js.
+// Persistence, export/print, theme, and mobile sync live in dedicated
+// modules so this file can stay focused on quote calculation orchestration.
+
+// --- CALC ---
+// ── calcQuote() ─────────────────────────────────────────────────
+// Compatibility wrapper around the pure Phase 2 quote engine.
+// Reads live form state from the DOM, then delegates pricing math to
+// calculateQuote(state, pricing) without changing the rest of the app.
+function calcQuote() {
+  return calculateQuote(readFormState(), getPricingConfig());
+}
+
+// --- MAIN UPDATE ---
+// ── update() ─────────────────────────────────────────────────────
+// Master DOM update function. Called on every input change.
+// Sequence: calcQuote → update all displays → renderNudge →
+//   updateSavings → updateVsComparison → updateSectionSummaries
+// Also wrapped by the mobile IIFE below to sync _m elements.
+// Do not call renderNudge() directly from other functions;
+//    always go through update() to keep _m panel in sync.
+function update() {
+  const q = calcQuote();
+  const pricing = getPricingConfig();
+  const bestM365Rate = Math.max(pricing.RATE_M365_M2M || 0, pricing.RATE_M365 || 0);
+  const m365BundleSavings = Math.max(0, bestM365Rate - pricing.RATE_BYOL);
+  const render = window.SVSQuoteRender;
+
+  // ── Onboarding fee logic ──
+  // m2m: auto = 50% MRR, manual override allowed, waive toggle available
+  // 12-month: auto = 50% off onboarding (25% of MRR), manual override allowed
+  // 24-month: complimentary (fully waived), input disabled
+  const waivedEl = document.getElementById('onboardingWaived');
+  const feeEl    = document.getElementById('oneTimeFee');
+  const fullOnboarding = Math.round(q.MRR / 2);
+
+  if (waivedEl && q.contractTerm === '24mo') {
+    // 24-month: fully complimentary
+    waivedEl.checked = true;
+    waivedEl.disabled = true;
+    waivedEl.dataset.autoWaived = '1';
+    // Preserve any manual override so it survives the round-trip back to m2m/12mo
+    if (feeEl && feeEl.dataset.manual) {
+      feeEl.dataset.manualValue = feeEl.value;
+      delete feeEl.dataset.manual;
+    }
+  } else if (waivedEl && q.contractTerm === '12mo') {
+    // 12-month: 50% off onboarding, not waived — clear any auto-waive state
+    waivedEl.disabled = false;
+    if (waivedEl.dataset.autoWaived) {
+      waivedEl.checked = false;
+      delete waivedEl.dataset.autoWaived;
+    }
+    // Restore manual override if user had one before switching to 24mo
+    if (feeEl && !feeEl.dataset.manual && feeEl.dataset.manualValue) {
+      feeEl.dataset.manual = '1';
+      feeEl.value = feeEl.dataset.manualValue;
+      delete feeEl.dataset.manualValue;
+    }
+  } else if (waivedEl) {
+    // m2m: full manual control
+    waivedEl.disabled = false;
+    if (waivedEl.dataset.autoWaived) {
+      waivedEl.checked = false;
+      delete waivedEl.dataset.autoWaived;
+    }
+    // Restore manual override if user had one before switching to 24mo
+    if (feeEl && !feeEl.dataset.manual && feeEl.dataset.manualValue) {
+      feeEl.dataset.manual = '1';
+      feeEl.value = feeEl.dataset.manualValue;
+      delete feeEl.dataset.manualValue;
+    }
+  }
+
+  const waived = waivedEl?.checked || false;
+  let oneTimeFee;
+  if (waived) {
+    oneTimeFee = 0;
+    if (feeEl) { feeEl.value = ''; feeEl.disabled = true; feeEl.placeholder = 'Complimentary'; }
+  } else if (q.contractTerm === '12mo') {
+    // 12-month: 50% off the standard onboarding fee
+    if (feeEl) { feeEl.disabled = false; feeEl.placeholder = '50% off'; }
+    if (feeEl && !feeEl.dataset.manual) {
+      oneTimeFee = Math.round(fullOnboarding / 2);
+      feeEl.value = oneTimeFee > 0 ? oneTimeFee : '';
+    } else {
+      oneTimeFee = parseFloat(feeEl?.value) || 0;
+    }
+  } else {
+    // m2m: standard auto-calc
+    if (feeEl) { feeEl.disabled = false; feeEl.placeholder = 'auto'; }
+    if (feeEl && !feeEl.dataset.manual) {
+      oneTimeFee = fullOnboarding;
+      feeEl.value = oneTimeFee > 0 ? oneTimeFee : '';
+    } else {
+      oneTimeFee = parseFloat(feeEl?.value) || 0;
+    }
+  }
+  q.oneTimeFee = oneTimeFee;
+  const renderOptions = {
+    m365BundleSavings,
+    oneTimeFee,
+    onboardingWaived: waived,
+    onboardingWouldBe: fullOnboarding,
+    onboardingHalfOff: q.contractTerm === '12mo' && !waived
+  };
+
+  render.renderQuoteUi(q, renderOptions);
+  render.renderSidebar(q, renderOptions);
+  render.setNudges(render.buildNudges(q, renderOptions));
+
+  renderNudge();
+  updateSavings(q);
+  updateVsComparison(q);
+  updateSectionSummaries(q);
+
+  debouncedSave();
+}
+
+// ── onWaiveToggle() ──────────────────────────────────────────────
+// Called from onchange on #onboardingWaived checkbox.
+// Clears the manual override flag on the fee input so auto-calc resumes,
+// then runs update(). Extracted from inline HTML attribute for clarity.
+function onWaiveToggle() {
+  const feeInput = document.getElementById('oneTimeFee');
+  if (feeInput) feeInput.removeAttribute('data-manual');
+  update();
+}
+
+// ── toggleSection(id) ────────────────────────────────────────────
+// Collapses/expands a numbered section card.
+// Adds/removes .sec-open on the section element.
+// .sec-open → chevron rotates 180deg (CSS), body shown (JS display).
+// Calls updateSectionSummaries() to show/hide summary badges.
+// Map: section ID → collapsible IDs that should auto-expand when section opens
+const _sectionCollapsibles = {};
+
+function finishSectionAnimation(body, isOpen) {
+  body.style.transition = '';
+  body.style.overflow = '';
+  body.style.height = '';
+  body.style.opacity = '';
+  body.style.display = isOpen ? '' : 'none';
+}
+
+function animateSectionBody(body, open) {
+  if (!body) return;
+
+  if (body._sectionAnimationCleanup) {
+    body._sectionAnimationCleanup();
+    body._sectionAnimationCleanup = null;
+  }
+
+  body.style.overflow = 'hidden';
+  body.style.transition = 'height 0.34s cubic-bezier(0.22, 1, 0.36, 1), opacity 0.22s ease';
+
+  if (open) {
+    body.style.display = '';
+    body.style.height = '0px';
+    body.style.opacity = '0';
+    body.getBoundingClientRect();
+
+    const targetHeight = body.scrollHeight;
+    requestAnimationFrame(() => {
+      body.style.height = targetHeight + 'px';
+      body.style.opacity = '1';
+    });
+  } else {
+    const startHeight = body.scrollHeight || body.offsetHeight;
+    body.style.display = '';
+    body.style.height = startHeight + 'px';
+    body.style.opacity = '1';
+    body.getBoundingClientRect();
+
+    requestAnimationFrame(() => {
+      body.style.height = '0px';
+      body.style.opacity = '0';
+    });
+  }
+
+  const onEnd = (event) => {
+    if (event.target !== body || event.propertyName !== 'height') return;
+    body.removeEventListener('transitionend', onEnd);
+    body._sectionAnimationCleanup = null;
+    finishSectionAnimation(body, open);
+  };
+
+  body._sectionAnimationCleanup = () => {
+    body.removeEventListener('transitionend', onEnd);
+    finishSectionAnimation(body, open);
+  };
+
+  body.addEventListener('transitionend', onEnd);
+}
+
+function toggleSection(id) {
+  const section = document.getElementById(id);
+  const body    = document.getElementById(id + '-body');
+  if (!section || !body) return;
+  const isOpen = section.classList.toggle('sec-open');
+  // Sync aria-expanded on the section-toggle header
+  const header = section.querySelector('.section-toggle');
+  if (header) header.setAttribute('aria-expanded', String(isOpen));
+  animateSectionBody(body, isOpen);
+  // Auto-expand inner collapsibles when section opens
+  if (isOpen && _sectionCollapsibles[id]) {
+    _sectionCollapsibles[id].forEach(cid => {
+      const cBody = document.getElementById(cid);
+      const cIcon = document.getElementById(cid + '-icon');
+      const cPreview = document.getElementById(cid + '-preview');
+      if (cBody && !cBody.classList.contains('open')) {
+        cBody.classList.add('open');
+        if (cIcon) cIcon.classList.add('open');
+        if (cPreview) cPreview.style.display = 'none';
+      }
+    });
+  }
+  updateSectionSummaries(calcQuote());
+  updateToggleAllBtn();
+}
+
+// ── toggleAllSections() / updateToggleAllBtn() ────────────────────
+// Collapse all if any are open; expand all if all are closed.
+// Button label reflects current state.
+const _allSecIds = ['sec-02','sec-03','sec-01','sec-04','sec-05','sec-06'];
+function toggleAllSections() {
+  const anyOpen = _allSecIds.some(id => document.getElementById(id)?.classList.contains('sec-open'));
+  _allSecIds.forEach(id => {
+    const section = document.getElementById(id);
+    const body    = document.getElementById(id + '-body');
+    if (!section || !body) return;
+    if (anyOpen) {
+      section.classList.remove('sec-open');
+      animateSectionBody(body, false);
+    }
+    else {
+      section.classList.add('sec-open');
+      animateSectionBody(body, true);
+      // Auto-expand inner collapsibles
+      if (_sectionCollapsibles[id]) {
+        _sectionCollapsibles[id].forEach(cid => {
+          const cBody = document.getElementById(cid);
+          const cIcon = document.getElementById(cid + '-icon');
+          const cPreview = document.getElementById(cid + '-preview');
+          if (cBody && !cBody.classList.contains('open')) {
+            cBody.classList.add('open');
+            if (cIcon) cIcon.classList.add('open');
+            if (cPreview) cPreview.style.display = 'none';
+          }
+        });
+      }
+    }
+  });
+  updateSectionSummaries(calcQuote());
+  updateToggleAllBtn();
+}
+function updateToggleAllBtn() {
+  const anyOpen = _allSecIds.some(id => document.getElementById(id)?.classList.contains('sec-open'));
+  const btn = document.getElementById('toggleAllBtn');
+  if (!btn) return;
+  const collapseSpan = btn.querySelector('.toggle-all-collapse-icon');
+  const expandSpan   = btn.querySelector('.toggle-all-expand-icon');
+  const textSpan     = btn.querySelector('.toggle-all-label');
+  if (collapseSpan) collapseSpan.style.display = anyOpen ? '' : 'none';
+  if (expandSpan)   expandSpan.style.display   = anyOpen ? 'none' : '';
+  if (textSpan)     textSpan.textContent        = anyOpen ? 'Collapse All' : 'Expand All';
+}
+
+// ── toggleCollapsible(id) ─────────────────────────────────────────
+// Collapses/expands inner content panels (What's Included, Add-Ons).
+// Separate from section-level toggle. Toggles .open on .collapsible-body.
+// Also toggles preview pills (shown when collapsed, hidden when open).
+function toggleCollapsible(id) {
+  const body = document.getElementById(id);
+  const icon = document.getElementById(id + '-icon');
+  const preview = document.getElementById(id + '-preview');
+  if (!body) return;
+  const open = body.classList.toggle('open');
+  if (icon) icon.classList.toggle('open', open);
+  if (preview) preview.style.display = open ? 'none' : 'flex';
+  // Sync aria-expanded on the collapsible header that controls this body
+  const header = body.previousElementSibling;
+  if (header && header.classList.contains('collapsible-header')) {
+    header.setAttribute('aria-expanded', String(open));
+  }
+}
+
+// ── toggleAddon(checkId, rowId) ─────────────────────────────────
+// Flips the hidden checkbox + toggles .selected on the visible row.
+// Called via onclick on the <label class="addon-row"> element.
+// The label's onclick fires BEFORE the native checkbox change,
+//    so we manually invert cb.checked here instead of reading it.
+function toggleAddon(checkId, rowId) {
+  const cb  = document.getElementById(checkId);
+  const row = document.getElementById(rowId);
+  cb.checked = !cb.checked;
+  if (row) row.classList.toggle('selected', cb.checked);
+}
+
+// ── activateTier(tier) ───────────────────────────────────────────
+// Sets the active VoIP tier pill (basic/standard/premium).
+// Adds .active class to matching .tier-seg, removes from others.
+// Called from onclick on tier labels (alongside update()).
+function activateTier(tier) {
+  const el = document.getElementById('voip' + tier.charAt(0).toUpperCase() + tier.slice(1));
+  if (el) { el.checked = true; update(); }
+}
+
+// Rendering helpers for summaries, savings, nudges, and the VS comparison
+// now live in quote-render.js. They stay available globally so the existing
+// HTML shell and inline handlers do not change.
+
+// ── HELPERS ──────────────────────────────────────────────────────
+// stepInput — increment/decrement a num-input by delta, respects min
+function stepInput(id, delta) {
+  const el = document.getElementById(id);
+  if (!el) return;
+  const min = parseInt(el.min) ?? 0;
+  el.value = Math.max(min, (parseInt(el.value) || 0) + delta);
+  update();
+}
+
+// Persistence and reset behavior now live in quote-persistence.js and stay
+// global so update(), initQuote(), and inline HTML handlers continue to work.
+
+// Export/print and theme management live in their own Phase 4 modules and
+// remain available globally for the existing buttons and init flow.
+
+// ── initQuote() ──────────────────────────────────────────────────
+// Entry point. Sets quote ref (SVS-YYYYMMDD-XXXX) and date,
+// restores saved state, then calls update() for initial render.
+// Called once at bottom of script.
+function syncAddonPriceLabels() {
+  document.querySelectorAll('.addon-price[data-price-key]').forEach(function(el) {
+    var key = el.dataset.priceKey;
+    var unit = el.dataset.priceUnit || 'unit';
+    var val = window[key];
+    if (typeof val === 'number') {
+      el.textContent = '+$' + val + '/' + unit + '/mo';
+    }
+  });
+}
+
+async function initQuote() {
+  await loadPricing();
+  syncAddonPriceLabels();
+  const now = new Date();
+  const months = ['JANUARY','FEBRUARY','MARCH','APRIL','MAY','JUNE','JULY','AUGUST','SEPTEMBER','OCTOBER','NOVEMBER','DECEMBER'];
+  const year  = now.getFullYear();
+  const month = months[now.getMonth()];
+  const quoteRef = getOrCreateQuoteRef(now);
+  const quoteRefEl = document.getElementById('quoteRef');
+  if (quoteRefEl) quoteRefEl.textContent = quoteRef;
+  const headerDateEl = document.getElementById('headerDate');
+  if (headerDateEl) headerDateEl.textContent = `${month} ${year}`;
+  restoreState();
+  update();
+  updateToggleAllBtn();
+}
+
+// ── Keyboard Shortcuts ───────────────────────────────────────────
+// Ctrl+P  → Print invoice (overrides browser print)
+// Ctrl+E  → Export JSON
+// Ctrl+R  → Reset quote (opens confirm modal)
+// Escape  → Close sidebar focus / mobile panel (handled in mobile-sync.js)
+document.addEventListener('keydown', function(e) {
+  // Skip when user is typing in an input/textarea
+  var tag = (document.activeElement || {}).tagName;
+  if (tag === 'INPUT' || tag === 'TEXTAREA' || tag === 'SELECT') return;
+
+  if (e.ctrlKey && !e.shiftKey && !e.altKey) {
+    if (e.key === 'p' || e.key === 'P') {
+      e.preventDefault();
+      if (typeof printInvoice === 'function') printInvoice();
+    } else if (e.key === 'e' || e.key === 'E') {
+      e.preventDefault();
+      if (typeof exportQuoteJSON === 'function') exportQuoteJSON();
+    } else if (e.key === 'r' || e.key === 'R') {
+      e.preventDefault();
+      if (typeof openResetConfirm === 'function') openResetConfirm();
+    }
+  }
+});
+
+initTheme();
+initQuote();
+
+// Mobile sidebar cloning and sync now live in mobile-sync.js, which loads
+// after this file so it can wrap the finalized global update() function.
diff --git a/pre-alpha/docs/CHECKPOINT.md b/pre-alpha/docs/CHECKPOINT.md
new file mode 100644
index 0000000..9081ddf
--- /dev/null
+++ b/pre-alpha/docs/CHECKPOINT.md
@@ -0,0 +1,400 @@
+# SVS MSP CALC — Beta Build Checkpoint
+
+**Date:** 2026-03-15
+**Status:** Phases 1–8 + Stage 8 complete. Beta + a11y/perf audit + code quality passes I & II + test expansion + print enhancements done.
+**Tests:** 254/254 passing
+**Build Prompt:** .claude/plans/STAGE2-BUILD-PROMPT.md
+**Previous Stage Prompt:** docs/STAGE3-SESSION-PROMPT.md
+**Previous Stage Prompt:** docs/STAGE5-SESSION-PROMPT.md
+**Previous Stage Prompt:** docs/STAGE6-SESSION-PROMPT.md
+**Previous Stage Prompt:** docs/STAGE7-SESSION-PROMPT.md
+**Previous Stage Prompt:** docs/STAGE8-SESSION-PROMPT.md
+
+---
+
+## Completed
+
+### Phase 1: Bug Fixes (6/6)
+
+| # | Issue | File | Change |
+|---|-------|------|--------|
+| 1.1 | ADDON_INKY default $5 → $8 | quote-pricing.js:12 | `ADDON_INKY: 5` → `8` |
+| 1.2 | Onboarding fee loses manual override on term switch | SVS-MSP-Calculator.js:41-70 | Store manual value in `data-manual-value` before 24mo clears it; restore on switch back to m2m/12mo |
+| 1.3 | VoIP fax CSV comment misleading | package-prices.csv:18 | "Flat/mo" → "Per seat/mo" |
+| 1.4 | Print forces HST on regardless of user toggle | quote-export.js:12 | Removed `state.hstEnabled = true;` — print now respects user's HST toggle |
+| 1.5 | JSON export missing schema version | quote-export.js:229 | Added `version: '1.0'` as first field in payload |
+| 1.6 | ZT admin supplement triggers with no warning | quote-render.js:494-499 | New amber nudge when `ztActive` warns about $250 admin supplement |
+
+Test expectations updated in test-quote-engine.js for INKY $8 (4 values changed).
+
+### Phase 2: Visual Polish (Sections I–III)
+
+| # | Issue | File | Change |
+|---|-------|------|--------|
+| 2.1a | Hardcoded `#e06070` danger icon | components.css:41 | → `var(--text-danger)` — adapts per theme |
+| 2.1b | Hardcoded `#86efac` pill-savings on checked state | components.css:442 | → `var(--text-pill-savings-active)` — new token |
+| — | Token added to all 4 themes | tokens.css, light.css, glass.css, 70retro.css | Dark: `#86efac`, Light: `#d4f5e0`, Glass: `#a8f0c8`, Retro: `#e0f0d0` |
+| 2.1c | QUICK-REF.md outdated | docs/QUICK-REF.md | Updated INKY $8, export desc, theme list, test count |
+
+**Audit findings (no action needed):**
+- All 4 themes fully token-covered for Sections I–III
+- Glass theme uses `!important` selector overrides (valid for glassmorphism effects)
+- Sidebar focus-toggle white rgba values sit on colored header — correct everywhere
+- No remaining hardcoded colors in Sections I–III component CSS
+- Sidebar renders correctly across all 4 themes at all breakpoints
+
+### Phase 3: UX Hardening (Sections I–III)
+
+#### 3.1 Interaction Refinements
+
+| # | Change | Files | Details |
+|---|--------|-------|---------|
+| 3.1a | Smooth theme-switch transition | tokens.css, theme-manager.js | `body.theme-transitioning` class enables 0.25s color/bg/border fade; applied for 300ms during `toggleTheme()` |
+| 3.1b | Nudge crossfade on rotation/nav | components.css, quote-render.js | `.nudge-fading` class fades opacity to 0; `cycleNudge()` does fade-out → swap → fade-in (180ms); auto-rotation now uses `cycleNudge(1)` for consistency |
+| 3.1c | Summary badge fade-in on collapse | components.css | `@keyframes badgeFadeIn` — 0.25s opacity + translateY animation on `.sec-summary-badge` |
+| 3.1d | Addon toggle micro-feedback | components.css | `@keyframes addonPulse` — 0.2s scale(1.015) pulse on `.addon-row.selected` |
+
+#### 3.2 Responsive Edge Cases
+
+| # | Change | Files | Details |
+|---|--------|-------|---------|
+| 3.2a | Touch targets ≥44px on mobile | responsive.css | `.mobile-panel-close-btn` 36→44px, `.nudge-nav-btn` 34→44px at ≤1100px; `.collapsible-header` and `.section-toggle` min-height 44px at ≤600px |
+| 3.2b | Container query fallback verified | — | `@container (max-width: 760px)` for addon rows has adequate fallback via ≤600px media query; no change needed |
+
+#### 3.3 Mobile Experience Completeness
+
+| # | Change | Files | Details |
+|---|--------|-------|---------|
+| 3.3a | Focus trap in mobile panel | mobile-sync.js | `trapFocus()` function keeps Tab cycling within open panel; focus moves to close button on open, returns to pill on close |
+| 3.3b | Safe-area insets for notch phones | responsive.css | `padding-bottom: env(safe-area-inset-bottom)` on `.mobile-panel-sheet`; `right: max(14px, env(safe-area-inset-right))` on `.mobile-quote-pill` |
+
+**GATE: 88/88 tests pass. All JS syntax-checked. CSS brace balance verified.**
+
+---
+
+### Phase 4: Documentation & QA
+
+| # | Task | Status |
+|---|------|--------|
+| 4.1 | Update all docs (README, code-verification, quote-rules, phase-roadmap, QUICK-REF, MASTER-SESSION-PROMPT, ai-session-brief) | COMPLETE |
+| 4.2 | Full regression checklist walkthrough | COMPLETE — 88/88 automated, 15/15 manual items verified in code |
+| 4.3 | Beta definition of done verification | COMPLETE — all 13 criteria pass |
+
+**Docs updated:**
+- README.md — phase status, 88 tests, 4 themes, export description, file map (70retro.css added)
+- code-verification.md — date, test count, all Phase 1-3 changes as known-good baseline
+- quote-rules.md — onboarding manual override persistence, HST print behavior, JSON export rules, admin nudge
+- phase-roadmap.md — Phases 1-4 status, 88 tests
+- QUICK-REF.md — test count in "Remind User", 70retro.css in CSS file map
+- MASTER-SESSION-PROMPT.md — 88 tests (3 occurrences), 4 themes (6 occurrences), 70retro.css in tree, 4 theme override layers
+- ai-session-brief.md — test count updated
+
+**Regression checklist results:**
+- Automated: 88/88 pass
+- Manual: All 15 items verified via source code review (admin waive displays, term/onboarding logic, manual override persistence, sidebar sync, mobile panel sync, persistence round-trip, reset behavior, print HST, JSON export, section headers, theme transitions, nudge crossfade, focus trap, safe-area insets, touch targets)
+
+**Beta Definition of Done: ALL 13 CRITERIA PASS**
+
+**GATE: PASSED — Beta build for Sections I–III is complete.**
+
+---
+
+### Phase 5: Performance & Accessibility Audit
+
+| # | Fix | File(s) | Details |
+|---|-----|---------|---------|
+| A2 | `aria-expanded` on section & collapsible toggles | HTML, SVS-MSP-Calculator.js | Added `aria-expanded="false"` to 12 toggle elements; JS updates dynamically on toggle |
+| A3 | Focus trap on reset confirm modal | quote-persistence.js | `trapFocusInModal()` — Tab cycles within modal when open |
+| A4 | `aria-label` on stepper buttons | HTML | All 12 step-btn elements have descriptive labels (e.g. "Decrease users") |
+| P1 | Glass theme scroll jank on mobile | glass.css | `background-attachment: scroll` at ≤1100px — avoids fixed-bg repaint on iOS |
+| P2 | Skip mobile sync on desktop | mobile-sync.js | Guard skips 35+ element sync when panel closed on desktop; forces full sync on `openMobilePanel()` |
+| M1 | `sidebarFocusClientName` not in sync map | mobile-sync.js | Added to html sync list — client name now updates in mobile panel |
+| M2 | `sl-discount-detail` + `sl-value-onboarding-label` not in sync map | mobile-sync.js | Added to html sync list — contract term label and onboarding label now sync |
+
+**Not flagged (clean):** Token coverage, `:focus-visible`, mobile focus trap, escape handling, touch targets, `will-change` usage, print CSS isolation, no unused JS.
+
+**GATE: 88/88 tests pass. All fixes verified.**
+
+### Font Awesome Icon Fix
+
+| # | Fix | File | Details |
+|---|-----|------|---------|
+| FA1 | Icons invisible on `file://` protocol | components.css:44-79 | All 36 FA Sharp Solid SVG file references converted to inline `data:image/svg+xml` URIs — eliminates CORS/`file://` restriction on `mask-image: url()` |
+
+**Root cause:** CSS `mask-image: url("fontawesomekit/svgs/...")` is blocked by browser security on the `file://` protocol. Inline data URIs bypass this completely.
+
+**GATE: 88/88 tests pass. Icons render on local file open.**
+
+---
+
+### Phase 6: Code Quality Pass (Stage 3)
+
+| # | Fix | File(s) | Details |
+|---|-----|---------|---------|
+| CQ1 | New `--sky` color token | tokens.css, light.css, glass.css, 70retro.css | Per-theme sky/info accent: Dark `#38bdf8`, Light `#0e7490`, Glass `#7dd3fc`, Retro `#a34a14` |
+| CQ2 | New `--transition-fast` token | tokens.css | `0.15s` — replaces hardcoded timing in layout.css button transitions |
+| CQ3 | Consolidated duplicate button CSS | layout.css:25-47 | `.btn-reset-quote` and `.btn-import-quote` shared 10 identical properties → merged into grouped selector |
+| CQ4 | Hardcoded amber hover → token-derived | layout.css:43-46 | `rgba(232,146,15,…)` → `color-mix(in srgb, var(--amber) …%, transparent)` |
+| CQ5 | Hardcoded sky blue hover → token-derived | layout.css:47-50, light.css, glass.css, 70retro.css | All `rgba(56,189,248,…)` / `#38bdf8` / `#7dd3fc` / `#a34a14` → `var(--sky)` + `color-mix()` |
+| CQ6 | Dead null-check removed | quote-render.js:533 | `nudgeIndex == null ||` removed — `nudgeIndex` is always initialized to `0` |
+
+**Audit findings (no action taken — documented for future):**
+- `fmt()` duplicated in quote-render.js and quote-export.js (both inside IIFEs — intentional isolation, one-liner)
+- Spacing magic numbers (14px/16px/20px) used 95+ times — too many touchpoints for surgical migration
+- `console.warn()` statements in pricing/persistence/import are intentional error reporting
+- No dead functions, no unreachable code, no unused exports across all 8 JS modules
+
+**GATE: 88/88 tests pass. All 4 themes verified tokenized.**
+
+---
+
+### Phase 7: Test Coverage Expansion (Stage 4)
+
+| # | Test Group | Count | Details |
+|---|-----------|-------|---------|
+| T1 | Pricing DEFAULTS integrity | 34 | All required keys exist, types correct, values match spec, frozen, ordering invariants |
+| T2 | Engine edge cases & boundaries | 55 | Admin fee thresholds, large counts (100u/100ep), string coercion, invalid inputs (NaN/null/empty), servers-only, VoIP-only, VoIP edge cases, ZT without user addon, admin waived, all addons combined, BYOL term independence, discount rounding |
+| T3 | Export JSON schema validation | 18 | Payload structure, field types, version field, contract term labels, licensing labels, pricing sub-object, voip tier null handling |
+| T4 | Persistence state shape | 6 | JSON round-trip for strings/numbers/booleans, engine compatibility, zero-state |
+| T5 | Import payload mapping | 12 | Contract term reverse-map, full export→import→engine round-trip (MRR, effectiveMrr, mrrWithHst, userTotal, endpointTotal, voipTotal, adminFeeNet, effectiveAnnual) |
+| T6 | Quote output invariants | 24 | 6 configs × 4 invariants (effectiveMrr, effectiveAnnual, mrrWithHst, non-negative values) |
+
+**Total: 88 → 250 tests (162 new). All passing.**
+
+**GATE: 250/250 tests pass.**
+
+---
+
+### Phase 8: Enhanced Print/PDF (Stage 4)
+
+| # | Enhancement | File(s) | Details |
+|---|------------|---------|---------|
+| P1 | Quote notes field | HTML:920, components.css, quote-persistence.js, quote-export.js, quote-import.js | `<textarea id="quoteNotes">` in sidebar, persisted in localStorage, included in JSON export/import, rendered on print invoice |
+| P2 | Explicit validity date | quote-export.js | Computes 30-day expiry: "Valid until [date]" in print footer instead of generic "30 days" |
+| P3 | Page break control | quote-export.js (inline CSS) | `page-break-inside:avoid` on table rows + `.tots-wrap`; `break-inside:avoid` on notes section |
+| P4 | Rep name field | HTML:100, layout.css, quote-persistence.js, quote-export.js, quote-import.js | `<input id="repName">` below client name, persisted, in JSON export/import, shown in print header + footer |
+| P5 | CYA "Not Included" section | quote-export.js | Print splits config into "Your Service Configuration" (active) + "Services Not Included in This Quote" (excluded, muted, smaller) |
+
+**Additional changes:**
+- JSON export schema version bumped to `1.1` (new `repName`, `quoteNotes` fields)
+- JSON import handles new fields gracefully (backward-compatible with `1.0` exports)
+- Print CSS hides notes + rep inputs on `@media print` (main page path)
+- 4 new tests added (repName/quoteNotes in export schema + persistence)
+
+**GATE: 254/254 tests pass.**
+
+---
+
+## Key Files to Read on Resume
+
+1. `docs/MASTER-SESSION-PROMPT.md` — full architecture and constraints
+2. `docs/QUICK-REF.md` — compact file map, IDs, pricing
+3. `docs/regression-checklist.md` — test procedures
+4. `.claude/plans/STAGE2-BUILD-PROMPT.md` — the build prompt driving this work
+5. This file — checkpoint status
+
+### Stage 5 / Phase 9: Visual QA + Retro Theme Overhaul
+
+**Visual QA:** 3 breakpoints (mobile ~375px, desktop ~1100-1400px, wide ~1800px+) × 4 themes.
+
+| Theme | Mobile | Desktop | Wide | Result |
+|-------|--------|---------|------|--------|
+| Dark | Clean | Clean | Clean | PASS |
+| Light | Clean | Clean | Clean | PASS |
+| Glass | Clean | Clean | Clean | PASS |
+| Retro | Overhauled | — | — | REWORKED |
+
+**Retro theme overhaul:**
+- **Problem:** Original 70s wood-panel brown palette had low contrast, muddy colors, invisible logo (black SVG on brown header)
+- **Solution:** Warm paper base + neon-warm cyberpunk accents
+- Accent: hot rose `#e11d48` (warm neon, harmonizes with cream)
+- Green/Sky: warm teal `#0d9488`
+- Header: warm charcoal `#1c1317` with rose neon border
+- Logo: `.top-bar-logo path { fill: #f0e4d0 }` — overrides hardcoded `#0c0c0c` SVG fills
+- Progress bar: rose → teal gradient
+- Paper texture: warm brown scanlines (unchanged from original)
+- **Status:** Functional, user notes full design pass deferred to later
+
+**Remaining QA not yet done:** Retro theme at all viewport widths, landscape orientation.
+
+**GATE: 254/254 tests pass. No visual bugs found on Dark/Light/Glass.**
+
+---
+
+### Stage 6 / Phase 10: Elastic Responsive Foundation
+
+**Problem:** 5 fixed breakpoints (1350, 1100, 900, 600, 780px landscape) with hardcoded px overrides at each step. Max width capped at 1800px — wasted space on 1440p+ monitors.
+
+**Solution:** Fluid `clamp()` tokens replace discrete breakpoint steps. Only structural breakpoints remain.
+
+| # | Change | File(s) | Details |
+|---|--------|---------|---------|
+| E1 | Fluid layout tokens | tokens.css | `--page-max-width: clamp(1200px, 92vw, 2400px)`, `--page-gutter-x: clamp(16px, 3vw, 80px)`, `--layout-column-gap: clamp(24px, 3vw, 56px)`, sidebar min 400→360px |
+| E2 | Fluid section tokens | tokens.css | `--section-offset: clamp(52px, 7vw, 104px)`, `--section-num-width/size` fluid, `--section-padding-*` fluid |
+| E3 | Eliminated 1350px breakpoint | responsive.css | Removed — fluid tokens handle narrow desktop scaling |
+| E4 | Eliminated 900px breakpoint | responsive.css | Removed — fluid tokens handle tablet spacing/numerals |
+| E5 | Fluid logo margin | base.css | `margin-left: clamp(26px, 5.2vw, 78px)` replaces hardcoded 78px + breakpoint overrides |
+| E6 | Fluid main-col gap | layout.css | `gap: clamp(16px, 1.5vw, 24px)` replaces hardcoded 24px + breakpoint override |
+| E7 | Fluid client-bar padding | layout.css | `clamp()` on vertical padding, `var(--section-offset)` for left |
+
+**Breakpoint reduction:** 5 → 3 (1100px structural, 600px phone layout, 780px landscape orientation)
+
+**Width scaling:**
+- 1080p (1920px): content fills ~1766px (92vw)
+- 1440p (2560px): content fills ~2355px (92vw)
+- 4K (3840px): content caps at 2400px max
+
+**GATE: 254/254 tests pass.**
+
+---
+
+### Stage 7 / Phase 11: Feature Work (Option A)
+
+#### 11.1 Keyboard Shortcuts
+
+| Shortcut | Action | File | Details |
+|----------|--------|------|---------|
+| Ctrl+P | Print invoice | SVS-MSP-Calculator.js | `preventDefault()` blocks browser print dialog; calls `printInvoice()` |
+| Ctrl+E | Export JSON | SVS-MSP-Calculator.js | Calls `exportQuoteJSON()` |
+| Ctrl+R | Reset quote | SVS-MSP-Calculator.js | Opens confirm modal via `openResetConfirm()` — not a hard reset |
+| Escape | Close overlays | mobile-sync.js (existing) | Already handled — closes sidebar focus + mobile panel |
+
+All shortcuts are suppressed when focus is in an `<input>`, `<textarea>`, or `<select>` to avoid hijacking normal typing.
+
+#### 11.2 New Contextual Nudges
+
+| # | Nudge | Color | Trigger |
+|---|-------|-------|---------|
+| N1 | Users set but no endpoints | amber | `users > 0 && endpoints === 0` |
+| N2 | VoIP seats ≠ user count | amber | `voipSeats > 0 && users > 0 && voipSeats !== users` |
+| N3 | High admin-to-MRR ratio | amber | `adminFeeNet > MRR * 0.25` (and not waived) |
+| N4 | Extended Hours upsell | green | `!addExtHours && users > 0` |
+
+Added after existing nudges in `buildNudges()` in quote-render.js (lines 524–551).
+
+**GATE: 254/254 tests pass.**
+
+---
+
+### Stage 8 / Phase 12: Code Quality Pass II
+
+#### 8.1 `--transition-fast` / `--transition-medium` Token Adoption
+
+| # | Change | File(s) | Details |
+|---|--------|---------|---------|
+| T1 | New `--transition-medium` token | tokens.css | `0.25s` — for chevron/collapsible/nudge transforms |
+| T2 | 10× `0.15s` → `var(--transition-fast)` | components.css | pill-toggle, tier-seg, addon-preview-pill, addon checkbox, sidebar-focus-toggle, nudge-nav-btn, btn-toggle-all, quote-notes-input, btn-export |
+| T3 | 3× `0.25s` → `var(--transition-medium)` | components.css | sec-chevron transform, collapsible-toggle transform, nudge-banner bg/border |
+| T4 | 1× `0.15s` → `var(--transition-fast)` | base.css | theme-toggle-btn |
+| T5 | 2× `0.15s` → `var(--transition-fast)` | responsive.css | mobile-quote-pill, mobile-panel-close-btn |
+
+**Left as-is:** 0.12s (stepper/addon micro-interactions), 0.18s (term tile tuned), 0.2s (switch/section/overlay), 0.3s (progress bar/accordion), 0.34s (section-body tuned bezier). No `0.15s` hardcodes remain outside the token definition.
+
+#### 8.2 CSS Selector Specificity Audit
+
+| # | Change | File(s) | Details |
+|---|--------|---------|---------|
+| S1 | `.sec-open` → `.section.sec-open` | components.css | Removed 2× `!important` — specificity now beats `.section:hover` via class count |
+| S2 | Documented intentional `!important` | components.css | Added comments to `.qs-discount-sub`, sidebar utility classes (`.sl-muted`, `.sl-discount-val`, `.sl-hst-val`), and VS value classes |
+
+**Audit findings (no action — all legitimate):**
+- components.css: 13 remaining `!important` — all utility `display: none` or color overrides that must beat compound parent selectors
+- 70retro.css: 37 `!important` — theme override pattern (same as glass.css with 97)
+- responsive.css: 8 `!important` — mobile sidebar embedding
+- tokens.css: 1 `!important` — `body.theme-transitioning` (intentional, per spec)
+- print.css: All `!important` — standard `@media print` override pattern
+- No overly-qualified selectors found (element-qualified patterns are all necessary)
+
+#### 8.3 Print CSS Hardening
+
+| # | Change | File(s) | Details |
+|---|--------|---------|---------|
+| P1 | Hide 4 missing interactive elements | print.css | Added `display: none !important` for `.sidebar-focus-toggle`, `.sidebar-utility`, `.qs-switch`, `.confirm-modal` |
+| P2 | Theme-independent callout borders | tokens.css, print.css | New `--print-callout-green-border` and `--print-callout-red-border` tokens replace theme-variable `var(--green)` and `var(--surface-danger-border)` in print context |
+
+**Verification:**
+- All `--print-*` tokens defined only in `:root` (tokens.css) — no theme overrides
+- Page-break rules unaffected by fluid layout tokens (`.outer` forced to `display: block; max-width: 100%` in print)
+- Print invoice (separate window) uses inline CSS — not affected by main page changes
+
+#### 8.4 (Stretch) Spacing Token Consolidation — Deferred
+
+**Assessment:** 150+ magic-number spacing values across components.css (10px: 36, 12px: 35, 14px: 36, 16px: 24, 20px: 19). Existing `--space-stack-*` tokens used only 4× out of 150+. Migration scope too broad for surgical approach. Deferred to a dedicated spacing-focused stage.
+
+**GATE: 254/254 tests pass.**
+
+---
+
+### Stage 8 Feature Fixes
+
+#### F1: Fullscreen Live Quote View — Print Only
+
+| # | Change | File(s) | Details |
+|---|--------|---------|---------|
+| F1a | Hide Reset + Import in focus mode | components.css | `.export-wrap` and `.sidebar-utility` now `display: none` in sidebar-focus-open |
+| F1b | Print button inside sidebar header | HTML, components.css | New `.sidebar-focus-print-btn` in `.sidebar-header-row` — hidden by default, `display: inline-flex` in focus mode |
+| F1c | Print button hidden in print/mobile | print.css, components.css | `display: none !important` in `@media print` and `.mobile-panel-sheet` |
+
+**Before:** Focus mode hid Print/Export JSON, showed Reset/Import
+**After:** Focus mode shows a Print button in the header bar (next to collapse icon), hides all other action buttons
+
+#### F2: Toggle Switch 2-State Theme Colors
+
+| # | Change | File(s) | Details |
+|---|--------|---------|---------|
+| F2a | New `--surface-switch-off` / `--surface-switch-on` tokens | tokens.css | Dark: off `#4a4540`, on `var(--green)` |
+| F2b | Light theme switch tokens | light.css | Off `#b5ad9f`, on `var(--green)` |
+| F2c | Glass theme switch tokens | glass.css | Off `rgba(255,255,255,0.15)`, on `var(--green)` |
+| F2d | Retro theme switch tokens | 70retro.css | Off `#c0b4a0`, on `var(--green)` |
+| F2e | Component CSS uses tokens | components.css | `.qs-switch` bg → `var(--surface-switch-off)`, checked → `var(--surface-switch-on)` |
+| F2f | Glass checked override | glass.css | Added `.qs-toggle-row input:checked ~ .qs-switch { background: var(--surface-switch-on) }` |
+
+**Before:** Off = `--border` (barely visible), On = `--accent` (theme accent)
+**After:** Off = distinct muted track per theme, On = `--green` (universally "enabled")
+
+**GATE: 254/254 tests pass.**
+
+#### F1 Fix: Print Button Visibility in Focus Mode
+
+| # | Change | File(s) | Details |
+|---|--------|---------|---------|
+| F1d | Print button inside sidebar header | HTML:697 | New `.sidebar-focus-print-btn` button in `.sidebar-header-row`, between title and collapse icon |
+| F1e | Focus-only visibility | components.css | `display: none` by default; `display: inline-flex` when `body.sidebar-focus-open` |
+| F1f | Hidden in print + mobile | print.css, components.css | `display: none !important` in `@media print` and `.mobile-panel-sheet` |
+
+**Root cause:** `.sidebar-utility` is a sibling of `.sidebar`, not inside it. When `.sidebar` becomes `position: fixed`, the utility div is left behind the backdrop.
+
+#### F3: Pricing CSV → JSON Migration
+
+| # | Change | File(s) | Details |
+|---|--------|---------|---------|
+| F3a | New JSON pricing file | package-prices.json | Structured by category with `{ key: { value, description } }` format — human-readable + machine-parseable |
+| F3b | Script-loaded pricing | package-prices-data.js, HTML | `window.SVS_PRICING_DATA` set via `<script>` tag — works on `file://` protocol, no web server needed |
+| F3c | Loader updated | quote-pricing.js | `loadPricing()` checks `SVS_PRICING_DATA` global first (script path), then `fetch()` fallback (web server), then built-in defaults |
+| F3d | CSV retained | package-prices.csv | Original CSV kept for reference; no longer loaded at runtime |
+
+**How to update pricing:** Edit `package-prices-data.js` — change the `value` field for any key. No web server needed. The file is loaded via `<script>` tag before the pricing engine initializes.
+
+**JSON format example:**
+```json
+{
+  "user_packages": {
+    "RATE_M365": { "value": 130, "description": "Per-user/mo rate — M365 included" }
+  }
+}
+```
+
+**GATE: 254/254 tests pass.**
+
+---
+
+## Hard Constraints (reminder)
+
+1. DOM IDs are a contract — no renaming
+2. 254 tests must pass: `node svsmspcalc/tests/test-quote-engine.js`
+3. localStorage keys unchanged
+4. All 4 themes must work after every change
+5. Mobile parity maintained
+6. No frameworks, no npm — vanilla only
+7. Surgical changes only
+8. Sections IV–VI unchanged (deferred)
diff --git a/pre-alpha/docs/MASTER-SESSION-PROMPT.md b/pre-alpha/docs/MASTER-SESSION-PROMPT.md
new file mode 100644
index 0000000..1270e05
--- /dev/null
+++ b/pre-alpha/docs/MASTER-SESSION-PROMPT.md
@@ -0,0 +1,416 @@
+# SVS MSP CALC — Master Session Prompt
+### Pre-Alpha → Beta Optimization Brief
+**Version:** 1.0 | **Date:** 2026-03-14 | **Audience:** Senior Engineers + UI/UX Leads
+
+---
+
+## WHO YOU ARE (Team Persona)
+
+You are a cross-functional senior engineering and design team operating with full production standards:
+
+- **Senior Frontend Engineer** — Deep HTML/CSS/JS expertise. Minimal safe changes. Surgical precision. Strong regression awareness. No casual hacks, no premature abstractions, no over-engineering.
+- **UI/UX Architect** — Masters-level understanding of design systems, visual hierarchy, information architecture, interaction design, and accessibility. Fluent in tokenized CSS design systems. Makes layouts feel inevitable, not assembled.
+- **Sales Enablement Lead** — Understands this tool is used live on sales calls with prospects. Every UX decision must serve the sales conversation. Copy must be confident, concise, and client-facing.
+- **QA Engineer** — Regression-aware. Knows where the landmines are (mobile sync, quote math, persistence, print/PDF). Validates behavior before marking work done.
+
+You do not introduce change for its own sake. You improve with purpose, validate your work, and leave the codebase healthier than you found it.
+
+---
+
+## PROJECT OVERVIEW
+
+**App:** SVS MSP CALC — A live quote/pricing calculator for SVS Managed Services.
+**Type:** Static HTML + Vanilla JS + Modular CSS (no frameworks, no build tools, no npm)
+**Used by:** SVS sales team, live on screen with prospects during discovery calls
+**Goal of this session:** Advance from pre-alpha to a solid, ship-ready **beta build**
+
+### What "Beta" Means Here
+- All active sections (I–III) are visually polished and production-quality
+- All four themes (Dark, Light, Glass, 70s Retro) are consistent, tested, and professional
+- Mobile experience is smooth, reliable, and parity-complete with desktop
+- Print/PDF invoice is clean, branded, and pixel-accurate
+- Quote math, persistence, and export are verified and regression-safe
+- UX hierarchy is clear: users know exactly what to do without instructions
+- No known bugs in active scope
+- Sections IV–VI (Zero Trust Networking, VoIP) are ready to activate — code is solid and UX frameworks are in place, even if content is still gated
+
+---
+
+## ARCHITECTURE SNAPSHOT
+
+```
+svsmspcalc/
+├── SVS-MSP-Calculator.html       # Stable HTML shell (65KB, inline handlers)
+├── SVS-MSP-Calculator.js         # Master orchestration (310 lines)
+├── quote-engine.js               # Pure quote math (196 lines)
+├── quote-pricing.js              # Pricing defaults + JSON override (134 lines)
+├── quote-render.js               # DOM rendering + nudge engine (662 lines)
+├── quote-persistence.js          # localStorage save/restore (212 lines)
+├── quote-export.js               # Print/PDF + JSON export (295 lines)
+├── theme-manager.js              # Dark/Light/Glass/70s Retro switching (110 lines)
+├── mobile-sync.js                # Mobile panel + 100+ element sync (236 lines)
+├── SVS-MSP-Calculator.css        # Manifest: @imports all CSS files
+├── SVS-MSP-Calculator-tokens.css # Design tokens + CSS vars
+├── SVS-MSP-Calculator-base.css   # Global chrome
+├── SVS-MSP-Calculator-layout.css # Grid, header, main/sidebar split
+├── SVS-MSP-Calculator-components.css  # All section cards, controls, sidebar (66KB)
+├── SVS-MSP-Calculator-responsive.css  # Viewport/container overrides (16KB)
+├── SVS-MSP-Calculator-print.css  # Print-specific rules
+├── SVS-MSP-Calculator-light.css  # Light theme overrides
+├── SVS-MSP-Calculator-glass.css  # Glass theme (glassmorphism)
+├── SVS-MSP-Calculator-70retro.css # 70s Retro theme overrides
+├── package-prices.json           # Overrideable pricing (JSON, categorized with descriptions)
+├── package-prices.csv            # Legacy pricing reference (no longer loaded at runtime)
+├── tests/
+│   └── test-quote-engine.js      # Automated quote engine tests (88 tests, Node.js)
+└── docs/
+    ├── README.md
+    ├── ai-session-brief.md
+    ├── phase-roadmap.md
+    ├── code-verification.md
+    ├── quote-rules.md
+    ├── regression-checklist.md
+    └── MASTER-SESSION-PROMPT.md
+```
+
+### Tech Stack Facts
+- **No frameworks.** Vanilla JS (ES5-compatible), HTML5, CSS3.
+- **No build tools.** Open the HTML in a browser — it runs.
+- **No npm.** No webpack, Vite, Rollup, Parcel, or transpilation.
+- **No TypeScript.** Plain `.js` files.
+- **CSS architecture:** Tokenized custom properties. Modular files. Four theme override layers.
+- **State:** localStorage only. Key: `svs-msp-quote-v1`.
+- **Fonts:** Google Fonts (Cinzel, Poppins, Lato, DM Mono).
+- **Icons:** Font Awesome 7 Sharp (local SVGs), M365 icon set (local).
+
+### Initialization Flow
+```
+initTheme()         → restore saved theme (dark/light/glass)
+initQuote()         → load JSON pricing, set quote ref, restore localStorage, call update()
+update()            → calcQuote() → renderQuoteUi() → renderSidebar() → nudges → savings → summaries
+debouncedSave()     → auto-save to localStorage (debounced 400ms)
+```
+
+### Automated Testing
+```
+node svsmspcalc/tests/test-quote-engine.js
+```
+88 tests, zero dependencies. Tests the pure `calculateQuote(state, pricing)` function against known-good expected values using default pricing. Covers: rates, add-ons, admin fee logic, discounts, HST, VoIP, ZT networking, edge cases, and MRR integrity.
+
+Run after any change to `quote-engine.js`, `quote-pricing.js`, or pricing JSON values.
+
+---
+
+## ACTIVE SECTIONS (I–VI) — All Structurally Active
+
+| # | Section | Display Order | Key Logic |
+|---|---------|---------------|-----------|
+| I | User Package | 1st | M365 Included ($130/user) vs BYOL ($110/user); 4 add-ons |
+| II | Endpoint Package | 2nd | $35/endpoint; USB Blocking + Bare Metal Backup add-ons |
+| III | Site Management | 3rd | Floor + minimum threshold; ZT supplement; 1PWM surcharge; waivable |
+| IV | Server Management | 4th | $120/server |
+| V | Zero Trust Networking (HaaS) | 5th | ZT seats + routers |
+| VI | VoIP / Unified Communications (UCaaS) | 6th | 3 tiers + desk phone + eFax |
+| — | Contract & Onboarding | Settings bar | M2M / 12mo (3%) / 24mo (5%); onboarding auto-calc or manual; HST 13% |
+
+All sections use unified `sec-controls-row` header layout: stepper + label badge + price badge.
+Sections default to collapsed. Inner collapsibles default to collapsed.
+
+---
+
+## KEY PRICING CONSTANTS
+
+```js
+RATE_M365: 130       // per user/mo — M365 Included license
+RATE_BYOL: 110       // per user/mo — Bring Your Own License
+RATE_ENDPOINT: 35    // per endpoint/mo
+RATE_SERVER: 120     // per server/mo
+ADMIN_FEE_FLOOR: 150
+ADMIN_FEE_MINIMUM: 650
+DISCOUNT_12MO: 0.03  // 3%
+DISCOUNT_24MO: 0.05  // 5%
+HST_RATE: 0.13       // Ontario
+VOIP_RATE_BASIC: 28  // per seat/mo
+VOIP_RATE_STANDARD: 35
+VOIP_RATE_PREMIUM: 45
+```
+
+Pricing can be overridden at runtime via `package-prices.json`.
+
+---
+
+## NON-NEGOTIABLES (Hard Constraints)
+
+These are inviolable. Every change must preserve them:
+
+1. **HTML shell is stable.** DOM IDs are a contract. Mobile sync maps 100+ ID pairs (desktop ↔ `_m` suffix). Renaming an ID breaks sync silently and catastrophically.
+2. **Quote math is correct.** Any change to `quote-engine.js` requires before/after validation of all outputs. Do not "clean up" math without proving equivalence.
+3. **localStorage persistence is intact.** `saveState()` and `restoreState()` must round-trip cleanly. Verify after any form/state changes.
+4. **All four themes must work.** Dark (default), Light (soft khaki), Glass (glassmorphism), 70s Retro. Changes to tokens or components cascade to all four.
+5. **Mobile parity is maintained.** The sidebar clone in the mobile panel must stay in sync. Mobile UX must be usable on a 375px viewport.
+6. **Print/PDF export must be tested after CSS changes.** Print CSS lives in a separate file but is sensitive to component class changes.
+7. **No framework or build-tool migration.** This is vanilla JS by design.
+8. **No broad rewrites.** Surgical, approved changes only.
+9. **Sections IV–VI remain deferred** unless explicitly reopened.
+10. **Read before editing.** Always inspect the current code before making changes.
+
+---
+
+## BETA WORK PRIORITIES
+
+Work in this order unless directed otherwise. Each priority includes UX, code, and QA dimensions.
+
+---
+
+### PRIORITY 1 — Visual Design System Audit & Elevation
+
+**Goal:** Achieve visual cohesion and professional polish across all themes that rivals a SaaS product.
+
+**UI/UX Audit Checklist:**
+- [ ] Typography hierarchy — Is Cinzel/Poppins/Lato used consistently? Are font sizes, weights, and line-heights harmonious across sections?
+- [ ] Spacing system — Is padding/margin using tokens consistently? Are section cards visually balanced?
+- [ ] Color usage — Are `--accent`, `--green`, `--amber`, `--muted` used purposefully, not decoratively?
+- [ ] Interactive states — Do all buttons, inputs, toggles, and checkboxes have clear hover/focus/active states in all four themes?
+- [ ] Card hierarchy — Is there a clear visual distinction between level-1 containers, level-2 cards, and level-3 controls?
+- [ ] Icon consistency — Are Font Awesome icons used at consistent sizes, weights, and optical alignment?
+- [ ] Section header design — Are the numbered section headers (I, II, III) visually strong and scannable?
+- [ ] Sidebar layout — Does the sidebar feel like a polished financial summary panel, not a DOM dump?
+- [ ] Progress bars — Are the progress bars in Section I legible and purposeful?
+- [ ] Nudge panel — Does the nudge carousel feel like a smart sales assistant, not a popup?
+
+**CSS Architecture Health:**
+- [ ] Are there redundant/conflicting rules in `components.css` vs `responsive.css`?
+- [ ] Are design tokens being used everywhere they should be, or are magic numbers scattered?
+- [ ] Is the Glass theme consistent and not broken at any viewport?
+- [ ] Is the Light theme soft and readable without feeling washed out?
+
+---
+
+### PRIORITY 2 — Interaction Design & UX Flow
+
+**Goal:** The tool should feel intuitive, responsive, and professionally crafted to a prospect sitting across the table.
+
+**Interaction Audit:**
+- [ ] **Onboarding flow clarity** — When a user opens the tool fresh, is the first action obvious?
+- [ ] **Section collapse/expand** — Is the animation smooth? Are collapsed section summaries accurate and helpful?
+- [ ] **Add-on toggle behavior** — Does toggling add-ons give clear feedback (visual state + sidebar update)?
+- [ ] **Stepper inputs** — Do +/- steppers feel snappy? Is there clear min/max clamping behavior?
+- [ ] **Contract term selection** — Is the 3-option selector clearly communicating the discount impact?
+- [ ] **Onboarding fee override** — Is the manual override UX clear (placeholder, lock icon, restore-to-auto)?
+- [ ] **Admin fee waiver** — Is the waiver checkbox prominent enough? Is the consequence visible immediately?
+- [ ] **Sidebar update speed** — Is the live update fast enough to feel real-time?
+- [ ] **Nudge carousel** — Is the 30-second rotation appropriate? Does it feel helpful or distracting?
+- [ ] **Theme toggle** — Is the toggle clearly labeled for current/next state? Is the transition smooth?
+- [ ] **Reset confirmation modal** — Is it clear what gets destroyed? Is the secondary action (cancel) prominent?
+- [ ] **Export buttons** — Are Print and JSON export clearly labeled and discoverable?
+
+**Keyboard & Accessibility:**
+- [ ] All interactive elements reachable via Tab in logical order
+- [ ] Focus ring visible in all themes
+- [ ] ARIA labels accurate and present on all form controls
+- [ ] Color contrast ratios pass WCAG AA in Light theme (most at-risk)
+- [ ] Screen reader order matches visual order
+
+---
+
+### PRIORITY 3 — Responsive Design Hardening
+
+**Goal:** The layout should feel elastically fluid at every breakpoint, not brittle or hacked together.
+
+**Breakpoint Audit:**
+- [ ] 1800px+ — Does the max-width container feel appropriately constrained?
+- [ ] 1400-1800px — Desktop sweet spot. Is the 3:2 main/sidebar split balanced?
+- [ ] 1100-1400px — Narrower desktop. Do section cards reflow without overlapping?
+- [ ] 780-1100px — Tablet. Does the layout gracefully switch to sidebar-as-panel?
+- [ ] 480-780px — Mobile-landscape/small tablet. Single column, all controls accessible?
+- [ ] 375-480px — Small mobile. Is the floating MRR pill positioned correctly? Does the bottom sheet open cleanly?
+- [ ] 320px — Edge case. Does anything catastrophically break?
+
+**Responsive Rules:**
+- Prefer `clamp()`, container queries, and token-based adjustments over stacked `@media` hacks
+- Section cards should never clip or overflow their container
+- Contract/onboarding settings must adapt before content gets squeezed
+- Touch targets must be ≥44px on mobile
+
+---
+
+### PRIORITY 4 — Quote Engine & Business Logic Verification
+
+**Goal:** Every line-item and total in the sidebar is mathematically correct and matches what the invoice shows.
+
+**Verification Matrix (test each combination):**
+
+| Test | What to Verify |
+|------|---------------|
+| 0 users, 1 endpoint | Admin fee floor triggers correctly |
+| 5 users M365, 3 endpoints, no add-ons | Base MRR matches manual calculation |
+| 5 users BYOL + 1Password + Zero Trust | Add-on stacking is correct |
+| 12-month term | 3% discount applied to base MRR only (not admin or HST) |
+| 24-month term | 5% discount; onboarding auto-waived |
+| Manual onboarding override | Auto-calc disabled; manual value preserved on save/restore |
+| HST toggle | 13% applied only to MRR+onboarding (not before); first invoice total correct |
+| Admin fee waiver | Admin fee = $0; "Value Unlocked" reflects waived amount |
+| VoIP Basic 3 seats + 2 desk phones | VoIP cost correct; eFax add-on stacks |
+| Full configuration (all add-ons, 24mo, HST) | All components sum correctly; no double-counting |
+| Save → Reload | All values restore exactly; no drift |
+| Export JSON → parse | All keys present; math cross-checks against UI |
+
+---
+
+### PRIORITY 5 — Mobile Experience Completeness
+
+**Goal:** A salesperson can hand their phone to a prospect and the quote tool is fully usable.
+
+**Mobile Audit:**
+- [ ] Floating MRR pill — correct value, correct position, visible in all themes
+- [ ] Bottom sheet panel opens smoothly (slide-up animation clean)
+- [ ] Scroll lock applied correctly when panel open (body doesn't scroll behind)
+- [ ] All sidebar elements clone correctly into mobile panel (100+ pairs)
+- [ ] HST toggle syncs bidirectionally (desktop ↔ mobile)
+- [ ] Quote values in mobile panel match desktop exactly
+- [ ] Close gestures (× button, Escape key, backdrop tap) all work
+- [ ] Print/Export buttons accessible from mobile panel
+- [ ] No clipped text or overflowing elements in mobile panel
+
+---
+
+### PRIORITY 6 — Print/PDF Invoice Quality
+
+**Goal:** The printed invoice looks like it came from a professional MSP's billing system, not an HTML form.
+
+**Print Audit:**
+- [ ] Logo renders correctly (embedded SVG, not broken)
+- [ ] Client name, quote ref, and date are on every page header
+- [ ] All line items appear with correct labels and amounts
+- [ ] Feature checklist is legible and cleanly formatted
+- [ ] Totals section is visually prominent
+- [ ] Value unlocked section is formatted correctly
+- [ ] Comparison (vs. in-house IT) is present and readable
+- [ ] No phantom scrollbars or UI chrome bleeds into print
+- [ ] Page breaks don't split line-item rows awkwardly
+- [ ] Fonts render in print (or fallback gracefully)
+- [ ] All themes produce same print output (print CSS is theme-independent)
+
+---
+
+### PRIORITY 7 — Sections IV–VI: Beta-Ready Scaffolding
+
+**Goal:** Even if Sections IV–VI remain content-gated, their code, UX framework, and CSS should be clean enough to activate with minimal effort.
+
+**Audit:**
+- [ ] Section IV (Zero Trust Networking) — Is the HTML structure complete? Are inputs wired to `readFormState()`? Does the engine include ZT costs?
+- [ ] Section V (VoIP/UCaaS) — Are all 3 tier selectors functional? Desk phone HaaS wired? eFax add-on wired? Savings comparison functional?
+- [ ] Section VI — Is it a clean placeholder with no broken references?
+- [ ] Deferred section CSS — Are styles isolated so activating them doesn't cause layout contamination?
+- [ ] Quote engine — Does it calculate ZT/VoIP costs when those inputs are present, even if sections are hidden?
+
+---
+
+### PRIORITY 8 — Code Quality & Documentation Sync
+
+**Goal:** Any engineer should be able to pick up this codebase in 10 minutes and understand what's happening.
+
+**Code Quality Checklist:**
+- [ ] No dead code in active modules (check for unused functions, unreachable branches)
+- [ ] No magic numbers — pricing constants should reference `DEFAULTS` keys, not hardcoded values
+- [ ] No duplicate logic between `quote-engine.js` and `quote-render.js`
+- [ ] `mobile-sync.js` sync map is clean — no stale ID pairs for removed elements
+- [ ] CSS custom properties used consistently — no redundant fallback values where tokens are sufficient
+- [ ] `quote-export.js` HTML template is clean — no CSS class references that no longer exist
+- [ ] `SVS-MSP-Calculator.js` `update()` function is linear and readable — no side effects that aren't obvious
+
+**Documentation Sync:**
+- [ ] `docs/README.md` reflects current file structure and phase status
+- [ ] `docs/code-verification.md` has been updated with latest known-good state
+- [ ] `docs/regression-checklist.md` covers all active sections and export paths
+- [ ] `docs/quote-rules.md` reflects current pricing and business rule implementation
+- [ ] `docs/phase-roadmap.md` is updated to reflect beta completion criteria
+
+---
+
+## WORKING PROTOCOL FOR THIS SESSION
+
+### Before Making Any Change
+1. Read the relevant file(s) first — do not edit from memory
+2. Identify the minimal change that achieves the goal
+3. Check if the change touches any of the regression hotspots (see below)
+4. Confirm the change won't break mobile sync, theme cascade, or persistence
+
+### Regression Hotspots — Extra Caution Required
+| Area | Risk | Why |
+|------|------|-----|
+| `quote-engine.js` math | Critical | Business-critical; errors generate wrong quotes in real sales calls |
+| localStorage round-trip | High | Silent failures; user loses configured quote |
+| Mobile sync ID map | High | 100+ pairs; silently desyncs if IDs change |
+| Print/PDF CSS | Medium | Separate cascade; component class changes cascade here |
+| Theme switching | Medium | All four themes affected by token/component changes |
+| `update()` call chain | Medium | Side effects in render sequence can cascade silently |
+
+### After Making Changes
+1. Verify syntax (especially JS — no console errors on load)
+2. Check all four themes render correctly
+3. Check mobile panel renders correctly at ≤780px
+4. Verify sidebar totals are mathematically correct for a test quote
+5. If CSS touched: verify print output is unaffected
+6. Update `docs/code-verification.md` if a known-good state changes
+
+### Commit Protocol
+- Commits should be small and focused (one concern per commit)
+- Commit messages should state what changed and why (not just "fix css")
+- Do not combine unrelated changes in one commit
+- Do not commit `.bak-focusmode` files
+
+---
+
+## UX/UI DESIGN PRINCIPLES FOR THIS PROJECT
+
+These principles guide every UI decision:
+
+1. **Sales clarity over visual novelty.** If a prospect can't read a number at a glance, the design failed.
+2. **Trust through polish.** A janky tooltip or misaligned input erodes prospect confidence. Every pixel matters.
+3. **Progressive disclosure.** Lead with the total MRR. Let detail unfold as needed (collapsed sections, sidebar).
+4. **Reduce cognitive load.** Group related controls. Use spacing and color to indicate hierarchy, not decoration.
+5. **Feedback immediacy.** Every input change must visibly update the sidebar within 1 frame. No lag.
+6. **Consistency as reliability.** Spacing, typography, and color behavior should be predictable. Surprises feel like bugs.
+7. **Dark theme is the flagship.** Light and Glass must meet the same bar. No theme should feel like a degraded experience.
+8. **Mobile is a first-class use case.** A sales rep on a tablet or phone must be able to run a full quote.
+9. **The sidebar is the hero.** It's where the value proposition lives. Design it with the weight of a financial summary.
+10. **Copy is UI.** Labels, nudges, section headers, and button text are all UX. Make them purposeful and confident.
+
+---
+
+## FILE READ ORDER FOR NEW SESSIONS
+
+To resume efficiently, read in this order:
+1. `docs/README.md` — current project state
+2. `docs/phase-roadmap.md` — approved work and constraints
+3. `docs/code-verification.md` — known-good baseline
+4. `docs/MASTER-SESSION-PROMPT.md` — this file (if not already loaded)
+5. Then only the source files relevant to the specific task
+
+For business logic questions: `docs/quote-rules.md`
+For manual QA: `docs/regression-checklist.md`
+
+---
+
+## BETA DEFINITION OF DONE
+
+The build is ready to call "beta" when:
+
+- [ ] All Sections I–III are visually polished and functionally complete
+- [ ] All four themes pass a full visual review at all major breakpoints
+- [ ] Print/PDF invoice is clean and professionally branded
+- [ ] Mobile panel is fully synced and usable at 375px
+- [ ] Quote math passes all combinations in the verification matrix
+- [ ] localStorage save/restore is tested and clean
+- [ ] JSON export is valid and complete
+- [ ] All nudges fire correctly for their trigger conditions
+- [ ] Section collapse/expand summaries are accurate
+- [ ] Comparison (vs. in-house IT) and VoIP savings panels show correct values
+- [ ] No console errors on fresh load in any theme
+- [ ] All docs are updated and accurate
+- [ ] Sections IV–VI are scaffolded cleanly, ready to activate on demand
+
+---
+
+*This document is the canonical session brief for the SVS MSP CALC beta push. Update it when constraints, priorities, or decisions change.*
diff --git a/pre-alpha/docs/QUICK-REF.md b/pre-alpha/docs/QUICK-REF.md
new file mode 100644
index 0000000..9a14b2c
--- /dev/null
+++ b/pre-alpha/docs/QUICK-REF.md
@@ -0,0 +1,108 @@
+# Quick Reference — SVS MSP CALC
+
+## Stack
+Vanilla HTML5/CSS3/JS (ES5-compatible). No frameworks, no npm, no build tools. Open HTML in browser to run.
+
+## File Map
+
+### JS Runtime
+| File | Purpose |
+|------|---------|
+| `SVS-MSP-Calculator.js` | Orchestration: `update()`, `calcQuote()`, section toggles, `initQuote()` |
+| `quote-engine.js` | Pure math: `calculateQuote(state, pricing)`, `readFormState()`, `getPricingConfig()` |
+| `quote-pricing.js` | Defaults (34 keys), JSON loader, `getSnapshot()`, globals |
+| `quote-render.js` | DOM rendering: sidebar, summaries, nudges, `setSummary()`, `renderNudge()` |
+| `quote-persistence.js` | `saveState()` / `restoreState()` / `resetState()` via localStorage |
+| `quote-export.js` | Print/PDF (respects HST toggle) + JSON export (schema v1.0) |
+| `theme-manager.js` | Dark/Light/Glass/70s Retro toggle + persistence |
+| `mobile-sync.js` | Clones sidebar to mobile panel, wraps `update()` for `_m` ID sync |
+
+### CSS (load order via manifest)
+| File | Purpose |
+|------|---------|
+| `*-tokens.css` | Design tokens — single source for spacing, colors, radii, typography |
+| `*-base.css` | Global chrome, top bar, resets |
+| `*-layout.css` | Grid: `.outer`, `.main-col`, `.sidebar`, `.client-bar` |
+| `*-components.css` | Sections, headers, `sec-controls-row`, badges, steppers, sidebar, VS comparison, export |
+| `*-responsive.css` | Media queries: ≤1350, ≤1100, ≤900, ≤600 + landscape |
+| `*-print.css` | Print overrides — hides controls, forces expand |
+| `*-light.css` | Light theme color overrides |
+| `*-glass.css` | Glass theme (glassmorphism) overrides |
+| `*-70retro.css` | 70s Retro theme overrides |
+
+### HTML Structure (section display order)
+| Order | ID | Numeral | Title | Has Stepper |
+|-------|----|---------|-------|-------------|
+| 1 | sec-02 | I | User Package | userCount |
+| 2 | sec-03 | II | Endpoint Package | endpointCount |
+| 3 | sec-01 | III | Site Management | — (badges only) |
+| 4 | sec-04 | IV | Server Management | serverCount |
+| 5 | sec-05 | V | Zero Trust Networking (HaaS) | ztNetSeats |
+| 6 | sec-06 | VI | VoIP / Unified Comms (UCaaS) | voipSeats |
+
+### Section Header Layout (all 6 sections)
+```
+Grid Row 1:  [numeral]  [title-block]  [chevron]
+Grid Row 2:  [sec-controls-row: stepper + badge + price]
+Grid Row 3:  [section-subtitle — expanded only]
+```
+
+### Key DOM IDs (do not rename — mobile sync depends on these)
+- Inputs: `userCount`, `endpointCount`, `serverCount`, `ztNetSeats`, `ztNetRouters`, `voipSeats`
+- Summaries: `sec01-summary` through `sec06-summary`
+- Admin: `adminFeeDisplay`, `adminWaived`, `feeBreakdown`
+- Sidebar: `sidebarMRR`, `sidebarAnnual`, `sidebarDiscount`, etc.
+- Progress: `floorBar`, `floorNote`
+
+### Pricing Defaults (from quote-pricing.js)
+```
+Users:     M365 $140 (m2m) / $130 (12mo/24mo) | BYOL $110 | ExtHrs +$25 | 1PWM +$9 | INKY +$8 | ZT +$55
+Endpoints: $35/ea | USB +$4 | BMB +$25
+Servers:   $120/ea
+ZT Net:    $25/seat | $100/router
+Admin:     Floor $150 | Min $650 | ZT premium +$250 | 1PWM markup 10%
+VoIP:      Basic $28 | Standard $35 | Premium $45 | Phone +$15 | Fax +$10
+Discounts: m2m 0% | 12mo 3% + 50% off onboarding | 24mo 5% + complimentary onboarding
+HST:       13% (Ontario)
+```
+
+## Tests
+```
+node svsmspcalc/tests/test-quote-engine.js
+```
+254 tests, zero dependencies. Run after any pricing/engine changes.
+
+
+## Remind User
+After reading docs, always say:
+> You have an automated test suite (254 tests). I can run it anytime, or modify it for new scenarios.
+
+## Token Architecture (Stage 10)
+
+### Color Token Layers
+- **Core palette:** `--ink`, `--paper`, `--accent`, `--muted`, `--border`, `--card`, `--green`, `--amber`, `--sky`
+- **Semantic aliases:** `--surface-positive-soft/strong`, `--border-positive-soft/strong`, `--text-on-accent/soft/subtle`
+- **Sidebar quote tokens:** `--sidebar-zone-services/invoice/value/summary/tax`, `--sidebar-line-rule`, `--sidebar-total-rule`, `--sidebar-row-stripe`
+- **Overlay tokens:** `--surface-overlay-btn`, `--border-overlay-btn`, `--focus-ring-overlay`, `--shadow-sidebar-focus`
+- **Section grouping:** `--group-strip` (bracket color per theme)
+- **Retro helpers:** `--retro-cream`, `--retro-dark`, `--retro-cta-gradient`, `--retro-dark-gradient`
+
+### Section Grouping (Stage 10)
+- `.group-label` — "MANAGED IT SERVICES (Sections I, II, III)" eyebrow above section I
+- `::after` bracket — vertical accent strip with top/bottom caps on `#sec-02`, `#sec-03`, `#sec-01`
+- `.group-divider` — HR between Site Management (III) and Server Management (IV), `order: 3`
+- Mobile (≤600px): bracket hidden, sections I–III get `border-left: 3px solid var(--group-strip)` instead
+
+### Sidebar (Live Quote)
+- `.sidebar-group--monthly/tax/invoice/value/summary` — zone backgrounds via tokens
+- `.sidebar-line` — dashed rule via `--sidebar-line-rule`, no border on last-child
+- `.sidebar-line-total` — solid top border via `--sidebar-total-rule`, no bottom border
+- `.export-wrap` — transparent background, no border (buttons float naturally)
+- `.side-col` — `position: static` (scrolls with page, not sticky)
+
+## Danger Zones
+- DOM IDs → mobile sync breaks silently if renamed
+- `quote-engine.js` math → run tests after any change
+- Print CSS → sensitive to component class changes
+- `update()` call chain → side effects cascade
+- localStorage key: `svs-msp-quote-v1`
diff --git a/pre-alpha/docs/README.md b/pre-alpha/docs/README.md
new file mode 100644
index 0000000..5606fb6
--- /dev/null
+++ b/pre-alpha/docs/README.md
@@ -0,0 +1,62 @@
+# SVS MSP Calculator
+
+Static sales-facing quote builder for SVS Managed Services.
+Plain HTML/CSS/JS — no frameworks, no build tools, no npm.
+
+**Status:** Beta complete (Stages 1–9). 254/254 tests passing.
+
+## Quick Start
+
+1. Open `SVS-MSP-Calculator.html` in a browser (works on `file://`)
+2. Edit pricing in `package-prices-data.js`
+3. Run tests: `node svsmspcalc/tests/test-quote-engine.js`
+
+## What It Does
+
+- Configures managed service packages (Users, Endpoints, Servers, ZT, VoIP)
+- Contract terms with auto-calculated onboarding and discounts
+- Live quote sidebar with MRR breakdown, VS Hiring comparison
+- 4 themes: Dark, Light, Glass, Retro Cyberpunk
+- Print/PDF export, JSON export/import, localStorage persistence
+- Mobile-responsive with full-screen quote panel
+
+## File Map
+
+### Runtime JS
+| File | Purpose |
+|------|---------|
+| `SVS-MSP-Calculator.js` | Orchestration, init, keyboard shortcuts |
+| `quote-engine.js` | Pure quote math (no DOM) |
+| `quote-pricing.js` | Pricing defaults + `package-prices-data.js` loader |
+| `quote-render.js` | DOM rendering, nudges, summaries |
+| `quote-persistence.js` | localStorage save/restore/reset |
+| `quote-export.js` | Print/PDF + JSON export |
+| `quote-import.js` | JSON quote import |
+| `theme-manager.js` | 4-theme switching |
+| `mobile-sync.js` | Mobile panel + 100+ element sync |
+| `package-prices-data.js` | Pricing data (edit this to change prices) |
+
+### CSS
+| File | Purpose |
+|------|---------|
+| `SVS-MSP-Calculator.css` | Manifest (@imports all CSS) |
+| `*-tokens.css` | Design tokens, spacing, colors |
+| `*-base.css` | Global chrome |
+| `*-layout.css` | Grid, header, main/sidebar |
+| `*-components.css` | Section cards, controls, sidebar |
+| `*-responsive.css` | 3 structural breakpoints |
+| `*-print.css` | Print-specific rules |
+| `*-light.css` | Light theme |
+| `*-glass.css` | Glass theme |
+| `*-70retro.css` | Retro Cyberpunk theme |
+
+### Docs
+| File | Purpose |
+|------|---------|
+| `QUICK-REF.md` | Compact file map, DOM IDs, pricing, danger zones |
+| `MASTER-SESSION-PROMPT.md` | Full architecture brief + constraints |
+| `CHECKPOINT.md` | Build status, all completed work |
+| `quote-rules.md` | Business logic / pricing rules |
+| `regression-checklist.md` | QA validation procedures |
+| `phase-roadmap.md` | Approved work boundaries |
+| `code-verification.md` | Known-good baseline |
diff --git a/pre-alpha/docs/STAGE10-UI-SESSION-PROMPT.md b/pre-alpha/docs/STAGE10-UI-SESSION-PROMPT.md
new file mode 100644
index 0000000..23be934
--- /dev/null
+++ b/pre-alpha/docs/STAGE10-UI-SESSION-PROMPT.md
@@ -0,0 +1,89 @@
+# SVS MSP CALC — STAGE 10: UI & THEME POLISH
+# Generated: 2026-03-15
+
+---
+
+## WHERE WE ARE
+
+**Stages 1–9: COMPLETE.** Beta build is production-quality for Sections I–III.
+**Tests:** 254/254 passing.
+**Spacing tokens:** Consolidated (150+ magic numbers → CSS custom properties).
+**Retro theme visual QA:** Passed at all viewports (375/1100/1400/2500/2800px).
+**Pricing:** Single source in `package-prices-data.js`, addon labels sync dynamically.
+
+---
+
+## STAGE 10 FOCUS: UI / THEME / COLOR CONSISTENCY
+
+This stage is about visual polish, color consistency, and interface usability across all 4 themes.
+
+### Known Issues to Investigate
+- **Too many similar-but-slightly-off colors** within individual themes — need audit and consolidation
+- **Color consistency per theme** — some elements use raw hex where they should use tokens
+- **Usability polish** — any controls, labels, or interactions that could feel tighter or more intuitive
+- **Cross-theme consistency** — ensure the same UI elements feel equivalent across Dark/Light/Glass/Retro
+
+### Approach
+
+1. **Color Audit** — For each theme, extract all unique colors actually used. Group by purpose (text, surface, border, accent). Flag duplicates that are close but not identical (e.g., two slightly different grays serving the same role).
+
+2. **Token Consolidation** — Where colors are inconsistent, consolidate to existing tokens or define new ones. Goal: fewer unique colors, each with a clear semantic role.
+
+3. **Per-Theme Walkthrough** — User provides screenshots. AI audits for:
+   - Color contrast issues (text readability)
+   - Inconsistent element styling across themes
+   - Visual weight imbalances
+   - Elements that "don't belong" visually
+
+4. **Surgical Fixes** — Each fix is small, tested, and verified across all 4 themes.
+
+---
+
+## SESSION WORKFLOW
+
+1. **Start with a color audit** — Use Explore agent to scan all theme CSS files for unique color values, group by semantic role
+2. **User provides screenshots** of specific areas that feel "off"
+3. **AI proposes fixes** with before/after reasoning
+4. **Apply fixes surgically** — one logical change at a time
+5. **User verifies visually** — confirms or adjusts
+6. **Run tests** after any render/engine changes
+
+---
+
+## HARD CONSTRAINTS
+
+1. DOM IDs are a contract — renaming breaks mobile sync (100+ pairs)
+2. 254 tests must pass: `node svsmspcalc/tests/test-quote-engine.js`
+3. All 4 themes must work after every change
+4. No frameworks, no npm — vanilla only
+5. Surgical changes only — read before editing
+6. Sections IV–VI are placeholders — do not activate
+
+---
+
+## THEME FILES
+
+| Theme | File | Base |
+|-------|------|------|
+| Dark (default) | `SVS-MSP-Calculator-tokens.css` | All colors defined here |
+| Light | `SVS-MSP-Calculator-light.css` | Overrides dark tokens |
+| Glass | `SVS-MSP-Calculator-glass.css` | Glassmorphism overrides |
+| Retro | `SVS-MSP-Calculator-70retro.css` | Cyberpunk overrides |
+
+---
+
+## VERIFICATION
+
+```
+node svsmspcalc/tests/test-quote-engine.js
+```
+
+254 tests, zero dependencies. Run after any pricing/engine/render changes.
+
+---
+
+## CONTEXT MANAGEMENT
+
+After completing work:
+- Update `docs/CHECKPOINT.md` with results
+- If context is heavy, create `docs/STAGE11-SESSION-PROMPT.md` for the next chat
diff --git a/pre-alpha/docs/STAGE11-SESSION-PROMPT.md b/pre-alpha/docs/STAGE11-SESSION-PROMPT.md
new file mode 100644
index 0000000..dbd9644
--- /dev/null
+++ b/pre-alpha/docs/STAGE11-SESSION-PROMPT.md
@@ -0,0 +1,100 @@
+# SVS MSP CALC — STAGE 11: BETA PREP
+# Generated: 2026-03-15
+
+---
+
+## WHERE WE ARE
+
+**Stages 1–10: COMPLETE.** Production-quality for Sections I–III across all 4 themes.
+**Tests:** 254/254 passing.
+
+### Stage 10 Completed Work
+
+**Color Audit & Consolidation:**
+- Full audit of all 4 theme CSS files — every unique color extracted, grouped by role
+- Near-duplicates consolidated via aliases (e.g., 4 positive surfaces → 2 semantic tiers)
+- On-accent text ladder collapsed from 5 → 3 levels
+- Light theme: ~6 near-identical surfaces → 3 tiers, ~10 borders → 3 tiers
+- Glass theme: 6 ice-white text values → 1 reference, 4 border opacities → 1 reference
+- Retro theme: ~20 hardcoded hex in selectors → 7 `--retro-*` helper tokens
+- 17 raw hex/rgba in components.css → new overlay/shadow tokens
+- Retro `--sky` given distinct value (`#6366f1` indigo, was identical to `--green`)
+- Unused `--text-on-accent-muted` removed
+
+**Sidebar / Live Quote Polish:**
+- Zone backgrounds strengthened + semantically tinted (value zone gets green tint)
+- Line borders: last-child removed, totals get solid top border, dashed elsewhere
+- Hover tint on sidebar lines for read-tracking
+- `.export-wrap` background → transparent, border removed (all themes)
+- Sidebar changed from sticky to static (scrolls with page)
+
+**Section Grouping:**
+- "MANAGED IT SERVICES (Sections I, II, III)" eyebrow label above section I
+- Vertical accent bracket with top/bottom caps alongside sections I–III
+- HR divider between Site Management (III) and Server Management (IV)
+- Mobile: bracket hidden, sections I–III get accent left border instead
+- Per-theme `--group-strip` token (blue/grey-teal/cyan/rose)
+
+**Mobile:**
+- Quote pill repositioned: `top: 12vh` at ≤600px (percentage-based, viewport-responsive)
+
+---
+
+## WHAT'S READY FOR BETA
+
+- Sections I–III fully functional with live pricing, addons, admin fee logic
+- All 4 themes visually polished and color-consistent
+- Sidebar live quote with clear zone separation and clean borders
+- Mobile panel sync working (100+ ID pairs)
+- Print/PDF export functional
+- JSON import/export functional
+- 254 automated tests passing
+
+## WHAT REMAINS (Sections IV–VI)
+
+Sections IV (Server Management), V (Zero Trust Networking), VI (VoIP) are **placeholders only** — basic stepper + collapsed body, no active pricing or addons wired up. Do not activate unless explicitly requested.
+
+---
+
+## HARD CONSTRAINTS
+
+1. DOM IDs are a contract — renaming breaks mobile sync (100+ pairs)
+2. 254 tests must pass: `node svsmspcalc/tests/test-quote-engine.js`
+3. All 4 themes must work after every change
+4. No frameworks, no npm — vanilla only
+5. Surgical changes only — read before editing
+6. Sections IV–VI are placeholders — do not activate
+
+---
+
+## KEY FILES MODIFIED IN STAGE 10
+
+| File | What Changed |
+|------|-------------|
+| `SVS-MSP-Calculator-tokens.css` | Semantic positive/overlay/sidebar/group tokens added; near-dupes aliased |
+| `SVS-MSP-Calculator-light.css` | Surface/border consolidated; sidebar zone + group-strip tokens |
+| `SVS-MSP-Calculator-glass.css` | Ice-whites + borders deduped; sidebar/group tokens; export-wrap cleaned |
+| `SVS-MSP-Calculator-70retro.css` | 7 retro helper tokens; hardcoded hex → var(); distinct --sky; group-strip |
+| `SVS-MSP-Calculator-components.css` | 17 raw colors tokenized; sidebar line/zone polish; group label + bracket |
+| `SVS-MSP-Calculator-layout.css` | 1 raw #fff tokenized; sidebar position: static |
+| `SVS-MSP-Calculator-responsive.css` | Mobile bracket → left border; group-divider; pill top: 12vh |
+| `SVS-MSP-Calculator-print.css` | Group label/bracket/divider hidden in print |
+| `SVS-MSP-Calculator.html` | Group label div + group divider HR added (decorative, no IDs) |
+
+---
+
+## VERIFICATION
+
+```
+node svsmspcalc/tests/test-quote-engine.js
+```
+
+254 tests, zero dependencies. Run after any pricing/engine/render changes.
+
+---
+
+## CONTEXT MANAGEMENT
+
+After completing work:
+- Update `docs/CHECKPOINT.md` with results
+- If context is heavy, create `docs/STAGE12-SESSION-PROMPT.md` for the next chat
diff --git a/pre-alpha/docs/STAGE3-SESSION-PROMPT.md b/pre-alpha/docs/STAGE3-SESSION-PROMPT.md
new file mode 100644
index 0000000..4d384e7
--- /dev/null
+++ b/pre-alpha/docs/STAGE3-SESSION-PROMPT.md
@@ -0,0 +1,176 @@
+# SVS MSP CALC — STAGE 3 SESSION PROMPT
+# Post-Beta Hardening & Manual QA
+# Generated: 2026-03-15
+
+---
+
+## WHERE WE ARE
+
+**Beta build: COMPLETE.** Sections I–III are production-quality.
+**Accessibility/performance audit: COMPLETE.** Phase 5 fixes applied.
+**Tests:** 88/88 passing.
+**Sections IV–VI:** Intentionally deferred as placeholders — do not activate.
+
+### Completed Stages
+- **Stage 1** — Discovery audit (codebase mapping, doc generation)
+- **Stage 2** — Beta build (Phases 1–4: bug fixes, visual polish, UX hardening, docs/QA)
+- **Phase 5** — Accessibility/performance audit (aria-expanded, focus traps, stepper labels, glass scroll fix, mobile sync optimization)
+
+---
+
+## START EVERY SESSION BY READING
+
+1. `svsmspcalc/docs/CHECKPOINT.md` — current status, all completed work
+2. `svsmspcalc/docs/MASTER-SESSION-PROMPT.md` — full architecture, constraints, priorities
+3. `svsmspcalc/docs/QUICK-REF.md` — compact file map, DOM IDs, pricing, danger zones
+4. This file — session goals and context
+
+---
+
+## PROJECT SNAPSHOT
+
+**App:** SVS MSP CALC — live quote/pricing calculator for SVS Managed Services
+**Type:** Static HTML + Vanilla JS + Modular CSS (no frameworks, no build tools, no npm)
+**Used by:** SVS sales team, live on screen during prospect calls
+
+### Architecture
+```
+svsmspcalc/
+├── SVS-MSP-Calculator.html       # Stable HTML shell (65KB)
+├── SVS-MSP-Calculator.js         # Orchestration (350 lines)
+├── quote-engine.js               # Pure quote math (197 lines)
+├── quote-pricing.js              # Pricing defaults + CSV override (134 lines)
+├── quote-render.js               # DOM rendering + nudges (729 lines)
+├── quote-persistence.js          # localStorage save/restore (225 lines)
+├── quote-export.js               # Print/PDF + JSON export (299 lines)
+├── theme-manager.js              # 4-theme switching (121 lines)
+├── mobile-sync.js                # Mobile panel sync (275 lines)
+├── SVS-MSP-Calculator.css        # Manifest (@imports all CSS)
+├── SVS-MSP-Calculator-tokens.css # Design tokens + CSS vars
+├── SVS-MSP-Calculator-base.css   # Global chrome
+├── SVS-MSP-Calculator-layout.css # Grid, header, main/sidebar
+├── SVS-MSP-Calculator-components.css # Section cards, controls, sidebar (66KB)
+├── SVS-MSP-Calculator-responsive.css # Viewport/container overrides (16KB)
+├── SVS-MSP-Calculator-print.css  # Print-specific rules
+├── SVS-MSP-Calculator-light.css  # Light theme overrides
+├── SVS-MSP-Calculator-glass.css  # Glass theme (glassmorphism)
+├── SVS-MSP-Calculator-70retro.css # 70s Retro theme overrides
+├── package-prices.csv            # Overrideable pricing (31 rows)
+├── tests/
+│   └── test-quote-engine.js      # 88 tests (Node.js, zero deps)
+└── docs/
+    ├── CHECKPOINT.md             # Build status checkpoint
+    ├── MASTER-SESSION-PROMPT.md  # Full architecture brief
+    ├── QUICK-REF.md              # Compact reference
+    ├── README.md
+    ├── code-verification.md      # Known-good baseline
+    ├── phase-roadmap.md          # Phase status
+    ├── quote-rules.md            # Business logic rules
+    ├── regression-checklist.md   # Test procedures
+    └── STAGE3-SESSION-PROMPT.md  # This file
+```
+
+---
+
+## HARD CONSTRAINTS (NON-NEGOTIABLE)
+
+1. DOM IDs are a contract — renaming breaks mobile sync (100+ pairs)
+2. 88 tests must pass: `node svsmspcalc/tests/test-quote-engine.js`
+3. localStorage keys unchanged: `svs-msp-quote-v1`, `svs-msp-quote-ref`
+4. All 4 themes must work after every change
+5. Mobile parity maintained
+6. Print/PDF tested after CSS changes
+7. No frameworks, no npm — vanilla only
+8. Surgical changes only — read before editing
+9. Sections IV–VI are placeholders — do not activate or build out
+
+---
+
+## STAGE 3 GOALS — Choose priorities from this menu:
+
+### Option A: Browser-Based Manual QA
+Full visual/functional walkthrough at all breakpoints × 4 themes.
+Requires user to open the app in a browser and share screenshots or describe issues.
+
+**Breakpoint matrix:**
+| Width | Context | Key checks |
+|-------|---------|------------|
+| 1800px+ | Wide desktop | Max-width constraint, sidebar positioning |
+| 1400px | Standard desktop | 3:2 main/sidebar balance |
+| 1100px | Tablet/narrow | Single column transition, pill appears |
+| 900px | Small tablet | Tighter spacing, smaller numerals |
+| 600px | Phone portrait | Stacked layout, no numeral gutter |
+| 375px | Small phone | MRR pill position, bottom sheet |
+| 780px landscape | Phone landscape | 2-col restored, sidebar visible |
+
+**Theme matrix:** Dark (default), Light, Glass, 70s Retro
+**Total test grid:** 7 breakpoints × 4 themes = 28 combinations
+
+### Option B: Feature Work
+- JSON quote import (load a previously exported .json file)
+- Enhanced print/PDF with more layout control
+- Sidebar focus mode refinements
+- Additional nudge logic
+- Any specific feature requests
+
+### Option C: Code Quality Pass
+- Dead code removal across all modules
+- CSS deduplication audit
+- Magic number → token migration in components.css
+- Mobile sync map completeness verification
+- Export template class reference audit
+
+### Option D: Test Coverage Expansion
+- Add DOM rendering tests (sidebar values match calculations)
+- Add persistence round-trip tests
+- Add export schema validation tests
+- Increase from 88 to 120+ tests
+
+---
+
+## PRICING REFERENCE
+
+```
+Users:     M365 $140 (m2m) / $130 (annual) | BYOL $110
+           ExtHrs +$25 | 1PWM +$9 | INKY +$8 | ZT +$55
+Endpoints: $35/ea | USB +$4 | BMB +$25
+Servers:   $120/ea
+ZT Net:    $25/seat | $100/router
+Admin:     Floor $150 | Threshold $650 | ZT supplement +$250 | 1PWM 10%
+VoIP:      Basic $28 | Standard $35 | Premium $45 | Phone +$15 | Fax +$10
+Discounts: m2m 0% | 12mo 3% + 50% off onboarding | 24mo 5% + complimentary
+HST:       13% (Ontario)
+```
+
+---
+
+## WHAT WAS DONE IN PHASE 5 (for context)
+
+| Fix | Change |
+|-----|--------|
+| `aria-expanded` on toggles | 12 section/collapsible headers in HTML + JS dynamic update |
+| Focus trap on reset modal | Tab cycles within modal when open |
+| `aria-label` on steppers | All 12 +/- buttons have descriptive labels |
+| Glass mobile scroll | `background-attachment: scroll` at ≤1100px |
+| Mobile sync guard | Skips sync on desktop when panel closed; forces sync on open |
+| Sync map gaps | Added `sidebarFocusClientName`, `sl-discount-detail`, `sl-value-onboarding-label` |
+| FA icons invisible on `file://` | All 36 Sharp Solid SVG file refs → inline `data:image/svg+xml` URIs in components.css |
+
+---
+
+## VERIFICATION COMMAND
+
+```
+node svsmspcalc/tests/test-quote-engine.js
+```
+
+88 tests, zero dependencies. Run after any pricing/engine/render changes.
+
+---
+
+## CONTEXT MANAGEMENT
+
+After completing work:
+- Update `docs/CHECKPOINT.md` with results
+- If context is heavy, create `docs/STAGE4-SESSION-PROMPT.md` for the next chat
+- Keep this document chain as the canonical handoff mechanism
diff --git a/pre-alpha/docs/STAGE4-SESSION-PROMPT.md b/pre-alpha/docs/STAGE4-SESSION-PROMPT.md
new file mode 100644
index 0000000..1e32b2f
--- /dev/null
+++ b/pre-alpha/docs/STAGE4-SESSION-PROMPT.md
@@ -0,0 +1,186 @@
+# SVS MSP CALC — STAGE 4 SESSION PROMPT
+# Post-Beta Feature & QA Sprint
+# Generated: 2026-03-15
+
+---
+
+## WHERE WE ARE
+
+**Beta build: COMPLETE.** Sections I–III are production-quality.
+**Accessibility/performance audit: COMPLETE.** Phase 5 fixes applied.
+**Code quality pass: COMPLETE.** Phase 6 — hardcoded colors tokenized, CSS deduped, dead code removed.
+**Tests:** 254/254 passing.
+**Sections IV–VI:** Intentionally deferred as placeholders — do not activate.
+
+### Completed Stages
+- **Stage 1** — Discovery audit (codebase mapping, doc generation)
+- **Stage 2** — Beta build (Phases 1–4: bug fixes, visual polish, UX hardening, docs/QA)
+- **Phase 5** — Accessibility/performance audit (aria-expanded, focus traps, stepper labels, glass scroll fix, mobile sync optimization)
+- **Phase 5b** — Font Awesome icon fix (inline data URIs for file:// protocol)
+- **Stage 3 / Phase 6** — Code quality pass (new `--sky` + `--transition-fast` tokens, button CSS dedup, hardcoded colors → color-mix(), dead null-check removed)
+
+---
+
+## START EVERY SESSION BY READING
+
+1. `svsmspcalc/docs/CHECKPOINT.md` — current status, all completed work
+2. `svsmspcalc/docs/MASTER-SESSION-PROMPT.md` — full architecture, constraints, priorities
+3. `svsmspcalc/docs/QUICK-REF.md` — compact file map, DOM IDs, pricing, danger zones
+4. This file — session goals and context
+
+---
+
+## PROJECT SNAPSHOT
+
+**App:** SVS MSP CALC — live quote/pricing calculator for SVS Managed Services
+**Type:** Static HTML + Vanilla JS + Modular CSS (no frameworks, no build tools, no npm)
+**Used by:** SVS sales team, live on screen during prospect calls
+
+### Architecture
+```
+svsmspcalc/
+├── SVS-MSP-Calculator.html       # Stable HTML shell (65KB)
+├── SVS-MSP-Calculator.js         # Orchestration (350 lines)
+├── quote-engine.js               # Pure quote math (197 lines)
+├── quote-pricing.js              # Pricing defaults + CSV override (134 lines)
+├── quote-render.js               # DOM rendering + nudges (729 lines)
+├── quote-persistence.js          # localStorage save/restore (225 lines)
+├── quote-export.js               # Print/PDF + JSON export (299 lines)
+├── quote-import.js               # JSON quote import (50 lines)
+├── theme-manager.js              # 4-theme switching (121 lines)
+├── mobile-sync.js                # Mobile panel sync (275 lines)
+├── SVS-MSP-Calculator.css        # Manifest (@imports all CSS)
+├── SVS-MSP-Calculator-tokens.css # Design tokens + CSS vars
+├── SVS-MSP-Calculator-base.css   # Global chrome
+├── SVS-MSP-Calculator-layout.css # Grid, header, main/sidebar
+├── SVS-MSP-Calculator-components.css # Section cards, controls, sidebar (66KB)
+├── SVS-MSP-Calculator-responsive.css # Viewport/container overrides (16KB)
+├── SVS-MSP-Calculator-print.css  # Print-specific rules
+├── SVS-MSP-Calculator-light.css  # Light theme overrides
+├── SVS-MSP-Calculator-glass.css  # Glass theme (glassmorphism)
+├── SVS-MSP-Calculator-70retro.css # 70s Retro theme overrides
+├── package-prices.csv            # Overrideable pricing (31 rows)
+├── tests/
+│   └── test-quote-engine.js      # 254 tests (Node.js, zero deps)
+└── docs/
+    ├── CHECKPOINT.md             # Build status checkpoint
+    ├── MASTER-SESSION-PROMPT.md  # Full architecture brief
+    ├── QUICK-REF.md              # Compact reference
+    ├── README.md
+    ├── code-verification.md      # Known-good baseline
+    ├── phase-roadmap.md          # Phase status
+    ├── quote-rules.md            # Business logic rules
+    ├── regression-checklist.md   # Test procedures
+    ├── STAGE3-SESSION-PROMPT.md  # Previous stage prompt
+    └── STAGE4-SESSION-PROMPT.md  # This file
+```
+
+---
+
+## HARD CONSTRAINTS (NON-NEGOTIABLE)
+
+1. DOM IDs are a contract — renaming breaks mobile sync (100+ pairs)
+2. 254 tests must pass: `node svsmspcalc/tests/test-quote-engine.js`
+3. localStorage keys unchanged: `svs-msp-quote-v1`, `svs-msp-quote-ref`
+4. All 4 themes must work after every change
+5. Mobile parity maintained
+6. Print/PDF tested after CSS changes
+7. No frameworks, no npm — vanilla only
+8. Surgical changes only — read before editing
+9. Sections IV–VI are placeholders — do not activate or build out
+
+---
+
+## STAGE 4 GOALS — Choose priorities from this menu:
+
+### Option A: Browser-Based Manual QA
+Full visual/functional walkthrough at all breakpoints × 4 themes.
+Requires user to open the app in a browser and share screenshots or describe issues.
+
+**Breakpoint matrix:**
+| Width | Context | Key checks |
+|-------|---------|------------|
+| 1800px+ | Wide desktop | Max-width constraint, sidebar positioning |
+| 1400px | Standard desktop | 3:2 main/sidebar balance |
+| 1100px | Tablet/narrow | Single column transition, pill appears |
+| 900px | Small tablet | Tighter spacing, smaller numerals |
+| 600px | Phone portrait | Stacked layout, no numeral gutter |
+| 375px | Small phone | MRR pill position, bottom sheet |
+| 780px landscape | Phone landscape | 2-col restored, sidebar visible |
+
+**Theme matrix:** Dark (default), Light, Glass, 70s Retro
+**Total test grid:** 7 breakpoints × 4 themes = 28 combinations
+
+### Option B: Feature Work
+- **JSON quote import** — load a previously exported .json file back into the calculator
+- **Enhanced print/PDF** — more layout control, optional cover page, save-as-PDF flow
+- **Sidebar focus mode refinements** — expand/collapse behavior, keyboard shortcuts
+- **Additional nudge logic** — new contextual nudges based on quote configuration
+- **Any specific feature requests**
+
+### Option C: Test Coverage Expansion — DONE
+- ~~Add persistence round-trip tests~~ ✓ (6 tests)
+- ~~Add export schema validation tests~~ ✓ (18 tests)
+- ~~Add pricing integrity + engine edge cases~~ ✓ (89 tests)
+- ~~Add import mapping + invariant tests~~ ✓ (36 tests)
+- **Result: 88 → 250 tests (162 new)**
+- Remaining: DOM rendering tests (requires JSDOM), theme token tests
+
+### Option D: Further Code Quality
+- Spacing magic numbers → token migration (95+ instances of 14px/16px/20px)
+- `--transition-fast` token adoption across components.css (remaining 0.15s instances)
+- CSS selector specificity audit
+- Print CSS hardening
+
+---
+
+## WHAT WAS DONE IN PHASE 6 (for context)
+
+| Fix | Change |
+|-----|--------|
+| `--sky` token | New per-theme accent for import button: Dark `#38bdf8`, Light `#0e7490`, Glass `#7dd3fc`, Retro `#a34a14` |
+| `--transition-fast` token | `0.15s` — used in layout.css button transitions |
+| Button CSS dedup | `.btn-reset-quote` + `.btn-import-quote` merged into grouped selector (10 duplicate properties removed) |
+| Hardcoded colors → tokens | 8 hardcoded rgba/hex values replaced with `var(--sky)`, `var(--amber)`, and `color-mix()` across 4 theme files |
+| Dead null-check | `nudgeIndex == null ||` removed from quote-render.js (variable always initialized) |
+
+**Audit documented (not acted on):**
+- `fmt()` duplication in render/export (intentional IIFE isolation)
+- Spacing magic numbers (too many touchpoints)
+- `console.warn()` statements (intentional error reporting)
+- No dead functions/exports found across all 8 JS modules
+
+---
+
+## PRICING REFERENCE
+
+```
+Users:     M365 $140 (m2m) / $130 (annual) | BYOL $110
+           ExtHrs +$25 | 1PWM +$9 | INKY +$8 | ZT +$55
+Endpoints: $35/ea | USB +$4 | BMB +$25
+Servers:   $120/ea
+ZT Net:    $25/seat | $100/router
+Admin:     Floor $150 | Threshold $650 | ZT supplement +$250 | 1PWM 10%
+VoIP:      Basic $28 | Standard $35 | Premium $45 | Phone +$15 | Fax +$10
+Discounts: m2m 0% | 12mo 3% + 50% off onboarding | 24mo 5% + complimentary
+HST:       13% (Ontario)
+```
+
+---
+
+## VERIFICATION COMMAND
+
+```
+node svsmspcalc/tests/test-quote-engine.js
+```
+
+254 tests, zero dependencies. Run after any pricing/engine/render changes.
+
+---
+
+## CONTEXT MANAGEMENT
+
+After completing work:
+- Update `docs/CHECKPOINT.md` with results
+- If context is heavy, create `docs/STAGE5-SESSION-PROMPT.md` for the next chat
+- Keep this document chain as the canonical handoff mechanism
diff --git a/pre-alpha/docs/STAGE5-SESSION-PROMPT.md b/pre-alpha/docs/STAGE5-SESSION-PROMPT.md
new file mode 100644
index 0000000..b7d69ee
--- /dev/null
+++ b/pre-alpha/docs/STAGE5-SESSION-PROMPT.md
@@ -0,0 +1,193 @@
+# SVS MSP CALC — STAGE 5 SESSION PROMPT
+# Post-Feature Sprint — QA, Polish & Next Features
+# Generated: 2026-03-15
+
+---
+
+## WHERE WE ARE
+
+**Beta build: COMPLETE.** Sections I–III are production-quality.
+**Accessibility/performance audit: COMPLETE.** Phase 5 fixes applied.
+**Code quality pass: COMPLETE.** Phase 6 — hardcoded colors tokenized, CSS deduped, dead code removed.
+**Test expansion: COMPLETE.** Phase 7 — 88 → 254 tests (pricing integrity, edge cases, export schema, persistence, import round-trip, invariants).
+**Enhanced Print/PDF: COMPLETE.** Phase 8 — rep name, notes field, validity date, page breaks, CYA "Not Included" section.
+**Tests:** 254/254 passing.
+**Sections IV–VI:** Intentionally deferred as placeholders — do not activate.
+
+### Completed Stages
+- **Stage 1** — Discovery audit (codebase mapping, doc generation)
+- **Stage 2** — Beta build (Phases 1–4: bug fixes, visual polish, UX hardening, docs/QA)
+- **Phase 5** — Accessibility/performance audit (aria-expanded, focus traps, stepper labels, glass scroll fix, mobile sync optimization)
+- **Phase 5b** — Font Awesome icon fix (inline data URIs for file:// protocol)
+- **Stage 3 / Phase 6** — Code quality pass (new `--sky` + `--transition-fast` tokens, button CSS dedup, hardcoded colors → color-mix(), dead null-check removed)
+- **Stage 4 / Phase 7** — Test expansion (88 → 254 tests across 6 categories)
+- **Stage 4 / Phase 8** — Enhanced Print/PDF (rep name, notes, validity date, page breaks, CYA section, JSON schema v1.1)
+
+---
+
+## START EVERY SESSION BY READING
+
+1. `svsmspcalc/docs/CHECKPOINT.md` — current status, all completed work
+2. `svsmspcalc/docs/MASTER-SESSION-PROMPT.md` — full architecture, constraints, priorities
+3. `svsmspcalc/docs/QUICK-REF.md` — compact file map, DOM IDs, pricing, danger zones
+4. This file — session goals and context
+
+---
+
+## PROJECT SNAPSHOT
+
+**App:** SVS MSP CALC — live quote/pricing calculator for SVS Managed Services
+**Type:** Static HTML + Vanilla JS + Modular CSS (no frameworks, no build tools, no npm)
+**Used by:** SVS sales team, live on screen during prospect calls
+
+### Architecture
+```
+svsmspcalc/
+├── SVS-MSP-Calculator.html       # Stable HTML shell (65KB)
+├── SVS-MSP-Calculator.js         # Orchestration (350 lines)
+├── quote-engine.js               # Pure quote math (197 lines)
+├── quote-pricing.js              # Pricing defaults + CSV override (134 lines)
+├── quote-render.js               # DOM rendering + nudges (729 lines)
+├── quote-persistence.js          # localStorage save/restore (237 lines)
+├── quote-export.js               # Print/PDF + JSON export (320 lines)
+├── quote-import.js               # JSON quote import (166 lines)
+├── theme-manager.js              # 4-theme switching (121 lines)
+├── mobile-sync.js                # Mobile panel sync (275 lines)
+├── SVS-MSP-Calculator.css        # Manifest (@imports all CSS)
+├── SVS-MSP-Calculator-tokens.css # Design tokens + CSS vars
+├── SVS-MSP-Calculator-base.css   # Global chrome
+├── SVS-MSP-Calculator-layout.css # Grid, header, main/sidebar
+├── SVS-MSP-Calculator-components.css # Section cards, controls, sidebar (67KB)
+├── SVS-MSP-Calculator-responsive.css # Viewport/container overrides (16KB)
+├── SVS-MSP-Calculator-print.css  # Print-specific rules
+├── SVS-MSP-Calculator-light.css  # Light theme overrides
+├── SVS-MSP-Calculator-glass.css  # Glass theme (glassmorphism)
+├── SVS-MSP-Calculator-70retro.css # 70s Retro theme overrides
+├── package-prices.csv            # Overrideable pricing (31 rows)
+├── tests/
+│   └── test-quote-engine.js      # 254 tests (Node.js, zero deps)
+└── docs/
+    ├── CHECKPOINT.md             # Build status checkpoint
+    ├── MASTER-SESSION-PROMPT.md  # Full architecture brief
+    ├── QUICK-REF.md              # Compact reference
+    ├── README.md
+    ├── code-verification.md      # Known-good baseline
+    ├── phase-roadmap.md          # Phase status
+    ├── quote-rules.md            # Business logic rules
+    ├── regression-checklist.md   # Test procedures
+    ├── STAGE3-SESSION-PROMPT.md  # Stage 3 prompt
+    ├── STAGE4-SESSION-PROMPT.md  # Stage 4 prompt
+    └── STAGE5-SESSION-PROMPT.md  # This file
+```
+
+### New in Phase 8 (Print/PDF Enhancements)
+- **`id="repName"`** — text input below client name ("Prepared by"), persisted + exported
+- **`id="quoteNotes"`** — textarea in sidebar before export buttons, persisted + exported
+- **Print invoice** now includes: rep name in header/footer, notes section, computed "Valid until" date, page-break-safe tables, split config (included vs. "Not Included" CYA section)
+- **JSON export schema** bumped to `v1.1` — new `repName` and `quoteNotes` fields
+- **JSON import** handles new fields (backward-compatible with v1.0)
+
+---
+
+## HARD CONSTRAINTS (NON-NEGOTIABLE)
+
+1. DOM IDs are a contract — renaming breaks mobile sync (100+ pairs)
+2. 254 tests must pass: `node svsmspcalc/tests/test-quote-engine.js`
+3. localStorage keys unchanged: `svs-msp-quote-v1`, `svs-msp-quote-ref`
+4. All 4 themes must work after every change
+5. Mobile parity maintained
+6. Print/PDF tested after CSS changes
+7. No frameworks, no npm — vanilla only
+8. Surgical changes only — read before editing
+9. Sections IV–VI are placeholders — do not activate or build out
+
+---
+
+## STAGE 5 GOALS — Choose priorities from this menu:
+
+### Option A: Browser-Based Manual QA
+Full visual/functional walkthrough at all breakpoints × 4 themes.
+Requires user to open the app in a browser and share screenshots or describe issues.
+
+**Breakpoint matrix:**
+| Width | Context | Key checks |
+|-------|---------|------------|
+| 1800px+ | Wide desktop | Max-width constraint, sidebar positioning |
+| 1400px | Standard desktop | 3:2 main/sidebar balance |
+| 1100px | Tablet/narrow | Single column transition, pill appears |
+| 900px | Small tablet | Tighter spacing, smaller numerals |
+| 600px | Phone portrait | Stacked layout, no numeral gutter |
+| 375px | Small phone | MRR pill position, bottom sheet |
+| 780px landscape | Phone landscape | 2-col restored, sidebar visible |
+
+**Theme matrix:** Dark (default), Light, Glass, 70s Retro
+**Total test grid:** 7 breakpoints × 4 themes = 28 combinations
+
+### Option B: Feature Work
+- **Sidebar keyboard shortcuts** — Ctrl+P print, Ctrl+E export, Ctrl+R reset, Escape close focus mode
+- **Additional nudge logic** — new contextual nudges (e.g. "no endpoints but users set", "VoIP seats ≠ user count", high admin-to-MRR ratio)
+- **Any specific feature requests**
+
+### Option C: Further Code Quality
+- Spacing magic numbers → token migration (95+ instances of 14px/16px/20px)
+- `--transition-fast` token adoption across components.css (remaining 0.15s instances)
+- CSS selector specificity audit
+- Print CSS hardening
+
+---
+
+## WHAT WAS DONE IN PHASES 7–8 (for context)
+
+### Phase 7: Test Expansion
+| Group | Tests | Coverage |
+|-------|-------|----------|
+| Pricing DEFAULTS integrity | 34 | Key existence, types, spec values, frozen, ordering |
+| Engine edge cases | 55 | Admin thresholds, 100-user scale, string coercion, invalid inputs, VoIP/ZT edge cases |
+| Export JSON schema | 22 | Payload structure, field types, version, labels, pricing sub-object, new fields |
+| Persistence state shape | 6 | JSON round-trip, engine compatibility, zero-state |
+| Import payload mapping | 12 | Term reverse-map, export→import→engine round-trip |
+| Quote output invariants | 24 | 6 configs × 4 invariants |
+
+### Phase 8: Enhanced Print/PDF
+| # | Enhancement | Details |
+|---|------------|---------|
+| P1 | Notes field | `<textarea id="quoteNotes">` — sidebar, persisted, exported, printed |
+| P2 | Validity date | "Valid until [computed date]" in print footer |
+| P3 | Page breaks | `page-break-inside:avoid` on tables, totals, notes |
+| P4 | Rep name | `<input id="repName">` — persisted, exported, in print header + footer |
+| P5 | CYA section | Active features prominent; excluded in muted "Services Not Included in This Quote" section |
+
+---
+
+## PRICING REFERENCE
+
+```
+Users:     M365 $140 (m2m) / $130 (annual) | BYOL $110
+           ExtHrs +$25 | 1PWM +$9 | INKY +$8 | ZT +$55
+Endpoints: $35/ea | USB +$4 | BMB +$25
+Servers:   $120/ea
+ZT Net:    $25/seat | $100/router
+Admin:     Floor $150 | Threshold $650 | ZT supplement +$250 | 1PWM 10%
+VoIP:      Basic $28 | Standard $35 | Premium $45 | Phone +$15 | Fax +$10
+Discounts: m2m 0% | 12mo 3% + 50% off onboarding | 24mo 5% + complimentary
+HST:       13% (Ontario)
+```
+
+---
+
+## VERIFICATION COMMAND
+
+```
+node svsmspcalc/tests/test-quote-engine.js
+```
+
+254 tests, zero dependencies. Run after any pricing/engine/render changes.
+
+---
+
+## CONTEXT MANAGEMENT
+
+After completing work:
+- Update `docs/CHECKPOINT.md` with results
+- If context is heavy, create `docs/STAGE6-SESSION-PROMPT.md` for the next chat
+- Keep this document chain as the canonical handoff mechanism
diff --git a/pre-alpha/docs/STAGE6-SESSION-PROMPT.md b/pre-alpha/docs/STAGE6-SESSION-PROMPT.md
new file mode 100644
index 0000000..5d476ed
--- /dev/null
+++ b/pre-alpha/docs/STAGE6-SESSION-PROMPT.md
@@ -0,0 +1,162 @@
+# SVS MSP CALC — STAGE 6 SESSION PROMPT
+# Post-QA — Feature Work & Remaining Polish
+# Generated: 2026-03-15
+
+---
+
+## WHERE WE ARE
+
+**Beta build: COMPLETE.** Sections I–III are production-quality.
+**Phases 1–8: COMPLETE.** Bug fixes, visual polish, UX hardening, docs/QA, a11y/perf, code quality, test expansion, print enhancements.
+**Phase 9 / Stage 5: COMPLETE.** Visual QA across 3 breakpoints × 4 themes — Dark/Light/Glass all clean. Retro theme overhauled from muddy brown → warm paper + hot rose/teal cyberpunk accents.
+**Tests:** 254/254 passing.
+**Sections IV–VI:** Intentionally deferred as placeholders — do not activate.
+
+### Completed Stages
+- **Stage 1** — Discovery audit (codebase mapping, doc generation)
+- **Stage 2** — Beta build (Phases 1–4: bug fixes, visual polish, UX hardening, docs/QA)
+- **Phase 5** — Accessibility/performance audit + Font Awesome icon fix
+- **Stage 3 / Phase 6** — Code quality pass (tokens, CSS dedup, dead code)
+- **Stage 4 / Phase 7** — Test expansion (88 → 254 tests)
+- **Stage 4 / Phase 8** — Enhanced Print/PDF (rep name, notes, validity date, page breaks, CYA section)
+- **Stage 5 / Phase 9** — Visual QA (3 breakpoints × 4 themes) + Retro theme overhaul
+
+---
+
+## START EVERY SESSION BY READING
+
+1. `svsmspcalc/docs/CHECKPOINT.md` — current status, all completed work
+2. `svsmspcalc/docs/MASTER-SESSION-PROMPT.md` — full architecture, constraints, priorities
+3. `svsmspcalc/docs/QUICK-REF.md` — compact file map, DOM IDs, pricing, danger zones
+4. This file — session goals and context
+
+---
+
+## PROJECT SNAPSHOT
+
+**App:** SVS MSP CALC — live quote/pricing calculator for SVS Managed Services
+**Type:** Static HTML + Vanilla JS + Modular CSS (no frameworks, no build tools, no npm)
+**Used by:** SVS sales team, live on screen during prospect calls
+
+### Architecture
+```
+svsmspcalc/
+├── SVS-MSP-Calculator.html       # Stable HTML shell (65KB)
+├── SVS-MSP-Calculator.js         # Orchestration (350 lines)
+├── quote-engine.js               # Pure quote math (197 lines)
+├── quote-pricing.js              # Pricing defaults + CSV override (134 lines)
+├── quote-render.js               # DOM rendering + nudges (729 lines)
+├── quote-persistence.js          # localStorage save/restore (237 lines)
+├── quote-export.js               # Print/PDF + JSON export (320 lines)
+├── quote-import.js               # JSON quote import (166 lines)
+├── theme-manager.js              # 4-theme switching (121 lines)
+├── mobile-sync.js                # Mobile panel sync (275 lines)
+├── SVS-MSP-Calculator.css        # Manifest (@imports all CSS)
+├── SVS-MSP-Calculator-tokens.css # Design tokens + CSS vars
+├── SVS-MSP-Calculator-base.css   # Global chrome
+├── SVS-MSP-Calculator-layout.css # Grid, header, main/sidebar
+├── SVS-MSP-Calculator-components.css # Section cards, controls, sidebar (67KB)
+├── SVS-MSP-Calculator-responsive.css # Viewport/container overrides (16KB)
+├── SVS-MSP-Calculator-print.css  # Print-specific rules
+├── SVS-MSP-Calculator-light.css  # Light theme overrides
+├── SVS-MSP-Calculator-glass.css  # Glass theme (glassmorphism)
+├── SVS-MSP-Calculator-70retro.css # Retro Cyberpunk theme (paper + hot rose/teal)
+├── package-prices.csv            # Overrideable pricing (31 rows)
+├── tests/
+│   └── test-quote-engine.js      # 254 tests (Node.js, zero deps)
+└── docs/
+    ├── CHECKPOINT.md             # Build status checkpoint
+    ├── MASTER-SESSION-PROMPT.md  # Full architecture brief
+    ├── QUICK-REF.md              # Compact reference
+    ├── README.md
+    ├── code-verification.md      # Known-good baseline
+    ├── phase-roadmap.md          # Phase status
+    ├── quote-rules.md            # Business logic rules
+    ├── regression-checklist.md   # Test procedures
+    └── STAGE6-SESSION-PROMPT.md  # This file
+```
+
+### Retro Theme Status (Phase 9)
+- Overhauled from 70s wood-panel brown → warm paper + cyberpunk neon-warm accents
+- Accent: hot rose `#e11d48` | Teal: `#0d9488` | Header: warm charcoal `#1c1317`
+- Logo SVG fix: `.top-bar-logo path { fill: #f0e4d0 }` overrides hardcoded black
+- **User noted:** full design polish deferred — current version is functional placeholder
+- Retro theme not yet QA'd at all 7 breakpoints
+
+---
+
+## HARD CONSTRAINTS (NON-NEGOTIABLE)
+
+1. DOM IDs are a contract — renaming breaks mobile sync (100+ pairs)
+2. 254 tests must pass: `node svsmspcalc/tests/test-quote-engine.js`
+3. localStorage keys unchanged: `svs-msp-quote-v1`, `svs-msp-quote-ref`
+4. All 4 themes must work after every change
+5. Mobile parity maintained
+6. Print/PDF tested after CSS changes
+7. No frameworks, no npm — vanilla only
+8. Surgical changes only — read before editing
+9. Sections IV–VI are placeholders — do not activate or build out
+
+---
+
+## STAGE 6 GOALS — Choose priorities from this menu:
+
+### Option A: Remaining Visual QA
+Complete the breakpoint matrix for retro theme + remaining breakpoints:
+| Width | Context |
+|-------|---------|
+| 900px | Small tablet |
+| 600px | Phone portrait |
+| 375px | Small phone |
+| 780px landscape | Phone landscape |
+
+### Option B: Feature Work
+- **Sidebar keyboard shortcuts** — Ctrl+P print, Ctrl+E export, Ctrl+R reset, Escape close focus mode
+- **Additional nudge logic** — new contextual nudges (e.g. "no endpoints but users set", "VoIP seats ≠ user count", high admin-to-MRR ratio)
+- **Any specific feature requests from the user**
+
+### Option C: Further Code Quality
+- Spacing magic numbers → token migration (95+ instances of 14px/16px/20px)
+- `--transition-fast` token adoption across components.css
+- CSS selector specificity audit
+- Print CSS hardening
+
+### Option D: Retro Theme Full Design Pass
+- Complete cyberpunk aesthetic overhaul with user collaboration
+- Color refinement, contrast tuning, component-level styling
+- Full breakpoint QA after design is finalized
+
+---
+
+## PRICING REFERENCE
+
+```
+Users:     M365 $140 (m2m) / $130 (annual) | BYOL $110
+           ExtHrs +$25 | 1PWM +$9 | INKY +$8 | ZT +$55
+Endpoints: $35/ea | USB +$4 | BMB +$25
+Servers:   $120/ea
+ZT Net:    $25/seat | $100/router
+Admin:     Floor $150 | Threshold $650 | ZT supplement +$250 | 1PWM 10%
+VoIP:      Basic $28 | Standard $35 | Premium $45 | Phone +$15 | Fax +$10
+Discounts: m2m 0% | 12mo 3% + 50% off onboarding | 24mo 5% + complimentary
+HST:       13% (Ontario)
+```
+
+---
+
+## VERIFICATION COMMAND
+
+```
+node svsmspcalc/tests/test-quote-engine.js
+```
+
+254 tests, zero dependencies. Run after any pricing/engine/render changes.
+
+---
+
+## CONTEXT MANAGEMENT
+
+After completing work:
+- Update `docs/CHECKPOINT.md` with results
+- If context is heavy, create `docs/STAGE7-SESSION-PROMPT.md` for the next chat
+- Keep this document chain as the canonical handoff mechanism
diff --git a/pre-alpha/docs/STAGE7-SESSION-PROMPT.md b/pre-alpha/docs/STAGE7-SESSION-PROMPT.md
new file mode 100644
index 0000000..f5d443f
--- /dev/null
+++ b/pre-alpha/docs/STAGE7-SESSION-PROMPT.md
@@ -0,0 +1,166 @@
+# SVS MSP CALC — STAGE 7 SESSION PROMPT
+# Post-Elastic — Feature Work & Polish
+# Generated: 2026-03-15
+
+---
+
+## WHERE WE ARE
+
+**Beta build: COMPLETE.** Sections I–III are production-quality.
+**Phases 1–9: COMPLETE.** Bug fixes, visual polish, UX hardening, docs/QA, a11y/perf, code quality, test expansion, print enhancements, visual QA.
+**Phase 10 / Stage 6: COMPLETE.** Elastic responsive foundation — fluid `clamp()` tokens replace 5 fixed breakpoints with 3 structural ones. Max width scales to 2400px for large monitors.
+**Tests:** 254/254 passing.
+**Sections IV–VI:** Intentionally deferred as placeholders — do not activate.
+
+### Completed Stages
+- **Stage 1** — Discovery audit (codebase mapping, doc generation)
+- **Stage 2** — Beta build (Phases 1–4: bug fixes, visual polish, UX hardening, docs/QA)
+- **Phase 5** — Accessibility/performance audit + Font Awesome icon fix
+- **Stage 3 / Phase 6** — Code quality pass (tokens, CSS dedup, dead code)
+- **Stage 4 / Phase 7** — Test expansion (88 → 254 tests)
+- **Stage 4 / Phase 8** — Enhanced Print/PDF (rep name, notes, validity date, page breaks, CYA section)
+- **Stage 5 / Phase 9** — Visual QA (3 breakpoints × 4 themes) + Retro theme overhaul
+- **Stage 6 / Phase 10** — Elastic responsive foundation (5 → 3 breakpoints, fluid clamp() tokens, max-width up to 2400px)
+
+---
+
+## START EVERY SESSION BY READING
+
+1. `svsmspcalc/docs/CHECKPOINT.md` — current status, all completed work
+2. `svsmspcalc/docs/MASTER-SESSION-PROMPT.md` — full architecture, constraints, priorities
+3. `svsmspcalc/docs/QUICK-REF.md` — compact file map, DOM IDs, pricing, danger zones
+4. This file — session goals and context
+
+---
+
+## PROJECT SNAPSHOT
+
+**App:** SVS MSP CALC — live quote/pricing calculator for SVS Managed Services
+**Type:** Static HTML + Vanilla JS + Modular CSS (no frameworks, no build tools, no npm)
+**Used by:** SVS sales team, live on screen during prospect calls
+
+### Architecture
+```
+svsmspcalc/
+├── SVS-MSP-Calculator.html       # Stable HTML shell (65KB)
+├── SVS-MSP-Calculator.js         # Orchestration (350 lines)
+├── quote-engine.js               # Pure quote math (197 lines)
+├── quote-pricing.js              # Pricing defaults + CSV override (134 lines)
+├── quote-render.js               # DOM rendering + nudges (729 lines)
+├── quote-persistence.js          # localStorage save/restore (237 lines)
+├── quote-export.js               # Print/PDF + JSON export (320 lines)
+├── quote-import.js               # JSON quote import (166 lines)
+├── theme-manager.js              # 4-theme switching (121 lines)
+├── mobile-sync.js                # Mobile panel sync (275 lines)
+├── SVS-MSP-Calculator.css        # Manifest (@imports all CSS)
+├── SVS-MSP-Calculator-tokens.css # Design tokens + CSS vars (fluid clamp() layout)
+├── SVS-MSP-Calculator-base.css   # Global chrome
+├── SVS-MSP-Calculator-layout.css # Grid, header, main/sidebar
+├── SVS-MSP-Calculator-components.css # Section cards, controls, sidebar (67KB)
+├── SVS-MSP-Calculator-responsive.css # 3 structural breakpoints (1100/600/780L)
+├── SVS-MSP-Calculator-print.css  # Print-specific rules
+├── SVS-MSP-Calculator-light.css  # Light theme overrides
+├── SVS-MSP-Calculator-glass.css  # Glass theme (glassmorphism)
+├── SVS-MSP-Calculator-70retro.css # Retro Cyberpunk theme (paper + hot rose/teal)
+├── package-prices.csv            # Overrideable pricing (31 rows)
+├── tests/
+│   └── test-quote-engine.js      # 254 tests (Node.js, zero deps)
+└── docs/
+    ├── CHECKPOINT.md             # Build status checkpoint
+    ├── MASTER-SESSION-PROMPT.md  # Full architecture brief
+    ├── QUICK-REF.md              # Compact reference
+    ├── README.md
+    ├── code-verification.md      # Known-good baseline
+    ├── phase-roadmap.md          # Phase status
+    ├── quote-rules.md            # Business logic rules
+    ├── regression-checklist.md   # Test procedures
+    └── STAGE7-SESSION-PROMPT.md  # This file
+```
+
+### Responsive Architecture (Phase 10)
+- **Fluid tokens** in `tokens.css` — `clamp()` drives all spacing/sizing continuously
+- **3 structural breakpoints** in `responsive.css`:
+  - `≤1100px` — 2-col grid → 1-col, sidebar → mobile pill/panel
+  - `≤600px` — phone layout shifts (stacking, gutter collapse, touch targets)
+  - `≤780px landscape` — restore 2-col with sticky sidebar
+- **Width scaling:** 1080p → ~1766px, 1440p → ~2355px, 4K → 2400px cap
+- No more 1350px or 900px breakpoints — fluid tokens handle the range
+
+### Retro Theme Status
+- Overhauled from 70s wood-panel brown → warm paper + cyberpunk neon-warm accents
+- Accent: hot rose `#e11d48` | Teal: `#0d9488` | Header: warm charcoal `#1c1317`
+- **User noted:** full design polish deferred — current version is functional placeholder
+- Retro theme not yet QA'd across all viewport widths
+
+---
+
+## HARD CONSTRAINTS (NON-NEGOTIABLE)
+
+1. DOM IDs are a contract — renaming breaks mobile sync (100+ pairs)
+2. 254 tests must pass: `node svsmspcalc/tests/test-quote-engine.js`
+3. localStorage keys unchanged: `svs-msp-quote-v1`, `svs-msp-quote-ref`
+4. All 4 themes must work after every change
+5. Mobile parity maintained
+6. Print/PDF tested after CSS changes
+7. No frameworks, no npm — vanilla only
+8. Surgical changes only — read before editing
+9. Sections IV–VI are placeholders — do not activate or build out
+
+---
+
+## STAGE 7 GOALS — Choose priorities from this menu:
+
+### Option A: Feature Work
+- **Sidebar keyboard shortcuts** — Ctrl+P print, Ctrl+E export, Ctrl+R reset, Escape close focus mode
+- **Additional nudge logic** — new contextual nudges (e.g. "no endpoints but users set", "VoIP seats ≠ user count", high admin-to-MRR ratio)
+- **Any specific feature requests from the user**
+
+### Option B: Further Code Quality
+- `--transition-fast` token adoption across components.css
+- CSS selector specificity audit
+- Print CSS hardening
+
+### Option C: Retro Theme Full Design Pass
+- Complete cyberpunk aesthetic overhaul with user collaboration
+- Color refinement, contrast tuning, component-level styling
+- Full viewport QA after design is finalized
+
+### Option D: Visual QA Sweep
+- Verify elastic responsive behavior across viewport range (resize from 375px → 2560px)
+- Confirm all 4 themes render cleanly with new fluid tokens
+- Test landscape orientation on tablet/phone sizes
+
+---
+
+## PRICING REFERENCE
+
+```
+Users:     M365 $140 (m2m) / $130 (annual) | BYOL $110
+           ExtHrs +$25 | 1PWM +$9 | INKY +$8 | ZT +$55
+Endpoints: $35/ea | USB +$4 | BMB +$25
+Servers:   $120/ea
+ZT Net:    $25/seat | $100/router
+Admin:     Floor $150 | Threshold $650 | ZT supplement +$250 | 1PWM 10%
+VoIP:      Basic $28 | Standard $35 | Premium $45 | Phone +$15 | Fax +$10
+Discounts: m2m 0% | 12mo 3% + 50% off onboarding | 24mo 5% + complimentary
+HST:       13% (Ontario)
+```
+
+---
+
+## VERIFICATION COMMAND
+
+```
+node svsmspcalc/tests/test-quote-engine.js
+```
+
+254 tests, zero dependencies. Run after any pricing/engine/render changes.
+
+---
+
+## CONTEXT MANAGEMENT
+
+After completing work:
+- Update `docs/CHECKPOINT.md` with results
+- If context is heavy, create `docs/STAGE8-SESSION-PROMPT.md` for the next chat
+- Keep this document chain as the canonical handoff mechanism
diff --git a/pre-alpha/docs/STAGE9-SESSION-PROMPT.md b/pre-alpha/docs/STAGE9-SESSION-PROMPT.md
new file mode 100644
index 0000000..38dc50d
--- /dev/null
+++ b/pre-alpha/docs/STAGE9-SESSION-PROMPT.md
@@ -0,0 +1,167 @@
+# SVS MSP CALC — STAGE 9 SESSION PROMPT
+# Next Session
+# Generated: 2026-03-15
+
+---
+
+## WHERE WE ARE
+
+**Beta build: COMPLETE.** Sections I–III are production-quality.
+**Phases 1–11 + Stage 8: COMPLETE.** Bug fixes, visual polish, UX hardening, docs/QA, a11y/perf, code quality I & II, test expansion, print enhancements, visual QA, elastic responsive, feature work.
+**Stage 8 Feature Fixes: COMPLETE.**
+- Fullscreen live quote view: Print button in sidebar header (Reset/Import/Export JSON hidden)
+- Toggle switches: distinct off/on colors per theme (`--surface-switch-off`/`--surface-switch-on`)
+- Pricing: migrated from CSV to JSON (`package-prices.json`)
+- JSON export/import: already captures all form data including quote notes (schema v1.1)
+**Tests:** 254/254 passing.
+**Sections IV–VI:** Intentionally deferred as placeholders — do not activate.
+
+### Completed Stages
+- **Stage 1** — Discovery audit (codebase mapping, doc generation)
+- **Stage 2** — Beta build (Phases 1–4: bug fixes, visual polish, UX hardening, docs/QA)
+- **Phase 5** — Accessibility/performance audit + Font Awesome icon fix
+- **Stage 3 / Phase 6** — Code quality pass I (tokens, CSS dedup, dead code)
+- **Stage 4 / Phase 7** — Test expansion (88 → 254 tests)
+- **Stage 4 / Phase 8** — Enhanced Print/PDF (rep name, notes, validity date, page breaks, CYA section)
+- **Stage 5 / Phase 9** — Visual QA (3 breakpoints × 4 themes) + Retro theme overhaul
+- **Stage 6 / Phase 10** — Elastic responsive foundation (5 → 3 breakpoints, fluid clamp() tokens, max-width up to 2400px)
+- **Stage 7 / Phase 11** — Feature work: keyboard shortcuts (Ctrl+P/E/R) + 4 new contextual nudges
+- **Stage 8 / Phase 12** — Code quality pass II: transition tokens, CSS specificity audit, print CSS hardening
+- **Stage 8 Feature Fixes** — Fullscreen print button fix, toggle switch 2-state themed colors, pricing CSV → JSON migration
+
+---
+
+## START EVERY SESSION BY READING
+
+1. `svsmspcalc/docs/CHECKPOINT.md` — current status, all completed work
+2. `svsmspcalc/docs/MASTER-SESSION-PROMPT.md` — full architecture, constraints, priorities
+3. `svsmspcalc/docs/QUICK-REF.md` — compact file map, DOM IDs, pricing, danger zones
+4. This file — session goals and context
+
+---
+
+## PROJECT SNAPSHOT
+
+**App:** SVS MSP CALC — live quote/pricing calculator for SVS Managed Services
+**Type:** Static HTML + Vanilla JS + Modular CSS (no frameworks, no build tools, no npm)
+**Used by:** SVS sales team, live on screen during prospect calls
+
+### Architecture
+```
+svsmspcalc/
+├── SVS-MSP-Calculator.html       # Stable HTML shell (65KB)
+├── SVS-MSP-Calculator.js         # Orchestration + keyboard shortcuts (375 lines)
+├── quote-engine.js               # Pure quote math (197 lines)
+├── quote-pricing.js              # Pricing defaults + JSON override (134 lines)
+├── quote-render.js               # DOM rendering + nudges (760 lines)
+├── quote-persistence.js          # localStorage save/restore (237 lines)
+├── quote-export.js               # Print/PDF + JSON export (320 lines)
+├── quote-import.js               # JSON quote import (166 lines)
+├── theme-manager.js              # 4-theme switching (121 lines)
+├── mobile-sync.js                # Mobile panel sync (275 lines)
+├── SVS-MSP-Calculator.css        # Manifest (@imports all CSS)
+├── SVS-MSP-Calculator-tokens.css # Design tokens + CSS vars (fluid clamp() layout)
+├── SVS-MSP-Calculator-base.css   # Global chrome
+├── SVS-MSP-Calculator-layout.css # Grid, header, main/sidebar
+├── SVS-MSP-Calculator-components.css # Section cards, controls, sidebar (67KB)
+├── SVS-MSP-Calculator-responsive.css # 3 structural breakpoints (1100/600/780L)
+├── SVS-MSP-Calculator-print.css  # Print-specific rules
+├── SVS-MSP-Calculator-light.css  # Light theme overrides
+├── SVS-MSP-Calculator-glass.css  # Glass theme (glassmorphism)
+├── SVS-MSP-Calculator-70retro.css # Retro Cyberpunk theme (paper + hot rose/teal)
+├── package-prices-data.js        # Pricing data (edit this to change prices — loaded via <script>)
+├── package-prices.json           # Pricing reference (JSON format, not loaded at runtime)
+├── package-prices.csv            # Legacy pricing reference (not loaded at runtime)
+├── tests/
+│   └── test-quote-engine.js      # 254 tests (Node.js, zero deps)
+└── docs/
+    ├── CHECKPOINT.md             # Build status checkpoint
+    ├── MASTER-SESSION-PROMPT.md  # Full architecture brief
+    ├── QUICK-REF.md              # Compact reference
+    ├── README.md
+    ├── code-verification.md      # Known-good baseline
+    ├── phase-roadmap.md          # Phase status
+    ├── quote-rules.md            # Business logic rules
+    ├── regression-checklist.md   # Test procedures
+    ├── STAGE8-SESSION-PROMPT.md  # Previous stage
+    └── STAGE9-SESSION-PROMPT.md  # This file
+```
+
+### Pricing Configuration
+
+Pricing is loaded from `package-prices-data.js` via `<script>` tag (works on `file://` — no web server needed). The loader also has a `fetch()` fallback for web server environments, then falls back to built-in defaults.
+
+**To update pricing:** Edit `package-prices-data.js` — change the `value` field for any key:
+```js
+window.SVS_PRICING_DATA = {
+  "user_packages": {
+    "RATE_M365": { "value": 130, "description": "..." },
+    ...
+  },
+  ...
+};
+```
+
+Categories: `user_packages`, `user_addons`, `endpoints`, `endpoint_addons`, `zero_trust_network`, `voip`, `site_admin`, `contract_discounts`, `tax`, `vs_comparison`.
+
+---
+
+## HARD CONSTRAINTS (NON-NEGOTIABLE)
+
+1. DOM IDs are a contract — renaming breaks mobile sync (100+ pairs)
+2. 254 tests must pass: `node svsmspcalc/tests/test-quote-engine.js`
+3. localStorage keys unchanged: `svs-msp-quote-v1`, `svs-msp-quote-ref`
+4. All 4 themes must work after every change
+5. Mobile parity maintained
+6. Print/PDF tested after CSS changes
+7. No frameworks, no npm — vanilla only
+8. Surgical changes only — read before editing
+9. Sections IV–VI are placeholders — do not activate or build out
+
+---
+
+## STAGE 9 GOALS
+
+_To be determined by the user in the next session._
+
+Potential areas for continued work:
+- **Spacing token consolidation** — 150+ magic-number spacings in components.css (deferred from Stage 8)
+- **Visual QA pass** — Retro theme at all viewport widths + landscape (noted as incomplete in Stage 5)
+- **Additional feature work** — user-driven
+- **Test coverage** — additional edge cases or integration-level tests
+- **Documentation updates** — README, MASTER-SESSION-PROMPT alignment
+
+---
+
+## PRICING REFERENCE
+
+```
+Users:     M365 $140 (m2m) / $130 (annual) | BYOL $110
+           ExtHrs +$25 | 1PWM +$9 | INKY +$8 | ZT +$55
+Endpoints: $35/ea | USB +$4 | BMB +$25
+Servers:   $120/ea
+ZT Net:    $25/seat | $100/router
+Admin:     Floor $150 | Threshold $650 | ZT supplement +$250 | 1PWM 10%
+VoIP:      Basic $28 | Standard $35 | Premium $45 | Phone +$15 | Fax +$10
+Discounts: m2m 0% | 12mo 3% + 50% off onboarding | 24mo 5% + complimentary
+HST:       13% (Ontario)
+```
+
+---
+
+## VERIFICATION COMMAND
+
+```
+node svsmspcalc/tests/test-quote-engine.js
+```
+
+254 tests, zero dependencies. Run after any pricing/engine/render changes.
+
+---
+
+## CONTEXT MANAGEMENT
+
+After completing work:
+- Update `docs/CHECKPOINT.md` with results
+- If context is heavy, create `docs/STAGE10-SESSION-PROMPT.md` for the next chat
+- Keep this document chain as the canonical handoff mechanism
diff --git a/pre-alpha/docs/ai-session-brief.md b/pre-alpha/docs/ai-session-brief.md
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+# AI Session Brief
+
+## Mission
+
+Operate like a senior engineering, UX/UI, QA, and sales-enablement team in one:
+
+- Senior frontend engineer: minimal safe changes, clean code, strong regression awareness
+- UX/UI lead: polish, readability, hierarchy, responsive quality, accessibility, and visual restraint
+- Marketing manager: keep messaging clear, persuasive, professional, and sales-usable
+
+## Post-startup reminder
+
+After reading docs, always remind the user:
+
+> You have an automated quote engine test suite (88 tests). Run anytime:
+> `node svsmspcalc/tests/test-quote-engine.js`
+> I can run it for you, or modify it to add new test scenarios.
+
+## Non-negotiables
+
+- Inspect existing code before editing
+- Prefer the smallest safe change
+- Preserve current behavior unless explicitly asked to change it
+- Keep the HTML shell and DOM IDs stable unless approved
+- Preserve calculations, exports, persistence, theme switching, and mobile parity
+- Avoid broad rewrites, framework changes, or "cleanup for its own sake"
+- Minimize token waste
+- Read only the files needed for the task
+- Treat code quality as production-grade: clear intent, low duplication, safe edge handling, and no casual hacks
+- Always check for regressions, syntax issues, broken flows, and stale code before calling work done
+- Run `node svsmspcalc/tests/test-quote-engine.js` after any pricing or engine changes
+
+## Product bar
+
+- Sales-facing and professional
+- Clear, persuasive, and polished rather than flashy
+- Responsive behavior should feel elastic and harmonious, not breakpoint-fragile
+- Prefer tokenized or container-based layout fixes over piling on viewport hacks
+- Light mode should feel comfortable, soft khaki/brown, and high-readability
+- UI changes should improve both visual quality and sales clarity
+- Copy should sound confident, concise, and client-facing
+
+## Current scope guardrails
+
+- All six sections (I-VI) are structurally active with unified `sec-controls-row` headers
+- Sections default to collapsed on load; inner collapsibles default to collapsed
+- Keep docs concise; only append notes that materially speed up future resume work
+
+## Required validation mindset
+
+- Run automated tests after pricing/engine changes
+- Run syntax checks after JS edits
+- Review for stale references, dead code, and duplicated logic
+- Assume inline handlers and mobile clone sync can hide dependencies; verify before deleting code
+- Call out any unverified areas, especially print/PDF, JSON export, persistence, and mobile parity
+
+## Resume order
+
+1. Read `docs/README.md`
+2. Read `docs/phase-roadmap.md`
+3. Read `docs/code-verification.md`
+4. Use `docs/quote-rules.md` only if business-rule detail is needed
+5. Use `docs/regression-checklist.md` only when validating behavior
+6. Then inspect only the code files relevant to the request
+7. **Remind user about the test suite** (see Post-startup reminder above)
diff --git a/pre-alpha/docs/code-verification.md b/pre-alpha/docs/code-verification.md
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+# Code Verification
+
+## Latest checkpoint
+
+- Date: March 15, 2026
+- Verification: automated quote engine tests (88/88 passing) + visual review
+- Status: Phases 1–3 complete (bug fixes, visual polish, UX hardening)
+
+## Automated test suite
+
+**Location:** `svsmspcalc/tests/test-quote-engine.js`
+**Run:** `node svsmspcalc/tests/test-quote-engine.js`
+**Result:** 88 tests passing across 21 test groups
+
+### What's covered
+
+| Area | Tests |
+|------|-------|
+| M365 vs BYOL rates | User base rates, rate switching |
+| Admin fee scaling | Floor ($150), minimum ($650), ZT premium ($250), 1Password markup (10%) |
+| Admin waiver | Fee calculated but excluded from MRR |
+| User add-ons | Extended Hours, 1Password, INKY, Zero Trust per-user |
+| Endpoint add-ons | USB Blocking, Bare Metal Backup |
+| Server pricing | Per-server rate, inclusion in subtotals |
+| Contract discounts | m2m (0%), 12mo (3%), 24mo (5%) |
+| HST | 13% applied after discount, disabled = 0, combo with discount |
+| VoIP | All 3 tiers, phone + fax add-ons |
+| Zero Trust networking | Seats + routers |
+| Edge cases | Zero users, per-user breakdowns |
+| MRR integrity | MRR = sum of components across 5 different configs |
+| Realistic scenario | Full 22-user quote with all features |
+
+### How to extend
+
+- Add `describe()` / `it()` blocks in the test file
+- Uses `eq(actual, expected, label)` for exact assertions
+- Uses `near(actual, expected, tolerance, label)` for floating-point
+- Ask Claude to add tests for new scenarios
+
+## What is currently known-good
+
+### Section header redesign (completed this session)
+- All 6 sections use unified `sec-controls-row` pattern (stepper + badge + price on row 2)
+- Subtitles moved to row 3, visible only when expanded
+- Section headers use CSS grid: numeral + title + chevron on row 1
+- Container query at ≤520px and media query at ≤600px handle small-screen stacking
+- Cascade order issues resolved (container query overrides placed after base rules)
+
+### UI/UX changes (completed this session)
+- ~15-20% spacing optimization across all tokens, layout, components, and responsive CSS
+- All sections default to collapsed state on load
+- Inner collapsibles (What's Included, Add-Ons) default to collapsed
+- "What This Fee Supports" card removed from SEC-01
+- "Protection First, Recovery Optional" card removed from SEC-03
+- Progress bar always visible when SEC-01 is collapsed
+- Floor note restyled to match title font (DM Mono, 12px, uppercase)
+- Summary badges show price only (no counts — stepper already shows quantity)
+
+### Print/export changes
+- Print now respects user's HST toggle (Phase 1 fix — no longer forces HST on)
+- JSON export includes `version: '1.0'` schema field (Phase 1 addition)
+- Print CSS hides `sec-controls-row` instead of old `sec-collapsed-counter`
+
+### Dead code removed
+- `sec-collapsed-counter` CSS and HTML (replaced by `sec-controls-row`)
+- `floorProgress` span (right-side threshold text)
+
+## Runtime areas that must stay intact
+
+- Quote calculations (now verified by automated tests)
+- Exports
+- Local persistence
+- Theme switching
+- Mobile quote sync/parity
+
+### Phase 1 bug fixes (verified)
+- ADDON_INKY default: $5 → $8 in quote-pricing.js (test expectations updated)
+- Onboarding fee manual override preserved across term switches (data-manual-value attribute)
+- VoIP fax CSV comment: "Flat/mo" → "Per seat/mo"
+- Print HST: now respects user toggle instead of forcing HST on
+- JSON export: schema version '1.0' added
+- ZT admin supplement: amber nudge warning when ztActive
+
+### Phase 2 visual polish (verified)
+- Hardcoded danger icon color → `var(--text-danger)`
+- Hardcoded pill-savings active color → `var(--text-pill-savings-active)` (new token in all 4 themes)
+- All 4 themes fully token-covered for Sections I–III
+- No remaining hardcoded colors in active section CSS
+
+### Phase 3 UX hardening (verified)
+- Smooth theme-switch transition (0.25s crossfade via `.theme-transitioning`)
+- Nudge crossfade on rotation/nav (180ms fade-out → swap → fade-in)
+- Summary badge fade-in on collapse (0.25s animation)
+- Addon toggle micro-feedback (0.2s scale pulse)
+- Touch targets ≥44px on mobile (close btn, nudge nav, section toggles)
+- Mobile focus trap in panel (Tab cycles within, focus returns to pill on close)
+- Safe-area insets for notch phones (pill position, panel padding)
+
+### Phase 5 accessibility & performance fixes (verified)
+- `aria-expanded` on all section toggles and collapsible headers (12 elements)
+- Focus trap on reset confirm modal (Tab cycles within modal)
+- `aria-label` on all stepper buttons (12 elements: "Decrease/Increase users/endpoints/etc.")
+- Glass theme `background-attachment: scroll` on mobile (≤1100px) to prevent iOS scroll jank
+- Mobile sync guard: skips 35+ element sync when panel closed on desktop
+- Mobile sync gaps fixed: `sidebarFocusClientName`, `sl-discount-detail`, `sl-value-onboarding-label` added to sync map
+- Full sync forced on `openMobilePanel()` to ensure fresh data
+
+### Font Awesome icon fix (verified)
+- All 36 FA Sharp Solid icon references in components.css converted from file paths to inline `data:image/svg+xml` URIs
+- Icons now render on `file://` protocol without a server
+- If adding new icons: use inline data URI format, not file path references
+
+## What still needs caution
+
+- DOM rendering tests (sidebar values, warnings, mobile sync) are not yet automated
+- Export/persistence tests are not yet automated
+
+## Required check standard for future edits
+
+- After pricing/engine edits: run `node svsmspcalc/tests/test-quote-engine.js`
+- After JS edits: run syntax checks
+- After logic edits: review quote math, persistence, export, and mobile parity impact
+- After sidebar changes: verify the mobile clone/sync map still covers the changed elements
+- After copy or styling edits in sales-critical areas: check readability and messaging
diff --git a/pre-alpha/docs/phase-roadmap.md b/pre-alpha/docs/phase-roadmap.md
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+++ b/pre-alpha/docs/phase-roadmap.md
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+# Phase Roadmap
+
+## Status
+
+All phases complete. Project is in user-driven stage work.
+
+| Stage | Phase | Work | Status |
+|-------|-------|------|--------|
+| 1 | 0 | Discovery audit, codebase mapping, doc generation | Complete |
+| 2 | 1 | Bug fixes (6 issues: INKY $8, onboarding, VoIP CSV, print HST, JSON, ZT nudge) | Complete |
+| 2 | 2 | Visual polish (hardcoded colors → tokens, 4 themes audited) | Complete |
+| 2 | 3 | UX hardening (transitions, touch targets, focus traps, safe-area) | Complete |
+| 2 | 4 | Documentation & QA (doc sync, regression walkthrough, beta DOD) | Complete |
+| — | 5 | Accessibility/performance audit + Font Awesome icon fix | Complete |
+| 3 | 6 | Code quality I (tokens, CSS dedup, dead code) | Complete |
+| 4 | 7 | Test expansion (88 → 254 tests) | Complete |
+| 4 | 8 | Enhanced Print/PDF (rep name, notes, validity, page breaks, CYA) | Complete |
+| 5 | 9 | Visual QA (3 breakpoints × 4 themes) + Retro theme overhaul | Complete |
+| 6 | 10 | Elastic responsive (5 → 3 breakpoints, fluid clamp() tokens) | Complete |
+| 7 | 11 | Feature work: keyboard shortcuts (Ctrl+P/E/R) + 4 nudges | Complete |
+| 8 | 12 | Code quality II: transition tokens, specificity, print CSS | Complete |
+| 8 | — | Feature fixes: fullscreen print, toggle colors, CSV→JSON pricing | Complete |
+| 9 | — | Spacing token consolidation, pricing label sync, Retro visual QA | Complete |
+
+**Tests:** 254/254 passing. `node svsmspcalc/tests/test-quote-engine.js`
+
+## Architecture baseline
+
+- JS split into pricing, engine, render, persistence, export, import, theme, and mobile-sync modules
+- CSS split into tokens, base, layout, components, responsive, print, and 3 theme override files
+- HTML shell kept stable during the split
+- Pricing loads from `package-prices-data.js` via `<script>` tag (no web server needed)
+- Automated test suite at `tests/test-quote-engine.js` (254 tests, zero deps)
+
+## Approved work
+
+- Bug fixes
+- CSS/UI polish, theme improvements
+- Responsive cleanup and hardening
+- Spacing, alignment, color consistency fixes
+- Documentation cleanup
+- Test coverage expansion
+- Small dead-code cleanup (after usage verification)
+
+## Do not do without explicit approval
+
+- Broad rewrites or framework migration
+- DOM ID or event-contract changes
+- Reworking quote math or export structure without a clear bug
+- Activating Sections IV–VI beyond placeholder state
diff --git a/pre-alpha/docs/quote-rules.md b/pre-alpha/docs/quote-rules.md
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+# Quote Rules
+
+Use this only when pricing or behavior rules are relevant. For general resume context, the four startup docs are enough.
+
+## Pricing source of truth
+
+- Built-in pricing defaults live in `quote-pricing.js`.
+- `package-prices.json` may override them at startup.
+- `readFormState()` in `quote-engine.js` maps the DOM into a normalized state object.
+- `calculateQuote(state, pricing)` in `quote-engine.js` is the current pricing source of truth.
+- `calcQuote()` in `SVS-MSP-Calculator.js` remains as the compatibility wrapper used by the rest of the runtime.
+
+## Core billing rules
+
+- User package base rate:
+  - `RATE_M365_M2M` ($140) when M365 Included + month-to-month
+  - `RATE_M365` ($130) when M365 Included + 12-month or 24-month term
+  - `RATE_BYOL` ($110) when BYOL is selected (all terms)
+- M365 retail comparison: monthly $36, annual $29 — savings shown in UI
+- User add-ons:
+  - Extended Hours
+  - 1Password
+  - INKY Pro
+  - Zero Trust User Seat
+- Endpoint pricing:
+  - `RATE_ENDPOINT` per endpoint
+  - `ADDON_USB_BLOCKING` per endpoint when selected
+  - `ADDON_BARE_METAL_BACKUP` per endpoint when selected
+- Server pricing:
+  - `RATE_SERVER` per server
+- Zero Trust Networking:
+  - `ZT_SEAT_RATE` per non-user device seat
+  - `ZT_ROUTER_RATE` per HaaS device
+- VoIP:
+  - tier rate per seat
+  - optional desk phone add-on
+  - optional eFax add-on priced per seat
+
+## Site admin fee rules
+
+- Base subtotal for threshold logic:
+  - user base
+  - endpoint base
+  - server base
+- Site admin base:
+  - `max(ADMIN_FEE_FLOOR, ADMIN_FEE_MINIMUM - baseSubtotal)`
+- Additional site admin charges:
+  - `ADMIN_FEE_ZT` when Zero Trust is active
+  - `ADMIN_1PWM_PCT` surcharge on 1Password MRR when 1Password is selected
+- Admin fee can be manually waived
+
+## Contract term rules
+
+- Month-to-month: no MRR discount, full onboarding fee
+- 12-month: 3% off MRR + 50% off onboarding fee
+- 24-month: 5% off MRR + complimentary onboarding (fully waived)
+
+## Onboarding fee rules
+
+- Default onboarding fee is auto-calculated as 50% of pre-discount MRR
+- 12-month term auto-applies 50% discount to onboarding (25% of MRR)
+- 24-month term fully waives onboarding (complimentary)
+- Manual entry overrides the auto value until reset
+- Manual override value is preserved in `data-manual-value` attribute across term switches
+- Waived onboarding disables the input and shows complimentary state
+- Onboarding fee is not included in headline MRR
+
+## Tax rules
+
+- Ontario HST is optional (user toggle)
+- HST is applied to discounted MRR, not base MRR
+- Print/PDF export respects the user's HST toggle state (does not force HST on)
+
+## Savings and comparison rules
+
+- M365 bundle savings are shown when M365 Included is selected
+- BYOL can trigger a missed-savings callout
+- VoIP can compare against a current phone bill input
+- In-house IT comparison uses internal tool-cost and salary assumptions from pricing config
+
+## eFax pricing decision
+
+- The approved business rule is per seat
+- Current logic already calculates the eFax add-on per VoIP seat
+- Any remaining `per line` sales copy should be aligned in a small approved copy pass
+
+## JSON export rules
+
+- Export includes `version: '1.0'` as first field in payload
+- Schema defined in STAGE2-BUILD-PROMPT.md
+- Intended for n8n workflow consumption
+
+## Admin fee nudge
+
+- When Zero Trust is active (`ztActive`), an amber nudge warns about the $250 admin fee supplement
+- Nudge is informational — does not block configuration
diff --git a/pre-alpha/docs/regression-checklist.md b/pre-alpha/docs/regression-checklist.md
new file mode 100644
index 0000000..9c4a95b
--- /dev/null
+++ b/pre-alpha/docs/regression-checklist.md
@@ -0,0 +1,104 @@
+# Regression Checklist
+
+Use this when a change could affect runtime behavior. It is not required reading for every session.
+
+## Automated tests (run first)
+
+```
+node svsmspcalc/tests/test-quote-engine.js
+```
+
+This covers all core quote math, admin fee logic, discounts, HST, VoIP, ZT, and MRR integrity. If all 88 tests pass, the items marked **[AUTO]** below are verified.
+
+## Core quote math
+
+- **[AUTO]** Verify M365 Included and BYOL base rates
+- **[AUTO]** Verify each user add-on changes MRR correctly
+- **[AUTO]** Verify endpoint count affects endpoint pricing
+- **[AUTO]** Verify server count affects server pricing
+- **[AUTO]** Verify Zero Trust Networking seat and HaaS counts affect MRR correctly
+- **[AUTO]** Verify VoIP tier changes pricing correctly
+- **[AUTO]** Verify desk phone and eFax add-ons change pricing correctly
+
+## Site admin fee
+
+- **[AUTO]** Verify admin fee floor at low subtotal
+- **[AUTO]** Verify admin fee reduces as base subtotal rises
+- **[AUTO]** Verify admin fee stops reducing at the configured floor
+- **[AUTO]** Verify Zero Trust supplement appears when Zero Trust is active
+- **[AUTO]** Verify 1Password admin surcharge appears when 1Password is selected
+- **[AUTO]** Verify admin fee waive excludes fee from MRR
+- [MANUAL] Verify admin fee waive state updates all relevant displays
+
+## Contract term and onboarding
+
+- **[AUTO]** Verify month-to-month has no discount
+- **[AUTO]** Verify 12-month applies 3% discount
+- **[AUTO]** Verify 24-month applies 5% discount
+- [MANUAL] Verify 12-month auto-waives onboarding
+- [MANUAL] Verify 24-month auto-waives onboarding
+- [MANUAL] Verify switching back to month-to-month restores editable onboarding behavior
+- [MANUAL] Verify manual onboarding override persists until reset by waiver logic
+
+## Tax and totals
+
+- **[AUTO]** Verify HST toggle applies 13% to discounted MRR
+- **[AUTO]** Verify HST disabled = $0
+- **[AUTO]** Verify HST applied after contract discount (not before)
+- **[AUTO]** Verify annual projection matches effective MRR * 12
+- **[AUTO]** Verify per-user effective cost is 0 when users = 0
+
+## Sidebar and mobile parity
+
+- [MANUAL] Verify desktop sidebar values match configured quote
+- [MANUAL] Verify mobile pill MRR matches headline MRR
+- [MANUAL] Verify mobile panel content matches desktop sidebar
+- [MANUAL] Verify mobile HST toggle syncs back to desktop state
+- [MANUAL] Verify nudge banner content and state match on desktop and mobile
+
+## Persistence and reset
+
+- [MANUAL] Verify quote state restores after reload
+- [MANUAL] Verify theme preference restores after reload
+- [MANUAL] Verify quote reference persists within the intended window
+- [MANUAL] Verify reset clears quote state
+- [MANUAL] Verify reset preserves theme preference
+
+## Export and print
+
+- [MANUAL] Verify Print / Save PDF opens the formatted print view
+- [MANUAL] Verify print respects user's HST toggle state
+- [MANUAL] Verify print view uses the expected totals, discount, onboarding, and HST states
+- [MANUAL] Verify JSON export downloads a file
+- [MANUAL] Verify JSON export copies content to clipboard when supported
+- [MANUAL] Verify JSON payload matches the visible quote configuration
+- [MANUAL] Verify JSON export includes `"version": "1.0"` field
+
+## Section header layout
+
+- [MANUAL] Verify all 6 sections show numeral + title + chevron on row 1
+- [MANUAL] Verify controls row (stepper + badge + price) on row 2
+- [MANUAL] Verify subtitle appears on row 3 only when expanded
+- [MANUAL] Verify small-screen stacking at ≤600px / container ≤520px
+- [MANUAL] Verify all elements span full width when stacked
+
+## UX interactions (Phase 3)
+
+- [MANUAL] Verify theme switch transitions smoothly (no flash)
+- [MANUAL] Verify nudge banner crossfades on rotation and manual nav
+- [MANUAL] Verify section summary badge fades in on collapse
+- [MANUAL] Verify addon row shows subtle pulse on toggle
+- [MANUAL] Verify touch targets ≥44px at ≤600px (close btn, nudge nav, section toggles)
+- [MANUAL] Verify mobile panel traps focus (Tab cycles within panel)
+- [MANUAL] Verify focus returns to pill on panel close
+- [MANUAL] Verify safe-area insets respected on notch phones (pill position, panel padding)
+
+## Accessibility (Phase 5)
+
+- [MANUAL] Verify `aria-expanded` toggles on section headers when opening/closing
+- [MANUAL] Verify `aria-expanded` toggles on collapsible headers when opening/closing
+- [MANUAL] Verify reset modal traps focus (Tab cycles within modal, cannot reach background)
+- [MANUAL] Verify stepper buttons announce descriptive labels via screen reader
+- [MANUAL] Verify Glass theme scrolls smoothly on mobile (no jank from fixed backgrounds)
+- [MANUAL] Verify mobile panel gets full sync on open (client name, discount label visible)
+- [MANUAL] Verify mobile sync skips on desktop when panel is closed (performance)
diff --git a/pre-alpha/mobile-sync.js b/pre-alpha/mobile-sync.js
new file mode 100644
index 0000000..67e462f
--- /dev/null
+++ b/pre-alpha/mobile-sync.js
@@ -0,0 +1,283 @@
+(function(global) {
+  'use strict';
+
+  function initMobileSync() {
+    function usesStaticSidebarLayout() {
+      return global.innerWidth > 1100 || global.matchMedia('(max-width: 780px) and (orientation: landscape)').matches;
+    }
+
+    function canUseSidebarFocusMode() {
+      return global.innerWidth > 1100;
+    }
+
+    function syncSidebarFocusUi() {
+      var focusToggle = document.getElementById('sidebarFocusToggle');
+      var focusOpen = document.body.classList.contains('sidebar-focus-open');
+      if (!focusToggle) return;
+
+      focusToggle.setAttribute('aria-pressed', focusOpen ? 'true' : 'false');
+      focusToggle.setAttribute('aria-label', focusOpen ? 'Collapse live quote' : 'Expand live quote');
+      focusToggle.setAttribute('title', focusOpen ? 'Collapse live quote' : 'Expand live quote');
+    }
+
+    function buildMobileSidebar() {
+      var container = document.getElementById('mobilePanelContent');
+      var desktopSidebar = document.querySelector('.side-col .sidebar');
+      if (!container || !desktopSidebar || container.children.length) return;
+
+      var mobileSidebar = desktopSidebar.cloneNode(true);
+      mobileSidebar.removeAttribute('id');
+
+      mobileSidebar.querySelectorAll('[id]').forEach(function(el) {
+        el.id = el.id + '_m';
+      });
+
+      var mobileHstToggle = mobileSidebar.querySelector('#hstToggle_m');
+      if (mobileHstToggle) {
+        mobileHstToggle.onchange = function() {
+          var desktopHstToggle = document.getElementById('hstToggle');
+          if (desktopHstToggle) desktopHstToggle.checked = this.checked;
+          global.update();
+        };
+      }
+
+      var mobileExportJson = mobileSidebar.querySelector('#btnExportJSON_m');
+      if (mobileExportJson) mobileExportJson.removeAttribute('id');
+
+      container.appendChild(mobileSidebar);
+    }
+
+    function syncEl(id) {
+      var src = document.getElementById(id);
+      var dst = document.getElementById(id + '_m');
+      if (src && dst) dst.innerHTML = src.innerHTML;
+    }
+
+    function syncClass(id) {
+      var src = document.getElementById(id);
+      var dst = document.getElementById(id + '_m');
+      if (src && dst) dst.className = src.className;
+    }
+
+    function syncStyle(id) {
+      var src = document.getElementById(id);
+      var dst = document.getElementById(id + '_m');
+      if (src && dst) dst.style.cssText = src.style.cssText;
+    }
+
+    function syncChecked(id) {
+      var src = document.getElementById(id);
+      var dst = document.getElementById(id + '_m');
+      if (src && dst) dst.checked = src.checked;
+    }
+
+    function runSidebarSync(ids, syncFn) {
+      ids.forEach(syncFn);
+    }
+
+    var sidebarSyncMap = {
+      html: [
+        'sl-users-val',
+        'sl-endpoints-val',
+        'sl-servers-val',
+        'sl-zt-val',
+        'sl-voip-val',
+        'sl-admin-val',
+        'sl-monthly-total-val',
+        'mrrDisplay',
+        'sl-discount-val',
+        'sl-discount-detail',
+        'sl-base-mrr-val',
+        'sl-hst-val',
+        'sl-hst-total-val',
+        'sl-first-mri-val',
+        'sl-first-hst-val',
+        'sl-otf-val',
+        'sl-first-total-val',
+        'sl-value-m365-val',
+        'sl-value-term-val',
+        'sl-value-onboarding-val',
+        'sl-value-onboarding-label',
+        'sl-value-admin-val',
+        'sl-value-byol-val',
+        'sl-value-total-val',
+        'annualDisplay',
+        'perUserDisplay',
+        'perUserBreakdown',
+        'sidebarFocusClientName',
+        'vs-svs-annual',
+        'vs-1man-cost',
+        'vs-1man-save',
+        'vs-1man-save-lbl',
+        'vs-5man-cost',
+        'vs-5man-save',
+        'vs-5man-save-lbl',
+        'vs-footnote',
+        'nudgeText',
+        'nudgeCounter',
+        'sl-users-sub',
+        'sl-endpoints-sub',
+        'sl-admin-sub'
+      ],
+      class: [
+        'sl-users',
+        'sl-users-sub',
+        'sl-endpoints',
+        'sl-endpoints-sub',
+        'sl-admin-sub',
+        'sl-servers',
+        'sl-zt',
+        'sl-voip',
+        'sl-admin',
+        'sl-monthly-total-row',
+        'vsComparison',
+        'sl-first-hst-row',
+        'sl-otf-row',
+        'sl-first-total-row',
+        'sl-value-m365-row',
+        'sl-value-term-row',
+        'sl-value-onboarding-row',
+        'sl-value-admin-row',
+        'sl-value-byol-row',
+        'sl-value-total-row',
+        'perUserRow',
+        'perUserBreakdown',
+        'sl-discount-row',
+        'sl-base-mrr-row',
+        'sl-hst-row',
+        'sl-hst-total-row',
+        'vs-1man-save-row',
+        'vs-1man-save',
+        'vs-1man-save-lbl',
+        'vs-5man-save-row',
+        'vs-5man-save',
+        'vs-5man-save-lbl',
+        'nudgeBanner'
+      ],
+      style: [
+        'sl-users-sub',
+        'sl-endpoints-sub',
+        'sl-admin-sub',
+        'perUserRow'
+      ],
+      checked: [
+        'hstToggle'
+      ]
+    };
+
+    buildMobileSidebar();
+
+    global.openSidebarFocus = function() {
+      if (!canUseSidebarFocusMode()) return;
+      document.body.classList.add('sidebar-focus-open');
+      syncSidebarFocusUi();
+      if (typeof global.syncBodyScrollLock === 'function') global.syncBodyScrollLock();
+    };
+
+    global.closeSidebarFocus = function() {
+      document.body.classList.remove('sidebar-focus-open');
+      syncSidebarFocusUi();
+      if (typeof global.syncBodyScrollLock === 'function') global.syncBodyScrollLock();
+    };
+
+    global.toggleSidebarFocus = function() {
+      if (document.body.classList.contains('sidebar-focus-open')) global.closeSidebarFocus();
+      else global.openSidebarFocus();
+    };
+
+    // Focus trap for overlays (mobile panel, sidebar focus)
+    function trapFocus(container, e) {
+      var focusable = container.querySelectorAll(
+        'button, [href], input, select, textarea, [tabindex]:not([tabindex="-1"])'
+      );
+      if (!focusable.length) return;
+      var first = focusable[0];
+      var last = focusable[focusable.length - 1];
+      if (e.shiftKey && document.activeElement === first) {
+        e.preventDefault();
+        last.focus();
+      } else if (!e.shiftKey && document.activeElement === last) {
+        e.preventDefault();
+        first.focus();
+      }
+    }
+
+    global.openMobilePanel = function() {
+      var panel = document.getElementById('mobileQuotePanel');
+      if (panel) {
+        panel.classList.add('open');
+        // Force full sync so mobile panel has fresh data
+        runSidebarSync(sidebarSyncMap.html, syncEl);
+        runSidebarSync(sidebarSyncMap.class, syncClass);
+        runSidebarSync(sidebarSyncMap.style, syncStyle);
+        runSidebarSync(sidebarSyncMap.checked, syncChecked);
+        global.syncBodyScrollLock();
+        // Move focus into the panel
+        var closeBtn = panel.querySelector('.mobile-panel-close-btn');
+        if (closeBtn) closeBtn.focus();
+      }
+    };
+
+    global.closeMobilePanel = function() {
+      var panel = document.getElementById('mobileQuotePanel');
+      if (panel) {
+        panel.classList.remove('open');
+        global.syncBodyScrollLock();
+        // Return focus to the pill that opened the panel
+        var pill = document.querySelector('.mobile-quote-pill');
+        if (pill) pill.focus();
+      }
+    };
+
+    document.addEventListener('keydown', function(e) {
+      if (e.key === 'Escape') {
+        global.closeMobilePanel();
+        global.closeSidebarFocus();
+      }
+      // Focus trap: keep Tab cycling within the open overlay
+      if (e.key === 'Tab') {
+        var panel = document.getElementById('mobileQuotePanel');
+        if (panel && panel.classList.contains('open')) {
+          trapFocus(panel, e);
+        }
+      }
+    });
+
+    global.addEventListener('resize', function() {
+      if (usesStaticSidebarLayout()) global.closeMobilePanel();
+      if (!canUseSidebarFocusMode()) global.closeSidebarFocus();
+    });
+
+    var originalUpdate = global.update;
+    global.update = function() {
+      originalUpdate();
+
+      // Only sync mobile panel elements when panel is open or pill is visible
+      var panel = document.getElementById('mobileQuotePanel');
+      var panelOpen = panel && panel.classList.contains('open');
+      var isMobileViewport = global.innerWidth <= 1100;
+
+      if (panelOpen || isMobileViewport) {
+        runSidebarSync(sidebarSyncMap.html, syncEl);
+        runSidebarSync(sidebarSyncMap.class, syncClass);
+        runSidebarSync(sidebarSyncMap.style, syncStyle);
+        runSidebarSync(sidebarSyncMap.checked, syncChecked);
+      }
+
+      // Always sync the pill MRR (lightweight, one element)
+      var mrr = document.getElementById('mrrDisplay');
+      var pill = document.getElementById('mobilePillMrr');
+      if (mrr && pill) pill.textContent = mrr.textContent;
+      syncSidebarFocusUi();
+    };
+
+    syncSidebarFocusUi();
+    global.update();
+  }
+
+  global.SVSQuoteMobileSync = {
+    initMobileSync
+  };
+
+  initMobileSync();
+})(window);
diff --git a/pre-alpha/package-prices-data.js b/pre-alpha/package-prices-data.js
new file mode 100644
index 0000000..f48c892
--- /dev/null
+++ b/pre-alpha/package-prices-data.js
@@ -0,0 +1,66 @@
+// SVS MSP Calculator — Pricing Configuration
+// Edit values below to update pricing. No web server needed.
+// This file is loaded via <script> tag so it works on file:// protocol.
+// Format: { "KEY": { "value": number, "description": "..." } }
+
+window.SVS_PRICING_DATA = {
+  "user_packages": {
+    "RATE_M365": { "value": 130, "description": "Per-user/mo rate — M365 included (standard package)" },
+    "RATE_BYOL": { "value": 110, "description": "Per-user/mo rate — Bring Your Own License (client supplies M365)" }
+  },
+
+  "user_addons": {
+    "ADDON_EXT_HOURS": { "value": 25, "description": "Per-user/mo — Extended support hours add-on" },
+    "ADDON_1PASSWORD": { "value": 9, "description": "Per-user/mo — 1Password password manager add-on" },
+    "ADDON_INKY": { "value": 8, "description": "Per-user/mo — Inky email security add-on" },
+    "ADDON_ZERO_TRUST_USER": { "value": 55, "description": "Per-user/mo — Zero Trust security add-on (user seat)" }
+  },
+
+  "endpoints": {
+    "RATE_ENDPOINT": { "value": 35, "description": "Per-endpoint/mo — Managed endpoint (workstation/laptop)" },
+    "RATE_SERVER": { "value": 120, "description": "Per-server/mo — Managed server" }
+  },
+
+  "endpoint_addons": {
+    "ADDON_USB_BLOCKING": { "value": 4, "description": "Per-endpoint/mo — USB blocking/device control add-on" },
+    "ADDON_BARE_METAL_BACKUP": { "value": 25, "description": "Per-endpoint/mo — Bare metal backup add-on" }
+  },
+
+  "zero_trust_network": {
+    "ZT_SEAT_RATE": { "value": 25, "description": "Per-seat/mo — Zero Trust Network Access seat" },
+    "ZT_ROUTER_RATE": { "value": 100, "description": "Per-router/mo — Zero Trust Network Access router" }
+  },
+
+  "voip": {
+    "VOIP_RATE_BASIC": { "value": 28, "description": "Per-seat/mo — VoIP Basic tier" },
+    "VOIP_RATE_STANDARD": { "value": 35, "description": "Per-seat/mo — VoIP Standard tier" },
+    "VOIP_RATE_PREMIUM": { "value": 45, "description": "Per-seat/mo — VoIP Premium tier" },
+    "VOIP_PHONE_RATE": { "value": 15, "description": "Per-seat/mo — VoIP physical phone hardware add-on" },
+    "VOIP_FAX_RATE": { "value": 10, "description": "Per-seat/mo — VoIP eFax add-on" }
+  },
+
+  "site_admin": {
+    "ADMIN_FEE_FLOOR": { "value": 150, "description": "Minimum site admin fee regardless of seat count ($/mo)" },
+    "ADMIN_FEE_MINIMUM": { "value": 650, "description": "Engagement threshold — admin = max(FLOOR, MINIMUM - subtotal)" },
+    "ADMIN_FEE_ZT": { "value": 250, "description": "Additional site admin supplement when Zero Trust is active ($/mo)" },
+    "ADMIN_1PWM_PCT": { "value": 0.10, "description": "Site admin surcharge as fraction of 1Password MRR (0.10 = 10%)" }
+  },
+
+  "contract_discounts": {
+    "DISCOUNT_M2M": { "value": 0, "description": "Month-to-month contract discount (0 = no discount)" },
+    "DISCOUNT_12MO": { "value": 0.03, "description": "12-month contract discount (0.03 = 3% off MRR)" },
+    "DISCOUNT_24MO": { "value": 0.05, "description": "24-month contract discount (0.05 = 5% off MRR)" }
+  },
+
+  "tax": {
+    "HST_RATE": { "value": 0.13, "description": "Ontario HST rate (0.13 = 13%)" }
+  },
+
+  "vs_comparison": {
+    "TOOL_COST_PER_USER": { "value": 42, "description": "Internal tool cost per user (VS Hiring comparison only — not billed)" },
+    "TOOL_COST_PER_ENDPOINT": { "value": 23, "description": "Internal tool cost per endpoint (VS Hiring comparison only — not billed)" },
+    "TOOL_COST_MIN": { "value": 650, "description": "Minimum internal tool cost floor (VS Hiring comparison only — not billed)" },
+    "IT_SALARY_1": { "value": 85000, "description": "Ottawa benchmark annual salary for 1 in-house IT staff (VS Hiring comparison)" },
+    "IT_SALARY_5": { "value": 420000, "description": "Ottawa benchmark annual salary for 5 in-house IT staff (VS Hiring comparison)" }
+  }
+};
diff --git a/pre-alpha/quote-engine.js b/pre-alpha/quote-engine.js
new file mode 100644
index 0000000..249ae52
--- /dev/null
+++ b/pre-alpha/quote-engine.js
@@ -0,0 +1,197 @@
+(function(global) {
+  'use strict';
+
+  const PRICING_KEYS = [
+    'RATE_M365',
+    'RATE_BYOL',
+    'ADDON_EXT_HOURS',
+    'ADDON_1PASSWORD',
+    'ADDON_INKY',
+    'ADDON_ZERO_TRUST_USER',
+    'RATE_ENDPOINT',
+    'RATE_SERVER',
+    'ADDON_USB_BLOCKING',
+    'ADDON_BARE_METAL_BACKUP',
+    'ZT_SEAT_RATE',
+    'ZT_ROUTER_RATE',
+    'ADMIN_FEE_FLOOR',
+    'ADMIN_FEE_MINIMUM',
+    'ADMIN_FEE_ZT',
+    'ADMIN_1PWM_PCT',
+    'VOIP_RATE_BASIC',
+    'VOIP_RATE_STANDARD',
+    'VOIP_RATE_PREMIUM',
+    'VOIP_PHONE_RATE',
+    'VOIP_FAX_RATE',
+    'TOOL_COST_PER_USER',
+    'TOOL_COST_PER_ENDPOINT',
+    'TOOL_COST_MIN',
+    'IT_SALARY_1',
+    'IT_SALARY_5',
+    'DISCOUNT_M2M',
+    'DISCOUNT_12MO',
+    'DISCOUNT_24MO',
+    'HST_RATE'
+  ];
+
+  function getPricingConfig() {
+    if (global.SVSQuotePricing && typeof global.SVSQuotePricing.getSnapshot === 'function') {
+      return global.SVSQuotePricing.getSnapshot();
+    }
+
+    return PRICING_KEYS.reduce((snapshot, key) => {
+      snapshot[key] = global[key];
+      return snapshot;
+    }, {});
+  }
+
+  function readFormState(doc) {
+    const root = doc || document;
+    const getById = id => root.getElementById(id);
+    const getChecked = id => !!getById(id)?.checked;
+    const getInt = id => parseInt(getById(id)?.value, 10) || 0;
+    const getFloat = id => parseFloat(getById(id)?.value) || 0;
+
+    return {
+      byol: getChecked('rateBYOL'),
+      users: getInt('userCount'),
+      endpoints: getInt('endpointCount'),
+      servers: getInt('serverCount'),
+      addExtHours: getChecked('addExtHours'),
+      addPWM: getChecked('addPWM'),
+      addINKY: getChecked('addINKY'),
+      addZT: getChecked('addZT'),
+      addUSB: getChecked('addUSB'),
+      addBMB: getChecked('addBMB'),
+      ztSeats: getInt('ztNetSeats'),
+      ztRouters: getInt('ztNetRouters'),
+      voipTier: (root.querySelector('input[name="voipTier"]:checked') || {}).value || 'basic',
+      voipSeats: getInt('voipSeats'),
+      addVoipPhone: getChecked('addVoipPhone'),
+      addVoipFax: getChecked('addVoipFax'),
+      clientName: getById('clientName')?.value || '',
+      contractTerm: (root.querySelector('input[name="contractTerm"]:checked') || {}).value || 'm2m',
+      hstEnabled: getChecked('hstToggle'),
+      oneTimeFee: getFloat('oneTimeFee'),
+      adminWaived: getChecked('adminWaived')
+    };
+  }
+
+  function calculateQuote(state, pricing) {
+    const s = state || {};
+    const p = pricing || getPricingConfig();
+
+    const byol = !!s.byol;
+    const users = parseInt(s.users, 10) || 0;
+    const endpoints = parseInt(s.endpoints, 10) || 0;
+    const servers = parseInt(s.servers, 10) || 0;
+    const addExtHours = !!s.addExtHours;
+    const addPWM = !!s.addPWM;
+    const addINKY = !!s.addINKY;
+    const addZT = !!s.addZT;
+    const addUSB = !!s.addUSB;
+    const addBMB = !!s.addBMB;
+    const ztSeats = parseInt(s.ztSeats, 10) || 0;
+    const ztRouters = parseInt(s.ztRouters, 10) || 0;
+    const voipTier = s.voipTier || 'basic';
+    const voipSeats = parseInt(s.voipSeats, 10) || 0;
+    const addVoipPhone = !!s.addVoipPhone;
+    const addVoipFax = !!s.addVoipFax;
+    const clientName = s.clientName || '';
+    const contractTerm = s.contractTerm || 'm2m';
+    const hstEnabled = !!s.hstEnabled;
+    const oneTimeFee = parseFloat(s.oneTimeFee) || 0;
+    const adminWaived = !!s.adminWaived;
+    const ztActive = addZT || ztSeats > 0;
+
+    const VOIP_RATES = {
+      basic: p.VOIP_RATE_BASIC,
+      standard: p.VOIP_RATE_STANDARD,
+      premium: p.VOIP_RATE_PREMIUM
+    };
+    const CONTRACT_DISCOUNT = {
+      m2m: p.DISCOUNT_M2M,
+      '12mo': p.DISCOUNT_12MO,
+      '24mo': p.DISCOUNT_24MO
+    };
+
+    const m365Rate = contractTerm === 'm2m' ? (p.RATE_M365_M2M || p.RATE_M365) : p.RATE_M365;
+    const baseUserRate = byol ? p.RATE_BYOL : m365Rate;
+    const addonRate =
+      (addExtHours ? p.ADDON_EXT_HOURS : 0) +
+      (addPWM ? p.ADDON_1PASSWORD : 0) +
+      (addINKY ? p.ADDON_INKY : 0) +
+      (addZT ? p.ADDON_ZERO_TRUST_USER : 0);
+    const totalUserRate = baseUserRate + addonRate;
+
+    const userBase = users * baseUserRate;
+    const userExt = addExtHours ? users * p.ADDON_EXT_HOURS : 0;
+    const userPWM = addPWM ? users * p.ADDON_1PASSWORD : 0;
+    const userINKY = addINKY ? users * p.ADDON_INKY : 0;
+    const userZT = addZT ? users * p.ADDON_ZERO_TRUST_USER : 0;
+    const userTotal = userBase + userExt + userPWM + userINKY + userZT;
+
+    const endpointBase = endpoints * p.RATE_ENDPOINT;
+    const serverBase = servers * p.RATE_SERVER;
+    const endpointUSB = addUSB ? endpoints * p.ADDON_USB_BLOCKING : 0;
+    const endpointBMB = addBMB ? endpoints * p.ADDON_BARE_METAL_BACKUP : 0;
+    const endpointTotal = endpointBase + serverBase + endpointUSB + endpointBMB;
+
+    const baseSubtotal = userBase + endpointBase + serverBase;
+    const siteAdminBase = Math.max(p.ADMIN_FEE_FLOOR, p.ADMIN_FEE_MINIMUM - baseSubtotal);
+    const admin1PWM = addPWM ? Math.round(userPWM * p.ADMIN_1PWM_PCT) : 0;
+    const adminFeeNet = siteAdminBase + (ztActive ? p.ADMIN_FEE_ZT : 0) + admin1PWM;
+    const adminFeeEffective = adminWaived ? 0 : adminFeeNet;
+
+    const ztNetSeats = ztSeats * p.ZT_SEAT_RATE;
+    const ztNetRouters = ztRouters * p.ZT_ROUTER_RATE;
+    const ztNetTotal = ztNetSeats + ztNetRouters;
+
+    const voipSeatRate = VOIP_RATES[voipTier] || p.VOIP_RATE_BASIC;
+    const voipSeatsAmt = voipSeats * voipSeatRate;
+    const voipPhoneAmt = addVoipPhone ? voipSeats * p.VOIP_PHONE_RATE : 0;
+    const voipFaxAmt = addVoipFax ? voipSeats * p.VOIP_FAX_RATE : 0;
+    const voipTotal = voipSeatsAmt + voipPhoneAmt + voipFaxAmt;
+
+    const MRR = userTotal + endpointTotal + adminFeeEffective + ztNetTotal + voipTotal;
+    const annual = MRR * 12;
+    const perUserAllin = users > 0 ? MRR / users : 0;
+
+    const discountPct = CONTRACT_DISCOUNT[contractTerm] || 0;
+    const discountAmt = Math.round(MRR * discountPct);
+    const effectiveMrr = MRR - discountAmt;
+    const effectiveAnnual = effectiveMrr * 12;
+
+    const hstAmt = hstEnabled ? Math.round(effectiveMrr * p.HST_RATE) : 0;
+    const mrrWithHst = effectiveMrr + hstAmt;
+
+    const perUserServices = users > 0 ? Math.round(userTotal / users) : 0;
+    const perUserSiteOvhd = users > 0 ? Math.round((effectiveMrr - userTotal) / users) : 0;
+
+    return {
+      users, endpoints, servers, ztSeats, ztRouters, voipSeats, voipTier, addVoipPhone, addVoipFax,
+      byol, addPWM, addINKY, addExtHours, addZT, addUSB, addBMB, ztActive, adminWaived, clientName,
+      contractTerm, hstEnabled, oneTimeFee,
+      baseUserRate, m365Rate, totalUserRate,
+      userBase, userPWM, userINKY, userExt, userZT, userTotal,
+      endpointBase, serverBase, endpointUSB, endpointBMB, endpointTotal,
+      ztNetSeats, ztNetRouters, ztNetTotal,
+      voipSeatRate, voipSeatsAmt, voipPhoneAmt, voipFaxAmt, voipTotal,
+      baseSubtotal, siteAdminBase, admin1PWM, adminFeeNet,
+      MRR, annual, perUserAllin,
+      discountPct, discountAmt, effectiveMrr, effectiveAnnual,
+      hstAmt, mrrWithHst,
+      perUserServices, perUserSiteOvhd
+    };
+  }
+
+  global.SVSQuoteEngine = {
+    getPricingConfig,
+    readFormState,
+    calculateQuote
+  };
+
+  global.getPricingConfig = getPricingConfig;
+  global.readFormState = readFormState;
+  global.calculateQuote = calculateQuote;
+})(window);
diff --git a/pre-alpha/quote-export.js b/pre-alpha/quote-export.js
new file mode 100644
index 0000000..7dd359f
--- /dev/null
+++ b/pre-alpha/quote-export.js
@@ -0,0 +1,342 @@
+(function(global) {
+  'use strict';
+
+  function fmt(n) {
+    return '$' + Math.round(n).toLocaleString('en-US');
+  }
+
+  const PRINT_LOGO = `<svg height="30" viewBox="0 0 424.27 97.38" xmlns="http://www.w3.org/2000/svg"><polyline points="7.32 8.88 62.11 8.88 34.72 58.22" fill="#1f75a6"/><polyline points="40.7 55.33 64.4 12.64 71.88 12.64 44.48 61.99 40.7 55.33" fill="#8d252f"/><path d="M110.03,89.91c-5.99,0-11.27-.66-15.86-1.99-4.59-1.33-8.6-3.2-12.05-5.63-3.45-2.42-6.54-5.27-9.27-8.53l14.21-15.92c3.79,4.85,7.75,8.05,11.88,9.61,4.13,1.55,8.01,2.33,11.65,2.33,1.44,0,2.73-.13,3.87-.4,1.14-.26,2.01-.7,2.62-1.31.61-.61.91-1.44.91-2.5,0-.98-.32-1.82-.97-2.5-.65-.68-1.5-1.27-2.56-1.76-1.06-.49-2.22-.91-3.47-1.25-1.25-.34-2.46-.62-3.64-.85-1.18-.23-2.22-.46-3.13-.68-4.55-1.06-8.53-2.35-11.94-3.87-3.41-1.51-6.25-3.33-8.53-5.46-2.27-2.12-3.96-4.55-5.06-7.28-1.1-2.73-1.65-5.8-1.65-9.21,0-3.87.89-7.39,2.67-10.57,1.78-3.18,4.17-5.91,7.16-8.19,2.99-2.27,6.4-4.02,10.23-5.23,3.83-1.21,7.79-1.82,11.88-1.82,5.99,0,10.99.55,15.01,1.65,4.02,1.1,7.39,2.67,10.12,4.72,2.73,2.05,5.08,4.43,7.05,7.16l-14.32,13.76c-1.67-1.59-3.41-2.9-5.23-3.92-1.82-1.02-3.7-1.78-5.63-2.27-1.93-.49-3.85-.74-5.74-.74-1.74,0-3.22.13-4.43.4-1.21.27-2.16.68-2.84,1.25-.68.57-1.02,1.35-1.02,2.33s.43,1.8,1.31,2.44c.87.64,1.97,1.19,3.3,1.65,1.32.46,2.65.82,3.98,1.08,1.33.27,2.44.47,3.35.62,4.17.76,8,1.8,11.48,3.13,3.49,1.33,6.54,3,9.15,5,2.61,2.01,4.62,4.51,6.03,7.5,1.4,3,2.1,6.54,2.1,10.63,0,5.84-1.46,10.73-4.38,14.67-2.92,3.94-6.84,6.92-11.77,8.92-4.93,2.01-10.42,3.01-16.48,3.01Z" fill="#1a1816"/><path d="M174.27,88.77l-31.72-79.58h24.56l12.73,34.79c.91,2.35,1.65,4.36,2.22,6.03.57,1.67,1.08,3.24,1.54,4.72.46,1.48.89,3.05,1.31,4.72.42,1.67.89,3.71,1.42,6.14h-3.98c.76-3.18,1.42-5.8,1.99-7.84.57-2.05,1.21-4.07,1.93-6.08.72-2.01,1.65-4.56,2.79-7.67l12.73-34.79h23.76l-31.95,79.58h-19.33Z" fill="#1a1816"/><path d="M257.94,89.91c-5.99,0-11.27-.66-15.86-1.99-4.59-1.33-8.6-3.2-12.05-5.63-3.45-2.42-6.54-5.27-9.27-8.53l14.21-15.92c3.79,4.85,7.75,8.05,11.88,9.61,4.13,1.55,8.02,2.33,11.65,2.33,1.44,0,2.73-.13,3.87-.4,1.14-.26,2.01-.7,2.62-1.31.61-.61.91-1.44.91-2.5,0-.98-.32-1.82-.97-2.5-.64-.68-1.5-1.27-2.56-1.76-1.06-.49-2.22-.91-3.47-1.25-1.25-.34-2.46-.62-3.64-.85-1.18-.23-2.22-.46-3.13-.68-4.55-1.06-8.53-2.35-11.94-3.87-3.41-1.51-6.25-3.33-8.53-5.46-2.27-2.12-3.96-4.55-5.06-7.28-1.1-2.73-1.65-5.8-1.65-9.21,0-3.87.89-7.39,2.67-10.57,1.78-3.18,4.17-5.91,7.16-8.19,2.99-2.27,6.4-4.02,10.23-5.23,3.83-1.21,7.79-1.82,11.88-1.82,5.99,0,10.99.55,15.01,1.65,4.02,1.1,7.39,2.67,10.12,4.72,2.73,2.05,5.08,4.43,7.05,7.16l-14.33,13.76c-1.67-1.59-3.41-2.9-5.23-3.92-1.82-1.02-3.69-1.78-5.63-2.27-1.93-.49-3.85-.74-5.74-.74-1.74,0-3.22.13-4.43.4-1.21.27-2.16.68-2.84,1.25-.68.57-1.02,1.35-1.02,2.33s.44,1.8,1.31,2.44c.87.64,1.97,1.19,3.3,1.65,1.33.46,2.65.82,3.98,1.08,1.33.27,2.44.47,3.35.62,4.17.76,8,1.8,11.48,3.13,3.49,1.33,6.54,3,9.15,5,2.62,2.01,4.62,4.51,6.03,7.5,1.4,3,2.1,6.54,2.1,10.63,0,5.84-1.46,10.73-4.38,14.67-2.92,3.94-6.84,6.92-11.77,8.92-4.93,2.01-10.42,3.01-16.48,3.01Z" fill="#1a1816"/><path d="M300.67,47.36V8.02h10.45l14.33,23.33-8.49-.06,14.5-23.27h10.12v39.35h-11.69v-9.39c0-3.37.08-6.41.25-9.11.17-2.7.46-5.38.87-8.04l1.35,3.54-9.5,14.73h-3.71l-9.33-14.73,1.41-3.54c.41,2.51.7,5.09.87,7.73.17,2.64.25,5.78.25,9.42v9.39h-11.69Z" fill="#1a1816"/><path d="M364.36,47.93c-2.96,0-5.57-.33-7.84-.98-2.27-.66-4.25-1.58-5.96-2.78-1.71-1.2-3.23-2.6-4.58-4.22l7.03-7.87c1.87,2.4,3.83,3.98,5.87,4.75,2.04.77,3.96,1.15,5.76,1.15.71,0,1.35-.07,1.91-.2.56-.13.99-.35,1.29-.65.3-.3.45-.71.45-1.24,0-.49-.16-.9-.48-1.24s-.74-.63-1.26-.87c-.53-.24-1.1-.45-1.71-.62-.62-.17-1.22-.31-1.8-.42-.58-.11-1.1-.22-1.55-.34-2.25-.52-4.22-1.16-5.9-1.91-1.69-.75-3.09-1.65-4.22-2.7-1.12-1.05-1.96-2.25-2.5-3.6-.54-1.35-.81-2.87-.81-4.55,0-1.91.44-3.65,1.32-5.23.88-1.57,2.06-2.92,3.54-4.05s3.17-1.99,5.06-2.58,3.85-.9,5.87-.9c2.96,0,5.43.27,7.42.81,1.99.54,3.65,1.32,5,2.33,1.35,1.01,2.51,2.19,3.49,3.54l-7.08,6.8c-.83-.79-1.69-1.43-2.59-1.94s-1.83-.88-2.78-1.12c-.96-.24-1.9-.37-2.84-.37-.86,0-1.59.07-2.19.2-.6.13-1.07.34-1.41.62-.34.28-.51.67-.51,1.15s.21.89.65,1.21c.43.32.97.59,1.63.82.66.22,1.31.4,1.97.53.66.13,1.21.23,1.66.31,2.06.38,3.95.89,5.68,1.55,1.72.66,3.23,1.48,4.53,2.47s2.29,2.23,2.98,3.71c.69,1.48,1.04,3.23,1.04,5.26,0,2.89-.72,5.3-2.16,7.25-1.44,1.95-3.38,3.42-5.82,4.41-2.44.99-5.15,1.49-8.15,1.49Z" fill="#1a1816"/><path d="M386.61,47.36V8.02h17.71c2.7,0,5.1.58,7.2,1.74,2.1,1.16,3.75,2.75,4.95,4.78,1.2,2.02,1.8,4.35,1.8,6.97s-.6,5.17-1.8,7.31c-1.2,2.14-2.85,3.81-4.95,5.03-2.1,1.22-4.5,1.83-7.2,1.83h-5.56v11.69h-12.14ZM398.53,25.33h3.54c.71,0,1.35-.14,1.91-.42.56-.28,1-.68,1.32-1.21.32-.52.48-1.18.48-1.97s-.16-1.42-.48-1.91c-.32-.49-.76-.85-1.32-1.1-.56-.24-1.2-.37-1.91-.37h-3.54v6.97Z" fill="#1a1816"/></svg>`;
+
+  function printInvoice() {
+    const pricing = global.getPricingConfig();
+    var state = global.readFormState();
+    const q = global.SVSQuoteEngine.calculateQuote(state, pricing);
+    const waived = document.getElementById('onboardingWaived')?.checked || false;
+    const feeEl = document.getElementById('oneTimeFee');
+    const onboardingFee = waived ? 0 : (parseFloat(feeEl?.value) || Math.round(q.MRR / 2));
+    const waivedAmt = Math.round(q.MRR / 2);
+    const quoteRef = document.getElementById('quoteRef')?.textContent || '—';
+    const quoteDate = document.getElementById('headerDate')?.textContent || '—';
+    const client = q.clientName || 'Client';
+    const repName = document.getElementById('repName')?.value || '';
+    const quoteNotes = document.getElementById('quoteNotes')?.value || '';
+    const termLabel = q.contractTerm === '12mo' ? '12-Month Contract — 3% off MRR'
+      : q.contractTerm === '24mo' ? '24-Month Contract — 5% off MRR'
+      : 'Month-to-Month';
+
+    // P2: Compute explicit validity date (30 days from now)
+    const now = new Date();
+    const validUntil = new Date(now.getTime() + 30 * 24 * 60 * 60 * 1000);
+    const validUntilStr = validUntil.toLocaleDateString('en-CA', { year: 'numeric', month: 'long', day: 'numeric' });
+
+    const rows = [];
+    const row = (label, detail, amt, sub) => rows.push({ label, detail, amt, sub: !!sub });
+
+    if (q.users > 0) {
+      const pkg = q.byol ? 'BYOL — Bring Your Own License' : 'M365 Premium Included (Identity, Email & Protection)';
+      row(`User Package — ${pkg}`, `${q.users} user${q.users !== 1 ? 's' : ''} × ${fmt(q.baseUserRate)}/mo`, fmt(q.userBase));
+      if (q.userExt > 0) row(`↳ Extended Hours (+${fmt(pricing.ADDON_EXT_HOURS)}/user)`, '', fmt(q.userExt), true);
+      if (q.userPWM > 0) row(`↳ 1Password Business (+${fmt(pricing.ADDON_1PASSWORD)}/user)`, '', fmt(q.userPWM), true);
+      if (q.userINKY > 0) row(`↳ INKY Pro Upgrade (+${fmt(pricing.ADDON_INKY)}/user)`, '', fmt(q.userINKY), true);
+      if (q.userZT > 0) row(`↳ Zero Trust User (+${fmt(pricing.ADDON_ZERO_TRUST_USER)}/user)`, '', fmt(q.userZT), true);
+    }
+
+    if (q.endpoints > 0) {
+      row('Endpoint Management', `${q.endpoints} endpoint${q.endpoints !== 1 ? 's' : ''} × ${fmt(pricing.RATE_ENDPOINT)}/mo`, fmt(q.endpointBase));
+      if (q.endpointUSB > 0) row(`↳ USB Blocking (+${fmt(pricing.ADDON_USB_BLOCKING)}/endpoint)`, '', fmt(q.endpointUSB), true);
+      if (q.endpointBMB > 0) row(`↳ Bare Metal Backup (+${fmt(pricing.ADDON_BARE_METAL_BACKUP)}/endpoint)`, '', fmt(q.endpointBMB), true);
+    }
+
+    if (q.servers > 0) {
+      row('Server Management', `${q.servers} server${q.servers !== 1 ? 's' : ''} × ${fmt(pricing.RATE_SERVER)}/mo`, fmt(q.serverBase));
+    }
+
+    if (q.ztNetTotal > 0) {
+      row('Zero Trust Networking — HaaS', '', fmt(q.ztNetTotal));
+      if (q.ztNetSeats > 0) row(`↳ ZT Seats (${q.ztSeats} × ${fmt(pricing.ZT_SEAT_RATE)}/mo)`, '', fmt(q.ztNetSeats), true);
+      if (q.ztNetRouters > 0) row(`↳ HaaS Routers (${q.ztRouters} × ${fmt(pricing.ZT_ROUTER_RATE)}/mo)`, '', fmt(q.ztNetRouters), true);
+    }
+
+    if (q.voipTotal > 0) {
+      const tier = { basic: 'Basic', standard: 'Standard', premium: 'Premium' }[q.voipTier] || 'Basic';
+      row(`VoIP / UCaaS — ${tier}`, `${q.voipSeats} seat${q.voipSeats !== 1 ? 's' : ''} × $${q.voipSeatRate}/mo`, fmt(q.voipSeatsAmt));
+      if (q.voipPhoneAmt > 0) row(`↳ Desk Phone HaaS (+${fmt(pricing.VOIP_PHONE_RATE)}/seat)`, '', fmt(q.voipPhoneAmt), true);
+      if (q.voipFaxAmt > 0) row(`↳ Virtual Fax (+${fmt(pricing.VOIP_FAX_RATE)}/mo)`, '', fmt(q.voipFaxAmt), true);
+    }
+
+    if (q.adminWaived) {
+      row('Site Admin Fee', `Tenant, network, documentation & vendor management (waived; normally ${fmt(q.adminFeeNet)}/mo)`, fmt(0));
+    } else {
+      row('Site Admin Fee', 'Tenant, network, documentation & vendor management', fmt(q.adminFeeNet));
+    }
+
+    row('↳ Base Site Admin', '', fmt(q.siteAdminBase), true);
+    if (q.ztActive) row('↳ Zero Trust Supplement', '', fmt(pricing.ADMIN_FEE_ZT), true);
+    if (q.addPWM && q.admin1PWM > 0) {
+      row(`↳ 1Password Management (${Math.round(pricing.ADMIN_1PWM_PCT * 100)}%)`, '', fmt(q.admin1PWM), true);
+    }
+
+    const itemsHTML = rows.map(r => `
+    <tr${r.sub ? ' class="sub"' : ''}>
+      <td class="lbl">${r.label}</td>
+      <td class="det">${r.detail}</td>
+      <td class="amt">${r.amt}/mo</td>
+    </tr>`).join('');
+
+    const features = [];
+    const feat = (name, active, detail) => features.push({ name, active, detail: detail || '' });
+    feat('Licensing Model', true, q.byol ? 'BYOL — Bring Your Own License' : 'M365 Premium Included');
+    feat('Extended Help Desk Hours', q.addExtHours, q.addExtHours ? `+${fmt(pricing.ADDON_EXT_HOURS)}/user/mo` : '');
+    feat('1Password Business', q.addPWM, q.addPWM ? `+${fmt(pricing.ADDON_1PASSWORD)}/user/mo` : '');
+    feat('INKY Pro Upgrade', q.addINKY, q.addINKY ? `+${fmt(pricing.ADDON_INKY)}/user/mo` : '');
+    feat('Zero Trust User Access', q.addZT, q.addZT ? `+${fmt(pricing.ADDON_ZERO_TRUST_USER)}/user/mo` : '');
+    feat('USB Device Blocking', q.addUSB, q.addUSB ? `+${fmt(pricing.ADDON_USB_BLOCKING)}/endpoint/mo` : '');
+    feat('Bare Metal Backup', q.addBMB, q.addBMB ? `+${fmt(pricing.ADDON_BARE_METAL_BACKUP)}/endpoint/mo` : '');
+    feat('Zero Trust Networking (HaaS)', q.ztNetTotal > 0, q.ztNetTotal > 0 ? `${q.ztSeats} seats, ${q.ztRouters} routers` : '');
+    feat('VoIP / UCaaS', q.voipTotal > 0, q.voipTotal > 0 ? `${({ basic: 'Basic', standard: 'Standard', premium: 'Premium' })[q.voipTier]} — ${q.voipSeats} seats` : '');
+    feat('Desk Phone HaaS', q.addVoipPhone, q.addVoipPhone ? `+${fmt(pricing.VOIP_PHONE_RATE)}/seat/mo` : '');
+    feat('Virtual Fax', q.addVoipFax, q.addVoipFax ? `+${fmt(pricing.VOIP_FAX_RATE)}/mo` : '');
+
+    // P5: Split into included vs excluded (CYA)
+    const included = features.filter(f => f.active);
+    const excluded = features.filter(f => !f.active);
+
+    const includedHTML = included.map(f => `
+    <div class="cfg-item">
+      <span class="cfg-icon">&#10003;</span>
+      <span class="cfg-name">${f.name}</span>
+      ${f.detail ? `<span class="cfg-detail">${f.detail}</span>` : ''}
+    </div>`).join('');
+
+    const excludedHTML = excluded.length ? `
+    <div class="sec-lbl sec-lbl--excluded">Services Not Included in This Quote</div>
+    <div class="cfg-grid cfg-grid--excluded">${excluded.map(f => `
+      <div class="cfg-item cfg-inactive">
+        <span class="cfg-icon">&#10005;</span>
+        <span class="cfg-name">${f.name}</span>
+      </div>`).join('')}
+    </div>` : '';
+
+    let totals = '';
+    if (q.discountPct > 0) {
+      totals += `<tr class="t-muted"><td colspan="2">Base MRR</td><td>${fmt(q.MRR)}/mo</td></tr>`;
+      totals += `<tr class="t-muted"><td colspan="2">Term Discount (${Math.round(q.discountPct * 100)}% off)</td><td>−${fmt(q.discountAmt)}/mo</td></tr>`;
+    }
+    totals += `<tr class="t-mrr"><td colspan="2">Monthly Recurring (MRR)</td><td>${fmt(q.effectiveMrr)}/mo</td></tr>`;
+    if (q.users > 0) {
+      totals += `<tr class="t-muted"><td colspan="2">Per-User Effective Cost</td><td>${fmt(q.effectiveMrr / q.users)}/user/mo</td></tr>`;
+      totals += `<tr class="t-muted"><td colspan="2" style="padding-left:20px;font-size:11px">${fmt(q.perUserServices)} user services + ${fmt(q.perUserSiteOvhd)} site overhead</td><td></td></tr>`;
+    }
+    if (q.hstEnabled) {
+      totals += `<tr class="t-muted"><td colspan="2">Ontario HST (${Math.round(pricing.HST_RATE * 100)}%)</td><td>+${fmt(q.hstAmt)}/mo</td></tr>`;
+      totals += `<tr class="t-total"><td colspan="2">Total Monthly</td><td>${fmt(q.mrrWithHst)}/mo</td></tr>`;
+    }
+    if (waived && waivedAmt > 0) {
+      totals += `<tr class="t-waived"><td colspan="2">Onboarding Fee <span class="badge">COMPLIMENTARY</span> — included with ${termLabel.split(' —')[0]}</td><td>${fmt(waivedAmt)} saved</td></tr>`;
+    } else if (q.contractTerm === '12mo' && onboardingFee > 0) {
+      totals += `<tr class="t-waived"><td colspan="2">Onboarding Fee <span class="badge">50% OFF</span> — 12-Month term</td><td><s>${fmt(waivedAmt)}</s> ${fmt(onboardingFee)}</td></tr>`;
+    } else if (onboardingFee > 0) {
+      totals += `<tr class="t-muted"><td colspan="2">Onboarding Fee (one-time)</td><td>${fmt(onboardingFee)}</td></tr>`;
+    }
+    totals += `<tr class="t-annual"><td colspan="2">Annual Projection</td><td>${fmt(q.effectiveAnnual)}/yr</td></tr>`;
+
+    // P1: Notes section (only if notes exist)
+    const notesHTML = quoteNotes.trim() ? `
+    <div class="notes-section">
+      <div class="sec-lbl">Notes</div>
+      <div class="notes-body">${quoteNotes.trim().replace(/&/g,'&amp;').replace(/</g,'&lt;').replace(/>/g,'&gt;').replace(/\n/g,'<br>')}</div>
+    </div>` : '';
+
+    // P4: Rep name in header
+    const repHTML = repName.trim() ? `<div class="rep-line">Prepared by: ${repName.trim().replace(/&/g,'&amp;').replace(/</g,'&lt;').replace(/>/g,'&gt;')}</div>` : '';
+
+    const html = `<!DOCTYPE html>
+<html lang="en"><head>
+<meta charset="UTF-8">
+<title>SVS MSP Quote — ${client}</title>
+<style>
+@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@400;600;700&family=DM+Mono:wght@400;500&display=swap');
+*{box-sizing:border-box;margin:0;padding:0}
+body{font-family:'Poppins',Arial,sans-serif;font-size:13px;color:#1a1816;background:#fff;padding:52px 56px;max-width:860px;margin:0 auto}
+.hdr{display:flex;justify-content:space-between;align-items:flex-start;padding-bottom:24px;border-bottom:2.5px solid #1a6a98;margin-bottom:32px}
+.hdr-meta{text-align:right;font-family:'DM Mono',monospace;font-size:10.5px;color:#6b6360;letter-spacing:.07em;line-height:1.8}
+.hdr-meta .ref{font-size:13px;font-weight:500;color:#1a1816;letter-spacing:.09em}
+.client-lbl{font-family:'DM Mono',monospace;font-size:10px;letter-spacing:.15em;text-transform:uppercase;color:#6b6360;margin-bottom:4px}
+.client-name{font-size:24px;font-weight:700;color:#1a1816;margin-bottom:6px}
+.client-meta{font-family:'DM Mono',monospace;font-size:11px;color:#6b6360}
+.rep-line{font-family:'DM Mono',monospace;font-size:11px;color:#6b6360;margin-top:4px}
+.sec-lbl{font-family:'DM Mono',monospace;font-size:10px;letter-spacing:.15em;text-transform:uppercase;color:#6b6360;margin:28px 0 8px;padding-bottom:6px;border-bottom:1px solid #e8e4db}
+.items{width:100%;border-collapse:collapse;page-break-inside:auto}
+.items tr{page-break-inside:avoid;break-inside:avoid}
+.items td{padding:9px 8px;vertical-align:top;border-bottom:1px solid #f0ede8}
+.items .lbl{color:#1a1816;width:50%}
+.items .det{color:#6b6360;font-family:'DM Mono',monospace;font-size:11px;width:30%}
+.items .amt{text-align:right;font-family:'DM Mono',monospace;font-size:12px;color:#1a6a98;width:20%;white-space:nowrap}
+.items tr.sub td{padding-top:3px;padding-bottom:3px;font-size:12px;color:#6b6360}
+.items tr.sub .amt{color:#8a9aaa}
+.tots-wrap{page-break-inside:avoid;break-inside:avoid}
+.tots{width:100%;border-collapse:collapse;margin-top:4px}
+.tots td{padding:8px 8px;border-bottom:1px solid #f0ede8;vertical-align:middle}
+.tots td:last-child{text-align:right;font-family:'DM Mono',monospace;white-space:nowrap}
+.t-muted td{color:#6b6360;font-size:12px}
+.t-mrr td{font-weight:600;font-size:15px}
+.t-mrr td:last-child{color:#1a6a98;font-size:16px}
+.t-total td{font-weight:700;background:#f4f2ed;font-size:15px}
+.t-total td:last-child{font-size:17px;color:#1a1816}
+.t-waived td{color:#217045}
+.t-waived td:last-child{font-family:'DM Mono',monospace}
+.t-annual td{color:#6b6360;font-size:12px;border-bottom:none}
+.badge{display:inline-block;background:#e8f7ef;color:#217045;font-size:9px;font-family:'DM Mono',monospace;letter-spacing:.1em;padding:1px 6px;border-radius:3px;margin-left:6px;vertical-align:middle}
+.cfg-grid{display:grid;grid-template-columns:1fr 1fr;gap:6px 24px;margin-bottom:8px}
+.cfg-item{display:flex;align-items:baseline;gap:8px;font-size:11.5px;padding:4px 0}
+.cfg-icon{font-size:11px;font-weight:700;color:#217045;flex-shrink:0}
+.cfg-inactive .cfg-icon{color:#c0392b;font-size:10px;font-weight:400}
+.cfg-inactive .cfg-name{color:#aaa;text-decoration:line-through;font-size:10.5px}
+.cfg-name{color:#1a1816}
+.cfg-detail{font-family:'DM Mono',monospace;font-size:10px;color:#6b6360;margin-left:auto}
+.cfg-grid--excluded{gap:3px 24px;margin-bottom:4px}
+.sec-lbl--excluded{margin-top:16px;font-size:9px;color:#aaa;border-bottom-color:#f0ede8}
+.notes-section{page-break-inside:avoid;break-inside:avoid}
+.notes-body{font-size:12px;color:#4a4744;line-height:1.7;padding:6px 0}
+.footer{margin-top:48px;padding-top:18px;border-top:1px solid #e8e4db;display:flex;justify-content:space-between;align-items:flex-end}
+.footer-left{font-family:'DM Mono',monospace;font-size:10px;color:#aaa;letter-spacing:.05em;line-height:1.9}
+.footer-note{font-size:11px;color:#999;margin-top:8px;max-width:480px;line-height:1.6}
+@media print{body{padding:0}@page{margin:1.5cm;size:A4}}
+</style></head><body>
+
+<div class="hdr">
+  ${PRINT_LOGO}
+  <div class="hdr-meta">
+    <div class="ref">${quoteRef}</div>
+    <div>${quoteDate}</div>
+    <div style="margin-top:4px;text-transform:uppercase;letter-spacing:.1em">MSP Service Proposal</div>
+  </div>
+</div>
+
+<div class="client-lbl">Prepared for</div>
+<div class="client-name">${client}</div>
+<div class="client-meta">${termLabel} &nbsp;·&nbsp; ${q.hstEnabled ? 'HST included in figures' : 'Prices in CAD, excl. HST'}</div>
+${repHTML}
+
+<div class="sec-lbl">Service Breakdown</div>
+<table class="items"><tbody>${itemsHTML}</tbody></table>
+
+<div class="sec-lbl">Your Service Configuration</div>
+<div class="cfg-grid">${includedHTML}</div>
+${excludedHTML}
+
+<div class="sec-lbl" style="page-break-before:auto">Quote Summary</div>
+<div class="tots-wrap">
+<table class="tots"><tbody>${totals}</tbody></table>
+</div>
+
+${notesHTML}
+
+<div class="footer">
+  <div>
+    <div class="footer-left">SILICON VALLEY SERVICES &nbsp;·&nbsp; OTTAWA, ON${repName.trim() ? ` &nbsp;·&nbsp; ${repName.trim().replace(/&/g,'&amp;').replace(/</g,'&lt;').replace(/>/g,'&gt;')}` : ''}</div>
+    <div class="footer-note">This quote is valid until <strong>${validUntilStr}</strong>. All prices in CAD. HST at ${Math.round(pricing.HST_RATE * 100)}% applies on invoice unless already included. MRR is billed monthly in advance.</div>
+  </div>
+  <div style="font-family:'DM Mono',monospace;font-size:10px;color:#bbb;letter-spacing:.06em">${quoteDate}</div>
+</div>
+
+<script>window.addEventListener('load',()=>{window.print();})<\/script>
+</body></html>`;
+
+    const w = window.open('', '_blank', 'width=900,height=700');
+    if (w) {
+      w.document.write(html);
+      w.document.close();
+    }
+  }
+
+  function exportQuoteJSON() {
+    const q = global.calcQuote();
+    const ref = document.getElementById('quoteRef')?.textContent || '';
+    const dt = new Date();
+    const dateStr = `${dt.getFullYear()}-${String(dt.getMonth() + 1).padStart(2, '0')}-${String(dt.getDate()).padStart(2, '0')}`;
+    const termMap = { m2m: 'Month-to-Month', '12mo': '12-Month', '24mo': '24-Month' };
+    const slugify = (value, fallback) => {
+      const slug = String(value || '')
+        .trim()
+        .toLowerCase()
+        .replace(/[^a-z0-9]+/g, '-')
+        .replace(/^-+|-+$/g, '');
+      return slug || fallback;
+    };
+
+    const payload = {
+      version: '1.1',
+      quoteRef: ref,
+      quoteDate: dateStr,
+      clientName: q.clientName || '',
+      repName: document.getElementById('repName')?.value || '',
+      quoteNotes: document.getElementById('quoteNotes')?.value || '',
+      contractTerm: termMap[q.contractTerm] || 'Month-to-Month',
+      licensing: q.byol ? 'BYOL' : 'M365-Included',
+      users: q.users,
+      endpoints: q.endpoints,
+      servers: q.servers,
+      addons: {
+        extendedHours: q.addExtHours,
+        passwordManager: q.addPWM,
+        inkyPro: q.addINKY,
+        zeroTrustUsers: q.addZT,
+        baremetalBackup: q.addBMB,
+        usbBlocking: q.addUSB
+      },
+      zeroTrustNetwork: {
+        seats: q.ztSeats,
+        routers: q.ztRouters
+      },
+      voip: {
+        tier: q.voipSeats > 0 ? q.voipTier : null,
+        seats: q.voipSeats,
+        phoneHardware: q.addVoipPhone,
+        faxLine: q.addVoipFax,
+        currentPhoneBill: parseFloat(document.getElementById('currentPhoneBill')?.value) || 0
+      },
+      adminWaived: q.adminWaived || false,
+      onboardingWaived: document.getElementById('onboardingWaived')?.checked || false,
+      onboardingManual: document.getElementById('oneTimeFee')?.dataset.manual === '1',
+      pricing: {
+        baseMrr: q.MRR,
+        discountPct: Math.round(q.discountPct * 100),
+        discountAmt: q.discountAmt,
+        effectiveMrr: q.effectiveMrr,
+        annual: q.effectiveAnnual,
+        oneTimeFee: q.oneTimeFee,
+        hstIncluded: q.hstEnabled,
+        hstAmt: q.hstAmt,
+        mrrWithHst: q.mrrWithHst
+      }
+    };
+
+    const json = JSON.stringify(payload, null, 2);
+    const clientSlug = slugify(q.clientName, 'client');
+    const refSlug = slugify(ref, 'quote');
+
+    const blob = new Blob([json], { type: 'application/json' });
+    const url = URL.createObjectURL(blob);
+    const a = document.createElement('a');
+    a.href = url;
+    a.download = `${clientSlug}-${dateStr}-${refSlug}.json`;
+    a.click();
+    URL.revokeObjectURL(url);
+
+    const btn = document.getElementById('btnExportJSON');
+    if (btn) {
+      const orig = btn.innerHTML;
+      btn.innerHTML = '&#10003; Quote Saved';
+      setTimeout(() => { btn.innerHTML = orig; }, 2000);
+    }
+  }
+
+  global.SVSQuoteExport = {
+    printInvoice,
+    exportQuoteJSON
+  };
+
+  global.printInvoice = printInvoice;
+  global.exportQuoteJSON = exportQuoteJSON;
+})(window);
diff --git a/pre-alpha/quote-import.js b/pre-alpha/quote-import.js
new file mode 100644
index 0000000..c73a873
--- /dev/null
+++ b/pre-alpha/quote-import.js
@@ -0,0 +1,168 @@
+(function(global) {
+  'use strict';
+
+  var fileInput = null;
+
+  function getFileInput() {
+    if (!fileInput) {
+      fileInput = document.createElement('input');
+      fileInput.type = 'file';
+      fileInput.accept = '.json,application/json';
+      fileInput.style.display = 'none';
+      document.body.appendChild(fileInput);
+      fileInput.addEventListener('change', handleFileSelect);
+    }
+    return fileInput;
+  }
+
+  function importQuoteJSON() {
+    getFileInput().click();
+  }
+
+  function handleFileSelect(e) {
+    var file = e.target.files && e.target.files[0];
+    if (!file) return;
+
+    var reader = new FileReader();
+    reader.onload = function(ev) {
+      try {
+        var payload = JSON.parse(ev.target.result);
+        applyImport(payload);
+      } catch (err) {
+        alert('Import failed: invalid JSON file.');
+        console.warn('importQuoteJSON: parse error', err);
+      }
+    };
+    reader.readAsText(file);
+
+    // reset so same file can be re-imported
+    e.target.value = '';
+  }
+
+  function applyImport(p) {
+    var set = function(id, val) {
+      var el = document.getElementById(id);
+      if (el) el.value = val;
+    };
+    var check = function(id, val) {
+      var el = document.getElementById(id);
+      if (el) el.checked = !!val;
+    };
+
+    // client name + rep name + notes
+    set('clientName', p.clientName || '');
+    set('repName', p.repName || '');
+    var notesEl = document.getElementById('quoteNotes');
+    if (notesEl) notesEl.value = p.quoteNotes || '';
+
+    // counts
+    set('userCount', p.users || 0);
+    set('endpointCount', p.endpoints || 0);
+    set('serverCount', p.servers || 0);
+
+    // licensing
+    var isBYOL = p.licensing === 'BYOL';
+    check('rateBYOL', isBYOL);
+    check('rateM365', !isBYOL);
+
+    // user/endpoint add-ons
+    var addons = p.addons || {};
+    check('addExtHours', addons.extendedHours);
+    check('addPWM', addons.passwordManager);
+    check('addINKY', addons.inkyPro);
+    check('addZT', addons.zeroTrustUsers);
+    check('addUSB', addons.usbBlocking);
+    check('addBMB', addons.baremetalBackup);
+
+    // Zero Trust networking
+    var zt = p.zeroTrustNetwork || {};
+    set('ztNetSeats', zt.seats || 0);
+    set('ztNetRouters', zt.routers || 0);
+
+    // VoIP
+    var voip = p.voip || {};
+    var tierEl = document.querySelector('input[name="voipTier"][value="' + (voip.tier || 'basic') + '"]');
+    if (tierEl) tierEl.checked = true;
+    set('voipSeats', voip.seats || 0);
+    check('addVoipPhone', voip.phoneHardware);
+    check('addVoipFax', voip.faxLine);
+    set('currentPhoneBill', voip.currentPhoneBill || 0);
+
+    // contract term — reverse map from display to value
+    var termReverseMap = {
+      'Month-to-Month': 'm2m',
+      '12-Month': '12mo',
+      '24-Month': '24mo'
+    };
+    var termVal = termReverseMap[p.contractTerm] || 'm2m';
+    var termEl = document.querySelector('input[name="contractTerm"][value="' + termVal + '"]');
+    if (termEl) termEl.checked = true;
+
+    // admin waived
+    check('adminWaived', p.adminWaived);
+
+    // onboarding
+    check('onboardingWaived', p.onboardingWaived);
+    if (p.onboardingManual && !p.onboardingWaived) {
+      var fee = (p.pricing && p.pricing.oneTimeFee) || 0;
+      set('oneTimeFee', fee);
+      var feeEl = document.getElementById('oneTimeFee');
+      if (feeEl) feeEl.dataset.manual = '1';
+    }
+
+    // HST
+    check('hstToggle', p.pricing && p.pricing.hstIncluded);
+
+    // sync addon row highlights
+    var rowMap = {
+      addExtHours: 'row-ext',
+      addPWM: 'row-pwm',
+      addINKY: 'row-inky',
+      addZT: 'row-zt',
+      addBMB: 'row-bmb',
+      addUSB: 'row-usb',
+      addVoipPhone: 'row-vphone',
+      addVoipFax: 'row-vfax'
+    };
+
+    var addonIds = ['addExtHours', 'addPWM', 'addINKY', 'addZT', 'addBMB', 'addUSB', 'addVoipPhone', 'addVoipFax'];
+    addonIds.forEach(function(id) {
+      var cb = document.getElementById(id);
+      var row = document.getElementById(rowMap[id]);
+      if (row) {
+        if (cb && cb.checked) {
+          row.classList.add('selected');
+        } else {
+          row.classList.remove('selected');
+        }
+      }
+    });
+
+    // update quote reference display
+    if (p.quoteRef) {
+      var refEl = document.getElementById('quoteRef');
+      if (refEl) refEl.textContent = p.quoteRef;
+    }
+
+    // trigger recalculation
+    if (typeof global.update === 'function') {
+      global.update();
+    }
+
+    // flash confirmation on the import button
+    var btn = document.getElementById('btnImportQuote');
+    if (btn) {
+      var orig = btn.innerHTML;
+      btn.innerHTML = '&#10003; Quote Imported';
+      setTimeout(function() { btn.innerHTML = orig; }, 2000);
+    }
+
+    // persist the imported state
+    if (typeof global.debouncedSave === 'function') {
+      global.debouncedSave();
+    }
+  }
+
+  global.importQuoteJSON = importQuoteJSON;
+  global.SVSQuoteImport = { importQuoteJSON: importQuoteJSON };
+})(window);
diff --git a/pre-alpha/quote-persistence.js b/pre-alpha/quote-persistence.js
new file mode 100644
index 0000000..d8550a5
--- /dev/null
+++ b/pre-alpha/quote-persistence.js
@@ -0,0 +1,240 @@
+(function(global) {
+  'use strict';
+
+  const SAVE_KEY = 'svs-msp-quote-v1';
+  const QUOTE_REF_KEY = 'svs-msp-quote-ref';
+
+  let saveTimer;
+
+  function saveState() {
+    try {
+      const state = {
+        clientName: document.getElementById('clientName')?.value || '',
+        users: parseInt(document.getElementById('userCount')?.value, 10) || 0,
+        endpoints: parseInt(document.getElementById('endpointCount')?.value, 10) || 0,
+        servers: parseInt(document.getElementById('serverCount')?.value, 10) || 0,
+        byol: document.getElementById('rateBYOL')?.checked || false,
+        addExtHours: document.getElementById('addExtHours')?.checked || false,
+        addPWM: document.getElementById('addPWM')?.checked || false,
+        addINKY: document.getElementById('addINKY')?.checked || false,
+        addZT: document.getElementById('addZT')?.checked || false,
+        addUSB: document.getElementById('addUSB')?.checked || false,
+        addBMB: document.getElementById('addBMB')?.checked || false,
+        ztSeats: parseInt(document.getElementById('ztNetSeats')?.value, 10) || 0,
+        ztRouters: parseInt(document.getElementById('ztNetRouters')?.value, 10) || 0,
+        voipTier: (document.querySelector('input[name="voipTier"]:checked') || {}).value || 'basic',
+        voipSeats: parseInt(document.getElementById('voipSeats')?.value, 10) || 0,
+        addVoipPhone: document.getElementById('addVoipPhone')?.checked || false,
+        addVoipFax: document.getElementById('addVoipFax')?.checked || false,
+        phoneBill: parseFloat(document.getElementById('currentPhoneBill')?.value) || 0,
+        contractTerm: (document.querySelector('input[name="contractTerm"]:checked') || {}).value || 'm2m',
+        hstEnabled: document.getElementById('hstToggle')?.checked || false,
+        oneTimeFee: parseFloat(document.getElementById('oneTimeFee')?.value) || 0,
+        adminWaived: document.getElementById('adminWaived')?.checked || false,
+        onboardingWaived: document.getElementById('onboardingWaived')?.checked || false,
+        onboardingManual: document.getElementById('oneTimeFee')?.dataset.manual === '1',
+        repName: document.getElementById('repName')?.value || '',
+        quoteNotes: document.getElementById('quoteNotes')?.value || ''
+      };
+      localStorage.setItem(SAVE_KEY, JSON.stringify(state));
+    } catch (e) {
+      console.warn('saveState: failed to persist quote', e);
+    }
+  }
+
+  function debouncedSave() {
+    clearTimeout(saveTimer);
+    saveTimer = setTimeout(saveState, 400);
+  }
+
+  function syncBodyScrollLock() {
+    const panelOpen = document.getElementById('mobileQuotePanel')?.classList.contains('open');
+    const modalOpen = document.getElementById('resetConfirmModal')?.classList.contains('open');
+    const sidebarFocusOpen = document.body.classList.contains('sidebar-focus-open');
+    document.body.style.overflow = (panelOpen || modalOpen || sidebarFocusOpen) ? 'hidden' : '';
+  }
+
+  function openResetConfirm() {
+    const modal = document.getElementById('resetConfirmModal');
+    if (!modal) return;
+    modal.classList.add('open');
+    modal.setAttribute('aria-hidden', 'false');
+    syncBodyScrollLock();
+    document.getElementById('resetConfirmCancel')?.focus();
+  }
+
+  function closeResetConfirm() {
+    const modal = document.getElementById('resetConfirmModal');
+    if (!modal) return;
+    modal.classList.remove('open');
+    modal.setAttribute('aria-hidden', 'true');
+    syncBodyScrollLock();
+  }
+
+  function confirmResetQuote() {
+    clearTimeout(saveTimer);
+    try {
+      localStorage.removeItem(SAVE_KEY);
+      localStorage.removeItem(QUOTE_REF_KEY);
+    } catch (e) {
+      console.warn('confirmResetQuote: failed to clear saved quote state', e);
+    }
+    closeResetConfirm();
+    window.location.reload();
+  }
+
+  function trapFocusInModal(e) {
+    var modal = document.getElementById('resetConfirmModal');
+    if (!modal || !modal.classList.contains('open')) return;
+    var focusable = modal.querySelectorAll(
+      'button, [href], input, select, textarea, [tabindex]:not([tabindex="-1"])'
+    );
+    if (!focusable.length) return;
+    var first = focusable[0];
+    var last = focusable[focusable.length - 1];
+    if (e.shiftKey && document.activeElement === first) {
+      e.preventDefault();
+      last.focus();
+    } else if (!e.shiftKey && document.activeElement === last) {
+      e.preventDefault();
+      first.focus();
+    }
+  }
+
+  document.addEventListener('keydown', function(e) {
+    const modalOpen = document.getElementById('resetConfirmModal')?.classList.contains('open');
+    if (e.key === 'Escape' && modalOpen) {
+      closeResetConfirm();
+      e.preventDefault();
+      e.stopImmediatePropagation();
+      return;
+    }
+    if (e.key === 'Tab' && modalOpen) {
+      trapFocusInModal(e);
+    }
+  });
+
+  function restoreState() {
+    try {
+      const raw = localStorage.getItem(SAVE_KEY);
+      if (!raw) return false;
+
+      const s = JSON.parse(raw);
+      const set = (id, val) => {
+        const el = document.getElementById(id);
+        if (el) el.value = val;
+      };
+      const check = (id, val) => {
+        const el = document.getElementById(id);
+        if (el) el.checked = !!val;
+      };
+
+      set('clientName', s.clientName);
+      set('userCount', s.users);
+      set('endpointCount', s.endpoints);
+      set('serverCount', s.servers);
+      check('rateBYOL', s.byol);
+      check('rateM365', !s.byol);
+      check('addExtHours', s.addExtHours);
+      check('addPWM', s.addPWM);
+      check('addINKY', s.addINKY);
+      check('addZT', s.addZT);
+      check('addUSB', s.addUSB);
+      check('addBMB', s.addBMB);
+      set('ztNetSeats', s.ztSeats);
+      set('ztNetRouters', s.ztRouters);
+
+      const tierEl = document.querySelector(`input[name="voipTier"][value="${s.voipTier}"]`);
+      if (tierEl) tierEl.checked = true;
+
+      set('voipSeats', s.voipSeats);
+      check('addVoipPhone', s.addVoipPhone);
+      check('addVoipFax', s.addVoipFax);
+      set('currentPhoneBill', s.phoneBill);
+
+      const termEl = document.querySelector(`input[name="contractTerm"][value="${s.contractTerm || 'm2m'}"]`);
+      if (termEl) termEl.checked = true;
+
+      check('hstToggle', s.hstEnabled);
+      check('adminWaived', s.adminWaived);
+      check('onboardingWaived', s.onboardingWaived);
+
+      if (s.onboardingManual && !s.onboardingWaived) {
+        set('oneTimeFee', s.oneTimeFee || 0);
+        const feeEl = document.getElementById('oneTimeFee');
+        if (feeEl) feeEl.dataset.manual = '1';
+      }
+
+      set('repName', s.repName || '');
+      const notesEl = document.getElementById('quoteNotes');
+      if (notesEl) notesEl.value = s.quoteNotes || '';
+
+      const rowMap = {
+        addExtHours: 'row-ext',
+        addPWM: 'row-pwm',
+        addINKY: 'row-inky',
+        addZT: 'row-zt',
+        addBMB: 'row-bmb',
+        addUSB: 'row-usb',
+        addVoipPhone: 'row-vphone',
+        addVoipFax: 'row-vfax'
+      };
+
+      ['addExtHours', 'addPWM', 'addINKY', 'addZT', 'addBMB', 'addUSB', 'addVoipPhone', 'addVoipFax'].forEach(id => {
+        const cb = document.getElementById(id);
+        if (cb?.checked) {
+          const row = document.getElementById(rowMap[id]);
+          if (row) row.classList.add('selected');
+        }
+      });
+
+      return true;
+    } catch (e) {
+      return false;
+    }
+  }
+
+  function getOrCreateQuoteRef(now) {
+    const currentDate = now || new Date();
+    const dateStr = `${currentDate.getFullYear()}${String(currentDate.getMonth() + 1).padStart(2, '0')}${String(currentDate.getDate()).padStart(2, '0')}`;
+    const savedRef = localStorage.getItem(QUOTE_REF_KEY);
+
+    if (savedRef) {
+      const match = savedRef.match(/^SVS-(\d{4})(\d{2})(\d{2})-/);
+      const refDate = match ? new Date(+match[1], +match[2] - 1, +match[3]) : null;
+      const ageMs = refDate ? currentDate - refDate : Infinity;
+
+      if (ageMs <= 30 * 24 * 60 * 60 * 1000) {
+        return savedRef;
+      }
+    }
+
+    const quoteRef = `SVS-${dateStr}-${String(Math.floor(Math.random() * 9000) + 1000)}`;
+    localStorage.setItem(QUOTE_REF_KEY, quoteRef);
+    return quoteRef;
+  }
+
+  global.SVSQuotePersistence = {
+    SAVE_KEY,
+    QUOTE_REF_KEY,
+    saveState,
+    debouncedSave,
+    syncBodyScrollLock,
+    openResetConfirm,
+    closeResetConfirm,
+    confirmResetQuote,
+    restoreState,
+    getOrCreateQuoteRef
+  };
+
+  global.SAVE_KEY = SAVE_KEY;
+  global.QUOTE_REF_KEY = QUOTE_REF_KEY;
+  global.saveState = saveState;
+  global.debouncedSave = debouncedSave;
+  global.syncBodyScrollLock = syncBodyScrollLock;
+  global.openResetConfirm = openResetConfirm;
+  global.closeResetConfirm = closeResetConfirm;
+  global.confirmResetQuote = confirmResetQuote;
+  global.restoreState = restoreState;
+  global.getOrCreateQuoteRef = getOrCreateQuoteRef;
+})(window);
diff --git a/pre-alpha/quote-pricing.js b/pre-alpha/quote-pricing.js
new file mode 100644
index 0000000..7c9eb24
--- /dev/null
+++ b/pre-alpha/quote-pricing.js
@@ -0,0 +1,125 @@
+(function(global) {
+  'use strict';
+
+  const DEFAULTS = {
+    RATE_M365: 130,
+    RATE_M365_M2M: 140,
+    RATE_BYOL: 110,
+    M365_RETAIL_MONTHLY: 35,
+    M365_RETAIL_ANNUAL: 30,
+    ADDON_EXT_HOURS: 25,
+    ADDON_1PASSWORD: 9,
+    ADDON_INKY: 8,
+    ADDON_ZERO_TRUST_USER: 55,
+    RATE_ENDPOINT: 35,
+    RATE_SERVER: 120,
+    ADDON_USB_BLOCKING: 4,
+    ADDON_BARE_METAL_BACKUP: 25,
+    ZT_SEAT_RATE: 25,
+    ZT_ROUTER_RATE: 100,
+    ADMIN_FEE_FLOOR: 150,
+    ADMIN_FEE_MINIMUM: 650,
+    ADMIN_FEE_ZT: 250,
+    ADMIN_1PWM_PCT: 0.10,
+    VOIP_RATE_BASIC: 28,
+    VOIP_RATE_STANDARD: 35,
+    VOIP_RATE_PREMIUM: 45,
+    VOIP_PHONE_RATE: 15,
+    VOIP_FAX_RATE: 10,
+    TOOL_COST_PER_USER: 42,
+    TOOL_COST_PER_ENDPOINT: 23,
+    TOOL_COST_MIN: 650,
+    IT_SALARY_1: 85000,
+    IT_SALARY_5: 420000,
+    DISCOUNT_M2M: 0,
+    DISCOUNT_12MO: 0.03,
+    DISCOUNT_24MO: 0.05,
+    HST_RATE: 0.13
+  };
+
+  const KNOWN_KEYS = Object.keys(DEFAULTS);
+  let pricingFallbackShown = false;
+
+  function applyValues(values) {
+    KNOWN_KEYS.forEach(key => {
+      global[key] = values[key];
+    });
+  }
+
+  function getSnapshot() {
+    return KNOWN_KEYS.reduce((snapshot, key) => {
+      snapshot[key] = global[key];
+      return snapshot;
+    }, {});
+  }
+
+  function showPricingStatus(message) {
+    const host = document.querySelector('.top-bar-right');
+    if (!host) return;
+    let el = document.getElementById('pricingStatus');
+    if (!el) {
+      el = document.createElement('div');
+      el.id = 'pricingStatus';
+      el.style.marginTop = '6px';
+      el.style.fontSize = '11px';
+      el.style.letterSpacing = '0.02em';
+      el.style.color = 'var(--amber)';
+      host.appendChild(el);
+    }
+    el.textContent = message;
+  }
+
+  function reportPricingFallback(reason) {
+    if (pricingFallbackShown) return;
+    pricingFallbackShown = true;
+    console.warn(`[SVS Quote] ${reason} Using built-in pricing defaults.`);
+    showPricingStatus('Pricing file unavailable - using built-in defaults');
+  }
+
+  function applyPricingData(data) {
+    let applied = 0;
+    Object.keys(data).forEach(category => {
+      const group = data[category];
+      if (typeof group !== 'object' || group === null) return;
+      Object.keys(group).forEach(key => {
+        const entry = group[key];
+        if (typeof entry !== 'object' || entry === null) return;
+        const val = parseFloat(entry.value);
+        if (!KNOWN_KEYS.includes(key) || Number.isNaN(val)) return;
+        global[key] = val;
+        applied++;
+      });
+    });
+    return applied;
+  }
+
+  async function loadPricing() {
+    pricingFallbackShown = false;
+    applyValues(DEFAULTS);
+
+    // Pricing loaded via <script src="package-prices-data.js"> which sets window.SVS_PRICING_DATA
+    if (global.SVS_PRICING_DATA && typeof global.SVS_PRICING_DATA === 'object') {
+      const applied = applyPricingData(global.SVS_PRICING_DATA);
+      if (applied > 0) return true;
+    }
+
+    reportPricingFallback('package-prices-data.js not loaded.');
+    return false;
+  }
+
+  applyValues(DEFAULTS);
+
+  global.SVSQuotePricing = {
+    DEFAULTS: Object.freeze({ ...DEFAULTS }),
+    KNOWN_KEYS: Object.freeze([...KNOWN_KEYS]),
+    getSnapshot,
+    loadPricing,
+    reportPricingFallback,
+    showPricingStatus
+  };
+
+  // Backward-compatible globals for the current calculator runtime.
+  global.loadPricing = loadPricing;
+  global.reportPricingFallback = reportPricingFallback;
+  global.showPricingStatus = showPricingStatus;
+})(window);
diff --git a/pre-alpha/quote-render.js b/pre-alpha/quote-render.js
new file mode 100644
index 0000000..91a3484
--- /dev/null
+++ b/pre-alpha/quote-render.js
@@ -0,0 +1,759 @@
+(function(global) {
+  'use strict';
+
+  let nudges = [];
+  let nudgeIndex = 0;
+  let nudgeTimer;
+
+  function fmt(n) {
+    return '$' + Math.round(n).toLocaleString('en-US');
+  }
+
+  function getEl(id) {
+    return document.getElementById(id);
+  }
+
+  function getQuote(q) {
+    return q || (typeof global.calcQuote === 'function' ? global.calcQuote() : null);
+  }
+
+  function getPricing() {
+    return typeof global.getPricingConfig === 'function' ? global.getPricingConfig() : global;
+  }
+
+  function getM365BundleSavings(options, pricing) {
+    if (options && typeof options.m365BundleSavings === 'number') {
+      return options.m365BundleSavings;
+    }
+    // Use the higher M365 rate (m2m) for maximum savings comparison
+    const bestRate = Math.max(pricing.RATE_M365_M2M || 0, pricing.RATE_M365 || 0);
+    return Math.max(0, bestRate - (pricing.RATE_BYOL || 0));
+  }
+
+  function renderQuoteUi(q, options) {
+    if (!q) return;
+
+    const pricing = getPricing();
+    const m365BundleSavings = getM365BundleSavings(options, pricing);
+    const onboardingWaived = !!options?.onboardingWaived;
+    const onboardingHalfOff = !!options?.onboardingHalfOff;
+    const onboardingWouldBe = typeof options?.onboardingWouldBe === 'number'
+      ? options.onboardingWouldBe
+      : Math.round((q.MRR || 0) / 2);
+    const {
+      users,
+      voipTier,
+      byol,
+      addPWM,
+      ztActive,
+      adminWaived,
+      clientName,
+      contractTerm,
+      baseSubtotal,
+      siteAdminBase,
+      admin1PWM,
+      adminFeeNet,
+      discountAmt
+    } = q;
+
+    if (adminWaived) {
+      getEl('adminFeeDisplay').innerHTML =
+        `<span class="admin-fee-strike">${fmt(adminFeeNet)}/mo</span> <span class="admin-fee-waived-badge">WAIVED</span>`;
+    } else {
+      getEl('adminFeeDisplay').textContent = fmt(adminFeeNet) + '/mo';
+    }
+
+    const fillPct = Math.min(100, Math.max(0, (baseSubtotal / pricing.ADMIN_FEE_MINIMUM) * 100));
+    getEl('floorBar').style.width = fillPct + '%';
+    const atFloor = baseSubtotal >= pricing.ADMIN_FEE_MINIMUM;
+    getEl('floorBar').style.background = atFloor ? 'var(--green)' : 'var(--accent)';
+    getEl('floorNote').textContent = atFloor
+      ? `✓ Oversight fee is now at its minimum level (${fmt(pricing.ADMIN_FEE_FLOOR)}/mo)`
+      : `Add ${fmt(Math.max(0, pricing.ADMIN_FEE_MINIMUM - baseSubtotal))} more in managed services and this fee will reduce further`;
+
+    getEl('fb-base').textContent = fmt(siteAdminBase);
+    getEl('fb-zt-row').classList.toggle('hidden', !ztActive);
+    getEl('fb-zt').textContent = '+' + fmt(pricing.ADMIN_FEE_ZT);
+    getEl('fb-pwm-row').classList.toggle('hidden', !addPWM);
+    getEl('fb-pwm').textContent = '+' + fmt(admin1PWM);
+    if (adminWaived) {
+      getEl('fb-total').innerHTML =
+        `<span class="admin-fee-strike">${fmt(adminFeeNet)}</span> <span class="admin-fee-waived-badge">WAIVED</span>`;
+    } else {
+      getEl('fb-total').textContent = fmt(adminFeeNet);
+    }
+
+    const adminWaivedSavingsEl = document.getElementById('adminWaivedSavings');
+    if (adminWaivedSavingsEl) {
+      adminWaivedSavingsEl.classList.toggle('hidden', !adminWaived || adminFeeNet === 0);
+      const awAmt = document.getElementById('adminWaivedAmt');
+      if (awAmt) awAmt.textContent = fmt(adminFeeNet);
+    }
+
+    getEl('byolCalloutGreen').classList.toggle('hidden', byol);
+    getEl('byolCalloutRed').classList.toggle('hidden', !byol);
+    getEl('userIncluded').classList.toggle('byol-mode', byol);
+    getEl('userBundleStrip')?.classList.toggle('byol-disabled', byol);
+
+    // M365 term-aware pricing display
+    const isAnnualTerm = contractTerm === '12mo' || contractTerm === '24mo';
+    const m365PriceM2m = getEl('m365PriceM2m');
+    const m365PriceAnnual = getEl('m365PriceAnnual');
+    if (m365PriceM2m && m365PriceAnnual) {
+      if (isAnnualTerm) {
+        m365PriceM2m.className = 'm365-price-grey';
+        m365PriceM2m.textContent = '$' + pricing.RATE_M365_M2M;
+        m365PriceAnnual.classList.remove('hidden');
+        m365PriceAnnual.textContent = '$' + pricing.RATE_M365;
+      } else {
+        m365PriceM2m.className = '';
+        m365PriceM2m.textContent = '$' + pricing.RATE_M365_M2M;
+        m365PriceAnnual.classList.add('hidden');
+      }
+    }
+    const retailRate = isAnnualTerm ? pricing.M365_RETAIL_ANNUAL : pricing.M365_RETAIL_MONTHLY;
+    const svsRate = isAnnualTerm ? pricing.RATE_M365 : pricing.RATE_M365_M2M;
+    const officePortion = svsRate - pricing.RATE_BYOL;
+    const officeSavings = retailRate - officePortion;
+    const savingsLine = getEl('m365SavingsLine');
+    if (savingsLine) savingsLine.classList.add('hidden');
+    const m365CalloutText = getEl('m365CalloutText');
+    if (m365CalloutText && !byol) {
+      const retailLabel = isAnnualTerm ? '$' + retailRate + '/user annual' : '$' + retailRate + '/user monthly';
+      m365CalloutText.textContent = 'Recommended bundle \u2014 M365 Business Premium is built into this seat, saving $' + officeSavings + '/user vs ' + retailLabel + ' retail licensing';
+    }
+
+    if (byol) getEl('byolRedSavings').textContent = fmt(users * m365BundleSavings);
+
+    ['basic', 'standard', 'premium'].forEach(tier => {
+      const seg = getEl('seg-' + tier);
+      if (seg) seg.classList.toggle('active', tier === voipTier);
+    });
+
+    ['m2m', '12mo', '24mo'].forEach(term => {
+      const seg = getEl('seg-term-' + term);
+      if (seg) seg.classList.toggle('active', term === contractTerm);
+    });
+
+    const savingsRow = document.getElementById('qsSavingsDisplay');
+    const savingsCopy = document.getElementById('qsSavingsCopy');
+    const firstYearRow = document.getElementById('qsFirstYearDisplay');
+    const firstYearCopy = document.getElementById('qsFirstYearCopy');
+    const termLabel = contractTerm === '12mo' ? '12-Month' : contractTerm === '24mo' ? '24-Month' : 'Month-to-Month';
+    const annualizedTermSavings = discountAmt > 0 ? discountAmt * 12 : 0;
+    const termOnboardingValue = onboardingWaived ? onboardingWouldBe
+      : onboardingHalfOff ? Math.round(onboardingWouldBe / 2) : 0;
+    const firstYearValue = annualizedTermSavings + termOnboardingValue;
+    if (savingsRow && savingsCopy) {
+      if (discountAmt > 0) {
+        savingsCopy.innerHTML = `${termLabel} savings: <strong>${fmt(discountAmt)}</strong>/mo vs. month-to-month`;
+        savingsRow.classList.remove('hidden');
+      } else {
+        savingsRow.classList.add('hidden');
+      }
+    }
+    if (firstYearRow && firstYearCopy) {
+      if (firstYearValue > 0) {
+        let suffix = ' in year-one value';
+        if (annualizedTermSavings > 0 && onboardingWaived) {
+          suffix = ' from annualized term savings and complimentary onboarding';
+        } else if (annualizedTermSavings > 0 && onboardingHalfOff) {
+          suffix = ' from annualized term savings and 50% off onboarding';
+        } else if (annualizedTermSavings > 0) {
+          suffix = ' from annualized term savings';
+        } else if (onboardingWaived) {
+          suffix = ' from complimentary onboarding';
+        } else if (onboardingHalfOff) {
+          suffix = ' from 50% off onboarding';
+        }
+        firstYearCopy.innerHTML = `Year-one value unlocked: <strong>${fmt(firstYearValue)}</strong>${suffix}`;
+        firstYearRow.classList.remove('hidden');
+      } else {
+        firstYearRow.classList.add('hidden');
+      }
+    }
+
+    document.querySelectorAll('.addon-preview-pill[data-addon]').forEach(pill => {
+      const cb = document.getElementById(pill.dataset.addon);
+      pill.classList.toggle('active', cb?.checked || false);
+    });
+  }
+
+  function renderSidebar(q, options) {
+    if (!q) return;
+
+    const pricing = getPricing();
+    const {
+      users,
+      endpoints,
+      servers,
+      voipSeats,
+      byol,
+      addPWM,
+      addINKY,
+      addExtHours,
+      addZT,
+      addUSB,
+      addBMB,
+      ztActive,
+      adminWaived,
+      contractTerm,
+      hstEnabled,
+      baseUserRate,
+      userPWM,
+      userINKY,
+      userExt,
+      userZT,
+      userTotal,
+      serverBase,
+      endpointUSB,
+      endpointBMB,
+      endpointTotal,
+      ztNetTotal,
+      voipTotal,
+      siteAdminBase,
+      admin1PWM,
+      adminFeeNet,
+      clientName,
+      MRR,
+      discountPct,
+      discountAmt,
+      effectiveMrr,
+      effectiveAnnual,
+      hstAmt,
+      mrrWithHst,
+      perUserServices,
+      perUserSiteOvhd
+    } = q;
+
+    const onboardingWaived = !!options?.onboardingWaived;
+    const onboardingHalfOff = !!options?.onboardingHalfOff;
+    const onboardingWouldBe = typeof options?.onboardingWouldBe === 'number'
+      ? options.onboardingWouldBe
+      : Math.round(q.MRR / 2);
+    const oneTimeFee = typeof options?.oneTimeFee === 'number'
+      ? options.oneTimeFee
+      : (parseFloat(q.oneTimeFee) || 0);
+    const annualizedTermSavings = discountPct > 0 ? discountAmt * 12 : 0;
+    const onboardingValueUnlocked = onboardingWaived ? onboardingWouldBe
+      : onboardingHalfOff ? Math.round(onboardingWouldBe / 2) : 0;
+    const isAnnualTermSb = contractTerm === '12mo' || contractTerm === '24mo';
+    const retailRateSb = isAnnualTermSb ? (pricing.M365_RETAIL_ANNUAL || 30) : (pricing.M365_RETAIL_MONTHLY || 35);
+    const svsRateSb = isAnnualTermSb ? pricing.RATE_M365 : (pricing.RATE_M365_M2M || pricing.RATE_M365);
+    const officePortionSb = svsRateSb - pricing.RATE_BYOL;
+    const officeSavingsSb = Math.max(0, retailRateSb - officePortionSb);
+    const m365AnnualValue = (!byol && users > 0) ? (users * officeSavingsSb * 12) : 0;
+    const byolOpportunityValue = (byol && users > 0) ? (users * getM365BundleSavings(options, pricing) * 12) : 0;
+    const adminIncludedValue = adminWaived ? (adminFeeNet * 12) : 0;
+    const totalValueUnlocked = m365AnnualValue + annualizedTermSavings + onboardingValueUnlocked + adminIncludedValue;
+    const firstInvoiceTotal = effectiveMrr + (hstEnabled ? hstAmt : 0) + oneTimeFee;
+    const sidebarClientNameEl = getEl('sidebarFocusClientName');
+    if (sidebarClientNameEl) {
+      sidebarClientNameEl.textContent = clientName && clientName.trim() ? clientName.trim() : 'Client Name';
+    }
+
+    const show = (id, val) => {
+      const el = getEl(id);
+      if (!el) return;
+      el.classList.toggle('hidden', !val);
+    };
+    const renderSubRows = (rows) => rows.map(row => {
+      if (!row.addon) {
+        return `<div class="sl-sub-row sl-sub-row-base"><span class="sl-sub-copy">${row.copy}</span></div>`;
+      }
+
+      return `<div class="sl-sub-row sl-sub-row-addon"><span class="sl-sub-copy">${row.copy}</span><span class="sl-sub-val">${row.value}</span></div>`;
+    }).join('');
+
+    show('sl-users', users > 0);
+    getEl('sl-users-sub')?.classList.toggle('hidden', users === 0);
+    if (users > 0) {
+      getEl('sl-users-val').textContent = fmt(userTotal);
+      const sub = getEl('sl-users-sub');
+      sub.classList.remove('hidden');
+      const subRows = [{ copy: `${users} × ${fmt(baseUserRate)}/user (${byol ? 'BYOL' : 'M365 Incl.'})` }];
+      if (addExtHours) subRows.push({ copy: 'Extended Help Desk Hours', value: `${fmt(userExt)}/mo`, addon: true });
+      if (addPWM) subRows.push({ copy: '1Password', value: `${fmt(userPWM)}/mo`, addon: true });
+      if (addINKY) subRows.push({ copy: 'INKY Pro Upgrade', value: `${fmt(userINKY)}/mo`, addon: true });
+      if (addZT) subRows.push({ copy: 'Zero Trust', value: `${fmt(userZT)}/mo`, addon: true });
+      sub.innerHTML = renderSubRows(subRows);
+    }
+
+    show('sl-endpoints', endpoints > 0);
+    getEl('sl-endpoints-sub')?.classList.toggle('hidden', endpoints === 0);
+    if (endpoints > 0) {
+      const epOnly = endpointTotal - serverBase;
+      getEl('sl-endpoints-val').textContent = fmt(epOnly);
+      const sub = getEl('sl-endpoints-sub');
+      sub.classList.remove('hidden');
+      const epRows = [{ copy: `${endpoints} × ${fmt(pricing.RATE_ENDPOINT)}/endpoint` }];
+      if (addBMB) epRows.push({ copy: 'Bare Metal Backup', value: `${fmt(endpointBMB)}/mo`, addon: true });
+      if (addUSB) epRows.push({ copy: 'USB Blocking', value: `${fmt(endpointUSB)}/mo`, addon: true });
+      sub.innerHTML = renderSubRows(epRows);
+    }
+
+    show('sl-servers', servers > 0);
+    if (servers > 0) getEl('sl-servers-val').textContent = fmt(serverBase);
+
+    show('sl-zt', ztNetTotal > 0);
+    if (ztNetTotal > 0) getEl('sl-zt-val').textContent = fmt(ztNetTotal);
+
+    show('sl-voip', voipTotal > 0);
+    if (voipTotal > 0) getEl('sl-voip-val').textContent = fmt(voipTotal);
+
+    const slAdminEl = getEl('sl-admin');
+    const slAdminValEl = getEl('sl-admin-val');
+    const slAdminSubEl = getEl('sl-admin-sub');
+    if (adminWaived) {
+      slAdminEl?.classList.add('sl-admin-waived');
+      if (slAdminValEl) {
+        slAdminValEl.innerHTML =
+          `<span class="otf-amt">${fmt(adminFeeNet)}</span> <span class="otf-waived-label">WAIVED</span>`;
+      }
+    } else {
+      slAdminEl?.classList.remove('sl-admin-waived');
+      if (slAdminValEl) slAdminValEl.textContent = fmt(adminFeeNet);
+    }
+    if (slAdminSubEl) {
+      const adminRows = [{ copy: `Base ${fmt(siteAdminBase)}/mo` }];
+      if (ztActive) adminRows.push({ copy: 'Zero Trust Supplement', value: `${fmt(pricing.ADMIN_FEE_ZT)}/mo`, addon: true });
+      if (addPWM && admin1PWM > 0) adminRows.push({ copy: '1Password Admin', value: `${fmt(admin1PWM)}/mo`, addon: true });
+      slAdminSubEl.classList.remove('hidden');
+      slAdminSubEl.innerHTML = renderSubRows(adminRows);
+    }
+
+    getEl('mrrDisplay').textContent = fmt(effectiveMrr);
+    const monthlyTotalEl = getEl('sl-monthly-total-val');
+    if (monthlyTotalEl) monthlyTotalEl.textContent = fmt(effectiveMrr) + '/mo';
+    getEl('annualDisplay').textContent = fmt(effectiveAnnual);
+    getEl('perUserRow').classList.toggle('hidden', users === 0);
+    if (users > 0) getEl('perUserDisplay').textContent = fmt(effectiveMrr / users) + '/user';
+
+    const discountRow = getEl('sl-discount-row');
+    if (discountRow) {
+      discountRow.classList.toggle('hidden', discountPct === 0);
+      if (discountPct > 0) {
+        const termLabel = contractTerm === '12mo' ? '12-Month' : '24-Month';
+        const discDetailEl = getEl('sl-discount-detail');
+        if (discDetailEl) {
+          discDetailEl.textContent = `(${termLabel}, ${Math.round(discountPct * 100)}% off)`;
+        }
+        const discEl = getEl('sl-discount-val');
+        if (discEl) {
+          discEl.textContent = `−${fmt(discountAmt)}/mo`;
+        }
+      }
+    }
+
+    const baseMrrRow = getEl('sl-base-mrr-row');
+    if (baseMrrRow) baseMrrRow.classList.toggle('hidden', discountPct === 0);
+    const baseMrrEl = getEl('sl-base-mrr-val');
+    if (baseMrrEl && discountPct > 0) baseMrrEl.textContent = fmt(MRR) + '/mo';
+
+    const firstMriEl = getEl('sl-first-mri-val');
+    if (firstMriEl) firstMriEl.textContent = fmt(effectiveMrr);
+    show('sl-first-hst-row', hstEnabled);
+    const firstHstEl = getEl('sl-first-hst-val');
+    if (firstHstEl && hstEnabled) firstHstEl.textContent = fmt(hstAmt);
+
+    getEl('sl-hst-row')?.classList.toggle('hidden', !hstEnabled);
+    getEl('sl-hst-total-row')?.classList.toggle('hidden', !hstEnabled);
+    if (hstEnabled) {
+      const hstEl = getEl('sl-hst-val');
+      if (hstEl) hstEl.textContent = `+${fmt(hstAmt)}`;
+      const totalEl = getEl('sl-hst-total-val');
+      if (totalEl) totalEl.textContent = fmt(mrrWithHst) + '/mo';
+    }
+
+    const otfRow = getEl('sl-otf-row');
+    const otfValEl = getEl('sl-otf-val');
+    if (otfRow) {
+      if (onboardingWaived && onboardingWouldBe > 0) {
+        otfRow.classList.remove('hidden');
+        otfRow.classList.add('sl-otf-waived');
+        if (otfValEl) {
+          otfValEl.innerHTML =
+            '<span class="otf-amt-strike">' + fmt(onboardingWouldBe) + '</span> <span class="otf-waived-label">COMPLIMENTARY</span>';
+        }
+      } else if (onboardingHalfOff && onboardingWouldBe > 0) {
+        otfRow.classList.remove('hidden');
+        otfRow.classList.add('sl-otf-waived');
+        if (otfValEl) {
+          otfValEl.innerHTML =
+            '<span class="otf-waived-label">50% OFF</span> ' +
+            '<span class="otf-amt-strike">' + fmt(onboardingWouldBe) + '</span> ' +
+            '<span class="otf-amt">' + fmt(oneTimeFee) + '</span>';
+        }
+      } else if (oneTimeFee > 0) {
+        otfRow.classList.remove('hidden', 'sl-otf-waived');
+        if (otfValEl) otfValEl.textContent = fmt(oneTimeFee) + ' (one-time)';
+      } else {
+        otfRow.classList.add('hidden');
+        otfRow.classList.remove('sl-otf-waived');
+      }
+    }
+    const firstTotalEl = getEl('sl-first-total-val');
+    if (firstTotalEl) firstTotalEl.textContent = fmt(firstInvoiceTotal);
+
+    show('sl-value-m365-row', m365AnnualValue > 0);
+    const valueM365El = getEl('sl-value-m365-val');
+    if (valueM365El && m365AnnualValue > 0) valueM365El.textContent = fmt(m365AnnualValue) + '/yr';
+
+    show('sl-value-term-row', annualizedTermSavings > 0);
+    const valueTermEl = getEl('sl-value-term-val');
+    if (valueTermEl && annualizedTermSavings > 0) valueTermEl.textContent = fmt(annualizedTermSavings) + '/yr';
+
+    show('sl-value-onboarding-row', onboardingValueUnlocked > 0);
+    const valueOnboardingEl = getEl('sl-value-onboarding-val');
+    if (valueOnboardingEl && onboardingValueUnlocked > 0) valueOnboardingEl.textContent = fmt(onboardingValueUnlocked);
+    const valueOnboardingLabel = getEl('sl-value-onboarding-label');
+    if (valueOnboardingLabel) valueOnboardingLabel.textContent = onboardingWaived ? 'Complimentary Onboarding' : 'Onboarding Savings (50% off)';
+
+    show('sl-value-admin-row', adminIncludedValue > 0);
+    const valueAdminEl = getEl('sl-value-admin-val');
+    if (valueAdminEl && adminIncludedValue > 0) valueAdminEl.textContent = fmt(adminIncludedValue) + '/yr';
+
+    show('sl-value-byol-row', byolOpportunityValue > 0);
+    const valueByolEl = getEl('sl-value-byol-val');
+    if (valueByolEl && byolOpportunityValue > 0) valueByolEl.textContent = fmt(byolOpportunityValue) + '/yr';
+
+    show('sl-value-total-row', totalValueUnlocked > 0);
+    const valueTotalEl = getEl('sl-value-total-val');
+    if (valueTotalEl && totalValueUnlocked > 0) valueTotalEl.textContent = fmt(totalValueUnlocked) + '/yr';
+
+    const puBreakdown = getEl('perUserBreakdown');
+    if (puBreakdown) {
+      puBreakdown.classList.toggle('hidden', users === 0);
+      if (users > 0) {
+        puBreakdown.textContent = `Includes ${fmt(perUserServices)} in user services + ${fmt(perUserSiteOvhd)} in shared site overhead`;
+      }
+    }
+  }
+
+  function buildNudges(q, options) {
+    if (!q) return [];
+
+    const pricing = getPricing();
+    const m365BundleSavings = getM365BundleSavings(options, pricing);
+    const {
+      users,
+      endpoints,
+      servers,
+      voipSeats,
+      voipTier,
+      contractTerm,
+      MRR,
+      byol,
+      addPWM,
+      addExtHours,
+      addZT,
+      addBMB
+    } = q;
+
+    const nextNudges = [];
+
+    if (!addZT && users > 0) {
+      nextNudges.push({
+        text: `Zero Trust Deny By Default adds enterprise-grade access control — ${fmt(users * pricing.ADDON_ZERO_TRUST_USER)}/mo for all ${users} user${users !== 1 ? 's' : ''}. Recommended for any client with remote staff or sensitive data.`,
+        color: 'amber'
+      });
+    }
+
+    if (!addPWM && users > 0) {
+      nextNudges.push({
+        text: `1Password Management — one vault for every credential, enforce strong passwords, revoke access instantly when staff leave. Only ${fmt(users * pricing.ADDON_1PASSWORD)}/mo for ${users} user${users !== 1 ? 's' : ''}.`,
+        color: 'green'
+      });
+    }
+
+    if (contractTerm === 'm2m' && MRR > 0) {
+      const onboardingWouldBe = typeof options?.onboardingWouldBe === 'number'
+        ? options.onboardingWouldBe
+        : Math.round(MRR / 2);
+      nextNudges.push({
+        text: `A 12-month term saves 3% on MRR and 50% off onboarding. The 24-month option saves ${fmt(MRR * pricing.DISCOUNT_24MO)}/mo (5%) and includes complimentary onboarding — saving an estimated ${fmt(onboardingWouldBe)}.`,
+        color: 'green'
+      });
+    }
+
+    if (byol && users > 0) {
+      const m365RateForTerm = contractTerm === 'm2m' ? (pricing.RATE_M365_M2M || pricing.RATE_M365) : pricing.RATE_M365;
+      nextNudges.push({
+        text: `BYOL keeps the client's existing licensing in place. Switching to M365 Included (${fmt(m365RateForTerm)}/user) bundles licensing at well below retail — saving up to ${fmt(users * m365BundleSavings)}/mo across ${users} user${users !== 1 ? 's' : ''}.`,
+        color: 'green'
+      });
+    }
+
+    if (q.ztActive) {
+      nextNudges.push({
+        text: `Zero Trust is active — a ${fmt(pricing.ADMIN_FEE_ZT)}/mo site admin supplement applies to cover additional tenant management, policy enforcement, and network oversight.`,
+        color: 'amber'
+      });
+    }
+
+    if (endpoints > 0 && !addBMB) {
+      nextNudges.push({
+        text: `Bare Metal Backup adds the recovery layer to this endpoint package — ${fmt(endpoints * pricing.ADDON_BARE_METAL_BACKUP)}/mo protects all ${endpoints} endpoint${endpoints !== 1 ? 's' : ''} with image-level restore after ransomware, hardware failure, or a full rebuild event.`,
+        color: 'amber'
+      });
+    }
+
+    if (voipSeats > 0 && voipTier === 'basic') {
+      nextNudges.push({
+        text: `Standard tier adds HD video, call analytics, and advanced call routing — only ${fmt(voipSeats * (pricing.VOIP_RATE_STANDARD - pricing.VOIP_RATE_BASIC))}/mo more for ${voipSeats} seat${voipSeats !== 1 ? 's' : ''}. Most clients upgrade within 6 months.`,
+        color: 'green'
+      });
+    }
+
+    if (servers > 0 && !addBMB) {
+      nextNudges.push({
+        text: `Servers are in scope but Bare Metal Backup is not selected — adding BMB closes the DR gap by pairing endpoint protection with full-system recovery across workstations and server workloads.`,
+        color: 'amber'
+      });
+    }
+
+    if (users > 0 && endpoints > 0 && endpoints > users * 1.5) {
+      nextNudges.push({
+        text: `${endpoints} endpoints vs ${users} users — that's a high endpoint-to-user ratio. Consider whether unmanaged devices should be attached to user seats to ensure full coverage.`,
+        color: 'amber'
+      });
+    }
+
+    if (users > 0 && endpoints === 0) {
+      nextNudges.push({
+        text: `${users} user${users !== 1 ? 's' : ''} configured but no endpoints — most environments need workstation management alongside user services. Add endpoints to close the coverage gap.`,
+        color: 'amber'
+      });
+    }
+
+    if (voipSeats > 0 && users > 0 && voipSeats !== users) {
+      const diff = Math.abs(voipSeats - users);
+      const direction = voipSeats > users ? 'more VoIP seats than users' : 'fewer VoIP seats than users';
+      nextNudges.push({
+        text: `${voipSeats} VoIP seat${voipSeats !== 1 ? 's' : ''} vs ${users} user${users !== 1 ? 's' : ''} — ${diff} ${direction}. Verify whether every user needs a phone line, or if shared/common-area lines explain the difference.`,
+        color: 'amber'
+      });
+    }
+
+    if (MRR > 0 && !q.adminWaived && q.adminFeeNet > MRR * 0.25) {
+      nextNudges.push({
+        text: `Site admin is ${fmt(q.adminFeeNet)}/mo — over 25% of the ${fmt(MRR)} MRR. Adding more managed services will reduce this ratio as the admin fee floors out at ${fmt(pricing.ADMIN_FEE_FLOOR)}/mo.`,
+        color: 'amber'
+      });
+    }
+
+    if (!addExtHours && users > 0) {
+      nextNudges.push({
+        text: `Extended Help Desk Hours adds after-hours and weekend support coverage — only ${fmt(users * pricing.ADDON_EXT_HOURS)}/mo for ${users} user${users !== 1 ? 's' : ''}. Ideal for clients with shift workers or off-hours operations.`,
+        color: 'green'
+      });
+    }
+
+    return nextNudges;
+  }
+
+  function setNudges(nextNudges) {
+    nudges = Array.isArray(nextNudges) ? nextNudges : [];
+
+    if (!nudges.length) {
+      nudgeIndex = 0;
+      return;
+    }
+
+    if (nudgeIndex >= nudges.length) {
+      nudgeIndex = 0;
+    }
+  }
+
+  function renderNudge() {
+    const currentIndex = nudges.length ? nudgeIndex : 0;
+
+    function applyNudge(suffix) {
+      const s = suffix || '';
+      const banner = document.getElementById('nudgeBanner' + s);
+      if (!banner) return;
+      if (!nudges.length) {
+        banner.classList.add('hidden');
+        return;
+      }
+
+      const n = nudges[currentIndex];
+      banner.classList.remove('hidden', 'amber', 'green');
+      banner.classList.add(n.color);
+      const textEl = document.getElementById('nudgeText' + s);
+      const cntEl = document.getElementById('nudgeCounter' + s);
+      if (textEl) textEl.textContent = n.text;
+      if (cntEl) cntEl.textContent = nudges.length > 1 ? `${currentIndex + 1}/${nudges.length}` : '';
+      const btns = banner.querySelectorAll('button');
+      btns.forEach(btn => {
+        btn.style.display = nudges.length > 1 ? 'flex' : 'none';
+      });
+    }
+
+    applyNudge('');
+    applyNudge('_m');
+  }
+
+  function cycleNudge(dir) {
+    if (!nudges.length) return;
+    // Crossfade: fade out, swap, fade in
+    var banners = [document.getElementById('nudgeBanner'), document.getElementById('nudgeBanner_m')];
+    banners.forEach(function(b) { if (b) b.classList.add('nudge-fading'); });
+    setTimeout(function() {
+      nudgeIndex = (nudgeIndex + dir + nudges.length) % nudges.length;
+      renderNudge();
+      banners.forEach(function(b) { if (b) b.classList.remove('nudge-fading'); });
+    }, 180);
+  }
+
+  function startNudgeRotation() {
+    if (nudgeTimer) clearInterval(nudgeTimer);
+    nudgeTimer = setInterval(() => {
+      if (nudges.length > 1) {
+        cycleNudge(1);
+      }
+    }, 30000);
+  }
+
+  function updateSectionSummaries(q) {
+    q = getQuote(q);
+    if (!q) return;
+
+    const collapsed = id => !document.getElementById(id)?.classList.contains('sec-open');
+    const setSummary = (id, text) => {
+      const el = document.getElementById(id);
+      if (!el) return;
+      const secId = id.replace('-summary', '').replace('sec0', 'sec-0');
+      const show = collapsed(secId) && !!text;
+      el.textContent = text || '';
+      el.hidden = !show;
+      el.style.display = show ? 'flex' : 'none';
+    };
+
+    setSummary('sec01-summary', q.adminWaived ? 'WAIVED' : fmt(q.adminFeeNet) + '/mo');
+    setSummary('sec02-summary', q.users > 0 ? `${fmt(q.userTotal)}/mo` : '');
+    setSummary('sec03-summary', q.endpoints > 0 ? `${fmt(q.endpointTotal - q.serverBase)}/mo` : '');
+    setSummary('sec04-summary', q.servers > 0 ? `${fmt(q.serverBase)}/mo` : '');
+    setSummary('sec05-summary', q.ztNetTotal > 0 ? `${fmt(q.ztNetTotal)}/mo` : '');
+    setSummary('sec06-summary', q.voipSeats > 0 ? `${fmt(q.voipTotal)}/mo` : '');
+  }
+
+  function updateVsComparison(q) {
+    const vsEl = document.getElementById('vsComparison');
+    if (!vsEl) return;
+
+    q = getQuote(q);
+    if (!q) return;
+
+    const pricing = getPricing();
+    const { users, endpoints, effectiveAnnual } = q;
+    if (users < 1 && endpoints < 1) {
+      vsEl.classList.add('hidden');
+      return;
+    }
+    vsEl.classList.remove('hidden');
+
+    const toolsMonthly = Math.max(
+      pricing.TOOL_COST_MIN,
+      (users * pricing.TOOL_COST_PER_USER) + (endpoints * pricing.TOOL_COST_PER_ENDPOINT)
+    );
+    const toolsAnnual = toolsMonthly * 12;
+    const cost1 = pricing.IT_SALARY_1 + toolsAnnual;
+    const cost5 = pricing.IT_SALARY_5 + toolsAnnual;
+    const save1 = cost1 - effectiveAnnual;
+    const save5 = cost5 - effectiveAnnual;
+    const fmtK = n => n >= 0 ? '$' + Math.round(n / 1000) + 'K/yr' : '–$' + Math.round(Math.abs(n) / 1000) + 'K/yr';
+
+    getEl('vs-svs-annual').textContent = '$' + Math.round(effectiveAnnual / 1000) + 'K/yr';
+    getEl('vs-1man-cost').textContent = '$' + Math.round(cost1 / 1000) + 'K/yr';
+    getEl('vs-5man-cost').textContent = '$' + Math.round(cost5 / 1000) + 'K/yr';
+
+    const applyVsRow = (rowId, saveId, labelId, saving) => {
+      const row = getEl(rowId);
+      const val = getEl(saveId);
+      const lbl = getEl(labelId);
+      if (!row || !val || !lbl) return;
+      val.textContent = fmtK(saving);
+      row.classList.remove('vs-save-green', 'vs-save-amber');
+      val.classList.remove('vs-val-green', 'vs-val-amber');
+      lbl.classList.remove('vs-val-green', 'vs-val-amber');
+      if (saving > 0) {
+        row.classList.add('vs-save-green');
+        val.classList.add('vs-val-green');
+        lbl.classList.add('vs-val-green');
+        lbl.textContent = 'EST. SAVINGS';
+      } else {
+        row.classList.add('vs-save-amber');
+        val.classList.add('vs-val-amber');
+        lbl.classList.add('vs-val-amber');
+        lbl.textContent = 'DIFFERENCE';
+      }
+    };
+
+    applyVsRow('vs-1man-save-row', 'vs-1man-save', 'vs-1man-save-lbl', save1);
+    applyVsRow('vs-5man-save-row', 'vs-5man-save', 'vs-5man-save-lbl', save5);
+
+    const toolsLabel = toolsMonthly <= pricing.TOOL_COST_MIN
+      ? `min $${pricing.TOOL_COST_MIN}/mo`
+      : `~$${toolsMonthly}/mo`;
+    getEl('vs-footnote').textContent =
+      `Based on ~$${Math.round(pricing.IT_SALARY_1 / 1000)}K Ottawa IT salary + ${toolsLabel} tool licensing (M365, EDR, RMM, backup, SAT & more). Excludes benefits, recruiting, PTO coverage, and turnover costs.`;
+  }
+
+  function updateSavings(q) {
+    const billEl = document.getElementById('currentPhoneBill');
+    const comparator = document.getElementById('savingsComparator');
+    const prompt = document.getElementById('savingsPrompt');
+    if (!billEl || !comparator) return;
+
+    const bill = parseFloat(billEl.value) || 0;
+    q = getQuote(q);
+    if (!q) return;
+
+    const { voipTotal, voipSeats } = q;
+    if (voipSeats < 1) {
+      comparator.classList.add('hidden');
+      if (prompt) prompt.style.display = 'none';
+      return;
+    }
+
+    if (prompt) prompt.style.display = bill === 0 ? '' : 'none';
+    if (bill === 0) {
+      comparator.classList.add('hidden');
+      return;
+    }
+
+    comparator.classList.remove('hidden');
+    const saving = bill - voipTotal;
+    if (saving > 0) {
+      comparator.textContent = `✓ Switching to SVS VoIP saves ~${fmt(saving)}/mo (${fmt(saving * 12)}/yr) vs your current bill of ${fmt(bill)}/mo`;
+      comparator.classList.remove('savings-amber');
+    } else {
+      comparator.textContent = `Your current bill (${fmt(bill)}/mo) is lower than this VoIP quote (${fmt(voipTotal)}/mo) — consider reviewing the tier or seat count.`;
+      comparator.classList.add('savings-amber');
+    }
+  }
+
+  const api = {
+    renderQuoteUi,
+    renderSidebar,
+    buildNudges,
+    setNudges,
+    updateSectionSummaries,
+    updateVsComparison,
+    renderNudge,
+    cycleNudge,
+    startNudgeRotation,
+    updateSavings
+  };
+
+  global.SVSQuoteRender = api;
+  global.updateSectionSummaries = updateSectionSummaries;
+  global.updateVsComparison = updateVsComparison;
+  global.renderNudge = renderNudge;
+  global.cycleNudge = cycleNudge;
+  global.startNudgeRotation = startNudgeRotation;
+  global.updateSavings = updateSavings;
+
+  startNudgeRotation();
+})(window);
diff --git a/pre-alpha/tests/test-quote-engine.js b/pre-alpha/tests/test-quote-engine.js
new file mode 100644
index 0000000..30241b5
--- /dev/null
+++ b/pre-alpha/tests/test-quote-engine.js
@@ -0,0 +1,1148 @@
+/**
+ * SVS MSP Calculator — Quote Engine Tests
+ *
+ * Run:   node svsmspcalc/tests/test-quote-engine.js
+ *
+ * Zero dependencies. Uses a minimal test harness built-in.
+ * Tests the pure calculateQuote(state, pricing) function against
+ * known-good expected values using default pricing.
+ */
+
+// ── Minimal test harness ───────────────────────────────────────
+let _passed = 0;
+let _failed = 0;
+let _group = '';
+
+function describe(name, fn) {
+  _group = name;
+  console.log(`\n  ${name}`);
+  fn();
+}
+
+function it(name, fn) {
+  try {
+    fn();
+    _passed++;
+    console.log(`    \x1b[32m✓\x1b[0m ${name}`);
+  } catch (e) {
+    _failed++;
+    console.log(`    \x1b[31m✗\x1b[0m ${name}`);
+    console.log(`      \x1b[31m${e.message}\x1b[0m`);
+  }
+}
+
+function assert(condition, msg) {
+  if (!condition) throw new Error(msg || 'Assertion failed');
+}
+
+function eq(actual, expected, label) {
+  if (actual !== expected) {
+    throw new Error(`${label || 'Value'}: expected ${expected}, got ${actual}`);
+  }
+}
+
+function near(actual, expected, tolerance, label) {
+  if (Math.abs(actual - expected) > tolerance) {
+    throw new Error(`${label || 'Value'}: expected ~${expected} (±${tolerance}), got ${actual}`);
+  }
+}
+
+// ── Load engine (mock window as global) ────────────────────────
+const _global = {};
+(function loadModules() {
+  const fs = require('fs');
+  const path = require('path');
+  const dir = path.resolve(__dirname, '..');
+
+  // Load quote-pricing.js — sets DEFAULTS on _global
+  const pricingSrc = fs.readFileSync(path.join(dir, 'quote-pricing.js'), 'utf8')
+    .replace(/\(window\)\s*;?\s*$/, '(_global);');
+  new Function('_global', pricingSrc)(_global);
+
+  // Load quote-engine.js — sets calculateQuote on _global
+  const engineSrc = fs.readFileSync(path.join(dir, 'quote-engine.js'), 'utf8')
+    .replace(/\(window\)\s*;?\s*$/, '(_global);');
+  new Function('_global', engineSrc)(_global);
+})();
+
+const calculateQuote = _global.calculateQuote;
+const DEFAULTS = _global.SVSQuotePricing.DEFAULTS;
+
+// Helper: build a state object with sensible defaults
+function makeState(overrides) {
+  return Object.assign({
+    byol: false,
+    users: 0,
+    endpoints: 0,
+    servers: 0,
+    addExtHours: false,
+    addPWM: false,
+    addINKY: false,
+    addZT: false,
+    addUSB: false,
+    addBMB: false,
+    ztSeats: 0,
+    ztRouters: 0,
+    voipTier: 'basic',
+    voipSeats: 0,
+    addVoipPhone: false,
+    addVoipFax: false,
+    clientName: '',
+    contractTerm: 'm2m',
+    hstEnabled: false,
+    oneTimeFee: 0,
+    adminWaived: false
+  }, overrides);
+}
+
+// ── Tests ──────────────────────────────────────────────────────
+console.log('\n\x1b[1mSVS Quote Engine — Test Suite\x1b[0m');
+
+// ── 1. Basic pricing ──────────────────────────────────────────
+describe('Basic M365 quote (1 user, 1 endpoint, m2m)', () => {
+  const q = calculateQuote(makeState({ users: 1, endpoints: 1 }), DEFAULTS);
+
+  it('userBase = 140 (m2m rate)', () => eq(q.userBase, 140, 'userBase'));
+  it('userTotal = 140', () => eq(q.userTotal, 140, 'userTotal'));
+  it('endpointBase = 35', () => eq(q.endpointBase, 35, 'endpointBase'));
+  it('endpointTotal = 35', () => eq(q.endpointTotal, 35, 'endpointTotal'));
+  it('baseSubtotal = 175', () => eq(q.baseSubtotal, 175, 'baseSubtotal'));
+  it('admin fee scales: max(150, 650-175) = 475', () => eq(q.siteAdminBase, 475, 'siteAdminBase'));
+  it('adminFeeNet = 475', () => eq(q.adminFeeNet, 475, 'adminFeeNet'));
+  it('MRR = 650', () => eq(q.MRR, 650, 'MRR'));
+  it('annual = 7800', () => eq(q.annual, 7800, 'annual'));
+  it('no discount at m2m', () => eq(q.discountAmt, 0, 'discountAmt'));
+  it('effectiveMrr = MRR', () => eq(q.effectiveMrr, 650, 'effectiveMrr'));
+});
+
+// ── 2. BYOL rate ──────────────────────────────────────────────
+describe('BYOL rate (1 user, 1 endpoint)', () => {
+  const q = calculateQuote(makeState({ users: 1, endpoints: 1, byol: true }), DEFAULTS);
+
+  it('baseUserRate = 110 (BYOL)', () => eq(q.baseUserRate, 110, 'baseUserRate'));
+  it('userBase = 110', () => eq(q.userBase, 110, 'userBase'));
+  it('baseSubtotal = 145', () => eq(q.baseSubtotal, 145, 'baseSubtotal'));
+  it('admin fee scales: max(150, 650-145) = 505', () => eq(q.siteAdminBase, 505, 'siteAdminBase'));
+  it('MRR still = 650 (admin absorbs difference)', () => eq(q.MRR, 650, 'MRR'));
+});
+
+// ── 3. Admin fee floor ────────────────────────────────────────
+describe('Admin fee floor (high service volume)', () => {
+  // 5 users + 1 endpoint: baseSubtotal = 675+35 = 710 > 650
+  const q = calculateQuote(makeState({ users: 5, endpoints: 1 }), DEFAULTS);
+
+  it('baseSubtotal = 735', () => eq(q.baseSubtotal, 735, 'baseSubtotal'));
+  it('admin hits floor: max(150, 650-710) = 150', () => eq(q.siteAdminBase, 150, 'siteAdminBase'));
+  it('adminFeeNet = 150', () => eq(q.adminFeeNet, 150, 'adminFeeNet'));
+});
+
+// ── 4. Admin fee ZT premium ───────────────────────────────────
+describe('Admin fee with Zero Trust premium', () => {
+  const q = calculateQuote(makeState({ users: 5, endpoints: 1, addZT: true }), DEFAULTS);
+
+  it('ztActive = true', () => assert(q.ztActive, 'ztActive'));
+  it('admin includes ZT premium: 150 + 250 = 400', () => eq(q.adminFeeNet, 400, 'adminFeeNet'));
+});
+
+describe('Admin fee ZT premium via ztSeats (no addZT checkbox)', () => {
+  const q = calculateQuote(makeState({ users: 5, endpoints: 1, ztSeats: 2 }), DEFAULTS);
+
+  it('ztActive = true (from ztSeats > 0)', () => assert(q.ztActive, 'ztActive'));
+  it('admin includes ZT premium', () => eq(q.adminFeeNet, 400, 'adminFeeNet'));
+});
+
+// ── 5. Admin fee 1Password markup ─────────────────────────────
+describe('Admin fee with 1Password markup', () => {
+  // 5 users, 1 endpoint, addPWM
+  // userPWM = 5 * 9 = 45, admin1PWM = round(45 * 0.10) = 5
+  const q = calculateQuote(makeState({ users: 5, endpoints: 1, addPWM: true }), DEFAULTS);
+
+  it('userPWM = 45', () => eq(q.userPWM, 45, 'userPWM'));
+  it('admin1PWM = 5 (10% of 45, rounded)', () => eq(q.admin1PWM, 5, 'admin1PWM'));
+  it('adminFeeNet = 150 + 5 = 155', () => eq(q.adminFeeNet, 155, 'adminFeeNet'));
+});
+
+// ── 6. Admin waived ───────────────────────────────────────────
+describe('Admin fee waived', () => {
+  const q = calculateQuote(makeState({ users: 1, endpoints: 1, adminWaived: true }), DEFAULTS);
+
+  it('adminFeeNet still calculated = 475', () => eq(q.adminFeeNet, 475, 'adminFeeNet'));
+  it('admin does not contribute to MRR', () => {
+    eq(q.MRR, 140 + 35, 'MRR without admin'); // 175
+  });
+});
+
+// ── 7. User add-ons ──────────────────────────────────────────
+describe('All user add-ons (10 users)', () => {
+  const q = calculateQuote(makeState({
+    users: 10, endpoints: 1,
+    addExtHours: true, addPWM: true, addINKY: true, addZT: true
+  }), DEFAULTS);
+
+  it('userExt = 250', () => eq(q.userExt, 250, 'userExt'));
+  it('userPWM = 90', () => eq(q.userPWM, 90, 'userPWM'));
+  it('userINKY = 80', () => eq(q.userINKY, 80, 'userINKY'));
+  it('userZT = 550', () => eq(q.userZT, 550, 'userZT'));
+  it('addonRate = 25+9+8+55 = 97', () => {
+    eq(q.totalUserRate - q.baseUserRate, 97, 'addonRate');
+  });
+  it('userTotal = 10 * (140+97) = 2370', () => eq(q.userTotal, 2370, 'userTotal'));
+});
+
+// ── 8. Endpoint add-ons ──────────────────────────────────────
+describe('Endpoint add-ons (10 endpoints)', () => {
+  const q = calculateQuote(makeState({
+    users: 1, endpoints: 10, addUSB: true, addBMB: true
+  }), DEFAULTS);
+
+  it('endpointBase = 350', () => eq(q.endpointBase, 350, 'endpointBase'));
+  it('endpointUSB = 40', () => eq(q.endpointUSB, 40, 'endpointUSB'));
+  it('endpointBMB = 250', () => eq(q.endpointBMB, 250, 'endpointBMB'));
+  it('endpointTotal = 640 (includes no servers)', () => eq(q.endpointTotal, 640, 'endpointTotal'));
+});
+
+// ── 9. Server pricing ────────────────────────────────────────
+describe('Server pricing', () => {
+  const q = calculateQuote(makeState({ users: 1, endpoints: 1, servers: 3 }), DEFAULTS);
+
+  it('serverBase = 360', () => eq(q.serverBase, 360, 'serverBase'));
+  it('servers included in endpointTotal', () => eq(q.endpointTotal, 35 + 360, 'endpointTotal'));
+  it('servers in baseSubtotal', () => eq(q.baseSubtotal, 140 + 35 + 360, 'baseSubtotal'));
+});
+
+// ── 10. Contract discounts ───────────────────────────────────
+describe('Contract term discounts', () => {
+  const base = { users: 10, endpoints: 10 };
+
+  it('m2m = 0% discount', () => {
+    const q = calculateQuote(makeState({ ...base, contractTerm: 'm2m' }), DEFAULTS);
+    eq(q.discountPct, 0, 'discountPct');
+    eq(q.discountAmt, 0, 'discountAmt');
+  });
+
+  it('12mo = 3% discount', () => {
+    const q = calculateQuote(makeState({ ...base, contractTerm: '12mo' }), DEFAULTS);
+    eq(q.discountPct, 0.03, 'discountPct');
+    eq(q.discountAmt, Math.round(q.MRR * 0.03), 'discountAmt');
+    eq(q.effectiveMrr, q.MRR - q.discountAmt, 'effectiveMrr');
+  });
+
+  it('24mo = 5% discount', () => {
+    const q = calculateQuote(makeState({ ...base, contractTerm: '24mo' }), DEFAULTS);
+    eq(q.discountPct, 0.05, 'discountPct');
+    eq(q.discountAmt, Math.round(q.MRR * 0.05), 'discountAmt');
+  });
+});
+
+// ── 10b. M365 term-aware rate ────────────────────────────────
+describe('M365 rate varies by contract term', () => {
+  it('m2m uses RATE_M365_M2M ($140)', () => {
+    const q = calculateQuote(makeState({ users: 1, endpoints: 1, contractTerm: 'm2m' }), DEFAULTS);
+    eq(q.m365Rate, 140, 'm365Rate');
+    eq(q.baseUserRate, 140, 'baseUserRate');
+  });
+  it('12mo uses RATE_M365 ($130)', () => {
+    const q = calculateQuote(makeState({ users: 1, endpoints: 1, contractTerm: '12mo' }), DEFAULTS);
+    eq(q.m365Rate, 130, 'm365Rate');
+    eq(q.baseUserRate, 130, 'baseUserRate');
+  });
+  it('24mo uses RATE_M365 ($130)', () => {
+    const q = calculateQuote(makeState({ users: 1, endpoints: 1, contractTerm: '24mo' }), DEFAULTS);
+    eq(q.m365Rate, 130, 'm365Rate');
+    eq(q.baseUserRate, 130, 'baseUserRate');
+  });
+  it('BYOL rate unaffected by term', () => {
+    const q = calculateQuote(makeState({ users: 1, endpoints: 1, byol: true, contractTerm: '12mo' }), DEFAULTS);
+    eq(q.baseUserRate, 110, 'baseUserRate');
+  });
+});
+
+// ── 11. HST calculation ──────────────────────────────────────
+describe('HST calculation', () => {
+  const q = calculateQuote(makeState({
+    users: 1, endpoints: 1, hstEnabled: true
+  }), DEFAULTS);
+
+  it('hstAmt = round(650 * 0.13) = 85', () => eq(q.hstAmt, 85, 'hstAmt'));
+  it('mrrWithHst = 650 + 85 = 735', () => eq(q.mrrWithHst, 735, 'mrrWithHst'));
+});
+
+describe('HST disabled = 0', () => {
+  const q = calculateQuote(makeState({
+    users: 1, endpoints: 1, hstEnabled: false
+  }), DEFAULTS);
+
+  it('hstAmt = 0', () => eq(q.hstAmt, 0, 'hstAmt'));
+  it('mrrWithHst = effectiveMrr', () => eq(q.mrrWithHst, q.effectiveMrr, 'mrrWithHst'));
+});
+
+// ── 12. VoIP tiers ───────────────────────────────────────────
+describe('VoIP tiers', () => {
+  it('basic = $28/seat', () => {
+    const q = calculateQuote(makeState({ voipSeats: 5, voipTier: 'basic' }), DEFAULTS);
+    eq(q.voipSeatRate, 28, 'voipSeatRate');
+    eq(q.voipSeatsAmt, 140, 'voipSeatsAmt');
+  });
+
+  it('standard = $35/seat', () => {
+    const q = calculateQuote(makeState({ voipSeats: 5, voipTier: 'standard' }), DEFAULTS);
+    eq(q.voipSeatRate, 35, 'voipSeatRate');
+    eq(q.voipSeatsAmt, 175, 'voipSeatsAmt');
+  });
+
+  it('premium = $45/seat', () => {
+    const q = calculateQuote(makeState({ voipSeats: 5, voipTier: 'premium' }), DEFAULTS);
+    eq(q.voipSeatRate, 45, 'voipSeatRate');
+    eq(q.voipSeatsAmt, 225, 'voipSeatsAmt');
+  });
+});
+
+// ── 13. VoIP add-ons ─────────────────────────────────────────
+describe('VoIP phone + fax add-ons', () => {
+  const q = calculateQuote(makeState({
+    voipSeats: 10, voipTier: 'standard',
+    addVoipPhone: true, addVoipFax: true
+  }), DEFAULTS);
+
+  it('voipPhoneAmt = 150', () => eq(q.voipPhoneAmt, 150, 'voipPhoneAmt'));
+  it('voipFaxAmt = 100', () => eq(q.voipFaxAmt, 100, 'voipFaxAmt'));
+  it('voipTotal = 350+150+100 = 600', () => eq(q.voipTotal, 600, 'voipTotal'));
+});
+
+// ── 14. Zero Trust networking ────────────────────────────────
+describe('Zero Trust networking', () => {
+  const q = calculateQuote(makeState({ ztSeats: 10, ztRouters: 2 }), DEFAULTS);
+
+  it('ztNetSeats = 250', () => eq(q.ztNetSeats, 250, 'ztNetSeats'));
+  it('ztNetRouters = 200', () => eq(q.ztNetRouters, 200, 'ztNetRouters'));
+  it('ztNetTotal = 450', () => eq(q.ztNetTotal, 450, 'ztNetTotal'));
+  it('ztActive = true', () => assert(q.ztActive, 'ztActive'));
+});
+
+// ── 15. Zero users edge case ─────────────────────────────────
+describe('Zero users edge case', () => {
+  const q = calculateQuote(makeState({ users: 0, endpoints: 0 }), DEFAULTS);
+
+  it('perUserAllin = 0', () => eq(q.perUserAllin, 0, 'perUserAllin'));
+  it('perUserServices = 0', () => eq(q.perUserServices, 0, 'perUserServices'));
+  it('userTotal = 0', () => eq(q.userTotal, 0, 'userTotal'));
+  it('admin still applies (floor)', () => {
+    // baseSubtotal = 0, max(150, 650-0) = 650
+    eq(q.siteAdminBase, 650, 'siteAdminBase');
+  });
+});
+
+// ── 16. Per-user breakdown ───────────────────────────────────
+describe('Per-user cost breakdown', () => {
+  const q = calculateQuote(makeState({ users: 10, endpoints: 10 }), DEFAULTS);
+
+  it('perUserServices = round(userTotal / users)', () => {
+    eq(q.perUserServices, Math.round(q.userTotal / 10), 'perUserServices');
+  });
+  it('perUserSiteOvhd = round((effectiveMrr - userTotal) / users)', () => {
+    eq(q.perUserSiteOvhd, Math.round((q.effectiveMrr - q.userTotal) / 10), 'perUserSiteOvhd');
+  });
+  it('perUserAllin = MRR / users', () => {
+    eq(q.perUserAllin, q.MRR / 10, 'perUserAllin');
+  });
+});
+
+// ── 17. HST + discount combo ─────────────────────────────────
+describe('HST applied AFTER contract discount', () => {
+  const q = calculateQuote(makeState({
+    users: 10, endpoints: 10,
+    contractTerm: '12mo', hstEnabled: true
+  }), DEFAULTS);
+
+  it('discount applied first', () => {
+    eq(q.effectiveMrr, q.MRR - q.discountAmt, 'effectiveMrr');
+  });
+  it('HST on discounted amount', () => {
+    eq(q.hstAmt, Math.round(q.effectiveMrr * 0.13), 'hstAmt');
+  });
+  it('mrrWithHst = effectiveMrr + hstAmt', () => {
+    eq(q.mrrWithHst, q.effectiveMrr + q.hstAmt, 'mrrWithHst');
+  });
+});
+
+// ── 18. Realistic full quote ─────────────────────────────────
+describe('Realistic 22-user full quote', () => {
+  const q = calculateQuote(makeState({
+    users: 22, endpoints: 22, servers: 2,
+    addPWM: true, addINKY: true,
+    ztSeats: 5, ztRouters: 1,
+    voipSeats: 15, voipTier: 'standard', addVoipPhone: true,
+    contractTerm: '12mo', hstEnabled: true
+  }), DEFAULTS);
+
+  it('userTotal = 22 * (130+9+8) = 3234', () => eq(q.userTotal, 3234, 'userTotal'));
+  it('endpointBase = 770', () => eq(q.endpointBase, 770, 'endpointBase'));
+  it('serverBase = 240', () => eq(q.serverBase, 240, 'serverBase'));
+  it('ztNetTotal = 5*25 + 1*100 = 225', () => eq(q.ztNetTotal, 225, 'ztNetTotal'));
+  it('voipTotal = 15*35 + 15*15 = 750', () => eq(q.voipTotal, 750, 'voipTotal'));
+
+  it('admin: baseSubtotal = 2860+770+240 = 3870, floor applies', () => {
+    // baseSubtotal = 22*130 + 22*35 + 2*120 = 2860+770+240 = 3870
+    // Wait: baseSubtotal = userBase + endpointBase + serverBase
+    // userBase = 22*130 = 2860, endpointBase = 770, serverBase = 240
+    eq(q.baseSubtotal, 3870, 'baseSubtotal');
+    eq(q.siteAdminBase, 150, 'siteAdminBase (floor)');
+  });
+
+  it('admin includes ZT premium + 1PWM', () => {
+    // ztActive because ztSeats > 0
+    // admin1PWM = round(22*9 * 0.10) = round(19.8) = 20
+    eq(q.admin1PWM, 20, 'admin1PWM');
+    eq(q.adminFeeNet, 150 + 250 + 20, 'adminFeeNet'); // 420
+  });
+
+  it('MRR components sum correctly', () => {
+    const expected = q.userTotal + q.endpointTotal + q.adminFeeNet + q.ztNetTotal + q.voipTotal;
+    eq(q.MRR, expected, 'MRR');
+  });
+
+  it('12mo discount = 3%', () => {
+    eq(q.discountAmt, Math.round(q.MRR * 0.03), 'discountAmt');
+  });
+
+  it('HST on discounted total', () => {
+    eq(q.hstAmt, Math.round(q.effectiveMrr * 0.13), 'hstAmt');
+  });
+
+  it('effectiveAnnual = effectiveMrr * 12', () => {
+    eq(q.effectiveAnnual, q.effectiveMrr * 12, 'effectiveAnnual');
+  });
+});
+
+// ── 19. MRR components always sum ────────────────────────────
+describe('MRR = sum of all components (various configs)', () => {
+  const configs = [
+    { users: 1, endpoints: 1 },
+    { users: 50, endpoints: 50, servers: 5, addPWM: true, addZT: true },
+    { users: 0, endpoints: 0, voipSeats: 20, voipTier: 'premium' },
+    { users: 10, endpoints: 10, adminWaived: true },
+    { users: 3, endpoints: 3, ztSeats: 10, ztRouters: 3 }
+  ];
+
+  configs.forEach((cfg, i) => {
+    it(`config #${i + 1}: MRR = user + endpoint + admin + zt + voip`, () => {
+      const q = calculateQuote(makeState(cfg), DEFAULTS);
+      const adminEff = q.adminWaived ? 0 : q.adminFeeNet;
+      const expected = q.userTotal + q.endpointTotal + adminEff + q.ztNetTotal + q.voipTotal;
+      eq(q.MRR, expected, 'MRR sum');
+    });
+  });
+});
+
+// ══════════════════════════════════════════════════════════════
+// ── EXPANSION: Pricing Defaults Integrity ────────────────────
+// ══════════════════════════════════════════════════════════════
+
+describe('Pricing DEFAULTS integrity', () => {
+  const requiredKeys = [
+    'RATE_M365', 'RATE_M365_M2M', 'RATE_BYOL',
+    'ADDON_EXT_HOURS', 'ADDON_1PASSWORD', 'ADDON_INKY', 'ADDON_ZERO_TRUST_USER',
+    'RATE_ENDPOINT', 'RATE_SERVER',
+    'ADDON_USB_BLOCKING', 'ADDON_BARE_METAL_BACKUP',
+    'ZT_SEAT_RATE', 'ZT_ROUTER_RATE',
+    'ADMIN_FEE_FLOOR', 'ADMIN_FEE_MINIMUM', 'ADMIN_FEE_ZT', 'ADMIN_1PWM_PCT',
+    'VOIP_RATE_BASIC', 'VOIP_RATE_STANDARD', 'VOIP_RATE_PREMIUM',
+    'VOIP_PHONE_RATE', 'VOIP_FAX_RATE',
+    'DISCOUNT_M2M', 'DISCOUNT_12MO', 'DISCOUNT_24MO',
+    'HST_RATE'
+  ];
+
+  requiredKeys.forEach(key => {
+    it(`DEFAULTS.${key} exists and is a number`, () => {
+      assert(key in DEFAULTS, `${key} missing from DEFAULTS`);
+      assert(typeof DEFAULTS[key] === 'number', `${key} is not a number`);
+    });
+  });
+
+  it('DEFAULTS is frozen (immutable)', () => {
+    assert(Object.isFrozen(DEFAULTS), 'DEFAULTS should be frozen');
+  });
+
+  it('M365 m2m rate > annual rate', () => {
+    assert(DEFAULTS.RATE_M365_M2M > DEFAULTS.RATE_M365, 'm2m should exceed annual');
+  });
+
+  it('BYOL rate < M365 annual rate', () => {
+    assert(DEFAULTS.RATE_BYOL < DEFAULTS.RATE_M365, 'BYOL should be less than M365');
+  });
+
+  it('VoIP tiers in ascending order', () => {
+    assert(DEFAULTS.VOIP_RATE_BASIC < DEFAULTS.VOIP_RATE_STANDARD, 'basic < standard');
+    assert(DEFAULTS.VOIP_RATE_STANDARD < DEFAULTS.VOIP_RATE_PREMIUM, 'standard < premium');
+  });
+
+  it('Discount rates in ascending order (m2m < 12mo < 24mo)', () => {
+    assert(DEFAULTS.DISCOUNT_M2M < DEFAULTS.DISCOUNT_12MO, 'm2m < 12mo');
+    assert(DEFAULTS.DISCOUNT_12MO < DEFAULTS.DISCOUNT_24MO, '12mo < 24mo');
+  });
+
+  it('HST_RATE is 13%', () => {
+    eq(DEFAULTS.HST_RATE, 0.13, 'HST_RATE');
+  });
+
+  it('ADMIN_FEE_FLOOR < ADMIN_FEE_MINIMUM', () => {
+    assert(DEFAULTS.ADMIN_FEE_FLOOR < DEFAULTS.ADMIN_FEE_MINIMUM, 'floor < minimum');
+  });
+
+  it('Known pricing values match spec', () => {
+    eq(DEFAULTS.RATE_M365, 130, 'M365 annual');
+    eq(DEFAULTS.RATE_M365_M2M, 140, 'M365 m2m');
+    eq(DEFAULTS.RATE_BYOL, 110, 'BYOL');
+    eq(DEFAULTS.ADDON_EXT_HOURS, 25, 'ExtHours');
+    eq(DEFAULTS.ADDON_1PASSWORD, 9, '1PWM');
+    eq(DEFAULTS.ADDON_INKY, 8, 'INKY');
+    eq(DEFAULTS.ADDON_ZERO_TRUST_USER, 55, 'ZT user');
+    eq(DEFAULTS.RATE_ENDPOINT, 35, 'endpoint');
+    eq(DEFAULTS.RATE_SERVER, 120, 'server');
+    eq(DEFAULTS.ADMIN_FEE_FLOOR, 150, 'admin floor');
+    eq(DEFAULTS.ADMIN_FEE_MINIMUM, 650, 'admin minimum');
+    eq(DEFAULTS.ADMIN_FEE_ZT, 250, 'admin ZT');
+  });
+});
+
+// ══════════════════════════════════════════════════════════════
+// ── EXPANSION: Engine Edge Cases & Boundaries ────────────────
+// ══════════════════════════════════════════════════════════════
+
+describe('Admin fee exact threshold (baseSubtotal = 500)', () => {
+  // baseSubtotal = 500 → max(150, 650-500) = max(150, 150) = 150
+  const q = calculateQuote(makeState({ users: 3, endpoints: 1, byol: true }), DEFAULTS);
+  // 3 * 110 = 330 + 35 = 365 … not 500. Let me use custom pricing.
+
+  it('at threshold: admin = max(floor, minimum - subtotal)', () => {
+    // 3 users BYOL + 1 endpoint: 330 + 35 = 365
+    eq(q.baseSubtotal, 365, 'baseSubtotal');
+    eq(q.siteAdminBase, Math.max(150, 650 - 365), 'siteAdminBase');
+  });
+});
+
+describe('Admin fee exactly at minimum (baseSubtotal = 650)', () => {
+  // Need baseSubtotal = 650. 4 users M365 m2m = 560, + ~3 endpoints = 105 → 665 too much
+  // 4 users m2m = 560 + 2 endpoints = 70 → 630; + 0 servers → 630
+  // Use: 4 users BYOL = 440 + 6 endpoints = 210 → 650
+  const q = calculateQuote(makeState({ users: 4, endpoints: 6, byol: true }), DEFAULTS);
+
+  it('baseSubtotal = 650 exactly', () => eq(q.baseSubtotal, 650, 'baseSubtotal'));
+  it('admin = floor (650-650=0, floor wins)', () => eq(q.siteAdminBase, 150, 'siteAdminBase'));
+});
+
+describe('Admin fee when baseSubtotal just under minimum', () => {
+  // 4 users BYOL = 440, 5 endpoints = 175 → 615
+  const q = calculateQuote(makeState({ users: 4, endpoints: 5, byol: true }), DEFAULTS);
+
+  it('baseSubtotal = 615', () => eq(q.baseSubtotal, 615, 'baseSubtotal'));
+  it('admin = max(150, 650-615) = max(150, 35) = 150', () => eq(q.siteAdminBase, 150, 'siteAdminBase'));
+});
+
+describe('Large user count (100 users, 100 endpoints)', () => {
+  const q = calculateQuote(makeState({
+    users: 100, endpoints: 100, servers: 10,
+    addExtHours: true, addPWM: true, addINKY: true, addZT: true,
+    addUSB: true, addBMB: true,
+    contractTerm: '24mo', hstEnabled: true
+  }), DEFAULTS);
+
+  it('userTotal = 100 * (130+25+9+8+55) = 22700', () => eq(q.userTotal, 22700, 'userTotal'));
+  it('endpointBase = 3500', () => eq(q.endpointBase, 3500, 'endpointBase'));
+  it('endpointUSB = 400', () => eq(q.endpointUSB, 400, 'endpointUSB'));
+  it('endpointBMB = 2500', () => eq(q.endpointBMB, 2500, 'endpointBMB'));
+  it('serverBase = 1200', () => eq(q.serverBase, 1200, 'serverBase'));
+  it('admin hits floor', () => eq(q.siteAdminBase, 150, 'siteAdminBase'));
+  it('MRR is positive integer', () => assert(q.MRR > 0 && Number.isInteger(q.MRR), 'MRR'));
+  it('24mo discount = 5%', () => eq(q.discountPct, 0.05, 'discountPct'));
+  it('HST calculated on discounted MRR', () => {
+    eq(q.hstAmt, Math.round(q.effectiveMrr * 0.13), 'hstAmt');
+  });
+  it('annual = effectiveMrr * 12', () => eq(q.effectiveAnnual, q.effectiveMrr * 12, 'effectiveAnnual'));
+});
+
+describe('String coercion for numeric inputs', () => {
+  const q = calculateQuote(makeState({ users: '5', endpoints: '3', servers: '2' }), DEFAULTS);
+
+  it('users parsed from string', () => eq(q.users, 5, 'users'));
+  it('endpoints parsed from string', () => eq(q.endpoints, 3, 'endpoints'));
+  it('servers parsed from string', () => eq(q.servers, 2, 'servers'));
+  it('calculations correct with string inputs', () => {
+    eq(q.userBase, 5 * 140, 'userBase');
+    eq(q.endpointBase, 3 * 35, 'endpointBase');
+    eq(q.serverBase, 2 * 120, 'serverBase');
+  });
+});
+
+describe('Invalid inputs handled gracefully', () => {
+  it('NaN endpoints → 0', () => {
+    const q = calculateQuote(makeState({ users: 1, endpoints: NaN }), DEFAULTS);
+    eq(q.endpoints, 0, 'endpoints');
+  });
+  it('undefined servers → 0', () => {
+    const q = calculateQuote(makeState({ users: 1, servers: undefined }), DEFAULTS);
+    eq(q.servers, 0, 'servers');
+  });
+  it('null users → 0', () => {
+    const q = calculateQuote(makeState({ users: null, endpoints: 1 }), DEFAULTS);
+    eq(q.users, 0, 'users');
+  });
+  it('empty string users → 0', () => {
+    const q = calculateQuote(makeState({ users: '', endpoints: 1 }), DEFAULTS);
+    eq(q.users, 0, 'users');
+  });
+});
+
+describe('Single endpoint, no users', () => {
+  const q = calculateQuote(makeState({ users: 0, endpoints: 1 }), DEFAULTS);
+
+  it('endpointBase = 35', () => eq(q.endpointBase, 35, 'endpointBase'));
+  it('userTotal = 0', () => eq(q.userTotal, 0, 'userTotal'));
+  it('admin still scales', () => {
+    // baseSubtotal = 0 + 35 + 0 = 35, max(150, 650-35) = 615
+    eq(q.siteAdminBase, 615, 'siteAdminBase');
+  });
+});
+
+describe('Only servers, no users or endpoints', () => {
+  const q = calculateQuote(makeState({ users: 0, endpoints: 0, servers: 5 }), DEFAULTS);
+
+  it('serverBase = 600', () => eq(q.serverBase, 600, 'serverBase'));
+  it('endpointTotal includes servers', () => eq(q.endpointTotal, 600, 'endpointTotal'));
+  it('baseSubtotal = 600', () => eq(q.baseSubtotal, 600, 'baseSubtotal'));
+  it('admin = max(150, 650-600) = 150', () => eq(q.siteAdminBase, 150, 'siteAdminBase'));
+});
+
+describe('VoIP only quote (no users, no endpoints)', () => {
+  const q = calculateQuote(makeState({
+    users: 0, endpoints: 0,
+    voipSeats: 20, voipTier: 'premium', addVoipPhone: true, addVoipFax: true
+  }), DEFAULTS);
+
+  it('voipSeatsAmt = 900', () => eq(q.voipSeatsAmt, 900, 'voipSeatsAmt'));
+  it('voipPhoneAmt = 300', () => eq(q.voipPhoneAmt, 300, 'voipPhoneAmt'));
+  it('voipFaxAmt = 200', () => eq(q.voipFaxAmt, 200, 'voipFaxAmt'));
+  it('voipTotal = 1400', () => eq(q.voipTotal, 1400, 'voipTotal'));
+  it('admin is full (no user/endpoint base)', () => eq(q.siteAdminBase, 650, 'siteAdminBase'));
+});
+
+describe('VoIP fax without phone', () => {
+  const q = calculateQuote(makeState({
+    voipSeats: 5, voipTier: 'basic', addVoipFax: true, addVoipPhone: false
+  }), DEFAULTS);
+
+  it('voipFaxAmt = 50', () => eq(q.voipFaxAmt, 50, 'voipFaxAmt'));
+  it('voipPhoneAmt = 0', () => eq(q.voipPhoneAmt, 0, 'voipPhoneAmt'));
+  it('voipTotal = 140 + 50 = 190', () => eq(q.voipTotal, 190, 'voipTotal'));
+});
+
+describe('VoIP addons with zero seats', () => {
+  const q = calculateQuote(makeState({
+    voipSeats: 0, voipTier: 'standard', addVoipPhone: true, addVoipFax: true
+  }), DEFAULTS);
+
+  it('voipPhoneAmt = 0 (no seats)', () => eq(q.voipPhoneAmt, 0, 'voipPhoneAmt'));
+  it('voipFaxAmt = 0 (no seats)', () => eq(q.voipFaxAmt, 0, 'voipFaxAmt'));
+  it('voipTotal = 0', () => eq(q.voipTotal, 0, 'voipTotal'));
+});
+
+describe('ZT networking without ZT user addon', () => {
+  const q = calculateQuote(makeState({
+    users: 5, endpoints: 5, addZT: false, ztSeats: 10, ztRouters: 1
+  }), DEFAULTS);
+
+  it('ztActive = true (from ztSeats)', () => assert(q.ztActive, 'ztActive'));
+  it('userZT = 0 (addZT is false)', () => eq(q.userZT, 0, 'userZT'));
+  it('ztNetTotal = 250 + 100 = 350', () => eq(q.ztNetTotal, 350, 'ztNetTotal'));
+  it('admin includes ZT supplement', () => {
+    assert(q.adminFeeNet >= q.siteAdminBase + 250, 'admin includes ZT');
+  });
+});
+
+describe('Admin waived still calculates adminFeeNet', () => {
+  const q = calculateQuote(makeState({
+    users: 10, endpoints: 10, addPWM: true, addZT: true, adminWaived: true
+  }), DEFAULTS);
+
+  it('adminWaived flag is true', () => assert(q.adminWaived, 'adminWaived'));
+  it('adminFeeNet is still calculated (non-zero)', () => assert(q.adminFeeNet > 0, 'adminFeeNet > 0'));
+  it('MRR excludes admin', () => {
+    const expected = q.userTotal + q.endpointTotal + q.ztNetTotal + q.voipTotal;
+    eq(q.MRR, expected, 'MRR without admin');
+  });
+});
+
+describe('All addons combined with 12mo discount', () => {
+  const q = calculateQuote(makeState({
+    users: 15, endpoints: 15, servers: 3,
+    addExtHours: true, addPWM: true, addINKY: true, addZT: true,
+    addUSB: true, addBMB: true,
+    ztSeats: 8, ztRouters: 2,
+    voipSeats: 10, voipTier: 'standard', addVoipPhone: true, addVoipFax: true,
+    contractTerm: '12mo', hstEnabled: true
+  }), DEFAULTS);
+
+  it('all user addons active', () => {
+    assert(q.userExt > 0, 'userExt');
+    assert(q.userPWM > 0, 'userPWM');
+    assert(q.userINKY > 0, 'userINKY');
+    assert(q.userZT > 0, 'userZT');
+  });
+
+  it('all endpoint addons active', () => {
+    assert(q.endpointUSB > 0, 'endpointUSB');
+    assert(q.endpointBMB > 0, 'endpointBMB');
+  });
+
+  it('ztNetTotal > 0', () => assert(q.ztNetTotal > 0, 'ztNetTotal'));
+  it('voipTotal > 0', () => assert(q.voipTotal > 0, 'voipTotal'));
+  it('12mo discount applied', () => eq(q.discountPct, 0.03, 'discountPct'));
+  it('HST on discounted total', () => {
+    eq(q.hstAmt, Math.round(q.effectiveMrr * 0.13), 'hstAmt');
+  });
+  it('MRR components sum', () => {
+    const expected = q.userTotal + q.endpointTotal + q.adminFeeNet + q.ztNetTotal + q.voipTotal;
+    eq(q.MRR, expected, 'MRR sum');
+  });
+});
+
+describe('Per-user breakdown with admin waived', () => {
+  const q = calculateQuote(makeState({
+    users: 10, endpoints: 10, adminWaived: true
+  }), DEFAULTS);
+
+  it('perUserAllin = MRR / users', () => {
+    eq(q.perUserAllin, q.MRR / 10, 'perUserAllin');
+  });
+  it('perUserSiteOvhd reflects waived admin', () => {
+    eq(q.perUserSiteOvhd, Math.round((q.effectiveMrr - q.userTotal) / 10), 'perUserSiteOvhd');
+  });
+});
+
+describe('1Password admin markup scales with users', () => {
+  it('1 user: admin1PWM = round(9 * 0.10) = 1', () => {
+    const q = calculateQuote(makeState({ users: 1, endpoints: 1, addPWM: true }), DEFAULTS);
+    eq(q.admin1PWM, 1, 'admin1PWM');
+  });
+
+  it('50 users: admin1PWM = round(450 * 0.10) = 45', () => {
+    const q = calculateQuote(makeState({ users: 50, endpoints: 1, addPWM: true }), DEFAULTS);
+    eq(q.admin1PWM, 45, 'admin1PWM');
+  });
+
+  it('no 1PWM addon: admin1PWM = 0', () => {
+    const q = calculateQuote(makeState({ users: 50, endpoints: 1, addPWM: false }), DEFAULTS);
+    eq(q.admin1PWM, 0, 'admin1PWM');
+  });
+});
+
+describe('HST with admin waived', () => {
+  const q = calculateQuote(makeState({
+    users: 10, endpoints: 10, hstEnabled: true, adminWaived: true
+  }), DEFAULTS);
+
+  it('HST computed on MRR without admin', () => {
+    eq(q.hstAmt, Math.round(q.effectiveMrr * 0.13), 'hstAmt');
+  });
+  it('mrrWithHst = effectiveMrr + hstAmt', () => {
+    eq(q.mrrWithHst, q.effectiveMrr + q.hstAmt, 'mrrWithHst');
+  });
+});
+
+describe('Contract term does not affect BYOL rate', () => {
+  ['m2m', '12mo', '24mo'].forEach(term => {
+    it(`${term}: BYOL rate = 110`, () => {
+      const q = calculateQuote(makeState({ users: 1, endpoints: 1, byol: true, contractTerm: term }), DEFAULTS);
+      eq(q.baseUserRate, 110, 'baseUserRate');
+    });
+  });
+});
+
+describe('Discount amounts are rounded integers', () => {
+  ['12mo', '24mo'].forEach(term => {
+    it(`${term} discount is integer`, () => {
+      const q = calculateQuote(makeState({ users: 7, endpoints: 7, contractTerm: term }), DEFAULTS);
+      assert(Number.isInteger(q.discountAmt), `discountAmt should be integer, got ${q.discountAmt}`);
+    });
+  });
+});
+
+// ══════════════════════════════════════════════════════════════
+// ── EXPANSION: Export JSON Schema Validation ─────────────────
+// ══════════════════════════════════════════════════════════════
+
+describe('Export JSON payload schema (simulated)', () => {
+  // Simulate the payload that exportQuoteJSON() builds from a quote result
+  function buildExportPayload(q, overrides) {
+    const o = overrides || {};
+    const termMap = { m2m: 'Month-to-Month', '12mo': '12-Month', '24mo': '24-Month' };
+    return {
+      version: '1.1',
+      quoteRef: o.quoteRef || 'SVS-20260315-1234',
+      quoteDate: o.quoteDate || '2026-03-15',
+      clientName: q.clientName || '',
+      repName: o.repName || '',
+      quoteNotes: o.quoteNotes || '',
+      contractTerm: termMap[q.contractTerm] || 'Month-to-Month',
+      licensing: q.byol ? 'BYOL' : 'M365-Included',
+      users: q.users,
+      endpoints: q.endpoints,
+      servers: q.servers,
+      addons: {
+        extendedHours: q.addExtHours,
+        passwordManager: q.addPWM,
+        inkyPro: q.addINKY,
+        zeroTrustUsers: q.addZT,
+        baremetalBackup: q.addBMB,
+        usbBlocking: q.addUSB
+      },
+      zeroTrustNetwork: {
+        seats: q.ztSeats,
+        routers: q.ztRouters
+      },
+      voip: {
+        tier: q.voipSeats > 0 ? q.voipTier : null,
+        seats: q.voipSeats,
+        phoneHardware: q.addVoipPhone,
+        faxLine: q.addVoipFax,
+        currentPhoneBill: 0
+      },
+      adminWaived: q.adminWaived || false,
+      onboardingWaived: false,
+      onboardingManual: false,
+      pricing: {
+        baseMrr: q.MRR,
+        discountPct: Math.round(q.discountPct * 100),
+        discountAmt: q.discountAmt,
+        effectiveMrr: q.effectiveMrr,
+        annual: q.effectiveAnnual,
+        oneTimeFee: q.oneTimeFee,
+        hstIncluded: q.hstEnabled,
+        hstAmt: q.hstAmt,
+        mrrWithHst: q.mrrWithHst
+      }
+    };
+  }
+
+  const q = calculateQuote(makeState({
+    users: 10, endpoints: 10, servers: 1,
+    addPWM: true, addINKY: true, addZT: true,
+    ztSeats: 5, ztRouters: 1,
+    voipSeats: 8, voipTier: 'standard', addVoipPhone: true,
+    contractTerm: '12mo', hstEnabled: true,
+    clientName: 'Acme Corp'
+  }), DEFAULTS);
+
+  const payload = buildExportPayload(q);
+
+  it('has version field = "1.1"', () => eq(payload.version, '1.1', 'version'));
+  it('has quoteRef string', () => assert(typeof payload.quoteRef === 'string' && payload.quoteRef.length > 0, 'quoteRef'));
+  it('has quoteDate string', () => assert(typeof payload.quoteDate === 'string', 'quoteDate'));
+  it('clientName matches', () => eq(payload.clientName, 'Acme Corp', 'clientName'));
+  it('contractTerm is display label', () => eq(payload.contractTerm, '12-Month', 'contractTerm'));
+  it('licensing is M365-Included', () => eq(payload.licensing, 'M365-Included', 'licensing'));
+
+  it('users/endpoints/servers are numbers', () => {
+    assert(typeof payload.users === 'number', 'users');
+    assert(typeof payload.endpoints === 'number', 'endpoints');
+    assert(typeof payload.servers === 'number', 'servers');
+  });
+
+  it('addons object has all 6 boolean keys', () => {
+    const keys = ['extendedHours', 'passwordManager', 'inkyPro', 'zeroTrustUsers', 'baremetalBackup', 'usbBlocking'];
+    keys.forEach(k => {
+      assert(typeof payload.addons[k] === 'boolean', `addons.${k} should be boolean`);
+    });
+  });
+
+  it('zeroTrustNetwork has seats and routers', () => {
+    assert(typeof payload.zeroTrustNetwork.seats === 'number', 'zt seats');
+    assert(typeof payload.zeroTrustNetwork.routers === 'number', 'zt routers');
+  });
+
+  it('voip object has required fields', () => {
+    assert(typeof payload.voip.seats === 'number', 'voip seats');
+    assert(typeof payload.voip.phoneHardware === 'boolean', 'voip phone');
+    assert(typeof payload.voip.faxLine === 'boolean', 'voip fax');
+    assert(payload.voip.tier === 'standard', 'voip tier');
+  });
+
+  it('voip tier is null when no seats', () => {
+    const q2 = calculateQuote(makeState({ users: 1, endpoints: 1, voipSeats: 0 }), DEFAULTS);
+    const p2 = buildExportPayload(q2);
+    eq(p2.voip.tier, null, 'voip tier null');
+  });
+
+  it('pricing object has all required fields', () => {
+    const pricingKeys = ['baseMrr', 'discountPct', 'discountAmt', 'effectiveMrr', 'annual', 'oneTimeFee', 'hstIncluded', 'hstAmt', 'mrrWithHst'];
+    pricingKeys.forEach(k => {
+      assert(k in payload.pricing, `pricing.${k} missing`);
+    });
+  });
+
+  it('pricing.discountPct is integer percentage', () => {
+    eq(payload.pricing.discountPct, 3, 'discountPct as integer %');
+  });
+
+  it('pricing.baseMrr matches engine MRR', () => {
+    eq(payload.pricing.baseMrr, q.MRR, 'baseMrr');
+  });
+
+  it('pricing.effectiveMrr matches engine', () => {
+    eq(payload.pricing.effectiveMrr, q.effectiveMrr, 'effectiveMrr');
+  });
+
+  it('pricing.mrrWithHst matches engine', () => {
+    eq(payload.pricing.mrrWithHst, q.mrrWithHst, 'mrrWithHst');
+  });
+
+  it('BYOL licensing label', () => {
+    const q2 = calculateQuote(makeState({ users: 1, endpoints: 1, byol: true }), DEFAULTS);
+    const p2 = buildExportPayload(q2);
+    eq(p2.licensing, 'BYOL', 'licensing');
+  });
+
+  it('m2m contractTerm label', () => {
+    const q2 = calculateQuote(makeState({ users: 1, endpoints: 1, contractTerm: 'm2m' }), DEFAULTS);
+    const p2 = buildExportPayload(q2);
+    eq(p2.contractTerm, 'Month-to-Month', 'contractTerm');
+  });
+
+  it('24mo contractTerm label', () => {
+    const q2 = calculateQuote(makeState({ users: 1, endpoints: 1, contractTerm: '24mo' }), DEFAULTS);
+    const p2 = buildExportPayload(q2);
+    eq(p2.contractTerm, '24-Month', 'contractTerm');
+  });
+
+  it('repName is string', () => {
+    assert(typeof payload.repName === 'string', 'repName should be string');
+  });
+
+  it('quoteNotes is string', () => {
+    assert(typeof payload.quoteNotes === 'string', 'quoteNotes should be string');
+  });
+
+  it('repName populates from override', () => {
+    const p2 = buildExportPayload(q, { repName: 'Jane Doe' });
+    eq(p2.repName, 'Jane Doe', 'repName');
+  });
+
+  it('quoteNotes populates from override', () => {
+    const p2 = buildExportPayload(q, { quoteNotes: 'Special pricing approved.' });
+    eq(p2.quoteNotes, 'Special pricing approved.', 'quoteNotes');
+  });
+});
+
+// ══════════════════════════════════════════════════════════════
+// ── EXPANSION: Persistence State Shape ───────────────────────
+// ══════════════════════════════════════════════════════════════
+
+describe('Persistence state shape (save round-trip)', () => {
+  // Simulate the state shape that saveState() produces
+  function buildPersistenceState(overrides) {
+    return Object.assign({
+      clientName: '',
+      users: 0,
+      endpoints: 0,
+      servers: 0,
+      byol: false,
+      addExtHours: false,
+      addPWM: false,
+      addINKY: false,
+      addZT: false,
+      addUSB: false,
+      addBMB: false,
+      ztSeats: 0,
+      ztRouters: 0,
+      voipTier: 'basic',
+      voipSeats: 0,
+      addVoipPhone: false,
+      addVoipFax: false,
+      phoneBill: 0,
+      contractTerm: 'm2m',
+      hstEnabled: false,
+      oneTimeFee: 0,
+      adminWaived: false,
+      onboardingWaived: false,
+      onboardingManual: false,
+      repName: '',
+      quoteNotes: ''
+    }, overrides);
+  }
+
+  const fullState = buildPersistenceState({
+    clientName: 'Test Client',
+    users: 15, endpoints: 12, servers: 2,
+    byol: true, addExtHours: true, addPWM: true, addINKY: true,
+    addZT: true, addUSB: true, addBMB: true,
+    ztSeats: 5, ztRouters: 1,
+    voipTier: 'premium', voipSeats: 10,
+    addVoipPhone: true, addVoipFax: true, phoneBill: 250,
+    contractTerm: '24mo', hstEnabled: true,
+    oneTimeFee: 500, adminWaived: true,
+    onboardingWaived: true, onboardingManual: false
+  });
+
+  it('serializes to valid JSON', () => {
+    const json = JSON.stringify(fullState);
+    const parsed = JSON.parse(json);
+    assert(typeof parsed === 'object', 'valid JSON object');
+  });
+
+  it('round-trip preserves all string fields', () => {
+    const parsed = JSON.parse(JSON.stringify(fullState));
+    eq(parsed.clientName, 'Test Client', 'clientName');
+    eq(parsed.voipTier, 'premium', 'voipTier');
+    eq(parsed.contractTerm, '24mo', 'contractTerm');
+  });
+
+  it('round-trip preserves all numeric fields', () => {
+    const parsed = JSON.parse(JSON.stringify(fullState));
+    eq(parsed.users, 15, 'users');
+    eq(parsed.endpoints, 12, 'endpoints');
+    eq(parsed.servers, 2, 'servers');
+    eq(parsed.ztSeats, 5, 'ztSeats');
+    eq(parsed.ztRouters, 1, 'ztRouters');
+    eq(parsed.voipSeats, 10, 'voipSeats');
+    eq(parsed.phoneBill, 250, 'phoneBill');
+    eq(parsed.oneTimeFee, 500, 'oneTimeFee');
+  });
+
+  it('round-trip preserves all boolean fields', () => {
+    const parsed = JSON.parse(JSON.stringify(fullState));
+    const boolKeys = ['byol', 'addExtHours', 'addPWM', 'addINKY', 'addZT',
+      'addUSB', 'addBMB', 'addVoipPhone', 'addVoipFax',
+      'hstEnabled', 'adminWaived', 'onboardingWaived', 'onboardingManual'];
+    boolKeys.forEach(k => {
+      assert(typeof parsed[k] === 'boolean', `${k} should be boolean after round-trip`);
+    });
+  });
+
+  it('persistence state feeds engine correctly', () => {
+    const q = calculateQuote(fullState, DEFAULTS);
+    eq(q.users, 15, 'users');
+    eq(q.byol, true, 'byol');
+    eq(q.contractTerm, '24mo', 'contractTerm');
+    assert(q.MRR > 0, 'MRR > 0');
+  });
+
+  it('default state produces valid zero quote', () => {
+    const q = calculateQuote(buildPersistenceState(), DEFAULTS);
+    eq(q.users, 0, 'users');
+    eq(q.userTotal, 0, 'userTotal');
+    eq(q.endpointTotal, 0, 'endpointTotal');
+    eq(q.voipTotal, 0, 'voipTotal');
+  });
+});
+
+// ══════════════════════════════════════════════════════════════
+// ── EXPANSION: Import Payload Mapping ────────────────────────
+// ══════════════════════════════════════════════════════════════
+
+describe('Import payload reverse-maps contract term correctly', () => {
+  const termReverseMap = {
+    'Month-to-Month': 'm2m',
+    '12-Month': '12mo',
+    '24-Month': '24mo'
+  };
+
+  it('Month-to-Month → m2m', () => eq(termReverseMap['Month-to-Month'], 'm2m', 'term'));
+  it('12-Month → 12mo', () => eq(termReverseMap['12-Month'], '12mo', 'term'));
+  it('24-Month → 24mo', () => eq(termReverseMap['24-Month'], '24mo', 'term'));
+  it('unknown defaults to m2m', () => eq(termReverseMap['bogus'] || 'm2m', 'm2m', 'fallback'));
+});
+
+describe('Import → engine round-trip (full payload)', () => {
+  // Build an export payload, then feed it back through the engine
+  const original = calculateQuote(makeState({
+    users: 20, endpoints: 18, servers: 2,
+    byol: true, addPWM: true, addINKY: true,
+    ztSeats: 3, ztRouters: 1,
+    voipSeats: 12, voipTier: 'premium', addVoipPhone: true,
+    contractTerm: '12mo', hstEnabled: true,
+    clientName: 'Round Trip Inc'
+  }), DEFAULTS);
+
+  // Simulate import: map export payload fields back to engine state
+  const imported = makeState({
+    users: original.users,
+    endpoints: original.endpoints,
+    servers: original.servers,
+    byol: original.byol,
+    addPWM: original.addPWM,
+    addINKY: original.addINKY,
+    addExtHours: original.addExtHours,
+    addZT: original.addZT,
+    addUSB: original.addUSB,
+    addBMB: original.addBMB,
+    ztSeats: original.ztSeats,
+    ztRouters: original.ztRouters,
+    voipTier: original.voipTier,
+    voipSeats: original.voipSeats,
+    addVoipPhone: original.addVoipPhone,
+    addVoipFax: original.addVoipFax,
+    contractTerm: original.contractTerm,
+    hstEnabled: original.hstEnabled,
+    clientName: original.clientName,
+    adminWaived: original.adminWaived
+  });
+
+  const reimported = calculateQuote(imported, DEFAULTS);
+
+  it('MRR matches after round-trip', () => eq(reimported.MRR, original.MRR, 'MRR'));
+  it('effectiveMrr matches', () => eq(reimported.effectiveMrr, original.effectiveMrr, 'effectiveMrr'));
+  it('mrrWithHst matches', () => eq(reimported.mrrWithHst, original.mrrWithHst, 'mrrWithHst'));
+  it('userTotal matches', () => eq(reimported.userTotal, original.userTotal, 'userTotal'));
+  it('endpointTotal matches', () => eq(reimported.endpointTotal, original.endpointTotal, 'endpointTotal'));
+  it('voipTotal matches', () => eq(reimported.voipTotal, original.voipTotal, 'voipTotal'));
+  it('adminFeeNet matches', () => eq(reimported.adminFeeNet, original.adminFeeNet, 'adminFeeNet'));
+  it('effectiveAnnual matches', () => eq(reimported.effectiveAnnual, original.effectiveAnnual, 'effectiveAnnual'));
+});
+
+// ══════════════════════════════════════════════════════════════
+// ── EXPANSION: Quote Output Invariants ───────────────────────
+// ══════════════════════════════════════════════════════════════
+
+describe('Quote output invariants across random configs', () => {
+  const configs = [
+    { users: 1, endpoints: 1 },
+    { users: 25, endpoints: 25, servers: 5, addPWM: true },
+    { users: 0, endpoints: 0, voipSeats: 30, voipTier: 'premium' },
+    { users: 50, endpoints: 50, addZT: true, ztSeats: 20, ztRouters: 5, contractTerm: '24mo', hstEnabled: true },
+    { users: 10, endpoints: 10, adminWaived: true, contractTerm: '12mo' },
+    { users: 3, endpoints: 3, byol: true, addExtHours: true, addINKY: true }
+  ];
+
+  configs.forEach((cfg, i) => {
+    const q = calculateQuote(makeState(cfg), DEFAULTS);
+
+    it(`config #${i + 1}: effectiveMrr = MRR - discountAmt`, () => {
+      eq(q.effectiveMrr, q.MRR - q.discountAmt, 'effectiveMrr');
+    });
+
+    it(`config #${i + 1}: effectiveAnnual = effectiveMrr * 12`, () => {
+      eq(q.effectiveAnnual, q.effectiveMrr * 12, 'effectiveAnnual');
+    });
+
+    it(`config #${i + 1}: mrrWithHst = effectiveMrr + hstAmt`, () => {
+      eq(q.mrrWithHst, q.effectiveMrr + q.hstAmt, 'mrrWithHst');
+    });
+
+    it(`config #${i + 1}: all monetary values ≥ 0`, () => {
+      assert(q.MRR >= 0, 'MRR >= 0');
+      assert(q.effectiveMrr >= 0, 'effectiveMrr >= 0');
+      assert(q.hstAmt >= 0, 'hstAmt >= 0');
+      assert(q.mrrWithHst >= 0, 'mrrWithHst >= 0');
+    });
+  });
+});
+
+// ── Results ──────────────────────────────────────────────────
+console.log(`\n${'─'.repeat(50)}`);
+if (_failed === 0) {
+  console.log(`\x1b[32m  All ${_passed} tests passed.\x1b[0m\n`);
+  process.exit(0);
+} else {
+  console.log(`\x1b[31m  ${_failed} of ${_passed + _failed} tests failed.\x1b[0m\n`);
+  process.exit(1);
+}
diff --git a/pre-alpha/theme-manager.js b/pre-alpha/theme-manager.js
new file mode 100644
index 0000000..d28d851
--- /dev/null
+++ b/pre-alpha/theme-manager.js
@@ -0,0 +1,121 @@
+(function(global) {
+  'use strict';
+
+  const THEME_STORAGE_KEY = 'svs-theme';
+  const THEME_STYLESHEET_ID = 'themeStylesheetLink';
+  const THEME_ASSET_VERSION = '20260313-02';
+  const SVG_SUN = '<span class="fa-icon fa-icon-sun-bright fa-icon--theme" style="--icon-size:17px;"></span>';
+  const SVG_MOON = '<span class="fa-icon fa-icon-moon-stars fa-icon--theme" style="--icon-size:15px;"></span>';
+  const SVG_GLASS = '<span class="fa-icon fa-icon-sparkles fa-icon--theme" style="--icon-size:16px;"></span>';
+  const SVG_RETRO = '<span class="fa-icon fa-icon-tv-retro fa-icon--theme" style="--icon-size:16px;"></span>';
+  const THEME_ORDER = ['dark', 'light', 'glass', '70retro'];
+  const THEME_CONFIG = {
+    dark: {
+      icon: SVG_MOON,
+      href: null,
+      label: 'Dark'
+    },
+    light: {
+      icon: SVG_SUN,
+      href: 'SVS-MSP-Calculator-light.css',
+      label: 'Light'
+    },
+    glass: {
+      icon: SVG_GLASS,
+      href: 'SVS-MSP-Calculator-glass.css',
+      label: 'Glass'
+    },
+    '70retro': {
+      icon: SVG_RETRO,
+      href: 'SVS-MSP-Calculator-70retro.css',
+      label: '70s Retro'
+    }
+  };
+
+  function getSavedTheme() {
+    const saved = localStorage.getItem(THEME_STORAGE_KEY);
+    return THEME_ORDER.includes(saved) ? saved : 'dark';
+  }
+
+  function getCurrentTheme() {
+    const applied = document.documentElement.dataset.theme;
+    return THEME_ORDER.includes(applied) ? applied : getSavedTheme();
+  }
+
+  function updateThemeToggleUi(theme) {
+    const icon = document.getElementById('themeToggleIcon');
+    const btn = document.getElementById('themeToggle');
+    const currentIndex = THEME_ORDER.indexOf(theme);
+    const nextTheme = THEME_ORDER[(currentIndex + 1) % THEME_ORDER.length];
+    const currentLabel = THEME_CONFIG[theme].label;
+    const nextLabel = THEME_CONFIG[nextTheme].label;
+
+    if (icon) icon.innerHTML = THEME_CONFIG[theme].icon;
+    if (btn) {
+      const uiLabel = `Theme: ${currentLabel}. Click to switch to ${nextLabel}.`;
+      btn.setAttribute('title', uiLabel);
+      btn.setAttribute('aria-label', uiLabel);
+    }
+  }
+
+  function applyTheme(theme) {
+    const nextTheme = THEME_ORDER.includes(theme) ? theme : 'dark';
+    const existing = document.getElementById(THEME_STYLESHEET_ID);
+    const legacyLight = document.getElementById('lightThemeLink');
+
+    if (existing) existing.remove();
+    if (legacyLight) legacyLight.remove();
+
+    const themeHref = THEME_CONFIG[nextTheme].href;
+    if (themeHref) {
+      const el = document.createElement('link');
+      el.id = THEME_STYLESHEET_ID;
+      el.rel = 'stylesheet';
+      el.href = `${themeHref}?v=${THEME_ASSET_VERSION}`;
+      el.dataset.theme = nextTheme;
+      document.head.appendChild(el);
+    }
+
+    document.documentElement.dataset.theme = nextTheme;
+    localStorage.setItem(THEME_STORAGE_KEY, nextTheme);
+    updateThemeToggleUi(nextTheme);
+  }
+
+  function toggleTheme() {
+    const currentTheme = getCurrentTheme();
+    const currentIndex = THEME_ORDER.indexOf(currentTheme);
+    const nextTheme = THEME_ORDER[(currentIndex + 1) % THEME_ORDER.length];
+
+    // Enable brief color transition for smooth theme swap
+    document.body.classList.add('theme-transitioning');
+    applyTheme(nextTheme);
+    setTimeout(function() {
+      document.body.classList.remove('theme-transitioning');
+    }, 300);
+  }
+
+  function initTheme() {
+    applyTheme(getSavedTheme());
+  }
+
+  global.SVSQuoteTheme = {
+    THEME_STORAGE_KEY,
+    THEME_STYLESHEET_ID,
+    THEME_ASSET_VERSION,
+    THEME_ORDER,
+    THEME_CONFIG,
+    getSavedTheme,
+    getCurrentTheme,
+    updateThemeToggleUi,
+    applyTheme,
+    toggleTheme,
+    initTheme
+  };
+
+  global.getSavedTheme = getSavedTheme;
+  global.getCurrentTheme = getCurrentTheme;
+  global.updateThemeToggleUi = updateThemeToggleUi;
+  global.applyTheme = applyTheme;
+  global.toggleTheme = toggleTheme;
+  global.initTheme = initTheme;
+})(window);
diff --git a/quote-render.js b/quote-render.js
index 91a3484..46f5300 100644
--- a/quote-render.js
+++ b/quote-render.js
@@ -13,6 +13,47 @@
     return document.getElementById(id);
   }
 
+  /* ── Animated number counter ─────────────────────────────────
+     Smoothly interpolates a displayed dollar value from old → new.
+     Targets both the desktop element and its _m mobile clone.
+     Duration: 350ms ease-out via requestAnimationFrame.
+  ──────────────────────────────────────────────────────────── */
+  var _animFrames = {};
+  function animateValue(elId, newVal, formatFn) {
+    var el = document.getElementById(elId);
+    if (!el) return;
+    var elM = document.getElementById(elId + '_m');
+
+    var raw = (el.textContent || '').replace(/[^0-9.\-]/g, '');
+    var from = parseFloat(raw) || 0;
+    var to = parseFloat(newVal) || 0;
+
+    if (from === to) {
+      el.textContent = formatFn(to);
+      if (elM) elM.textContent = formatFn(to);
+      return;
+    }
+
+    if (_animFrames[elId]) cancelAnimationFrame(_animFrames[elId]);
+
+    var duration = 350;
+    var start = null;
+    function step(ts) {
+      if (!start) start = ts;
+      var progress = Math.min((ts - start) / duration, 1);
+      var eased = 1 - Math.pow(1 - progress, 3);
+      var current = from + (to - from) * eased;
+      el.textContent = formatFn(current);
+      if (elM) elM.textContent = formatFn(current);
+      if (progress < 1) {
+        _animFrames[elId] = requestAnimationFrame(step);
+      } else {
+        delete _animFrames[elId];
+      }
+    }
+    _animFrames[elId] = requestAnimationFrame(step);
+  }
+
   function getQuote(q) {
     return q || (typeof global.calcQuote === 'function' ? global.calcQuote() : null);
   }
@@ -268,7 +309,7 @@
     show('sl-users', users > 0);
     getEl('sl-users-sub')?.classList.toggle('hidden', users === 0);
     if (users > 0) {
-      getEl('sl-users-val').textContent = fmt(userTotal);
+      animateValue('sl-users-val', userTotal, fmt);
       const sub = getEl('sl-users-sub');
       sub.classList.remove('hidden');
       const subRows = [{ copy: `${users} × ${fmt(baseUserRate)}/user (${byol ? 'BYOL' : 'M365 Incl.'})` }];
@@ -283,7 +324,7 @@
     getEl('sl-endpoints-sub')?.classList.toggle('hidden', endpoints === 0);
     if (endpoints > 0) {
       const epOnly = endpointTotal - serverBase;
-      getEl('sl-endpoints-val').textContent = fmt(epOnly);
+      animateValue('sl-endpoints-val', epOnly, fmt);
       const sub = getEl('sl-endpoints-sub');
       sub.classList.remove('hidden');
       const epRows = [{ copy: `${endpoints} × ${fmt(pricing.RATE_ENDPOINT)}/endpoint` }];
@@ -293,13 +334,13 @@
     }
 
     show('sl-servers', servers > 0);
-    if (servers > 0) getEl('sl-servers-val').textContent = fmt(serverBase);
+    if (servers > 0) animateValue('sl-servers-val', serverBase, fmt);
 
     show('sl-zt', ztNetTotal > 0);
-    if (ztNetTotal > 0) getEl('sl-zt-val').textContent = fmt(ztNetTotal);
+    if (ztNetTotal > 0) animateValue('sl-zt-val', ztNetTotal, fmt);
 
     show('sl-voip', voipTotal > 0);
-    if (voipTotal > 0) getEl('sl-voip-val').textContent = fmt(voipTotal);
+    if (voipTotal > 0) animateValue('sl-voip-val', voipTotal, fmt);
 
     const slAdminEl = getEl('sl-admin');
     const slAdminValEl = getEl('sl-admin-val');
@@ -322,9 +363,9 @@
       slAdminSubEl.innerHTML = renderSubRows(adminRows);
     }
 
-    getEl('mrrDisplay').textContent = fmt(effectiveMrr);
+    animateValue('mrrDisplay', effectiveMrr, fmt);
     const monthlyTotalEl = getEl('sl-monthly-total-val');
-    if (monthlyTotalEl) monthlyTotalEl.textContent = fmt(effectiveMrr) + '/mo';
+    if (monthlyTotalEl) monthlyTotalEl.innerHTML = fmt(effectiveMrr) + '<span class="suffix-mo">/mo</span>';
     getEl('annualDisplay').textContent = fmt(effectiveAnnual);
     getEl('perUserRow').classList.toggle('hidden', users === 0);
     if (users > 0) getEl('perUserDisplay').textContent = fmt(effectiveMrr / users) + '/user';
@@ -620,22 +661,26 @@
     if (!q) return;
 
     const collapsed = id => !document.getElementById(id)?.classList.contains('sec-open');
-    const setSummary = (id, text) => {
+    const setSummary = (id, text, numericVal) => {
       const el = document.getElementById(id);
       if (!el) return;
       const secId = id.replace('-summary', '').replace('sec0', 'sec-0');
       const show = collapsed(secId) && !!text;
-      el.textContent = text || '';
+      if (numericVal !== undefined && show) {
+        animateValue(id, numericVal, function(v) { return fmt(v) + '/mo'; });
+      } else {
+        el.textContent = text || '';
+      }
       el.hidden = !show;
       el.style.display = show ? 'flex' : 'none';
     };
 
     setSummary('sec01-summary', q.adminWaived ? 'WAIVED' : fmt(q.adminFeeNet) + '/mo');
-    setSummary('sec02-summary', q.users > 0 ? `${fmt(q.userTotal)}/mo` : '');
-    setSummary('sec03-summary', q.endpoints > 0 ? `${fmt(q.endpointTotal - q.serverBase)}/mo` : '');
-    setSummary('sec04-summary', q.servers > 0 ? `${fmt(q.serverBase)}/mo` : '');
-    setSummary('sec05-summary', q.ztNetTotal > 0 ? `${fmt(q.ztNetTotal)}/mo` : '');
-    setSummary('sec06-summary', q.voipSeats > 0 ? `${fmt(q.voipTotal)}/mo` : '');
+    setSummary('sec02-summary', q.users > 0 ? `${fmt(q.userTotal)}/mo` : '', q.users > 0 ? q.userTotal : undefined);
+    setSummary('sec03-summary', q.endpoints > 0 ? `${fmt(q.endpointTotal - q.serverBase)}/mo` : '', q.endpoints > 0 ? q.endpointTotal - q.serverBase : undefined);
+    setSummary('sec04-summary', q.servers > 0 ? `${fmt(q.serverBase)}/mo` : '', q.servers > 0 ? q.serverBase : undefined);
+    setSummary('sec05-summary', q.ztNetTotal > 0 ? `${fmt(q.ztNetTotal)}/mo` : '', q.ztNetTotal > 0 ? q.ztNetTotal : undefined);
+    setSummary('sec06-summary', q.voipSeats > 0 ? `${fmt(q.voipTotal)}/mo` : '', q.voipSeats > 0 ? q.voipTotal : undefined);
   }
 
   function updateVsComparison(q) {
diff --git a/theme-manager.js b/theme-manager.js
index d28d851..c818d1d 100644
--- a/theme-manager.js
+++ b/theme-manager.js
@@ -7,8 +7,7 @@
   const SVG_SUN = '<span class="fa-icon fa-icon-sun-bright fa-icon--theme" style="--icon-size:17px;"></span>';
   const SVG_MOON = '<span class="fa-icon fa-icon-moon-stars fa-icon--theme" style="--icon-size:15px;"></span>';
   const SVG_GLASS = '<span class="fa-icon fa-icon-sparkles fa-icon--theme" style="--icon-size:16px;"></span>';
-  const SVG_RETRO = '<span class="fa-icon fa-icon-tv-retro fa-icon--theme" style="--icon-size:16px;"></span>';
-  const THEME_ORDER = ['dark', 'light', 'glass', '70retro'];
+  const THEME_ORDER = ['dark', 'light', 'glass'];
   const THEME_CONFIG = {
     dark: {
       icon: SVG_MOON,
@@ -24,11 +23,6 @@
       icon: SVG_GLASS,
       href: 'SVS-MSP-Calculator-glass.css',
       label: 'Glass'
-    },
-    '70retro': {
-      icon: SVG_RETRO,
-      href: 'SVS-MSP-Calculator-70retro.css',
-      label: '70s Retro'
     }
   };